Often referred to as "The Mother of Modern Presidents," Ohio is the home state to seven U.S. presidents. Ohio is also home to 24 U.S. astronauts, making it one of the smartest states in the nation.
Requirement : Yes
Car insurance is required in Ohio . Drivers must have a minimum of liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance policy is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirements for Ohio motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility. Ohio requires all drivers to have minimum coverage.
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Your insurance provider will send you an insurance card.
The card will include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Ohio drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Ohio Automobile Insurance Plan (OAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Ohio:
Drivers under the age of 18 are banned from all cell phone use while driving. All drivers are prohibited from texting while driving. Cell phone and texting violations are considered primary offenses. Violators face a $150 - $300 fine.