Personal factors like where you live, what you drive, how you drive, and who you are are used differently by each auto insurance company to calculate your quotes. You could have hundreds of insurance coverage and cost options in front of you and still not know which one is right for you.
Insurify provides easy auto insurance quote comparison. You’ll receive accurate quotes and discounts from the top 10 insurance companies in minutes! And our personal coverage recommendations ensure you’re not just getting the cheapest policy, but the most appropriate too.
Car insurance companies must look further into each individual’s risk factors to determine a more accurate cost for their products.
Things about you are weighed methodically by your insurer to determine how likely you are to file a claim.
After base rate premiums, costs are as unique as your are, which is why auto insurance comparison is so important.
Get real and accurate quotes from dozens of companies in one place.
Where you live and drive is the most heavily weighed for a majority of insurance companies because of things like population density, crime rates, and weather.
Compare car insurance by state
Teen drivers have the most expensive car insurance premiums of any age, in every state. Luckily, insurance gets cheaper as you age and gain more experience on the road.
Men have more expensive insurance rates than women drivers for the same type of coverage because they are more likely to speed, cause accidents, not wear their seatbelts, own a sports vehicle, drive under the influence, and spend more time on the road.
Car insurance premiums are more expensive for individuals who rent their homes compared to those who own. Drivers who rent homes pay as much as 47% more for their car insurance coverage than their homeowner peers for the same coverage.
Things like previous accidents, speeding tickets, and DUIs are important to car insurance companies. A minor violation can increase your monthly bills by 20%.
Compare car insurance for high risk drivers
Your vehicle make and model give car insurance companies details about your likelihood of accidents, thefts, and claims. It will also determine purchase price, average cost of repairs, and safety test results.
Married individuals often have cheaper car insurance rates because they are involved in less car accidents than drivers who are single, including those who are divorced or widowed.
Even if you have a spotless driving record, your auto insurance rates can increase if you live in a certain area.
Your premium rates can be even more expensive if you buy auto insurance through a carrier that insures a large portion of the drivers in your area.
As of 2016, Ohio is the cheapest state for auto insurance coverage, with an average monthly premium of $64.
Michigan is the most expensive state for auto insurance coverage, with an average monthly auto insurance premium of $174.
Use Insurify for all of your auto quote comparison needs! Compare and connect directly with the top insurance companies to find the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies and agents throughout the U.S. who can work with you to get you the right amount of auto insurance coverage at the cheapest price.See All Auto Insurance Companies