Cheap Auto Insurance Quotes in Rochester, NH (2023)

Rochester’s population of 32,000 has risen six percent over the last 10 years. This increase means more drivers are on the road daily—finding their way through traffic to jobs, appointments, shopping, and family fun. With that many people on the road, accidents are bound to happen. Making sure you have a solid car insurance plan in place can protect you and your family while driving in New Hampshire.

While watching out for other drivers is a top priority while on the road, drivers in this state know all too well that crashes don’t always have to involve another person. In fact, in 2018, over 59 percent of all crashes in New Hampshire were single-vehicle crashes. Having the kind of auto insurance that can protect you no matter what kind of accident you are in is important.

Car Insurance in Rochester, NH

The average cost of New Hampshire car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Rochester, NH to find you the cheapest quotes in the area.

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• Cheap Car Insurance New Hampshire

• Compare Car Insurance

Cheapest Car Insurance in Rochester, NH

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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Minimum Car Insurance Requirements in New Hampshire

Rochester Car Insurance Rates by Driver Age

Teenagers might need a little help from mom and dad to afford a $454 car insurance payment. New Hampshirites can expect their premium prices to go down as they add years of experience behind the wheel. For this reason, twentysomethings lock in a $300 price cut from what teen drivers pay. From that point, all age groups spend less than the state average of $134. Those in their 40s snag one of the best rates in the country, at $71 per month, which is less than one-sixth of what the youngest drivers shell out monthly.

Rochester Car Insurance Rates by Driving and Accident History

In the Granite State, safe drivers expect to win on and off the road. They get the peace of mind that defensive driving grants, and insurance companies reward them with “good driver” and “accident-free” discounts. But all it takes is one missed alarm to result in a speeding ticket, and the driver will pay an added $15 per month, or $180 per year. Worse still, an at-fault accident pumps the price up to $139, a $29 difference. Luckily, after three years of careful driving, tickets and accidents stop affecting car insurance rates.

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• High-risk Car Insurance New Hampshire

• DUI Car Insurance New Hampshire

Rochester Car Insurance Rates by Credit Tier

Does credit score make a person a better or worse driver? Like most states, New Hampshire seems to think so and allows insurance companies to use credit when deciding rates. Typically, those with the best credit pay the least. Why would drivers with poor credit pay less than those with average credit? And likewise for those with good credit versus excellent credit? People with better credit might finance costlier cars and get more coverage to secure their assets. Even so, moving from average to good credit will save over $75 per month, or $900 per year.

See More: Bad Credit Car Insurance New Hampshire

Find local Rochester agents

Rochester, NH DMV Information

In New Hampshire, the number of DMVs you have to choose from is plentiful. Though you can go to any location, you’ll most likely want to stay close to home. The closest DMV locations to Rochester include offices in Epping, Concord, Manchester, Tamworth, Salem, and Nashua. Not interested in driving that far or standing in line? Most DMV driver’s services are now online for fast, easy access. As far as registration renewals are concerned, you’ll need to pay town fees first before paying state fees at the DMV. Most towns also act as municipal agents for the state and can complete the state portion of your registration for a small fee. You can do this In Rochester at the Revenue Building at 19 Wakefield St. For hours and additional information, call 1 (603) 332-1136.

Public Transportation in Rochester, NH

Rochester is a comparatively small town, but it makes sure to meet its residents’ public transportation needs. COAST is the name of the public transportation services available to Rochester residents. It includes three regional bus routes connecting Rochester, Somersworth, Dover, and Portsmouth and 10 local bus routes operating within or between each community. The cost for riding COAST depends on what you prefer to pay. It’s a $1.50 cash fare, $20 for a 15-ride punch ticket, and $52 for a monthly pass. Other public transportation options in Rochester include a paratransit door-to-door service, a route-specific on-demand option, senior transportation, a parking shuttle, and a vintage Christmas trolley (operated in December and free to ride).

For more detailed New Hampshire city level guides, check out these below.

• Average Cost of Car Insurance Rates in New Hampshire

• DUI Car Insurance Rates in New Hampshire

• High-Risk Driver Car Insurance Rates in New Hampshire

• New Hampshire Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in New Hampshire

• SR-22 Insurance in New Hampshire

How to get the best and cheapest car insurance in Rochester, NH

Accidents cost drivers a lot in New Hampshire. Not only do accident death rates rise year over year, but car insurance claims amounting to millions of dollars translate to higher insurance rates statewide. These financial increases can leave policyholders wondering what they can do to reduce their insurance rates right now.

Rather than make phone call after phone call to individual auto insurers, New Hampshire drivers can use Insurify to compare dozens of car insurance quotes in seconds. Insurify’s AI-driven comparison engine gets to know who you are first by asking a series of simple questions regarding your vehicle and your driving habits. Getting to know you this way enables Insurify to return you the best coverage and rates at a price you can afford.