4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in Little Rock, AR (January 2022)

  • Personalized quotes in 5 minutes or less
  • No signup required
1 Insurance
Last Updated: January 2022

Car Insurance in Little Rock, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Little Rock, AR to find you the cheapest quotes in the area.
$82
$91
$114
$199
$272
State FarmAllstateNationwideDirect AutoThe General

Cheapest Car Insurance in Little Rock, AR

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$162
$150
$138
$130
$202
$190
ArkansasFort SmithFayettevilleSpringdaleJonesboroLittle Rock
Click here to learn about car insurance quotes and save on your current policy.

Little Rock, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Little Rock agents

Jay Freeman Insurance Agency
8403 Geyer Springs, Little Rock, AR 72209
MCGHEE INSURANCE AGENCY, INC.
1429 Merrill Drive, Little Rock, AR 72211
Gleason Insurance, LLC
320 Executive Ct. Ste. 204, LITTLE ROCK, AR 72205
Frazier Insurance Agency, Inc.
808-B Reservoir Road, Little Rock, AR 72227-5729
Hadfield Agency, Inc.
11601 Pleasant Ridge Rd, Ste. 101, Little Rock, AR 72212-2240
A+ Insurance Center
1602 Merrill Dr Ste A, Little Rock, AR 72211-1971
GrowBrite Risk Management
221 W. 2nd Street, Little Rock, AR 72201-2587
Berryhill Insurance Group
16719 Cantrell Rd., Little Rock, AR 72223
Arkansas Insurance Partners, Inc
11809 Hinson Road, Little Rock, AR 72212
Meadors, Adams & Lee, Inc.
100 River Market Avenue, Little Rock, AR 72203

Insurify Insights: How Little Rock Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Little Rock, AR
suspended licenses
#8
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Little Rock drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Little Rock

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Little Rock drivers rank 25 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #25
  • Percent of drivers in Little Rock with an accident: 8.29%
  • Drivers in Little Rock, AR with an accident in their driving history paid on average 43.72% more than drivers with a clean record

Speeding in Little Rock

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Little Rock drivers rank 28 in the number of speeding infractions per driver.

  • Rank within state: #28
  • Percent of drivers in Little Rock with a speeding ticket: 8.29%
  • Drivers in Little Rock, AR with a speeding ticket in their driving history paid on average 43.26% more than drivers with a clean record

DUI/DWIs in Little Rock

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Little Rock drivers rank 26 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #26
  • Percent of drivers in Little Rock with a DUI: 1.63%
  • Drivers in Little Rock, AR with a DUI in their driving history paid on average 55.35% more than drivers with a clean record

Most Popular Vehicle in Little Rock

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Little Rock is the Nissan Altima.

Rude Drivers in Little Rock

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Little Rock drivers rank 17 in rude driving infractions.

  • Rank within state: #17
  • Percent of drivers in Little Rock with a reckless driving violation: 1.16%
  • Drivers in Little Rock, AR with a reckless driving violation in their driving history paid on average 40% more than drivers with a clean record.

Safest Drivers in Little Rock

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Little Rock drivers rank 3 in clean driving records across all cities in Arkansas.

  • Rank within state: #3
  • Percent of drivers in Little Rock with clean record: 84.82%

Failure to Yield the Right of Way in Little Rock

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Little Rock drivers rank 16 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #16
  • Percent of drivers in Little Rock with a failure to yield violation: 0.35%
  • Drivers in Little Rock, AR with a failure to yield violation in their driving history paid on average 1000% more than drivers with a clean record

Reckless Drivers in Little Rock

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Little Rock drivers rank 6 in the number of reckless driving offenses per driver.

  • Rank within state: #6
  • Percent of drivers in Little Rock with a reckless driving offense: 0.08%

Hybrid/Electric Vehicle Ownership in Little Rock

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Little Rock drivers rank 8 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #8
  • Percent of drivers in Little Rock with a hybrid/electric vehicle: 0.62%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


Full starFull starFull starFull starFull star
3690 Reviews

Insurify is rated 4.8 out of 5 based on 3690 customer reviews.
With over 30,109,648 quotes provided, we have helped thousands of customers save time and money!