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Cheap Auto Insurance Quotes in Jonesboro, AR (January 2022)

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Last Updated: January 2022

Car Insurance in Jonesboro, AR

Residents of Jonesboro and other cities in Arkansas require car insurance to stay safe and legal on the road. Average premiums for car insurance in Arkansas are about the same as the national average, costing drivers $210 per month. But it’s possible to find cheaper car insurance in the City of Churches if you know where to look.

With Insurify, you can compare customized insurance quotes from national carriers like State Farm and Nationwide along with local providers so you can easily identify the cheapest deal in car insurance. You’ll even be able to toggle between deductibles and coverage limits until you find a policy that fits your budget. It just takes a few minutes, and it’s totally free to use.

Auto insurance rates aren’t just based on the coverage options you choose, though you will pay more for full coverage than liability insurance. Car insurance costs can also vary from city-to-city and even from neighborhood to neighborhood. Here’s what residents pay, on average, in each major city in Arkansas so you can see how Jonesboro compares to the rest of the state.
$140
$159
$176
$190
$197
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Cheapest Car Insurance in Jonesboro, AR

Some car insurance providers are able to offer cheaper car insurance coverage than others. That’s because every insurance carrier weighs information like your age and credit score a little differently. While the following car insurance companies offer the cheapest rates on average, you should also get a free quote from Insurify to estimate your individual rate.

Best Car Insurance in Jonesboro, AR

While price is an important factor, it’s also important to choose a company that can reliably pay claims and offer good customer service. We evaluated a range of financial strength and customer satisfaction indicators to find the best car insurance companies in Jonesboro, so you can compare our results against your individual quotes for auto insurance coverage.

Average Car Insurance Cost

$162
$190
$150
$138
$130
$202
ArkansasLittle RockFort SmithFayettevilleSpringdaleJonesboro
Click here to learn about car insurance quotes and save on your current policy.

Jonesboro, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Jonesboro Car Insurance Rates by Driver Age

One of the most important factors in determining the premium for your auto insurance policy is age. That’s because young drivers are less experienced and more likely to get into a car accident. In fact, teen drivers are almost three times as likely as drivers age 20 and older to be in a deadly crash. You can expect the following average rates for each age group in Arkansas.
Driving History
Clean Record$187
Speeding Ticket$257
At-Fault Accident$286
Failure to Stop for Red Light / Stop Sign$217

Jonesboro Car Insurance Rates by Driving and Accident History

Insurance companies view drivers with infractions on their driving records as a greater risk to insure. That’s why you’ll pay more for car insurance if you have speeding tickets, DUIs, or accidents in your driving history. Here’s what drivers with these issues pay on average for car insurance when compared to drivers with a clean driving record in Jonesboro, Arkansas.

Jonesboro Car Insurance Rates by Credit Tier

About 95 percent of insurers use your credit score, which is based on information in your credit report, when determining your rate. That’s because historical research shows that people with low scores account for a higher percentage of paid claims. If you have excellent credit, you’ll pay less for car insurance than someone with bad credit. Here’s what you can expect to pay for car insurance in Jonesboro, Arkansas, based on your credit score

Jonesboro, AR DMV Information

The Jonesboro Office of Motor Vehicles offers driver’s licenses and renewal, vehicle title and registration, license plates, and commercial driver’s licenses for Craighead county. The office has a self-serve kiosk and is open from 8 a.m. to 4:30 p.m. on weekdays. The Jonesboro DMV is located at:

206 Southwest Drive, Suite B
Jonesboro, AR 72401
1 (870) 932-0667

Public Transportation in Jonesboro, AR

Jonesboro is a car-dependent city, according to Walk Score, but public transit options are available. The Jonesboro Economical Transit System (JET) operates five different bus routes for the city with 134 bus stops. JET is also in the process of implementing a 10-Year Transit Development Plan to expand public transportation services in Jonesboro.

Still, fewer than 1 percent of Jonesboro residents commute using the transit system. And while both Uber and Lyft are available in the city, getting around can be costly. Most people who work in or around Jonesboro will need a car to get the most out of the city.

Find local Jonesboro agents

Community Insurance Professionals
1617 S. Caraway Road, Jonesboro, AR 72401
Selby Insurance & Financial , Inc.
712 Windover Road, Suite A, Jonesboro, AR 72401-7192
New Century Benefits
1810 Executive Square, Jonesboro, AR 72401
Sunstar Insurance of Arkansas
2479 Browns Lane, Jonesboro, AR 72401
Clark Property Ins. Services, LLC
1810 Executive Square, Jonesboro, AR 72401-6085
Legacy Insurance Group
1901 E. Nettleton Ave, Jonesboro, AR 72401
Evins Insurance Agency
1305 Stone St, Jonesboro, AR 72401-4523
BXS Insurance - Jonesboro
2201 Fair Park, Jonesboro, AR 72401-5919
Arkansas First Choice Insurance
153 Southwest Dr, Jonesboro, AR 72401
Jonesboro Insurance
2608 E Nettleton Ave, Jonesboro, AR 72401

Insurify Insights: How Jonesboro Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Jonesboro, AR
suspended licenses
#23
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Jonesboro drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Jonesboro

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Jonesboro drivers rank 9 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #9
  • Percent of drivers in Jonesboro with an accident: 10.87%
  • Drivers in Jonesboro, AR with an accident in their driving history paid on average 50.53% more than drivers with a clean record

Speeding in Jonesboro

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Jonesboro drivers rank 8 in the number of speeding infractions per driver.

  • Rank within state: #8
  • Percent of drivers in Jonesboro with a speeding ticket: 10.54%
  • Drivers in Jonesboro, AR with a speeding ticket in their driving history paid on average 35.11% more than drivers with a clean record

DUI/DWIs in Jonesboro

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Jonesboro drivers rank 15 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #15
  • Percent of drivers in Jonesboro with a DUI: 2.15%
  • Drivers in Jonesboro, AR with a DUI in their driving history paid on average 27.13% more than drivers with a clean record

Most Popular Vehicle in Jonesboro

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Jonesboro is the Chevrolet Malibu.

Rude Drivers in Jonesboro

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Jonesboro drivers rank 15 in rude driving infractions.

  • Rank within state: #15
  • Percent of drivers in Jonesboro with a reckless driving violation: 1.24%
  • Drivers in Jonesboro, AR with a reckless driving violation in their driving history paid on average 23.94% more than drivers with a clean record.

Safest Drivers in Jonesboro

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Jonesboro drivers rank 15 in clean driving records across all cities in Arkansas.

  • Rank within state: #15
  • Percent of drivers in Jonesboro with clean record: 80.74%

Failure to Yield the Right of Way in Jonesboro

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Jonesboro drivers rank 20 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #20
  • Percent of drivers in Jonesboro with a failure to yield violation: 0.07%
  • Drivers in Jonesboro, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Jonesboro

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Jonesboro drivers rank 8 in the number of reckless driving offenses per driver.

  • Rank within state: #8
  • Percent of drivers in Jonesboro with a reckless driving offense: 0.07%

Hybrid/Electric Vehicle Ownership in Jonesboro

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Jonesboro drivers rank 21 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #21
  • Percent of drivers in Jonesboro with a hybrid/electric vehicle: 0.4%

How to get the best and cheapest car insurance in Jonesboro, AR

The easiest way to get the best and cheapest car insurance in Jonesboro is to compare customized car insurance quotes from multiple carriers. Rather than getting quotes from individual insurance agents, you can save time by using Insurify to find the right policy for you, whether you need collision coverage or just liability coverage.

You’ll just need to answer a few questions about your vehicle and driving history to get started. From there, you can view quotes from multiple providers in one spot. We’ll even factor in some of the discounts you may be eligible for, like a homeowners discount. You can also use Insurify to shop for home insurance and life insurance.


FAQs - Jonesboro, AR Car Insurance

How do I find cheap car insurance in Jonesboro, AR?

You can use Insurify to identify the car insurance companies that can offer you the cheapest premiums in Jonesboro. You’ll just need to enter your information once, which beats going to multiple providers’ websites for quotes. The average Insurify user saves $585 per year just by switching to a cheaper provider they found on the platform.

How much does car insurance cost in Jonesboro, AR?

Jonesboro auto insurance costs an average of $194 per month, but your actual rate will vary depending on the coverage you choose, your deductible amount, your age and gender, your credit score, and your driving history. It’s possible to get cheap car insurance in Jonesboro just by comparing rates with Insurify.

What drives up car insurance rates in Jonesboro, AR?

Car insurance in Arkansas is expensive in part because of a higher-than-average rate of traffic fatalities. Individual factors, such as accidents on your record and bad credit, can also drive up the cost of car insurance in Jonesboro. And if you choose to purchase full-coverage car insurance, you’ll likely pay about twice as much as you would for a liability policy.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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