Cheap Auto Insurance Quotes in Pine Bluff, AR (2021)

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Just over 41,000 Razorbacks call Pine Bluff home, and most drive as the main mode of transportation. Are the Razorbacks not your team? You can still root for a car insurance policy that matches your driver profile as you enjoy life in Arkansas.

Over 86 percent of Pine Bluff households own cars. With all those people on the roads eyeing and enjoying the outdoors, finding the right auto insurance policy becomes a natural part of life in the Natural State.

Car Insurance in Pine Bluff, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Pine Bluff, AR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$74
$82
$105
$192
$254
State FarmAllstateNationwideDirect AutoThe General
Monthly $

Cheapest Car Insurance in Pine Bluff, AR

Here are the cheapest carriers in Pine Bluff for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Pine Bluff, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Pine Bluff. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$158
$190
$150
$138
$130
$182
ArkansasLittle RockFort SmithFayettevilleSpringdalePine Bluff
Monthly $

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Pine Bluff, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Pine Bluff Car Insurance Rates by Driver Age

"Drivers at the opposite ends of the age spectrum pay the most for their insurance policies in Pine Bluff. Teens and those in their 20s pay $525 and $327, respectively, while those in their 70s average $443 to remain insured. Why do these ages pay so much? \nInsurance companies use (among other things) accident statistics to inform rates. Drivers in these age groups represent a higher claims risk than others on the road. Therefore, car insurance companies charge them more. These higher charges are how an insurance company recoups claims losses—both real and perceived."

Driving History
No Violation$246
Speeding Ticket$299
At-Fault Accident$289
Failure to Stop for Red Light / Stop Sign$348

Pine Bluff Car Insurance Rates by Driving and Accident History

Coming to a complete stop is a must in Pine Bluff, especially when you consider the damage a failure-to-stop violation can do to your insurance premiums. Even if they don’t cause an accident, red-light runners pay an average of $347 in car insurance per month. That amounts to 42 percent more in insurance premiums than drivers who have no offenses. Risky behavior like speeding can also result in increased insurance costs. Drivers ticketed for speeding in Pine Bluff pay an average of $298 in car insurance premiums every month—$53 more than the clean-record crowd.

Pine Bluff Car Insurance Rates by Credit Tier

Credit tier is another factor used by car insurance companies to determine an individual’s absolute risk. Once they figure out your risk, the insurance company sets a rate that protects them financially if you make a claim. What does credit have to do with an individual’s risk? If you pay your bills on time, you demonstrate less risk than the person who does not (for example). Credit-based insurance scoring is very common and only excluded by a few states. Motorists with an average credit score in Pine Bluff can expect to pay $251 in car insurance premiums monthly.

Pine Bluff, AR DMV Information

The Pine Bluff Revenue Office is at 2801 Olive St., Space 7C, Pine Bluff, AR 71603. The office hours are Monday through Friday from 7 a.m. to 6 p.m., and the phone number is 1 (870) 535-4564. The location will let you pick up special tags, and it services Jefferson county.

Public Transportation in Pine Bluff, AR

Most people in Pine Bluff drive, but the city provides public transportation. Pine Bluff Transit serves the town with paratransit options available for those who qualify. If you're skipping the bus, you can opt for rideshare services like Uber or Lyft.

Conclusion: How to get the best and cheapest car insurance in Pine Bluff, AR

Jumping behind the wheel? Make sure you’re insured. Try Insurify to track down the best rates by comparing dozens of insurance quotes in just a few seconds.

When over 16 percent of Arkansas drivers have no insurance, skipping protection's a huge risk. Use Insurify to score the coverage and price that will make you scream "woo, pig, sooie!"

Find local Pine Bluff agents

First Arkansas of Pine Bluff
3009 Market Street, Pine Bluff, AR 71601
Milner Insurance Group
2221 S. Olive Street, Pine Bluff, AR 71601-6558
Direct Auto Insurance
5502 S Olive St, Pine Bluff, AR 71603
All-American Insurance Agency
2804 S Hazel St, Pine Bluff, AR 71603
R & T Insurance Agency Inc
2017 S Olive St, Pine Bluff, AR 71601
Kellie Cunningham: Allstate Insurance
2007 W 28th Ave Ste C, Pine Bluff, AR 71603
Maynard Insurance
210 S Walnut St, Pine Bluff, AR 71601
'Harrell''s Insurance-Pine Bluff'
3119 W 28th Ave, Pine Bluff, AR 71603
Brumett Agency Inc.
4822 Dollarway Rd, Pine Bluff, AR 71602
Arkansas First Choice Insurance
1601 Belmont Dr, Pine Bluff, AR 71601

Insurify Insights: How Pine Bluff Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Pine Bluff, AR
suspended licenses
#15
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Pine Bluff drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Pine Bluff

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Pine Bluff drivers rank 29 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #29
  • Percent of drivers in Pine Bluff with an accident: 7.42%
  • Drivers in Pine Bluff, AR with an accident in their driving history paid on average 60.66% more than drivers with a clean record

Speeding Pine Bluff

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Pine Bluff drivers rank 22 in the number of speeding infractions per driver.

  • Rank within state: #22
  • Percent of drivers in Pine Bluff with a speeding ticket: 9.15%
  • Drivers in Pine Bluff, AR with a speeding ticket in their driving history paid on average 18.01% more than drivers with a clean record

DUI/DWIs Pine Bluff

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Pine Bluff drivers rank 34 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #34
  • Percent of drivers in Pine Bluff with a DUI: 1.04%
  • Drivers in Pine Bluff, AR with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Pine Bluff

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Pine Bluff is the Nissan Altima.

Rude Pine Bluff

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Pine Bluff drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Pine Bluff with a reckless driving violation: 2.09%
  • Drivers in Pine Bluff, AR with a reckless driving violation in their driving history paid on average 41.23% more than drivers with a clean record.

Safest Drivers Pine Bluff

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Pine Bluff drivers rank 4 in clean driving records across all cities in Arkansas.

  • Rank within state: #4
  • Percent of drivers in Pine Bluff with clean record: 83.89%

Failure to Yield the Right of Way Pine Bluff

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Pine Bluff drivers rank 5 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #5
  • Percent of drivers in Pine Bluff with a failure to yield violation: 0.81%
  • Drivers in Pine Bluff, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Pine Bluff

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Pine Bluff drivers rank 12 in the number of reckless driving offenses per driver.

  • Rank within state: #12
  • Percent of drivers in Pine Bluff with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Pine Bluff

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Pine Bluff drivers rank 25 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #25
  • Percent of drivers in Pine Bluff with a hybrid/electric vehicle: 0.35%

FAQs - Pine Bluff, AR Car Insurance

Why is car insurance so expensive in Pine Bluff?

One out of six Arkansas drivers has no insurance. Irresponsible drivers push up the cost for everyone. Insurers assign a higher premium to match the increased risk.

How can I get the cheapest car insurance in Pine Bluff?

Set your policy to the state minimum coverage. It's the least amount of protection Arkansas allows. If you're financing, you may also need comprehensive and collision coverage. In that case, to make your bill less, raise your deductibles to the most you can afford out of pocket if a wreck happens.

Who offers the cheapest car insurance in Pine Bluff?

Car insurance prices vary by city, company, and driver. If you're looking for rates tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a price you can afford.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.