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New Hampshire SR-22 Car Insurance (With Quotes)

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Doug Shaffer

By: Doug Shaffer

| Reviewed by licensed insurance agent, Amber Benka

Last Updated March 9, 2022

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Cheapest Companies for SR-22 Insurance in New Hampshire (2022)

For drivers with SR-22 in New Hampshire, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after an SR-22.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in New Hampshire. The following are the best insurance rates from carriers that offer car insurance for drivers with an SR-22 in New Hampshire.

CarrierAvg. Monthly Cost
The General$184

How Much Does SR-22 Insurance Cost in New Hampshire?

For drivers located in New Hampshire, having an SR-22 form means that you will pay more for coverage. On average, coverage with the form will be 26 percent higher and could result in paying more than $36 extra a month for auto insurance. Drivers without a violation only pay an average of $140, whereas those with an SR-22 pay $176.

No Violation - Avgerage Monthly Rate
$140
With SR-22 - Average Monthly Rate
$176
$36 ▴
25.71% ▴
Difference in Average Monthly Rate
Percent Change in Average Monthly Rate

Insurify's comparison tool will help you make sure you're getting the best possible quote even after an SR-22. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

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What Is an SR-22, and Who Needs One in New Hampshire?

In New Hampshire, you can be required to obtain an SR-22 if you have a major driving violation on your record. The type of offense that results in a mandatory SR-22 could range from a DUI/DWI to an at-fault accident without insurance. Should you be required to have an SR-22 form, you must keep it active for a minimum of three years.

Having an SR-22 in New Hampshire provides proof to the state that you are carrying at least the minimum auto insurance coverage. Since an SR-22 generally indicates risky driving behaviors, you may notice an increase in the cost of coverage.

How Much Does Credit Score Affect SR-22 Insurance Costs in New Hampshire?

Having an SR-22 will affect your overall auto insurance rates, but your credit score might not have as big of an impact on the cost. For instance, there is only a $6 difference between the increase for the excellent credit tier rating and the increase for the poor credit rating.

Credit TierAvg. Monthly Rate - No Violation Avg. Monthly Rate - SR-22 Difference
Excellent$118$146$28
Good$132$163$31
Average$133$164$32
Poor$144$178$34

How to Find the Best SR-22 Insurance Rate in New Hampshire

It can be tricky trying to obtain a SR-22 form in New Hampshire. Few insurance companies offer it, and the ones that do tend to be pricey, which makes shopping around for quotes important. To help make the process easier, Insurify can collect and display every quote you qualify for on one simple, easy-to-use page.

Non-Owner SR-22 Insurance in New Hampshire

The non-owner SR-22 form is the perfect option for those who don't qualify for the standard SR-22 in New Hampshire. Mainly, it is used for drivers who don't own a vehicle but must still provide proof of insurance to the state to have their driver's license reinstated.

Alternatives to an SR-22 in New Hampshire

Although there aren't any direct alternatives to an SR-22 in New Hampshire, there are ways you can lower your rates. Since few insurance providers offer the SR-22, shopping around for quotes is one of the few ways that you can find affordable coverage.

How Do I Get SR-22 Insurance in New Hampshire

Since there isn't an abundance of options available, you will need to find an insurance provider in New Hampshire that offers the SR-22 for auto insurance. It can be quite time-consuming and confusing. To help streamline the process and make it easy to compare rates, Insurify provides a platform that will display more than 20 quotes all on one page.

Frequently Asked Questions

  • Drivers who are required to obtain a SR-22 in New Hampshire must keep it active for a minimum of three years. Along with the certification, the minimum auto insurance coverage must also be maintained during that time.

  • If you have an SR-22 in New Hampshire and you move, you will need to do a couple of things. First, you'll need to notify your current insurance provider of your move. Second, make sure that your SR-22 is transferred to your new state. Third, contact your new DMV to ensure they have all the information they need.

  • Yes, even if you don't have a car, you will still need to obtain a SR-22. The type of SR-22 you need will change from a standard form to a non-owner SR-22. This will provide proof of auto insurance coverage to the state so that you can get your driver's license reinstated.

    Top Auto Insurance Companies

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Doug Shaffer
Doug Shaffer

Content Writer at Insurify

Doug Shaffer is an insurance writer for Insurify. He has had the opportunity to write for several large, national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. Even though he enjoys writing for most product lines, he loves auto insurance the most. During the moments he manages to break away from the keyboard, he can be found spending time with his family.

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