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Cheap Car Insurance in Ohio 2022
Drivers in Ohio pay rates starting at $63/mo. for car insurance.
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Written by
Miranda Marquit
Insurance Writer
Miranda Marquit, MBA, is a freelance financial writer covering various markets and topics since 2006. She has contributed to numerous media outlets, including Forbes, TIME, The Hill, NPR, HuffPost, Yahoo! Money, and more. Her work has been syndicated by MSN Money, Marketwatch, Credit.com, and other publications. She has written about insurance topics for Clearsurance, HealthCare.com, and various other websites. She is also an avid podcaster and co-hosts the Money Talks News podcast. Miranda has a Master’s Degree in Journalism from Syracuse University. Connect with her on LinkedIn.
Edited by
Danny Smith
Insurance Writer
Danny is an insurance writer at Insurify. Specializing in auto insurance, he works to help drivers navigate the complicated world of insurance to find the best possible policy. He received a bachelor's degree from the University of Massachusetts Amherst. You can connect with Danny on LinkedIn.
Updated November 30, 2022
Ohio is the eighth-cheapest state for car insurance in the country, according to our data. Drivers in the Buckeye State pay an average of $146 per month — $87 less than the national average of $233 per month. Notably, Ohio has the fifth-largest interstate system, with over 8,000 miles of road[1]. Drivers looking to save on insurance should compare car insurance quotes from multiple providers.
Quick Facts
The average cost of car insurance in Ohio is $146/mo.
State Farm is the cheapest top provider in Ohio, with average rates of $63/mo.
The easiest way to cut car insurance costs is to compare quotes online.
Best cheap car insurance in Ohio: State Farm
1
State Farm
Best Cheap Car Insurance in Ohio
If you’re searching for the best car insurance companies in Ohio, the following insurers provide affordable coverage. While some companies offer cheaper car insurance, it’s important to note whether their coverage meets your insurance needs, as well as the type of customer service you might expect. Consider your car insurance needs as well as price when comparing quotes.
| Car Insurance Company | Insurify Composite Score | Average Monthly Quote |
|---|---|---|
| State Farm | 88 | $63 |
| GEICO | 88 | $80 |
| USAA | 96 | $85 |
| Travelers | 80 | $91 |
| American Family | 89 | $96 |
| Grange | N/A | $56 |
| Erie | 85 | $76 |
| Stillwater | N/A | $81 |
| Mile Auto | N/A | $83 |
| Kemper Preferred | N/A | $95 |
| Progressive | N/A | $108 |
| Nationwide | 89 | $109 |
| National General | 58 | $111 |
| Elephant | N/A | $114 |
| Safeco | 86 | $117 |
| Clearcover | 97 | $117 |
| Midvale Home & Auto | N/A | $132 |
| Commonwealth Casualty | N/A | $143 |
| Direct Auto | N/A | $146 |
| Allstate | 85 | $149 |
| Farmers | 85 | $156 |
| Foremost Signature | N/A | $161 |
| Liberty Mutual | 82 | $165 |
| State Auto | 76 | $171 |
| The General | N/A | $180 |
| Kemper Specialty | N/A | $185 |
| SafeAuto | N/A | $197 |
| Bristol West | N/A | $235 |
| CSAA | N/A | $238 |
| Dairyland | N/A | $266 |
| Amica | N/A | $298 |
| Kemper | N/A | $309 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Learn More: Best Car Insurance Companies
Insurify Composite Score (ICS)
To calculate the Insurify Composite Score, a proprietary rating, Insurify data scientists weigh multiple factors that reflect the quality, reliability, and health of an insurance company.
Inputs to the score include J.D. Power ratings, Consumer Reports customer satisfaction surveys and customer complaints, mobile app reviews, user-generated company reviews, and financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch.
Minimum car insurance requirements in Ohio
All motor vehicles operated or parked on Ohio roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
Inspecting a vehicle
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Ohio[2] are:
$25,000 per person and $50,000 per accident for bodily injury liability: As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Ohio is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$25,000 per accident for property damage liability: If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Ohio DMV information
Ohio’s Bureau of Motor Vehicles (BMV) is responsible for licensing, as well as car registration. This is also the agency in charge of suspensions and reinstatements. If you need help answering questions about operating your car, you can visit the Ohio BMV online and set up a profile at BMV.Ohio.gov[3].
Public transportation in Ohio
Ohio features 61 public transit systems[4]. In addition to operating in urban areas like Columbus and Cincinnati, 34 of the transit systems are located in rural areas of the state. Even with these transit systems, though, some areas are more walkable than others and there’s a good chance you’ll want a car in Ohio.
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Tips for getting cheap car insurance in Ohio
When looking for cheap car insurance in Ohio, you’ll get lower quotes if you have a clean driving record, a higher deductible, and live in certain areas. If you want to ensure you find the best rate, compare car insurance quotes online.
Other tools for finding cheap car insurance include:
Utilizing all available discounts
Bundling two or more insurance policies
Maintaining a good credit score
Liability-only vs. full-coverage insurance in Ohio
If you live in Ohio, you can opt to carry liability-only auto insurance, which pays for expenses related to injuries and damage to the other party’s car if you cause an accident. Each state sets its own minimums for how much liability insurance it requires drivers to carry. Liability-only insurance can make sense if:
You have a low-value vehicle.
You can afford to repair or replace your car out of your own pocket.
Getting the cheapest insurance possible is your top priority.
For a higher level of protection, you can choose full-coverage insurance, which includes basic liability plus collision and comprehensive coverage. Collision coverage pays for damages to your car, even if you’re at fault for an accident. Comprehensive pays for damages caused by events out of your control, like vandalism, weather, and animals. Auto lenders and leasing companies typically require drivers to carry full coverage on a car they’ve financed.
You may also opt for full coverage if:
You have a high-value vehicle.
You wouldn’t be able to afford to repair or replace your car out of pocket.
Your car’s actual cash value (the payout you’d likely get if your car is totaled) exceeds your annual premium to carry full coverage.
Here’s a look at the cheapest auto insurance in Ohio by policy type.
| Car Insurance Company | Average Monthly Quote: Liability | Average Monthly Quote: Full Coverage |
|---|---|---|
| American Family | $75 | $96 |
| GEICO | $62 | $80 |
| State Farm | $63 | $63 |
| Travelers | $65 | $91 |
| USAA | $66 | $85 |
| Allstate | $116 | $149 |
| Amica Mutual | $231 | $298 |
| Bristol West | $158 | $235 |
| Clearcover | $87 | $117 |
| Commonwealth | $81 | $143 |
| CSAA | $152 | $238 |
| Dairyland | $141 | $266 |
| Direct Auto | $123 | $146 |
| Elephant | $91 | $114 |
| Erie | $59 | $76 |
| Farmers | $122 | $156 |
| Foremost Group | $64 | $161 |
| Grange | N/A | $56 |
| Kemper | $123 | $309 |
| Kemper Preferred | $54 | $95 |
| Kemper Specialty | $108 | $185 |
| Liberty Mutual | $106 | $165 |
| Midvale Home & Auto | $77 | $132 |
| Mile Auto | $68 | $83 |
| National General | $78 | $111 |
| Nationwide | N/A | $109 |
| Progressive | $84 | $108 |
| SafeAuto | $93 | $197 |
| Safeco | $60 | $117 |
| State Auto | $74 | $171 |
| Stillwater | $64 | $81 |
| The General | $120 | $180 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
How your driving history affects Ohio car insurance rates
Your driving history is the factor that most influences your car insurance costs. Good drivers — whose records are free of serious traffic violations like speeding tickets or reckless driving — tend to get the best car insurance rates in Ohio. But infractions like driving under the influence or at-fault accidents can significantly increase insurance costs.
Here’s a look at average monthly quotes for the cheapest car insurance in Ohio based on driving and accident history.
See More: Best Cheap Car Insurance for High-Risk Drivers
| Car Insurance Company | Clean Record | At-Fault Accident | With a DUI | Speeding Ticket |
|---|---|---|---|---|
| American Family | $83 | $117 | $116 | $116 |
| Farmers | $66 | $92 | $92 | $92 |
| State Farm | $69 | $97 | $97 | $97 |
| Travelers | $84 | $96 | $113 | $110 |
| USAA | $54 | $77 | $76 | $76 |
| Allstate | $129 | $181 | $180 | $180 |
| Amica Mutual | $256 | $361 | $358 | $358 |
| Bristol West | $205 | $315 | $264 | $287 |
| Clearcover | $104 | $155 | N/A | $143 |
| Commonwealth Casualty | $128 | $192 | $231 | $172 |
| CSAA | $191 | $398 | $436 | $354 |
| Dairyland | $241 | $327 | $305 | $317 |
| Direct Auto | $121 | $221 | $196 | $197 |
| Elephant | $105 | $139 | $176 | $131 |
| Erie | $204 | $288 | $285 | $285 |
| Foremost GroupSelect | $159 | $174 | $207 | $147 |
| GEICO | $135 | $190 | $188 | $188 |
| Grange | $56 | N/A | N/A | N/A |
| Kemper | $346 | $281 | $168 | $296 |
| Kemper Preferred | $87 | $109 | $59 | $120 |
| Kemper Specialty | $169 | $239 | $165 | $208 |
| Liberty Mutual | $156 | $187 | $174 | $190 |
| Midvale Home & Auto | $109 | $186 | $188 | $177 |
| Mile Auto | $79 | $115 | $83 | $108 |
| National General | $88 | $169 | $142 | $144 |
| Nationwide | $100 | $110 | N/A | $149 |
| Progressive | $93 | $131 | $130 | $130 |
| SafeAuto | $174 | $261 | $385 | $239 |
| Safeco | $106 | $137 | $80 | $144 |
| State Auto | $131 | $269 | N/A | $246 |
| Stillwater | $80 | $77 | N/A | $108 |
| The General | $156 | $251 | $210 | $229 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
See More: SR-22 Car Insurance Ohio
SR-22 insurance in Ohio
If you have your driver’s license suspended for certain violations, such as driving while uninsured or a DUI, you’re required to file an SR-22 form to have your driving privileges reinstated. You need to get auto insurance that meets the requirements, and your insurer will file the SR-22 with the Ohio BMV. The following list includes insurers that provide an SR-22.
How credit scores affect Ohio car insurance quotes
Depending on the state you live in, your credit score might affect your car insurance premium. Some states ban using a credit-based insurance score, but it’s allowed in Ohio. Generally, people with excellent or good credit scores can qualify for lower car insurance premiums than people with average or poor credit scores.
| Credit Tier | Average Monthly Quote |
|---|---|
| Excellent | $119 |
| Good | $141 |
| Average | $154 |
| Poor | $238 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
See More: Bad Credit Car Insurance Ohio
How your city affects Ohio insurance quotes
Car insurance costs in Ohio can vary depending on the city you live in. In general, you can expect to pay more for insurance in areas with a higher population density. Your ZIP code can also make a difference, depending on various statistics. Here are the rates in some of the major cities in Ohio.
| City | Average Monthly Quote |
|---|---|
| Aberdeen | $257 |
| Akron | $160 |
| Amherst | $166 |
| Bowling Green | $126 |
| Chillicothe | $183 |
| Cincinnati | $164 |
| Clarksville | $347 |
| Cleveland | $164 |
| Columbus | $172 |
| Dayton | $150 |
| Germantown | $138 |
| Hilliard | $127 |
| Kent | $141 |
| Lima | $149 |
| Port Clinton | $134 |
| Racine | $307 |
| Sandusky | $126 |
| Toledo | $170 |
| Troy | $150 |
| Youngstown | $166 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
How your age affects your Ohio car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
| Age Group | Average Monthly Rate |
|---|---|
| Teenagers | $300 |
| Under 25 | $181 |
| 20s | $141 |
| 30s | $140 |
| 40s | $118 |
| 50s | $108 |
| 60s | $105 |
| 70s | $106 |
| 80+ | $142 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Quotes for younger drivers
Multiple other factors influence how much drivers in each age group will pay for car insurance. Some increase rates for one age group more than another, while others impact all age groups evenly. Like in most of the country, teenagers and drivers under 25 pay the most for car insurance due to a lack of driving experience, which insurers see as a risk.
The following table compares how different insurance factors affect average monthly rates for drivers younger than 30. Travelers offers some of the cheapest rates, with an average of $81 per month for liability-only coverage.
| Car Insurance Company | Liability Only | Full Coverage | With an Accident | With a DUI |
|---|---|---|---|---|
| Nationwide | $165 | $151 | $168 | $273 |
| Progressive | $110 | $127 | $120 | N/A |
| Travelers | $81 | $108 | $112 | $201 |
| Bristol West | $223 | $309 | $380 | $561 |
| Clearcover | $116 | $150 | $162 | $285 |
| Commonwealth Casualty | $115 | $191 | $246 | $346 |
| CSAA | $206 | $285 | $409 | $476 |
| Dairyland | $192 | $328 | $373 | $619 |
| Direct Auto | $163 | $194 | $254 | $324 |
| Elephant | $105 | $135 | $148 | $259 |
| Foremost GroupSelect | N/A | $172 | N/A | N/A |
| Kemper | $168 | $395 | $348 | $886 |
| Kemper Preferred | N/A | $108 | $115 | N/A |
| Kemper Specialty | $148 | $240 | $276 | $472 |
| Liberty Mutual | $156 | $224 | $226 | $452 |
| Midvale Home & Auto | $112 | $177 | $211 | $304 |
| Mile Auto | $102 | $115 | $129 | $227 |
| National General | $107 | $142 | $171 | $237 |
| SafeAuto | $127 | $240 | $277 | $442 |
| Safeco | $79 | $151 | $155 | $291 |
| State Auto | N/A | $211 | $285 | $332 |
| Stillwater | N/A | $80 | N/A | N/A |
| The General | $160 | $233 | $287 | $412 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Quotes for middle-aged drivers
The following table compares how different insurance factors affect average monthly rates for drivers between 30 and 59. Drivers in this range typically pay between $108 and $140 per month on average, but quotes for liability coverage start as low as $59 with Travelers.
| Car Insurance Company | Liability Only | Full Coverage | With an Accident | With a DUI |
|---|---|---|---|---|
| Liberty Mutual | $78 | $132 | $148 | $249 |
| Progressive | $63 | $101 | N/A | $159 |
| Travelers | $59 | $84 | $86 | $163 |
| Bristol West | $109 | $186 | $239 | $334 |
| Clearcover | $70 | $101 | $127 | $179 |
| Commonwealth Casualty | $60 | $116 | $155 | $211 |
| CSAA | $124 | $225 | $351 | $334 |
| Dairyland | $104 | $226 | $282 | $414 |
| Direct Auto | $90 | $111 | $148 | $195 |
| Elephant | $84 | $103 | $123 | $189 |
| Foremost GroupSelect | $51 | $157 | N/A | $320 |
| Grange | N/A | $56 | N/A | N/A |
| Kemper | $73 | $215 | N/A | N/A |
| Kemper Preferred | $49 | $88 | N/A | $165 |
| Kemper Specialty | $69 | $138 | $177 | $253 |
| Midvale Home & Auto | $63 | $106 | $138 | $183 |
| Mile Auto | $49 | $71 | $96 | $133 |
| National General | $46 | $82 | $117 | $133 |
| Nationwide | $98 | $96 | $100 | $183 |
| SafeAuto | $69 | $163 | $209 | $291 |
| Safeco | $54 | $103 | $122 | $189 |
| State Auto | $68 | $154 | $243 | $243 |
| Stillwater | $66 | $78 | N/A | $155 |
| The General | $88 | $143 | $179 | $257 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Quotes for senior drivers
The following table compares how different insurance factors affect average monthly rates for drivers 59 and older. Drivers in this age range pay between $105 and $142 per month on average. Travelers, Progressive, and Liberty Mutual all offer affordable liability rates of $60, $61, and $61, respectively.
| Car Insurance Company | Liability Only | Full Coverage | With an Accident | With a DUI |
|---|---|---|---|---|
| Liberty Mutual | $61 | $106 | $129 | $191 |
| Progressive | $61 | $69 | N/A | $139 |
| Travelers | $60 | $80 | $90 | $143 |
| Bristol West | $98 | $164 | $212 | $299 |
| Clearcover | $66 | $87 | $120 | $155 |
| Commonwealth Casualty | $63 | $115 | $127 | $225 |
| CSAA | $103 | $171 | $213 | $318 |
| Dairyland | $99 | $196 | $238 | $364 |
| Direct Auto | $86 | $104 | $132 | $189 |
| Elephant | $69 | $82 | $114 | $143 |
| Foremost GroupSelect | $73 | $152 | N/A | $275 |
| Kemper | $84 | N/A | N/A | N/A |
| Kemper Preferred | $44 | $85 | N/A | $149 |
| Kemper Specialty | $86 | $152 | $173 | $289 |
| Midvale Home & Auto | $58 | $98 | $147 | $163 |
| Mile Auto | $41 | $55 | N/A | $107 |
| National Auto | $40 | N/A | N/A | N/A |
| National General | N/A | $61 | N/A | $100 |
| Nationwide | $96 | $86 | N/A | $163 |
| SafeAuto | $72 | $158 | $168 | $308 |
| Safeco | $57 | $93 | $116 | $167 |
| State Auto | $66 | $124 | N/A | $2,023 |
| The General | $85 | $132 | $158 | $245 |
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.
Ohio car insurance FAQs
The cheapest car insurance in Ohio depends on your provider, location, and other factors. For example, Bowling Green has cheaper average car insurance rates than Columbus. Top insurers with the lowest rates in Ohio include State Farm, GEICO, and USAA. The companies offer average monthly rates of $63, $80, and $85, respectively.
Smaller companies like Grange and Erie also offer affordable car insurance rates for drivers in the state. By driving history, USAA presents drivers with the most affordable rate from a top insurer in Ohio. When broken down by age, coverage level, and driving history, Travelers provides the cheapest average rates for young drivers under 30 in Ohio.
In general, state insurance rates increase based on incidents in that state, including whether a state or city has more or fewer accidents than other areas. Based on our data, Ohio actually ranks as the least-safe state for driving in the country. Around 24% of drivers in the state have a recent driving incident on their record.
More specifically, drivers in Ohio rank first in speeding tickets, ninth in DUIs, second in moving violations, ninth in suspended licenses, and third in accidents compared to drivers in other states. All these incidents mean auto insurers in Ohio are paying out claims, which may increase overall rates throughout the state.
On average, drivers in Ohio spend $146 per month for car insurance coverage. The national average of $233 per month exceeds the state average by a significant amount, and Ohio drivers benefit from the eighth-cheapest average premiums in the country. Individual rates vary based on driver history, credit history, age, coverage level, auto insurer, and more.
Rates in Ohio and elsewhere frequently change and adjust to industry and market conditions, so comparison-shopping at the time of policy renewal or purchase is important. Based on our data, for instance, average car insurance rates in Ohio increased by 25% between June 2021 and June 2022.
The best car insurance company for you depends on your coverage needs. Based on Insurify Composite Scores (ICS), the best auto insurers are USAA, American Family, State Farm, and GEICO. With an ICS of 96, USAA offers drivers average quotes of $85 per month. American Family provides average monthly quotes of $96 and has an ICS of 89.
State Farm and GEICO have the lowest average monthly quotes of $63 and $80, respectively, and each earned an ICS of 88. Our ICS ratings are backed by data and calculated to consider financial strength ratings, industry rankings, customer and claims satisfaction, and more.
No, personal injury protection (PIP) coverage is not required for drivers in Ohio. But PIP coverage is available in the state if drivers want more protection for themselves in the event of an accident. Medical payments, or MedPay, coverage is similar to PIP coverage and is also available for Ohio drivers.
Drivers are required to have a minimum of bodily injury liability and property damage liability insurance to legally drive in Ohio[5]. Though more coverage isn’t required, most drivers benefit from added protection.
Yes, Ohio has minimum requirements for car insurance. Specifically, drivers must purchase insurance that covers $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability, and $25,000 per accident for property damage liability[6]. Personal injury protection (PIP) coverage is not required in the state.
Bodily injury protection covers medical bills for people injured during an accident other than the policyholder. Property damage liability insurance goes toward payments for repairs to the property you damaged. Because Ohio is an at-fault state, drivers who cause an accident are responsible for paying expenses related to bodily injury and property damage.
In general, car insurance follows the vehicle in Ohio. If someone other than you is driving your car and gets into an accident, your auto insurance provider will most likely provide applicable coverage. But it’s important to read your policy paperwork carefully because some policies only provide liability coverage if another person named in the policy is driving the car[7].
If the person driving your vehicle has a separate insurance policy, that coverage may come into play as secondary coverage.
Full-coverage car insurance includes much more coverage than liability-only car insurance. This coverage type also includes collision and comprehensive coverage. This added coverage protects you more fully, but not all drivers may need it. Individuals with new or expensive vehicles will benefit from purchasing this coverage.
Bodily injury and property damage liability insurance covers the medical bills and costs for property repairs and replacement for others if you’re responsible for an accident. Collision insurance covers the costs associated with a car accident, and comprehensive insurance covers costs related to natural disasters, theft, vandalism, and more.
Insurify Insights
How Ohio Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Ohio below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Ohio drivers measure up to their fellow motorists across the United States in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Honda Civic
Most Popular Car in Ohio
#2
State with the Most Speeding Tickets Rank
#1
State with the Moving Violations Rank
#6
State with the Most DUIs Rank
#3
State with the most Suspended Licenses
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Ohio is the #2 state in the country for drivers with an at-fault accident on their driving record.
- Rank among states: #2
- Percent of drivers in Ohio with an accident: 11.4%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Ohio is the #6 state in the country for drivers with a prior drunk driving conviction.
- Rank among states: #6
- Percent of drivers in Ohio with a DUI: 2.5%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Ohio is the #4 state in the country for drivers with a reckless driving offense on record.
- Rank among states: #4
- Percent of drivers in Ohio with a reckless driving offense: 2.2%
The Insurify team classifies rude drivers as those who commit one or more of the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-run. Ohio is the #2 state in the country for drivers with a rude driving violation on record.
- Rank among states: #2
- Percent of drivers in Ohio with a rude driving violation: 2.6%
Exceeding the speed limit can endanger others and have a serious impact on your insurance costs. Ohio is the #2 state in the country for drivers with a speeding ticket on record.
- Rank among states: #2
- Percent of drivers in Ohio with a speeding ticket: 13.3%
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Ohio is the #12 state in the country for drivers with a failure to yield violation on record.
- Rank among states: #12
- Percent of drivers in Ohio with a failure to yield violation: 0.2%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Sources
- Ohio Department of Transportation. "ODOT Facts Book." Accessed November 19, 2022
- Ohio Bureau of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
- Ohio Bureau of Motor Vehicles. "Welcome to the Ohio BMV." Accessed August 10, 2022
- Ohio Department of Transportation. "Transit." Accessed August 10, 2022
- Ohio Department of Insurance. "Ohio’s Minimum Coverage Requirements for Auto Insurance." Accessed October 12, 2022
- Insurance Information institute. "Automobile Financial Responsibility Laws By State." Accessed October 12, 2022
- Ohio Department of Insurance. "Automobile Insurance Guide Ohio Department of Insurance." Accessed October 12, 2022
