Cheap Auto Insurance Quotes in Columbus, OH (2021)

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Car Insurance in Columbus, OH

The average cost of Ohio car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Columbus, OH to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Columbus, OH

Here are the cheapest carriers in Columbus for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Columbus, OH Driving Facts

Minimum Car Insurance Requirements in OH

Liability insurance comprised of bodily injury liability and property damage liability, is mandatory coverage for all drivers in the state of Ohio.

According to the Bureau of Motor Vehicles (BMV), proof of insurance must be carried in the vehicle and shown at traffic stops, vehicle inspections, and accident scenes. Minimum coverages for car insurance in the state of Ohio are:

  • $25,000 for bodily injury liability of one person 
  • $50,000 for bodily injury liability of two or more people
  • $25,000 for property damage liability in an accident

Ohioans are so invested in their residents purchasing liability insurance that its government has any driver applying for a driver’s license sign a document that affirms auto insurance coverage and knowledge of the penalties of driving uninsured.


Find local Columbus agents

Soller Insurance Agency 
Pfeifer-Ornstein Insurance Agency LLC 
3291 E Main St, Columbus, OH 43213-2740
W.E. Davis Ins. Agency, Inc. 
29 Frederick Street, Columbus, OH 43206
Thomas-Fenner-Woods Agency, Inc. 
1500 Lake Shore Drive, Columbus, OH 43204
John Dawson Associates 
6025 Cleveland Ave, Columbus, OH 43231
Briggs & Williams Insurance LLC 
1335 Dublin Rd Ste 110D, Columbus, OH 43215
Putnam White Lewis Insurance Agency, Inc. 
4161 North High Street, Columbus, OH 43214
Ray Insurance Agency, Inc. 
1580 Fishinger Rd, Columbus, OH 43221
Horizon Insurance Services, Inc. 
3806 N. High St, Columbus, OH 43214
Detwiler-Brofford Insurance, Inc. 
130 East Chestnut St., Suite 200, Columbus, OH 43215

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Columbus stacks up for the state of Ohio:

Honda Accord
Most Popular Car in
Columbus, OH
suspended licenses
Cities with Most
Suspended Licenses Rank