The effect of driving habits on car insurance in Cleveland
If you live in Cleveland, good driving habits might decrease your car insurance premium, but bad driving habits might increase your premium in turn.
Here are the Cleveland insurers that offer the cheapest car insurance with an accident, with a DUI, and with a speeding ticket.
Cheapest car insurance with an at-fault accident in Cleveland: Travelers
If you rack up a history of accidents and serious traffic violations, you’ll almost certainly pay more for car insurance than someone with a clean driving record.[3] But even with an at-fault accident on your record, it’s still possible to find cheap Cleveland car insurance rates. For example, Travelers and Certainly offer the lowest quotes for drivers with accidents on their records, at $89 and $105 a month on average, respectively.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a DUI in Cleveland: Kemper
Driving under the influence (DUI) is a serious offense that can impact your car insurance rates, increasing them upon renewal. It’s possible for your car insurance company to reject renewing your policy altogether if you have one too many DUIs on your driving record.[14]
Insurify’s data found that the cheapest car insurance quotes for Cleveland drivers with DUIs were from Kemper, at an average of $135 a month. The next-cheapest quote is almost $100 more, from Direct Auto, at $221 a month on average. It’s important to shop with multiple car insurance companies, especially if you have marks against your driving record, to find the best quote for the coverage you need.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Cleveland: Mile Auto
Like DUIs and at-fault accidents, speeding tickets can increase your car insurance rates in Cleveland.[3] Although Mile Auto is a pay-per-mile car insurance company, it offers the cheapest quotes for Cleveland drivers with a speeding ticket, at $96 a month on average. If you don’t believe a pay-per-mile policy is right for you, then a more traditional car insurance company like Travelers may be your best bet, at $111 a month on average.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other Ohio cities
Car insurance rates can vary widely between locations, including among cities in the same state. Check out insurance rates in some other Ohio cities: