Cheap Auto Insurance Quotes in Toledo, OH (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Buckeye State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Toledo, OH

The average cost of Ohio car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Toledo, OH to find you the cheapest quotes in the area.

$43
$91
$112
$152
$165
ProgressiveState FarmLiberty MutualThe GeneralNationwide

Cheapest Car Insurance in Toledo

Here are the cheapest carriers in Toledo for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$114
$100
$122
$124
$113
$113
OhioColumbusClevelandCincinnatiAkronToledo

Click here to learn about car insurance quotes and save on your current policy.

Toledo, OH Driving Facts

ohio

Minimum Car Insurance Requirements in OH

Liability insurance comprised of bodily injury liability and property damage liability, is mandatory coverage for all drivers in the state of Ohio.

According to the Bureau of Motor Vehicles (BMV), proof of insurance must be carried in the vehicle and shown at traffic stops, vehicle inspections, and accident scenes. Minimum coverages for car insurance in the state of Ohio are:

  • $25,000 for bodily injury liability of one person 
  • $50,000 for bodily injury liability of two or more people
  • $25,000 for property damage liability in an accident

Ohioans are so invested in their residents purchasing liability insurance that its government has any driver applying for a driver’s license sign a document that affirms auto insurance coverage and knowledge of the penalties of driving uninsured.

Find local Toledo agents

Fuller & Sons Insurance Agency 
5660 Southwyck Blvd Ste 200A, Toledo, OH 43614-1566
Howard F. Sommers & Son Insurance Agency 
4750 N Summit St, Toledo, OH 43611-2849
House of Insurance Agency, Inc. 
5801 Telegraph Rd Side, Toledo, OH 43612-4558
Savage-McVicker Insurance Inc. 
4427 Talmadge Rd Ste Q, Toledo, OH 43623-3515
Stoner-Johnson Agency 
2330 Airport Hwy, Toledo, OH 43609-1708
Wellington F. Roemer Ins. Inc. 
3912 Sunforest Ct, Toledo, OH 43623-4486
Skyway Financial Group, LLC/Catholic Order of Foresters 
6800 W Central Ave Ste C4, Toledo, OH 43617-1157
American Casualty Insurance Agency, Inc. 
6060 Renaissance Pl Ste I, Toledo, OH 43623-4725
Hylant Group 
811 Madison Ave, Toledo, OH 43604
Great Lakes Insurance Partners, Inc. 
5215 Monroe St Ste 2, Toledo, OH 43623

Insurify Insights: How Toledo Drivers Measure Up

chevrolet
Chevrolet Impala
Most Popular Car in
Toledo, OH
suspended licenses
#30
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Toledo drivers measure up to their fellow Ohio motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Toledo

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Toledo drivers rank 9 in the number of car accidents per driver across all cities in Ohio.

  • Rank within state: #9
  • Percent of drivers in Toledo with an accident: 14.37%
  • Drivers in Toledo, OH with an accident in their driving history paid on average 47.95% more than drivers with a clean record

Speeding Toledo

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Ohio, Toledo drivers rank 22 in the number of speeding infractions per driver.

  • Rank within state: #22
  • Percent of drivers in Toledo with a speeding ticket: 14.48%
  • Drivers in Toledo, OH with a speeding ticket in their driving history paid on average 40.41% more than drivers with a clean record

DUI/DWIs Toledo

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Toledo drivers rank 12 in the number of DUI’s per driver across all cities in Ohio.

  • Rank within state: #12
  • Percent of drivers in Toledo with a DUI: 3.34%
  • Drivers in Toledo, OH with a DUI in their driving history paid on average 32.19% more than drivers with a clean record

Most Popular Vehicle Toledo

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Toledo is the Chevrolet Impala.

Rude Toledo

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Ohio, Toledo drivers rank 8 in rude driving infractions.

  • Rank within state: #8
  • Percent of drivers in Toledo with a reckless driving violation: 3.08%
  • Drivers in Toledo, OH with a reckless driving violation in their driving history paid on average 37.67% more than drivers with a clean record.

Safest Drivers Toledo

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Toledo drivers rank 3 in clean driving records across all cities in Ohio.

  • Rank within state: #3
  • Percent of drivers in Toledo with clean record: 73.41%

Failure to Yield the Right of Way Toledo

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Toledo drivers rank 4 in failure to yield violations per driver across all cities in Ohio.

  • Rank within state: #4
  • Percent of drivers in Toledo with a failure to yield violation: 0.98%
  • Drivers in Toledo, OH with a failure to yield violation in their driving history paid on average 1700% more than drivers with a clean record

Reckless Drivers Toledo

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Ohio, Toledo drivers rank 8 in the number of reckless driving offenses per driver.

  • Rank within state: #8
  • Percent of drivers in Toledo with a reckless driving offense: 0.05%

Hybrid/Electric Vehicle Ownership Toledo

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Toledo drivers rank 15 in hybrid and electric vehicle ownership across all cities in Ohio.

  • Rank within state: #15
  • Percent of drivers in Toledo with a hybrid/electric vehicle: 0.45%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.