Cheapest Car Insurance in Arkansas

Here are the cheapest carriers in Arkansas for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance. We averaged rates for the twenty most populous cities in Arkansas.

Companies Quotes
State Farm

State Farm

$56 /mo
Nationwide

Nationwide

$80 /mo
Direct General

Direct General

$148 /mo
The General

The General

$199 /mo
Liberty Mutual

Liberty Mutual

$225 /mo

Best Car Insurance in Arkansas

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Arkansas.

Companies Insurify
Composite Score
Quotes

American Family

92
$238 /mo

Nationwide

85
$80 /mo

Liberty Mutual

84
$225 /mo

State Farm

84
$56 /mo

Car Insurance in Arkansas

Auto insurance costs will vary between locations and insurance carriers. Insurify analyzed the latest data for the five most populous cities in Arkansas to find you the cheapest quotes in each of these metropolitan areas.

Arkansas' capital, Little Rock, is the state's most populous city at almost 200,000 denizens. As of 2016, 8.9% of Little Rock households had no vehicle.

Arkansas Driving Facts

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

State Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

dui
States with Most
DUIs Rank
#23
moving violations
States with Most
Moving Violations Rank
#40
popular car
State's
Most Popular Car
Ford F-Series Pickup
speeding violations
States with Most
Speeding Tickets Rank
#37
suspended licenses
States with Most
Suspended Licenses Rank
#37

Greenest Cities in Arkansas

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

On the state level, Arkansas has mixed record when it comes to environmental initiatives. In Little Rock, an EPA grant recently funded green infrastructure, including rain gardens and tree meanders along Main Street. However, the Arkansas Department of Environmental Quality recently finalized new rules that roll back standards for pollution produced by electric power plants.

green city award

Fayetteville


most patriotic
% of Hybrids/Electrics 2%

Most Patriotic City

Van Buren

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Van Buren won Insurify's Most Patriotic Cities Award for the state of Arkansas. It is just northeast of Fort Smith, an historic military post and the planned site of the new United States Marshals Service National Museum.

Road Statistics

Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in Arkansas is vital for all car insurance shoppers hitting the road in The Natural State.

Road Rankings

22% Rural Roads in
Poor Condition

#9 Ranked

3% Fatality Rate per 100M VMT
on Rural Roads

#10 Ranked