Cheap Auto Insurance Quotes in Columbus, OH (November 2021)

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Car Insurance in Columbus, OH

The average cost of Ohio car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Columbus, OH to find you the cheapest quotes in the area.
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ProgressiveAllstateState FarmNationwideThe General

Cheapest Car Insurance in Columbus, OH

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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OhioClevelandCincinnatiToledoAkronColumbus
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Columbus, OH Driving Facts

ohio

Minimum Car Insurance Requirements in OH

Liability insurance comprised of bodily injury liability and property damage liability, is mandatory coverage for all drivers in the state of Ohio.

According to the Bureau of Motor Vehicles (BMV), proof of insurance must be carried in the vehicle and shown at traffic stops, vehicle inspections, and accident scenes. Minimum coverages for car insurance in the state of Ohio are:

  • $25,000 for bodily injury liability of one person 
  • $50,000 for bodily injury liability of two or more people
  • $25,000 for property damage liability in an accident

Ohioans are so invested in their residents purchasing liability insurance that its government has any driver applying for a driver’s license sign a document that affirms auto insurance coverage and knowledge of the penalties of driving uninsured.

Find local Columbus agents

Soller Insurance Agency 
891 S JAMES RD, COLUMBUS, OH 43227
Pfeifer-Ornstein Insurance Agency LLC 
3291 E Main St, Columbus, OH 43213-2740
W.E. Davis Ins. Agency, Inc. 
29 Frederick Street, Columbus, OH 43206
Thomas-Fenner-Woods Agency, Inc. 
1500 Lake Shore Drive, Columbus, OH 43204
John Dawson Associates 
6025 Cleveland Ave, Columbus, OH 43231
Briggs & Williams Insurance LLC 
1335 Dublin Rd Ste 110D, Columbus, OH 43215
Putnam White Lewis Insurance Agency, Inc. 
4161 North High Street, Columbus, OH 43214
Ray Insurance Agency, Inc. 
1580 Fishinger Rd, Columbus, OH 43221
Horizon Insurance Services, Inc. 
3806 N. High St, Columbus, OH 43214
Detwiler-Brofford Insurance, Inc. 
130 East Chestnut St., Suite 200, Columbus, OH 43215

Insurify Insights: How Columbus Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Columbus, OH
suspended licenses
#23
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Columbus drivers measure up to their fellow Ohio motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Columbus

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Columbus drivers rank 12 in the number of car accidents per driver across all cities in Ohio.

  • Rank within state: #12
  • Percent of drivers in Columbus with an accident: 14.09%
  • Drivers in Columbus, OH with an accident in their driving history paid on average 29.8% more than drivers with a clean record

Speeding Columbus

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Ohio, Columbus drivers rank 13 in the number of speeding infractions per driver.

  • Rank within state: #13
  • Percent of drivers in Columbus with a speeding ticket: 15.91%
  • Drivers in Columbus, OH with a speeding ticket in their driving history paid on average 22.52% more than drivers with a clean record

DUI/DWIs Columbus

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Columbus drivers rank 14 in the number of DUI’s per driver across all cities in Ohio.

  • Rank within state: #14
  • Percent of drivers in Columbus with a DUI: 3.25%
  • Drivers in Columbus, OH with a DUI in their driving history paid on average 15.23% more than drivers with a clean record

Most Popular Vehicle Columbus

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Columbus is the Honda Accord.

Rude Columbus

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Ohio, Columbus drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Columbus with a reckless driving violation: 3.12%
  • Drivers in Columbus, OH with a reckless driving violation in their driving history paid on average 36.42% more than drivers with a clean record.

Safest Drivers Columbus

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Columbus drivers rank 5 in clean driving records across all cities in Ohio.

  • Rank within state: #5
  • Percent of drivers in Columbus with clean record: 72.3%

Failure to Yield the Right of Way Columbus

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Columbus drivers rank 3 in failure to yield violations per driver across all cities in Ohio.

  • Rank within state: #3
  • Percent of drivers in Columbus with a failure to yield violation: 1.06%
  • Drivers in Columbus, OH with a failure to yield violation in their driving history paid on average 5100% more than drivers with a clean record

Reckless Drivers Columbus

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Ohio, Columbus drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Columbus with a reckless driving offense: 0.13%

Hybrid/Electric Vehicle Ownership Columbus

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Columbus drivers rank 8 in hybrid and electric vehicle ownership across all cities in Ohio.

  • Rank within state: #8
  • Percent of drivers in Columbus with a hybrid/electric vehicle: 0.76%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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