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How much is car insurance in Canton, OH?
Drivers in Canton, Ohio, pay an average of $63 per month for liability insurance and $105 for full coverage.
The average cost of car insurance in Canton is lower than in Akron but higher than in the smaller city of Mansfield. Akron’s higher population density may help explain its higher costs. Mansfield has a lower population density than Canton, which may help explain its lower rates.
Cheapest liability-only car insurance in Canton: Mile Auto
The average rate of liability insurance in Canton is $63 per month, which is similar to the state average of $64 per month.
Ohio’s minimum liability requirements are 25/50/25. That’s $25,000 per person and $50,000 per accident for bodily injury liability, and $25,000 for property damage liability.[1]
The following table shows the cheapest liability car insurance rates in Canton.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $32 |
| State Farm | $33 |
| Progressive | $38 |
| Auto-Owners | $39 |
| Erie | $39 |
| Commonwealth Casualty | $42 |
| GEICO | $42 |
| USAA | $42 |
| Safeco | $44 |
| The General | $44 |
| Certainly | $46 |
| American Family | $47 |
| Trexis | $52 |
| Hugo | $53 |
| AssuranceAmerica | $54 |
| Trexis One | $56 |
| First Acceptance | $57 |
| Direct Auto | $61 |
| Elephant | $61 |
| GAINSCO | $61 |
| Clearcover | $65 |
| Bristol West | $66 |
| Dairyland | $68 |
| Root | $70 |
| Allstate | $73 |
| National General | $73 |
| Liberty Mutual | $75 |
| Travelers | $78 |
| Farmers | $81 |
| Insurify Car | $98 |
| State Auto | $113 |
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Cheapest full-coverage car insurance in Canton: Mile Auto
Mile Auto offers the cheapest full-coverage car insurance in Canton, with an average rate of $51 per month.
Collision coverage helps pay to repair or replace your car if you’re in a collision, regardless of fault. Collisions in Canton were up 3.3% in 2025 from 2024, with police responding to 2,273 traffic crashes, according to the Canton Police Department.[2]
Comprehensive coverage helps pay to repair or replace your vehicle if it’s damaged by a non-collision event. You might consider purchasing this coverage to protect against common risks in Canton, including winter snowstorms, tornadoes, and flash flooding.
The following table shows the cheapest full-coverage insurance rates in Canton.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $51 |
| State Farm | $56 |
| Auto-Owners | $66 |
| Erie | $66 |
| Progressive | $69 |
| GEICO | $72 |
| Safeco | $72 |
| USAA | $73 |
| American Family | $81 |
| Direct Auto | $84 |
| CSAA | $94 |
| Elephant | $96 |
| AssuranceAmerica | $99 |
| Certainly | $102 |
| The General | $103 |
| National General | $104 |
| Commonwealth Casualty | $111 |
| Root | $115 |
| Allstate | $125 |
| Liberty Mutual | $126 |
| Clearcover | $129 |
| Trexis | $129 |
| Travelers | $136 |
| GAINSCO | $138 |
| Farmers | $139 |
| Bristol West | $142 |
| First Acceptance | $153 |
| Dairyland | $157 |
| Trexis One | $157 |
| State Auto | $192 |
Car insurance rates in other Ohio cities
Maple Heights has the most expensive car insurance in Ohio, at an average of $108 per month. The city of Newark has the cheapest average rates, at $74 per month.
Canton drivers pay less for car insurance than drivers in Akron, which has a higher population density. Akron also has a slightly higher rate of drivers with convictions for operating a vehicle under the influence (OVI).
Rates in Canton are also lower than the Ohio state average of $91 per month. Larger cities like Columbus and Cleveland have higher population densities than Canton, according to U.S. Census Bureau data. Franklin and Cuyahoga counties report more traffic crashes than Stark County, which may contribute to differences in insurance costs.
The table below shows average monthly quotes for different cities in Ohio.
City | Average Monthly Quote |
|---|---|
| Newark | $74 |
| Mansfield | $76 |
| Springfield | $78 |
| Lancaster | $82 |
| Lorain | $82 |
| Elyria | $84 |
| Hamilton | $89 |
| Youngstown | $89 |
| Dayton | $91 |
| Akron | $96 |
| Cincinnati | $101 |
| Cleveland | $104 |
| Toledo | $104 |
| Columbus | $107 |
| Maple Heights | $108 |
Cheapest recent car insurance quotes in Ohio
Drivers using Insurify have found quotes as cheap as $42/mo for liability only and $58/mo for full coverage in Canton and other Ohio cities.
*Quotes generated for Insurify users in and around Canton, Ohio within the last 10 days. Last updated on September 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Canton, Ohio within the last 10 days. Last updated on September 17, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Cheapest car insurance quotes in Canton by driving record
Your driving record is one of the factors insurers review when calculating your insurance premiums. A clean record can result in lower rates. A driving history of speeding tickets, at-fault accidents, or OVIs can cause your premiums to rise.
Below are some of the cheapest car insurance companies for Canton drivers with different incidents on their records:
Cheapest car insurance for Canton drivers with a clean driving record: Mile Auto
Cheapest car insurance for drivers with a speeding ticket in Canton: Mile Auto
Cheapest car insurance for Canton drivers with an at-fault accident: Mile Auto
Cheapest car insurance for drivers with an OVI in Canton: Mile Auto
Affordable car insurance for drivers with an incident in Canton
Nearly 6% of Canton drivers have a speeding ticket or an at-fault accident on their driving record, and more than 1% have an OVI conviction, according to Insurify data. In Stark County (where Canton is located), an average of 347 OVI-related crashes occur each year.[3]
The following table shows average monthly auto insurance quotes for drivers with different records in Canton, Ohio.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $84 |
| Speeding ticket | $112 |
| At-fault accident | $119 |
| OVI | $122 |
What to know about driving in Canton
Stark County includes a number of freeways and expressway systems, such as Interstate 77, U.S. 30, and portions of U.S. 62 and state Route 21. To address traffic congestion and delays and ease mobility, Stark County has many projects in progress and planned for the future.
One of the main improvement projects is the construction of an interchange at U.S. 62 and Harmont Avenue east of Canton. There are also plans to rehabilitate the 4th Street Bridge west of Warner, and to widen 3rd Street from Tuscarawas to Cherry.
Visitors to downtown Canton can access parking decks, parking lots, and street parking. Decks offer hourly and monthly rates, while Canton’s parking lots are monthly. On-street parking includes both parallel and diagonal spaces. If you regularly park in downtown Canton, comprehensive coverage can provide protection against risks such as vehicle theft and vandalism.
During the winter, Canton can experience snowstorms and icy road conditions. The city prioritizes major routes such as state Routes 30 and 62. Secondary routes, including residential streets, are prioritized next, followed by ending routes, such as alleys.[4]
When there’s a chance of snow and ice, the city asks residents to avoid parking vehicles on the road. If you have access to a driveway, try to park in it so it’s easier for the snowplows to get by.
How Canton traffic affects car insurance rates
The average commute time for Canton drivers is 19 minutes, lower than the state and national averages, according to U.S. Census Bureau data. Most commuters (75%) drive alone, while 8% carpool, and 3% use public transportation. While commute times are reasonable, Canton still experiences traffic congestion during peak travel times. Some of the main commuter routes include I-77 and U.S. 30.
As tourism becomes an increasingly important industry in Canton, the city recognizes the need to improve its transportation systems.
The Pro Football Hall of Fame Village (HOFV) welcomes nearly 300,000 visitors during Enshrinement Week in August. To accommodate visitor traffic, plans include improving the streetscape and intersections along Fulton Road from HOFV to downtown Canton.
Heavy traffic can increase the risk of accidents and insurance claims, which drives up premiums. Consider purchasing collision coverage to protect your vehicle during your commute.
Find Cheap Car Insurance in Canton
Liability policies average $63/mo.
Cheap car insurance for Canton teen drivers: Mile Auto
At 15 years and six months, Canton teens can apply for their temporary instruction permit. At 16, teens can get a probationary license after completing the necessary driving training and supervised practice. At 18, teens can apply for their full license.[5]
Teen drivers in Canton pay monthly averages of $135 for liability policies and $225 for full-coverage policies.
The table below shows the cheapest rates for teenage drivers in Canton.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $69 |
| Mile Auto | $71 |
| Erie | $77 |
| Progressive | $82 |
| GEICO | $83 |
| USAA | $83 |
| Auto-Owners | $85 |
| Commonwealth Casualty | $86 |
| The General | $86 |
| American Family | $96 |
| Safeco | $96 |
| Certainly | $99 |
| Trexis | $112 |
| Hugo | $114 |
| Clearcover | $116 |
| GAINSCO | $116 |
| Root | $117 |
| AssuranceAmerica | $120 |
| Trexis One | $120 |
| Elephant | $121 |
| First Acceptance | $122 |
| Bristol West | $127 |
| Dairyland | $128 |
| Direct Auto | $128 |
| Liberty Mutual | $143 |
| National General | $156 |
| Allstate | $157 |
| Travelers | $173 |
| Farmers | $174 |
| Insurify Car | $210 |
| State Auto | $286 |
Cheap car insurance quotes for Canton senior drivers: Mile Auto
Seniors in Canton account for 22% of the population, according to Census Reporter. Most car crashes in Ohio involving senior drivers are due to failing to yield, following too closely, driving off the road, or improper lane changes or turns. The majority of crashes caused by older drivers in Canton occur during the daytime.[6]
Senior drivers in Canton pay an average of $54 per month for liability coverage and $90 per month for full coverage.
The following table shows the cheapest rates for senior drivers in Canton.
Insurance Company | Average Monthly Quote |
|---|---|
| Mile Auto | $25 |
| State Farm | $26 |
| Erie | $30 |
| Auto-Owners | $31 |
| Progressive | $33 |
| GEICO | $33 |
| Commonwealth Casualty | $34 |
| USAA | $34 |
| The General | $37 |
| American Family | $37 |
| Safeco | $38 |
| Certainly | $39 |
| AssuranceAmerica | $42 |
| Trexis | $45 |
| Hugo | $45 |
| Trexis One | $48 |
| First Acceptance | $49 |
| Elephant | $49 |
| Direct Auto | $50 |
| GAINSCO | $52 |
| Bristol West | $55 |
| National General | $57 |
| Clearcover | $57 |
| Dairyland | $57 |
| Liberty Mutual | $62 |
| Travelers | $62 |
| Allstate | $63 |
| Farmers | $64 |
| Root | $64 |
| Insurify Car | $84 |
| State Auto | $85 |
Canton auto insurance FAQs
To help you find the best auto insurance, below you’ll find more information about coverage in Canton, Ohio.
How much does car insurance cost in Canton, Ohio?
Canton drivers pay an average of $84 per month for car insurance, according to Insurify data. Liability coverage averages $63 per month, and full coverage averages $105 per month.
Which car insurance companies offer the best rates in Canton, Ohio?
Mile Auto, State Farm, and Progressive have some of the best car insurance rates in Canton. Their liability rates average $32, $33, and $38 per month, respectively.
Are there any discounts available for car insurance in Canton, Ohio?
Common car insurance discounts available to drivers in Canton include multi-vehicle, good driver, good student, anti-theft, defensive driving course, and telematics discounts. Many insurers also offer bundling discounts when you purchase home, renters, life, or business insurance with your auto coverage.
How do you lower your car insurance costs in Canton?
Shopping around to multiple insurers in Canton is a quick and easy way to save money. You can also ask for a higher deductible, reduce coverage on older cars, ask about discounts, and maintain good credit.
What are the minimum liability coverage requirements in Ohio?
Ohio’s minimum liability requirements are 25/50/25. That’s $25,000 per person and $50,000 per accident for bodily injury liability coverage, and $25,000 for property damage liability.
Sources
- Ohio Bureau of Motor Vehicles. "Mandatory Insurance."
- Canton Police Department. "2025 Annual Report."
- Ohio Bureau of Motor Vehicles. "2025 Stark County Traffic Crashes."
- Canton, Ohio. "Snow & Ice Removal."
- Ohio Bureau of Motor Vehicles. "Temporary Permit."
- Ohio Traffic Safety Office. "Older Driver Safety Awareness Week."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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