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Cheap Auto Insurance Quotes in Pine Bluff, AR (January 2022)

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Last Updated: January 2022

Car Insurance in Pine Bluff, AR

Arkansas drivers need car insurance to avoid breaking the law or ending up with unaffordable bills. Fortunately, average car insurance rates in Arkansas are about six percent less expensive than the national average, costing motorists an average of $210 per month. But cheaper car insurance is available for Arkansas residents who know how to find it.

Over 86 percent of Pine Bluff households own cars, and every driver should have the best car insurance coverage to stay safe and legal on the road. With Insurify, you can compare customized car insurance quotes from national carriers like State Farm and Allstate insurance along with local agents so you can easily identify the cheapest deal in car insurance.

Auto insurance coverage rates are determined based on many factors that are unique to drivers. One of those determining factors is location. The average cost of Arkansas car insurance will vary from city to city and even from neighborhood to neighborhood. Here’s what you can expect from various cities in Arkansas compared to Pine Bluff.
$82
$158
$163
$189
$203
AllstateDirect AutoSafecoDairylandGAINSCO

Cheapest Car Insurance in Pine Bluff, AR

Car insurance rates may differ based on the auto insurance company. That’s because different car insurance companies weigh information such as your age, your credit score, and your driving record a bit differently. You will also see a change in rates if you choose to bundle your auto insurance policy with your renters or home insurance.
While the rates below are the cheapest on average in Pine Bluff, note that your individual auto insurance rate may vary from the average. That’s why it’s important to explore your coverage options and get free quotes from Insurify to get the best rate.

Best Car Insurance in Pine Bluff, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Pine Bluff. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

$163
$190
$150
$138
$130
$208
ArkansasLittle RockFort SmithFayettevilleSpringdalePine Bluff
Click here to learn about car insurance quotes and save on your current policy.

Pine Bluff, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Pine Bluff Car Insurance Rates by Driver Age

One of the first factors in determining the rate for your auto insurance policy is your age. Young drivers and teens see the highest premiums because they are less experienced drivers and are more likely to get into accidents, while drivers in their 50s and 60s see lower premiums on average. You can expect the following average rates for each age group in Arkansas.

Pine Bluff Car Insurance Rates by Driving and Accident History

You will pay more for car insurance if you have speeding tickets, DUIs, or accidents in your driving history. That’s because insurance companies view drivers with infractions on their driving records as a greater risk to insure. Here’s what drivers with different infractions in their driving history pay on average in Pine Bluff, Arkansas.

Pine Bluff Car Insurance Rates by Credit Tier

About 95 percent of insurers use your credit score when determining your rate. That’s because research shows that people with low scores account for a higher percentage of paid claims. Here’s what you can expect to pay on average for car insurance in Pine Bluff, Arkansas, based on your credit score

Pine Bluff, AR DMV Information

The Pine Bluff Revenue Office hours are Monday through Friday from 7 a.m. to 6 p.m., and the phone number is 1 (870) 535-4564. The location offers a full array of DMV services and will let you pick up special tags.

The Pine Bluff Revenue Office is located at:
2801 Olive St,, Space 7C
Pine Bluff, AR 71603

Public Transportation in Pine Bluff, AR

Most residents in Pine Bluff drive to get around the city, but the city provides public transportation if you’d prefer not to get behind the wheel. Pine Bluff Transit serves the town with paratransit options available for those who qualify.

If you don’t want to drive your own vehicle but don’t want to ride the bus, you can opt for rideshare services like Uber or Lyft.

How to Get the Cheapest Car Insurance in Pine Bluff, AR

Insurify is the best way to find cheap car insurance quotes. You’ll just need to answer a few questions, and our artificial intelligence technology will show you quotes from companies like Nationwide and State Farm, along with smaller local providers. Insurify has found the best rates for drivers from New York all the way to Arkansas! It’s free and only takes a few minutes.

Whether you’re looking for minimum coverage or full coverage with roadside assistance, Insurify can help. Simply enter some information about your vehicle and driving history to get started. You can also use Insurify to shop for insurance products such as homeowners insurance and life insurance.

Find local Pine Bluff agents

First Arkansas of Pine Bluff
3009 Market Street, Pine Bluff, AR 71601
Milner Insurance Group
2221 S. Olive Street, Pine Bluff, AR 71601-6558
Direct Auto Insurance
5502 S Olive St, Pine Bluff, AR 71603
All-American Insurance Agency
2804 S Hazel St, Pine Bluff, AR 71603
R & T Insurance Agency Inc
2017 S Olive St, Pine Bluff, AR 71601
Kellie Cunningham: Allstate Insurance
2007 W 28th Ave Ste C, Pine Bluff, AR 71603
Maynard Insurance
210 S Walnut St, Pine Bluff, AR 71601
'Harrell''s Insurance-Pine Bluff'
3119 W 28th Ave, Pine Bluff, AR 71603
Brumett Agency Inc.
4822 Dollarway Rd, Pine Bluff, AR 71602
Arkansas First Choice Insurance
1601 Belmont Dr, Pine Bluff, AR 71601

Insurify Insights: How Pine Bluff Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Pine Bluff, AR
suspended licenses
#7
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Pine Bluff drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Pine Bluff

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Pine Bluff drivers rank 29 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #29
  • Percent of drivers in Pine Bluff with an accident: 7.42%
  • Drivers in Pine Bluff, AR with an accident in their driving history paid on average 60.66% more than drivers with a clean record

Speeding in Pine Bluff

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Pine Bluff drivers rank 22 in the number of speeding infractions per driver.

  • Rank within state: #22
  • Percent of drivers in Pine Bluff with a speeding ticket: 9.15%
  • Drivers in Pine Bluff, AR with a speeding ticket in their driving history paid on average 18.01% more than drivers with a clean record

DUI/DWIs in Pine Bluff

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Pine Bluff drivers rank 34 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #34
  • Percent of drivers in Pine Bluff with a DUI: 1.04%
  • Drivers in Pine Bluff, AR with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Pine Bluff

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Pine Bluff is the Nissan Altima.

Rude Drivers in Pine Bluff

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Pine Bluff drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Pine Bluff with a reckless driving violation: 2.09%
  • Drivers in Pine Bluff, AR with a reckless driving violation in their driving history paid on average 41.23% more than drivers with a clean record.

Safest Drivers in Pine Bluff

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Pine Bluff drivers rank 4 in clean driving records across all cities in Arkansas.

  • Rank within state: #4
  • Percent of drivers in Pine Bluff with clean record: 83.89%

Failure to Yield the Right of Way in Pine Bluff

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Pine Bluff drivers rank 5 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #5
  • Percent of drivers in Pine Bluff with a failure to yield violation: 0.81%
  • Drivers in Pine Bluff, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Pine Bluff

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Pine Bluff drivers rank 12 in the number of reckless driving offenses per driver.

  • Rank within state: #12
  • Percent of drivers in Pine Bluff with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Pine Bluff

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Pine Bluff drivers rank 25 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #25
  • Percent of drivers in Pine Bluff with a hybrid/electric vehicle: 0.35%

FAQs - Pine Bluff, AR Car Insurance

How do I find cheap car insurance in Pine Bluff, AR?

The best way to find cheap car insurance in Pine Bluff is to use a quote comparison site like Insurify. The days of spending hours on the phone with insurance agents are over; you can compare quotes based on your unique driving record and the level of coverage you want to see the best insurance options for you.

How much does car insurance cost in Pine Bluff, AR?

The average cost of car insurance in Pinebluff, Arkansas is $165 per month or $1,980 per year. However, auto insurance rates will vary based on your driving history and the type of coverage you choose. That’s why it’s important to shop around and compare quotes from multiple insurance providers. With Insurify, there’s no need to go from insurance agency to insurance agency to find the best quote. We’ll provide quotes from 10+ insurance providers side-by-side so you can find your best personal auto insurance policy.

What drives up car insurance rates in Pine Bluff, AR?

Car insurance in Arkansas is expensive in part because of a higher-than-average rate of traffic fatalities. Individual factors, such as accidents on your record and bad credit, can also drive up the cost of car insurance in Pine Bluff. And if you purchase full-coverage car insurance with collision coverage, you’ll likely pay about twice as much as you would for a liability policy.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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