Cheap Auto Insurance Quotes in Jacksonville, AR (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Little Rock is the capital and largest city in Arkansas—but you can’t forget about the suburbs that make up the surrounding area. Jacksonville is one of the largest suburbs outside Little Rock, and it’s a town with plenty of drivers. By investing in strong car insurance at a good price, Jacksonville residents can stay protected on the roads.

Car Insurance in Jacksonville, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Jacksonville, AR to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Jacksonville, AR

Here are the cheapest carriers in Jacksonville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Jacksonville, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Jacksonville. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Jacksonville, AR Driving Facts

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
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Jacksonville Car Insurance Rates by Driver Age

Like in other cities around the country, the average car insurance rates in Jacksonville tend to be higher for younger drivers. On average, teen drivers will pay $466.78 in premiums each month. Compare this to drivers in their 60s, who only pay one-third of the price, at around $155. It is safe to say having experience behind the wheel can give you better rates. However, the average price goes back up to $189 for Jacksonville drivers in their 70s.

Driver's AgeAvg. Monthly Cost
teens$467
20s$251
30s$159
40s$192
50s$203
60s$156
70s$190
80s$160
Driving HistoryAvg. Monthly Cost
No Violation$194
Speeding Ticket$210
At-Fault Accident$243
Failure to Stop for Red Light / Stop Sign$206

Jacksonville Car Insurance Rates by Driving and Accident History

The average premium you pay for auto insurance may vary due to several factors, including your driving and your accident history. As seen in the city of Jacksonville, keeping a clean record with no violations will typically give you a lower rate around $193.59. For drivers who have some negative marks on their driving history, keep in mind that not all violations are the same. For example, if you have a speeding or failure-to-stop violation, your average premium could be $205 to $210. However, a more serious offense, like an at-fault accident, can result in an average premium of $242.

Jacksonville Car Insurance Rates by Credit Tier

When people think about a credit score, they normally associate it with their ability to get a loan. While this is a common reason to watch your credit score, your score may also play a factor in determining your average insurance premium. In Jacksonville, those who maintain a good credit rating are more likely to have the lowest average premiums, around $198.37. For anyone who finds themselves with an average or poor rating, your premium rates could range from $200 to $210.

Credit TieAvg. Monthly Cost
Excellent$233
Good$199
Average$203
Poor$211

Jacksonville, AR DMV Information

Jacksonville has a full-service DMV office at 4 Crestview Plaza, Jacksonville, AR 72076. With a central location and a full range of services, the office serves Jacksonville residents well when it comes to motor vehicle needs. The office is open from 8 a.m. to 4:30 p.m. Monday through Friday.

Public Transportation in Jacksonville, AR

The Rock Region Metro serves Arkansans within Pulaski County and stops at the Jacksonville Shopping Center. These bus lines help residents get around seven days a week.

Conclusion: How to get the best and cheapest car insurance in Jacksonville, AR

In a town like Jacksonville, your car is your #1 option for getting around. With the right insurance policy on your side, you can make sure you get around safely and affordably. Let Insurify connect you with plenty of free car insurance quotes that you can compare side by side—then pick the policy that fits your budget.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Jacksonville stacks up for the state of Arkansas:

toyota
Toyota Camry
Most Popular Car in
Jacksonville, AR
suspended licenses
#25
Cities with Most
Suspended Licenses Rank

FAQs - Jacksonville, AR Car Insurance

Do major insurance carriers have offices in Jacksonville, AR?

State Farm and Shelter Insurance are a couple of the major carriers that have agents working in Jacksonville. But don’t worry: if you want to go smaller, the area also features several regional car insurance companies that are attuned to the needs of Jacksonville residents.

Will my credit score affect my car insurance rates in Jacksonville?

Arkansas is one of several states that keep credit scores in mind when determining your car insurance premiums. When shopping for car insurance in Jacksonville, remember that a so-so credit score might lead to higher insurance rates.

Who offers the cheapest car insurance in my area?

Car insurance prices vary by state, driver history, and a host of other factors. To help you find the right policy at the right price, use Insurify to easily compare 10+ free quotes from a wide range of insurance companies.