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Cheap Auto Insurance Quotes in Jacksonville, AR (January 2022)
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Little Rock is the capital and largest city in Arkansas—but you can’t forget about the suburbs that make up the surrounding area. Jacksonville is one of the largest suburbs outside Little Rock, and it’s a town with plenty of drivers. By investing in strong car insurance at a good price, Jacksonville residents can stay protected on the roads.
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Arkansas' minimum liability auto insurance limits are as follows:
Like in other cities around the country, the average car insurance rates in Jacksonville tend to be higher for younger drivers. On average, teen drivers will pay $466.78 in premiums each month. Compare this to drivers in their 60s, who only pay one-third of the price, at around $155. It is safe to say having experience behind the wheel can give you better rates. However, the average price goes back up to $189 for Jacksonville drivers in their 70s.
|Failure to Stop for Red Light / Stop Sign||$206|
The average premium you pay for auto insurance may vary due to several factors, including your driving and your accident history. As seen in the city of Jacksonville, keeping a clean record with no violations will typically give you a lower rate around $193.59. For drivers who have some negative marks on their driving history, keep in mind that not all violations are the same. For example, if you have a speeding or failure-to-stop violation, your average premium could be $205 to $210. However, a more serious offense, like an at-fault accident, can result in an average premium of $242.
When people think about a credit score, they normally associate it with their ability to get a loan. While this is a common reason to watch your credit score, your score may also play a factor in determining your average insurance premium. In Jacksonville, those who maintain a good credit rating are more likely to have the lowest average premiums, around $198.37. For anyone who finds themselves with an average or poor rating, your premium rates could range from $200 to $210.
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Jacksonville has a full-service DMV office at 4 Crestview Plaza, Jacksonville, AR 72076. With a central location and a full range of services, the office serves Jacksonville residents well when it comes to motor vehicle needs. The office is open from 8 a.m. to 4:30 p.m. Monday through Friday.
The Rock Region Metro serves Arkansans within Pulaski County and stops at the Jacksonville Shopping Center. These bus lines help residents get around seven days a week.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Jacksonville drivers measure up to their fellow Arkansas motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Jacksonville drivers rank 21 in the number of car accidents per driver across all cities in Arkansas.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Jacksonville drivers rank 24 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Jacksonville drivers rank 27 in the number of DUI’s per driver across all cities in Arkansas.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Jacksonville is the Nissan Altima.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Jacksonville drivers rank 11 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Jacksonville drivers rank 5 in clean driving records across all cities in Arkansas.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Jacksonville drivers rank 14 in failure to yield violations per driver across all cities in Arkansas.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Jacksonville drivers rank 2 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Jacksonville drivers rank 16 in hybrid and electric vehicle ownership across all cities in Arkansas.
In a town like Jacksonville, your car is your #1 option for getting around. With the right insurance policy on your side, you can make sure you get around safely and affordably. Let Insurify connect you with plenty of free car insurance quotes that you can compare side by side—then pick the policy that fits your budget.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.