Arkansas is known as "The Natural State" for its large variety of minerals, including diamonds. Currently the only state in the U.S. with an active diamond mine, Arkansas truly is a rare gem.
Arkansas: Cheapest Car insurance
Requirement : Yes
Car insurance is required in Arkansas . Drivers must have a minimum of liability, personal injury protection, and uninsured/underinsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability, personal injury protection, and uninsured/underinsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability, personal injury protection, and uninsured/underinsured motorist coverage are the only requirement for Arkansas motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility. Arkansas requires all drivers to have minimum coverage.
Proof of Insurance: Yes
You must carry proof of insurance with your vehicle at all times.
Valid forms of proof of financial responsibility include:
The card will include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Arkansas drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. High-risk drivers who are refused coverage by 3 private companies are eligible to apply for car insurance through the Arkansas Automobile Insurance Plan.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Kansas:
Novice drivers are banned from all cellphone usage. All drivers are banned from texting while driving. Cell phone and texting violations are considered primary offenses. Violators face a $60 fine.