How your age affects your Ohio car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for younger drivers
Multiple other factors influence how much drivers in each age group will pay for car insurance. Some increase rates for one age group more than another, while others impact all age groups evenly. Like in most of the country, teenagers and drivers under 25 pay the most for car insurance due to a lack of driving experience, which insurers see as a risk.
The following table compares how different insurance factors affect average monthly rates for drivers younger than 30. Travelers offers some of the cheapest rates, with an average of $81 per month for liability-only coverage.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for middle-aged drivers
The following table compares how different insurance factors affect average monthly rates for drivers between 30 and 59. Drivers in this range typically pay between $108 and $140 per month on average, but quotes for liability coverage start as low as $59 with Travelers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for senior drivers
The following table compares how different insurance factors affect average monthly rates for drivers 59 and older. Drivers in this age range pay between $105 and $142 per month on average. Travelers, Progressive, and Liberty Mutual all offer affordable liability rates of $60, $61, and $61, respectively.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.