Cheapest Auto Insurance in Benton, Arkansas (2026)

Liability car insurance rates in Benton start at $42 per month from State Farm.

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Cheapest recent rates near Benton, Arkansas

Drivers in and around Benton, Arkansas have found policies from Liberty Mutual, Direct Auto, Root, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Benton, Arkansas within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Benton, Arkansas within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
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At an average of $117 per month, car insurance in Benton isn’t just a bill — it can be a significant slice of your budget. The cost is more than the national average of $142 per month.

But these high rates aren’t exclusive to Benton and are due, in part, to Arkansas’ alarmingly high traffic fatality rate, according to the Insurance Institute for Highway Safety (IIHS).[1] This, combined with frequent weather-related claims, bumps rates above the norm.

Fortunately, you can save money on your monthly car insurance premiums in Benton by comparing quotes from several companies.

Quick Facts
  • State Farm, USAA, and Trexis offer the cheapest car insurance rates in Benton.

  • Benton drivers pay $83 per month for liability coverage and $152 per month for full-coverage insurance, on average.

  • Full-coverage insurance costs Benton drivers an average of $1,822 per year.

3 of the cheapest car insurance companies in Benton

Insurify data points to three insurers as the most budget-friendly options in Benton. Remember that the right coverage for you may differ from these insurers. But as you begin your search, keep these companies in mind.

Insurance Company
sort ascsort desc
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Best for
sort ascsort desc
State Farm9.3$75$37Low rates
USAA9.1$92$45Military members
GEICO9.2$114$55Families
Disclaimer: Table data sourced from real-time Benton car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Benton may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for low rates: State Farm

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$42/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$92/mo
4.0
Best choiceBased on 17,424 verified driver reviews and ratings
State Farm's score
Industry average
Coverage options4.13.2
Customer service4.33.6
Discounts3.92.9
Policy transparency3.93.1
Value3.72.9
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

Based on analysis of verified reviews collected by Insurify

Best For
Customer service
Competitive rates
Discounts for safe drivers
Showing 13 Arkansas reviews for Benton driversSee all 7,446 State Farm reviews
Christopher
Verified Review
I have no wrecks and no tickets.
$200 is way too much for someone with a clean driving record.
William
Verified Review
Shop and Save
Insured with State Farm for 50 years, and they sell what makes them the most. The price is too high.
Debra
Verified Review
Two on disability, one on limited retirement funds, one working at Walmart!
I have not had to make a claim yet, but in the three years we have lived in Arkansas, our car insurance has been terribly high. We also have homeowners insurance. It has gone up so high that we are reaching the point of having it pulled way back to about nothing. I have a really hard time believing that both of these are appropriate. I have seen our insurer's new office. It is ridiculously fancy. While we struggle out here, the prices just keep going up. It greatly saddens me that they are this way.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
647
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm tops Insurify’s list for Benton drivers looking for the most affordable car insurance. It offers some of the lowest average rates in the area. Policyholders also have access to numerous discounts, opening up more ways to save without sacrificing quality coverage. Benton also has four State Farm agents for personalized service.

Pros
  • Good discounts for student and teen drivers

  • Above-average J.D. Power customer service rating in the Central region[2]

  • Below-average complaint index rating from the National Association of Insurance Commissioners (NAIC)[3]

Cons
  • Can’t get a policy online

  • Doesn’t offer gap insurance

  • May charge higher rates for drivers with poor credit

Best insurer for military members: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$51/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$112/mo
4.9
Best choiceBased on 3,476 verified driver reviews and ratings
USAA's score
Industry average
Coverage options4.93.2
Customer service4.93.6
Discounts4.92.9
Policy transparency4.93.1
Value4.92.9
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

Based on analysis of verified reviews collected by Insurify

Best For
Members of the military community
Outstanding customer service
Competitive rates
Showing 6 Arkansas reviews for Benton driversSee all 1,544 USAA reviews
Martha
Verified Review
USAA good ratings but HIGH Prices!
Perfect but PRICEY!
Renae
Verified Review
Excellent
Astronomical rates that keep rising on my 2016 car. Monthly premium rates are too high.
Ida
Verified Review
Rate Increases
I have never filed a claim, but the rates just keep going up.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
759
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA stands out as the best choice for Benton’s military community. In Arkansas, veterans make up nearly 10% of the state’s adult population, and a large portion of them make their home in Benton.[4] Policyholders can cut costs with discounts for living on base and being a safe driver, as well as save up to 60% for storing vehicles during deployment.

Pros
  • Highly rated by J.D. Power for customer service and claims satisfaction[5]

  • Offers home, renters, life, and pet insurance policies

  • Provides roadside assistance even if policy doesn’t include coverage

Cons
  • Available only to military members and their families

  • Above-average NAIC complaint index[3]

  • No local office in Benton

Best insurer for families: GEICO

User Reviews
3.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$63/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$138/mo
3.9
A solid optionBased on 17,632 verified driver reviews and ratings
GEICO's score
Industry average
Coverage options4.03.2
Customer service4.13.6
Discounts3.92.9
Policy transparency3.93.1
Value3.82.9
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

Based on analysis of verified reviews collected by Insurify

Best For
Teen drivers
Cheap rates
Accident forgiveness
Showing 11 Arkansas reviews for Benton driversSee all 7,653 GEICO reviews
Shelly
Verified Review
Too High
Okay, but the price went up again!
Kimberly
Verified Review
Sad to go but my budget says differently.
It was great until my policy increased substantially at every renewal, despite having no tickets or accidents. I drive 2.3 miles to work and home, and I am done paying $200 a month.
Brent
Verified Review
Geico isn't great
Geico has been steadily raising our rate, and we have no accidents or tickets. I went to switch to Progressive, who saved me a considerable amount of money, but when my wife got on with Geico to cancel, they said we were on an old system and she could beat Progressive by $100. My wife said yes, and we are paid for the year. I would have happily paid Progressive the extra $100 to get away from Geico.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
622
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO is a great choice for families in Benton, Arkansas. The business offers a variety of discounts, including savings of up to 15% for good students, 25% for insuring more than one car, and options to lower costs for taking driver training and practicing safe driving habits. This makes GEICO a go-to option for the 76,764 drivers younger than 20 in Arkansas.

You can personalize coverage with products like emergency road service and mechanical breakdown insurance. But personalized help is hard to find — the closest GEICO insurance agent is in Little Rock.

Pros
  • Highly rated mobile app for Android and Apple[6]

  • Below-average NAIC complaint index[3]

  • Homeowners insurance and umbrella policies available for more protection

Cons
  • No local agents in Benton

  • Good driver discount requires five years accident-free

  • Gap insurance not available

How to get the cheapest car insurance in Benton

Insurers consider your driving history, vehicle type, gender, marital status, and even your credit history when quoting your coverage. Some of these factors are outside of your control, but you can lower your car insurance rates by following these tips:

  • Don’t just take the first quote you receive. Shop around and compare quotes from different insurance companies to find the best rate for you.

  • Boost your deductible. Policy changes to increase your deductible can lower your premiums, but be sure your deductible is an amount you can comfortably pay in case you need to file a claim.

  • Personalize your policy. Only buy coverage that fits your specific needs rather than paying for a “one-size-fits-all” policy.

  • Ask for discounts. Explore all available discounts from your insurer. For instance, Arkansas requires discounts to be available for college graduates, people older than 55, and people who take defensive driver courses.

  • Stay safe behind the wheel. A clean driving record can lead to lower rates, protecting you on the road and protecting your finances.

Find Cheap Car Insurance in Benton, Arkansas

Liability rates start at $42 per month

Excellent
4.7 out of 5 based on 13,775 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance in Benton: State Farm

Liability-only car insurance is the most basic form of auto coverage. It protects other drivers and their property if you’re at fault in an accident, paying for the cost of injuries or damages you cause. It’s important to note that liability-only insurance doesn’t cover damage to your own car or medical expenses if you’re hurt. It also doesn’t cover the costs associated with theft, vandalism, or natural disasters.

With an average cost of $83 per month, liability coverage is a cost-effective option for Benton drivers, and the table below shows Benton’s cheapest options for liability insurance.

The below rates in Benton, AR, are estimated rates current as of: Tuesday, April 21 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Average Monthly Quote
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State Farm$42
USAA$51
Trexis$60
GEICO$63
National General$65
Auto-Owners$70
Root$72
Trexis One$77
GAINSCO$82
Direct Auto$83
Safeco$84
Shelter$92
Allstate$93
Farmers$94
Nationwide$94
Travelers$99
The General$100
Dairyland$110
Liberty Mutual$128
Bristol West$130
Disclaimer: Table data sourced from real-time Benton car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Benton may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Benton: State Farm

Full coverage bridges the gap where liability coverage stops short. A full-coverage policy includes collision and comprehensive insurance, protecting your vehicle from collisions with other cars, vandalism, theft, natural disasters, and more.

This type of coverage is especially beneficial for drivers with newer or higher-value cars, people with outstanding auto loans, or anyone looking for extra peace of mind on the road.

With an average premium of $152, full coverage is pricier than liability. But rates can vary by insurance agency, as you’ll see in the table below.

The below rates in Benton, AR, are estimated rates current as of: Tuesday, April 21 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
State Farm$92
USAA$112
Root$128
GEICO$138
National General$145
Safeco$154
Auto-Owners$156
Direct Auto$156
Trexis$167
Shelter$201
Allstate$204
Trexis One$204
Nationwide$206
Farmers$207
GAINSCO$215
Travelers$218
Liberty Mutual$233
Dairyland$252
The General$267
Bristol West$315
Disclaimer: Table data sourced from real-time Benton car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Benton may vary based on the policy buyer's unique driver profile.

Recent Insurify quotes for Benton, Arkansas drivers

Recent Benton, Arkansas car insurance prices for Nissan, Pontiac, GMC, and more.

*Quotes generated for Insurify users in and around Benton, Arkansas within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Benton, Arkansas within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Arkansas

Arkansas laws have a few specific rules you should know about. First, if you’re in a car accident, you have a three-year window to file a lawsuit for any injuries you might have from it.[7] The state also has a “modified comparative fault” rule. This means you can get financial recovery in a lawsuit if you’re less at fault than the other driver.

To drive legally, you must carry a minimum amount of auto insurance coverage. Arkansas requires a 25/50/25 policy for bodily injury and property damage liability, as outlined in the table below:[8]

Coverage
sort ascsort desc
Minimum Requirements
sort ascsort desc
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000

While basic insurance covers the essentials, several coverage options are available that offer additional layers of protection. Here are some you might consider:

    illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage provides protection if you’re in an accident with a driver who either lacks insurance or doesn’t have enough coverage.

    illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance pays for damages to your car resulting from an accident with another vehicle, no matter who’s at fault.

    illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance offers financial protection against non-collision incidents like theft, vandalism, or natural disasters.

    illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage pays for medical or funeral expenses from an accident, regardless of who’s at fault.

    illustration card https://a.storyblok.com/f/162273/150x150/a6cd5b8958/banking-96x96-green_036-piggy-bank.svg

    Personal injury protection (PIP) coverage

    Personal injury protection insurance covers medical expenses and sometimes lost wages and other damages.

    illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    Rental car coverage helps pay for the expense of renting a car while yours is in the shop after a covered accident.

    illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Roadside assistance coverage provides services like towing and flat-tire changes if your car breaks down.

Cheapest car insurance for drivers with an incident

If you have an incident on your record, such as an at-fault accident, speeding ticket, driving under the influence citation, or another moving violation, finding cheap car insurance can be more difficult.

Auto insurance companies use your driving history to gauge how likely you are to file a claim in the future, and incidents generally suggest a higher probability of your filing future claims. But it’s possible to find reasonable rates, even with a blemished driving record.

The table below illustrates how different driving incidents can affect the rates you pay in Benton.

The below rates in Benton, AR, are estimated rates current as of: Tuesday, April 21 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Speeding Ticket
sort ascsort desc
With At-Fault Accident
sort ascsort desc
With DUI
sort ascsort desc
State Farm$42$53$55$61
USAA$51$66$68$74
Trexis$60$74$77$89
National General$65$81$86$95
GEICO$63$82$82$91
Auto-Owners$70$91$92$102
Trexis One$77$96$99$114
Root$72$96$96$106
GAINSCO$82$98$104$120
Direct Auto$83$104$112$121
Safeco$84$110$116$130
Farmers$94$120$124$137
Allstate$93$120$123$136
Nationwide$94$121$125$137
Shelter$92$122$123$135
Travelers$99$128$132$144
The General$100$133$136$141
Dairyland$110$136$144$161
Liberty Mutual$128$162$168$187
Bristol West$130$163$169$190
Disclaimer: Table data sourced from real-time Benton car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Benton may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Car insurance costs can vary widely by age. For instance, teen drivers pay steeper premiums due to their lack of driving experience and higher risk of accidents. As drivers mature, rates tend to decrease. 

A significant drop happens around age 35, but rates typically climb again for drivers age 70 and older. Senior drivers have a higher crash death rate, according to the Centers for Disease Control and Prevention (CDC).[9]

To get an idea of how car insurance costs can change as you age, consider the data below.

Age
sort ascsort desc
Average Monthly Quote
sort ascsort desc
Teens$456
20s$304
30s$223
40s$198
50s$172
60s$159
70s$177
Disclaimer: Table data is based on real-time Benton quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Shop for Car Insurance in Benton, AR

Check quotes from 120+ top insurance companies

Excellent
4.7 out of 5 based on 13,775 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Benton car insurance quotes by credit tier

Your credit history can influence how much you pay for auto insurance. Insurers are allowed to consider your credit history when deciding to issue or renew a policy, as well as how much to charge. The Federal Fair Credit Reporting Act even lets insurers review your credit history without your permission.

Companies link credit scores to the likelihood of filing claims. As a result, higher credit scores can lead to lower premiums, while poor credit scores can hike up your car insurance bill. The table below shows what you might pay based on your credit tier in Benton.

Rates by Credit Tier

Category
Price
Excellent$210
Good$236
Fair$260
Poor$380

Benton car insurance FAQs

Looking for more information to help you find the most affordable rates in Benton? Consult the answers below.

  • How much is car insurance in Benton?

    The average rate for liability car insurance in Benton is $83, and the average rate for full-coverage car insurance is $152. Keep in mind your rates may be higher or lower based on your driving history, credit, gender, age, and more.

  • Which company has the cheapest car insurance in Benton?

    State Farm offers the cheapest rates in Benton, starting at $42 per month. USAA and Trexis also offer affordable coverage, with respective monthly liability rates of $51 and $60.

  • What are the best car insurance companies in Benton?

    State Farm, USAA, and GEICO rank as three of the top insurers in Benton. Each of these national insurers is known for its financial stability, customer service, low rates, and discounts.

    Keep in mind the best insurer in Benton for you may be another company. That’s why it’s important to compare quotes from several insurers to find the best policy for you.

Sources

  1. IIHS. "Fatality Facts 2021 State by state."
  2. J.D. Power. "Auto Insurance Customer Satisfaction Plummets as Rates Continue to Surge, J.D. Power Finds."
  3. NAIC. "Results by Complaint Index."
  4. State of Arkansas House of Representatives. "Veterans in Arkansas."
  5. J.D. Power. "Auto Insurers Manage Customer Expectations as Repair Cycle Times Double in Two Years, J.D. Power Finds."
  6. Google Play. "GEICO Mobile."
  7. NOLO. "Arkansas Car Accident Laws."
  8. Arkansas Insurance Department. "Consumers FAQ."
  9. CDC. "Older Adult Drivers."

Methodology

Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Amy Beardsley
Written byAmy BeardsleyFreelance Insurance and Real Estate Writer
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Amy BeardsleyFreelance Insurance and Real Estate Writer
  • 3+ years writing about auto, home, and life insurance

  • 7+ years in personal finance and technology

Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.

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Amy specializes in insurance and technology writing and has a talent for transforming complex topics into easy-to-understand stories.

Chris Schafer
Edited byChris SchaferDeputy Managing Editor, News and Marketing Content
Chris Schafer
Chris SchaferDeputy Managing Editor, News and Marketing Content
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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John Leach
Reviewed byJohn LeachLicensed P&C Agent, Chief Copy Editor
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John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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