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3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Canton drivers pay an average of $96 per month for car insurance, which is lower than the Ohio state monthly average of $105 and the national monthly average of $155.
The city in northeast Ohio has a population of about 70,000 people, which is less than half the number of people living in nearby Akron. Canton’s comparatively smaller population might explain why its drivers earn low average premiums. Fewer drivers in an area often leads to lower rates of accidents and property damage.
The best way to find even more affordable coverage in Canton is to compare quotes from multiple insurance companies. Here’s what you need to know about finding cheap car insurance in Canton.
Quick Facts
Drivers in Canton pay an average of $63 per month for liability-only insurance and $129 for a full-coverage policy.
State Farm, Mile Auto, and Erie offer the cheapest car insurance options in Canton.
The average cost of car insurance in nearby Pennsylvania is $136 per month.
Cheapest car insurance companies in Canton
Every driver on the road has a unique situation that affects car insurance costs. Since every car insurance company has a different way of assessing your situation, drivers can find the cheapest car insurance rates by shopping around for car insurance.
While it pays to shop around, you can use the information below about some of the best insurance companies in Canton to streamline your search. The data provided below reflects statewide average costs.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.
Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo
State Farm offers drivers in Canton the cheapest average rates for both liability-only and full-coverage insurance policies. The company earned an above-average rating in the North Central region in the J.D. Power 2023 U.S. Auto Insurance Study.
One way you can save with State Farm is to bundle your other insurance products — like home insurance, life insurance, or renters insurance — with your auto insurance policy.
Pros
AM Best financial strength rating of A++ (Superior)
Above-average J.D. Power customer satisfaction rating in the North Central region
Cons
Gap insurance not available
Fewer discounts than some insurers
I feel like I am being way overcharged for my insurance since I have had no accidents or tickets in the last 10 years.
Theresa - September 14, 2023
Verified
I really enjoyed working with them, I just couldn't keep up with the expensive rates.
Becki - September 13, 2023
Verified
I was 5 stars until the recent increase, without any explanation.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$55/mo
Drivers who don’t spend a lot of time behind the wheel can find savings through Mile Auto. The company offers pay-per-mile insurance policies.
Each month, you’ll send in a picture of your odometer, which will add a per-mile cost to your base rate. In general, this presents an opportunity to save for people who drive fewer than 10,000 miles each year.
Pros
Great rates for infrequent drivers
No telematics-based device required for mileage tracking
Cons
Only full-coverage policies available
Limited add-on coverage options
Best insurer for customer satisfaction: Auto-Owners
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$77/mo
In addition to standard auto insurance options, Auto-Owners also offers road-trouble service, additional expense, loan or lease gap, diminished value, and rental auto gap coverages. And drivers can benefit from at-fault accident forgiveness and collision coverage advantage waivers. Auto-Owners also sells home, life, and business insurance.
The company has high customer satisfaction, according to the National Association of Insurance Commissioners (NAIC) complaint index.
Pros
13 advertised discounts
Below-average number of customer complaints filed with the NAIC
Cons
Doesn’t offer rideshare coverage
Quotes only available through insurance agent
I was pleased with the agent and for years the price, but now they have gotten too expensive for a person on a fixed income.
Mary - August 13, 2023
Verified
I was dropped because of two minor at-fault accidents in two plus years.
Car insurance companies determine your premiums by considering multiple factors, including your age, location, local crime rate, ZIP code, credit history, and driving record.
As a driver, you can implement the following strategies to find the cheapest rate for you:
Shop around. A good way to find the best rate for your situation is to compare quotes from multiple car insurance companies.
Look for a discount. Most insurance companies offer discounts to policyholders. You should always look into whether you qualify for one or more discounts.
Increase your deductible. Choosing a higher deductible often leads to lower insurance premiums. But you should only do this if you have the money to cover a higher deductible.[1]
Choose minimum coverage. A minimum-coverage car insurance policy doesn’t offer robust financial protection, but it’s the most affordable coverage option. If you have a limited budget and an older, inexpensive vehicle, a liability-only policy may cover your needs.
Find Cheap Car Insurance in Canton, Ohio
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Cheapest liability-only car insurance in Canton
If you cause a car accident, a liability car insurance policy will kick in to help you pay for the damages and injuries you cause to others. While most states require this minimum amount of insurance, the limited coverage option might not fully cover your insurance needs.[2]
State Farm offers the cheapest average liability rates for residents of Canton, at $32 per month. The table below shows average quotes for liability-only car insurance policies for Canton drivers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Canton
A full-coverage auto insurance policy offers more protection than a liability-only option. In addition to liability coverage, a full-coverage policy includes comprehensive coverage and collision coverage. After an incident causes damage to your vehicle, this type of policy can help you pay for vehicle repairs or a replacement.
State Farm offers the cheapest average rate, at $46 per month for a full-coverage policy. The following table shows average quotes for full-coverage policies in Canton.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Ohio
Like most states, Ohio, requires drivers to carry a minimum amount of liability insurance to operate legally on public roads.[3]
The table below outlines the minimum coverage requirements in Ohio:
Though Ohio only requires drivers to buy bodily injury and property damage insurance, you may want to consider buying other optional coverages. Consider two of the most common coverages:
Collision coverage
After an accident,collision insurancecan help you pay for repairs. Covered collisions can include incidents with other vehicles or stationary objects, like fences and trees.
Comprehensive coverage
A collision isn’t the only thing that can cause damage to your vehicle.Comprehensive insurancecan help you pay for repairs after something other than a collision. Commonly covered events include vandalism, theft, and severe weather.
Cheapest car insurance for drivers with an incident
A mistake on the road can turn into an incident on your driving record. Some serious traffic violations include speeding tickets,driving under the influence (DUI) charges, and at-fault accidents. Each of these violations indicates a risk factor to insurance companies, which usually leads to higher insurance premiums.[4]
If you cause an accident, you can generally expect your car insurance rates to increase. The severity and frequency of your violations will influence how much you pay for coverage. On average, Ohio drivers with a past incident pay $142 per month for car insurance.
The following table illustrates how a traffic violation can lead to higher insurance costs. You can find average liability-only rates for Ohio residents by driving record below.
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
State Farm
$32
$46
$48
$54
Mile Auto
$37
$53
$55
$62
Erie
$38
$54
$56
$64
Auto-Owners
$38
$54
$56
$64
Hugo
$40
$58
$60
$68
GEICO
$41
$60
$62
$70
USAA
$41
$60
$62
$70
Safeco
$44
$64
$66
$75
American Family
$46
$66
$69
$78
State Auto
$51
$73
$76
$86
Elephant
$54
$77
$80
$91
Midvale Home & Auto
$55
$79
$81
$92
Commonwealth Casualty
$60
$87
$90
$102
Clearcover
$62
$89
$92
$105
Progressive
$63
$91
$94
$106
Liberty Mutual
$66
$95
$98
$111
Allstate
$71
$103
$106
$121
GAINSCO
$71
$103
$106
$121
The General
$73
$106
$109
$124
Dairyland
$76
$110
$113
$129
Travelers
$77
$111
$115
$130
Farmers
$79
$114
$118
$133
Direct Auto
$81
$116
$120
$137
CSAA
$87
$126
$130
$148
Foremost
$122
$176
$182
$207
Bristol West
$127
$183
$189
$214
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Insurers usually look at your age as a factor when determining premiums. In general, drivers with the least amount of experience behind the wheel — namely teen drivers and young drivers — face the highest insurance costs.
Coverage costs tend to remain high for drivers until around age 35. After that, most drivers see falling rates for decades. But around age 70, most senior drivers see an uptick in rates due to aging-related risk factors.
Explore the average car insurance costs by age in Canton in the table below.
Age
Average Monthly Quote
Teens
$228
20s
$159
30s
$117
40s
$105
50s
$90
60s
$82
70s
$87
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Canton car insurance quotes by credit tier
Ohio allows car insurance companies to consider your credit-based insurance score as a factor when determining premiums. Drivers with excellent or good credit scores tend to pay lower rates than people with poor credit scores.
Explore the average full-coverage monthly quotes by credit tier below.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Canton car insurance FAQs
Before you start shopping around for auto insurance, you should determine how much coverage you need. The following information should help you navigate the process of buying insurance coverage.
How much is car insurance in Canton?
The overall average cost of car insurance in Canton is $96 per month. Canton drivers pay $63 per month for liability coverage and $96 for full-coverage insurance, on average. Ultimately, your premium will depend on your driving record, age, credit history, ZIP code, and more.
Which company has the cheapest car insurance in Canton?
State Farm has the cheapest car insurance in Canton, with a liability insurance rate of $32 per month. Mile Auto also has cheap average coverage, at $37 per month. Erie and Auto-Owners both offer liability coverage at a rate of $38 per month. The best way to find cheap coverage is to compare multiple quotes at one time.
What are the best car insurance companies in Canton?
With an AM Best financial strength rating of A++ (Superior), an Insurify Quality (IQ) Score of 4.4 out of 5, and low average rates, State Farm is the best car insurance company in Canton. State Farm policyholders in Canton pay $32 per month for liability coverage and $54 for full-coverage insurance.
Other top insurers include Auto-Owners and Mile Auto.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Edited byKatie PowersAuto and Life Insurance Editor
Katie PowersAuto and Life Insurance Editor
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
State Farm
Mile Auto
Auto-Owners
