Cheap Auto Insurance Quotes in Jonesboro, AR (2021)

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The largest city in northeast Arkansas is very car-dependent since Jonesboro isn’t walkable and public transportation is limited. That means most people require a car and an auto insurance policy to protect their vehicle and their finances.

Car Insurance in Jonesboro, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Jonesboro, AR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$102
$154
$225
$235
$252
NationwideDirect AutoThe GeneralLiberty MutualAmerican Family
Monthly $

Cheapest Car Insurance in Jonesboro, AR

Here are the cheapest carriers in Jonesboro for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Jonesboro, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Jonesboro. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$160
$190
$150
$138
$130
$194
ArkansasLittle RockFort SmithFayettevilleSpringdaleJonesboro
Monthly $

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Jonesboro, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Jonesboro Car Insurance Rates by Driver Age

Experience behind the wheel and a quick reaction to dangers on the road pay off when it comes to car insurance prices in Jonesboro. New drivers under the age of 20 are charged the most, at an average of $401, and while prices tend to fall as one gets older, they do increase to $183 for those in their 80s. The cheapest rates in Jonesboro of $120 are offered to motorists in their 70s.

Driving History
No Violation$204
Speeding Ticket$220
At-Fault Accident$261
Failure to Stop for Red Light / Stop Sign$217

Jonesboro Car Insurance Rates by Driving and Accident History

Getting into an accident can be an expensive event, especially when it comes to your car insurance. Jonesboro drivers with a clean driving history often pay around $203, while an at-fault collision increases prices by $57. Other violations like speeding or failing to stop at an intersection cause rates to rise to $219 and $216, respectively.

Jonesboro Car Insurance Rates by Credit Tier

Many drivers in the Jonesboro area fall into the lower two credit tiers and, as a result, end up paying slightly more for their car insurance coverage. Rates for motorists in the poor category average $201, while prices for the average group are $210. There is an increase in rates for those in the good tier; however, once a driver reaches the excellent category, they get to pay the cheapest rates of all, at an average of $161.

Jonesboro, AR DMV Information

When it comes time to register your vehicle, you can do so online with the Arkansas DMV. Or if you need to get a REAL ID, the Jonesboro Revenue Office can help. If you need to submit proof of insurance and don’t yet have a policy, it’s easy to get one online. Even if you already have insurance, it’s a good idea to check Insurify for customized quotes since you could save hundreds by finding the cheapest premium available to you.

Public Transportation in Jonesboro, AR

The JET transit system has been expanding over the years, but service is still limited, and less than 1 percent of workers take public transportation to commute. Only 3 percent worked from home, but the vast majority (94 percent) drove to work, commuting an average of 18 minutes to get there. In a pinch, both Uber and Lyft operate in the city, in addition to traditional taxi services, but these are pricey ways to get around all the time.

Conclusion: How to get the best and cheapest car insurance in Jonesboro, AR

If you’re caught driving without proof of insurance in Arkansas, you’ll face a mandatory fine of up to $250 for your first offense. Don’t be one of the estimated 16.6 percent of drivers who go without insurance in the state.

To drive legally in Arkansas, you’ll need the following: A minimum of $25,000 per person and $50,000 per accident in bodily injury liability coverage A minimum of $25,000 per person in property damage liability coverage A minimum of $25,000 per person and $50,000 per accident in uninsured motorist bodily injury coverage Getting coverage that meets the requirements doesn’t have to drain your bank account. Some insurance companies offer drivers with a clean record rates closer to $100 per month. That’s why you should always use a comparison tool like Insurify to identify the best deal in car insurance.

Find local Jonesboro agents

Community Insurance Professionals
1617 S. Caraway Road, Jonesboro, AR 72401
Selby Insurance & Financial , Inc.
712 Windover Road, Suite A, Jonesboro, AR 72401-7192
New Century Benefits
1810 Executive Square, Jonesboro, AR 72401
Sunstar Insurance of Arkansas
2479 Browns Lane, Jonesboro, AR 72401
Clark Property Ins. Services, LLC
1810 Executive Square, Jonesboro, AR 72401-6085
Legacy Insurance Group
1901 E. Nettleton Ave, Jonesboro, AR 72401
Evins Insurance Agency
1305 Stone St, Jonesboro, AR 72401-4523
BXS Insurance - Jonesboro
2201 Fair Park, Jonesboro, AR 72401-5919
Arkansas First Choice Insurance
153 Southwest Dr, Jonesboro, AR 72401
Jonesboro Insurance
2608 E Nettleton Ave, Jonesboro, AR 72401

Insurify Insights: How Jonesboro Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Jonesboro, AR
suspended licenses
#18
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Jonesboro drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Jonesboro

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Jonesboro drivers rank 9 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #9
  • Percent of drivers in Jonesboro with an accident: 10.87%
  • Drivers in Jonesboro, AR with an accident in their driving history paid on average 50.53% more than drivers with a clean record

Speeding Jonesboro

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Jonesboro drivers rank 8 in the number of speeding infractions per driver.

  • Rank within state: #8
  • Percent of drivers in Jonesboro with a speeding ticket: 10.54%
  • Drivers in Jonesboro, AR with a speeding ticket in their driving history paid on average 35.11% more than drivers with a clean record

DUI/DWIs Jonesboro

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Jonesboro drivers rank 15 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #15
  • Percent of drivers in Jonesboro with a DUI: 2.15%
  • Drivers in Jonesboro, AR with a DUI in their driving history paid on average 27.13% more than drivers with a clean record

Most Popular Vehicle Jonesboro

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Jonesboro is the Chevrolet Malibu.

Rude Jonesboro

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Jonesboro drivers rank 15 in rude driving infractions.

  • Rank within state: #15
  • Percent of drivers in Jonesboro with a reckless driving violation: 1.24%
  • Drivers in Jonesboro, AR with a reckless driving violation in their driving history paid on average 23.94% more than drivers with a clean record.

Safest Drivers Jonesboro

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Jonesboro drivers rank 15 in clean driving records across all cities in Arkansas.

  • Rank within state: #15
  • Percent of drivers in Jonesboro with clean record: 80.74%

Failure to Yield the Right of Way Jonesboro

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Jonesboro drivers rank 20 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #20
  • Percent of drivers in Jonesboro with a failure to yield violation: 0.07%
  • Drivers in Jonesboro, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Jonesboro

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Jonesboro drivers rank 8 in the number of reckless driving offenses per driver.

  • Rank within state: #8
  • Percent of drivers in Jonesboro with a reckless driving offense: 0.07%

Hybrid/Electric Vehicle Ownership Jonesboro

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Jonesboro drivers rank 21 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #21
  • Percent of drivers in Jonesboro with a hybrid/electric vehicle: 0.4%

FAQs - Jonesboro, AR Car Insurance

How much does car insurance in Jonesboro cost?

Jonesboro auto insurance costs an average of $194 per month. While that’s less than the national average, it’s more than the state average and can be difficult for many families to afford. That’s why it’s important to compare quotes across insurance providers; you could potentially get car insurance for less.

Will my credit score impact my premium in Jonesboro?

Yes. In most states, including Arkansas, auto insurance providers use your credit-based insurance score to determine your premium. Someone with no credit would pay an average of 28 percent more for car insurance than someone with excellent credit in Arkansas, but every insurer will weigh your credit information differently.

How do I find cheap car insurance in Jonesboro?

The best way to find the cheapest premium for the coverage you need is to get as many quotes as possible from different insurers and choose the insurance provider offering the best rates. While this can be time consuming if you get quotes with every insurer individually, it takes just a few minutes to get quotes from up to 20 different providers with Insurify. You’ll be able to toggle between coverage amounts and easily identify the best deal for your needs.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.