Cheap Auto Insurance Quotes in Jacksonville, AR (2021)

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Little Rock is the capital and largest city in Arkansas—but you can’t forget about the suburbs that make up the surrounding area. Jacksonville is one of the largest suburbs outside Little Rock, and it’s a town with plenty of drivers. By investing in strong car insurance at a good price, Jacksonville residents can stay protected on the roads.

Car Insurance in Jacksonville, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Jacksonville, AR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$69
$85
$102
$178
$227
State FarmAllstateNationwideDirect AutoThe General
Monthly $

Cheapest Car Insurance in Jacksonville, AR

Here are the cheapest carriers in Jacksonville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Jacksonville, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Jacksonville. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$152
$190
$150
$138
$130
$154
ArkansasLittle RockFort SmithFayettevilleSpringdaleJacksonville
Monthly $

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Jacksonville, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Jacksonville Car Insurance Rates by Driver Age

Like in other cities around the country, the average car insurance rates in Jacksonville tend to be higher for younger drivers. On average, teen drivers will pay $466.78 in premiums each month. Compare this to drivers in their 60s, who only pay one-third of the price, at around $155. It is safe to say having experience behind the wheel can give you better rates. However, the average price goes back up to $189 for Jacksonville drivers in their 70s.

Driving History
No Violation$194
Speeding Ticket$210
At-Fault Accident$243
Failure to Stop for Red Light / Stop Sign$206

Jacksonville Car Insurance Rates by Driving and Accident History

The average premium you pay for auto insurance may vary due to several factors, including your driving and your accident history. As seen in the city of Jacksonville, keeping a clean record with no violations will typically give you a lower rate around $193.59. For drivers who have some negative marks on their driving history, keep in mind that not all violations are the same. For example, if you have a speeding or failure-to-stop violation, your average premium could be $205 to $210. However, a more serious offense, like an at-fault accident, can result in an average premium of $242.

Jacksonville Car Insurance Rates by Credit Tier

When people think about a credit score, they normally associate it with their ability to get a loan. While this is a common reason to watch your credit score, your score may also play a factor in determining your average insurance premium. In Jacksonville, those who maintain a good credit rating are more likely to have the lowest average premiums, around $198.37. For anyone who finds themselves with an average or poor rating, your premium rates could range from $200 to $210.

Jacksonville, AR DMV Information

Jacksonville has a full-service DMV office at 4 Crestview Plaza, Jacksonville, AR 72076. With a central location and a full range of services, the office serves Jacksonville residents well when it comes to motor vehicle needs. The office is open from 8 a.m. to 4:30 p.m. Monday through Friday.

Public Transportation in Jacksonville, AR

The Rock Region Metro serves Arkansans within Pulaski County and stops at the Jacksonville Shopping Center. These bus lines help residents get around seven days a week.

Conclusion: How to get the best and cheapest car insurance in Jacksonville, AR

In a town like Jacksonville, your car is your #1 option for getting around. With the right insurance policy on your side, you can make sure you get around safely and affordably. Let Insurify connect you with plenty of free car insurance quotes that you can compare side by side—then pick the policy that fits your budget.

Find local Jacksonville agents

Centennial Insurance Agency, Inc.
1900 John Harden Drive, Jacksonville, AR 72023
Direct Auto Insurance
425 W Main St, Jacksonville, AR 72076
Advantage 1 Auto Insurance
601 W Main St, Jacksonville, AR 72076
Shelter Insurance - Seth Boyd
1108 W Main St, Jacksonville, AR 72076
Shelter Insurance - Todd Martin
210 John Harden Dr, Jacksonville, AR 72076
Jenkins Insurance Agency
1420 Braden St A, Jacksonville, AR 72076
Pete Barry Insurance
1326 John Harden Dr, Jacksonville, AR 72076
Shelter Insurance - Scott Everett
517 N 1st St Ste 12, Jacksonville, AR 72076
ASA Auto-Cycle Insurance
309 W Main St, Jacksonville, AR 72076
Terry Ray - State Farm Insurance Agent
50 Hwy 67 N, Jacksonville, AR 72076

Insurify Insights: How Jacksonville Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Jacksonville, AR
suspended licenses
#18
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Jacksonville drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Jacksonville

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Jacksonville drivers rank 21 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #21
  • Percent of drivers in Jacksonville with an accident: 8.72%
  • Drivers in Jacksonville, AR with an accident in their driving history paid on average 51.18% more than drivers with a clean record

Speeding Jacksonville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Jacksonville drivers rank 24 in the number of speeding infractions per driver.

  • Rank within state: #24
  • Percent of drivers in Jacksonville with a speeding ticket: 8.94%
  • Drivers in Jacksonville, AR with a speeding ticket in their driving history paid on average 37.06% more than drivers with a clean record

DUI/DWIs Jacksonville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Jacksonville drivers rank 27 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #27
  • Percent of drivers in Jacksonville with a DUI: 1.56%
  • Drivers in Jacksonville, AR with a DUI in their driving history paid on average 10% more than drivers with a clean record

Most Popular Vehicle Jacksonville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Jacksonville is the Nissan Altima.

Rude Jacksonville

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Jacksonville drivers rank 11 in rude driving infractions.

  • Rank within state: #11
  • Percent of drivers in Jacksonville with a reckless driving violation: 1.56%
  • Drivers in Jacksonville, AR with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Jacksonville

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Jacksonville drivers rank 5 in clean driving records across all cities in Arkansas.

  • Rank within state: #5
  • Percent of drivers in Jacksonville with clean record: 83.8%

Failure to Yield the Right of Way Jacksonville

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Jacksonville drivers rank 14 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #14
  • Percent of drivers in Jacksonville with a failure to yield violation: 0.45%
  • Drivers in Jacksonville, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Jacksonville

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Jacksonville drivers rank 2 in the number of reckless driving offenses per driver.

  • Rank within state: #2
  • Percent of drivers in Jacksonville with a reckless driving offense: 0.22%

Hybrid/Electric Vehicle Ownership Jacksonville

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Jacksonville drivers rank 16 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #16
  • Percent of drivers in Jacksonville with a hybrid/electric vehicle: 0.5%

FAQs - Jacksonville, AR Car Insurance

Do major insurance carriers have offices in Jacksonville, AR?

State Farm and Shelter Insurance are a couple of the major carriers that have agents working in Jacksonville. But don’t worry: if you want to go smaller, the area also features several regional car insurance companies that are attuned to the needs of Jacksonville residents.

Will my credit score affect my car insurance rates in Jacksonville?

Arkansas is one of several states that keep credit scores in mind when determining your car insurance premiums. When shopping for car insurance in Jacksonville, remember that a so-so credit score might lead to higher insurance rates.

Who offers the cheapest car insurance in my area?

Car insurance prices vary by state, driver history, and a host of other factors. To help you find the right policy at the right price, use Insurify to easily compare 10+ free quotes from a wide range of insurance companies.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.