No other state is quite as hardcore as New Hampshire. With a motto of "live free or die," no sales tax, and cars that constantly climb Mount Washington, this state certainly lives up to this mentality.
Requirement : No
Car insurance is not required in New Hampshire .
Minimum Coverage Car Insurance Requirements:
Other Car Insurance Coverage Options:
There are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: New Hampshire does not require proof of insurance, however, financial responsibility is required:
Proof of Insurance: No
New Hampshire does not require proof of insurance unless:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
The New Hampshire Insurance Department has programs that may help consumers find insurance.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in New Hampshire:
All drivers are prohibited from hand held cellphone use while driving. All drivers are prohibited from texting while driving. Cell phone and texting violations are considered primary offenses. Violators are subject to a $100 first offense fine, $250 second offense fine, $500 for all subsequent offenses.