Cheap Auto Insurance Quotes in Conway, AR (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Considered the most populated city in the State of Arkansas, Conway can have challenging driving at times. Most residents do not travel out of Conway for work, making surface streets and highways quite busy during rush hour. When the weather allows, many people like to ride their bikes in the city, posing a danger for drivers who aren’t paying attention. While Conway is home to only about 66,000, driving here often has a big-city feel, encouraging motorists to ensure they have robust car insurance coverage.

Car Insurance in Conway, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Conway, AR to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Conway, AR

Here are the cheapest carriers in Conway for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Conway, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Conway. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Conway, AR Driving Facts

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
arkansas

Conway Car Insurance Rates by Driver Age

As Conway’s average car insurance prices demonstrate, insurance companies lean heavily on a person’s age when determining rates. While middle-aged drivers pay somewhere in the $170 range for their monthly policy, young drivers pay significantly more. Why? Because age is associated with the amount of risk you pose as a driver. Teen motorists and those in their 20s pay $338 and $243, respectively, because they have less experience on the road and are more likely to make claims because of driving mistakes.

Driver's AgeAvg. Monthly Cost
teens$339
20s$244
30s$179
40s$180
50s$176
60s$155
70s$150
80sN/A
Driving HistoryAvg. Monthly Cost
No Violation$189
Speeding Ticket$239
At-Fault Accident$193
Failure to Stop for Red Light / Stop Sign$293

Conway Car Insurance Rates by Driving and Accident History

Zipping through a red light can cost you more than just a ticket in Conway. Car insurance companies use your driving record to determine rates—both when you establish your policy and when you renew. While insurance companies reward good drivers with better rates, poor driving can raise your rates significantly. A failure-to-stop offense on your driving record means you’ll be paying an average of $292 monthly in car insurance premiums. That’s 55 percent more than what the perfect driver pays, at an average of $188.

Conway Car Insurance Rates by Credit Tier

Establishing a healthy credit history can help you with car insurance rates in Conway. Because the way you manage your money speaks to your risk as a customer, car insurance companies use credit-based insurance scores as part of their calculations. For younger drivers and those without credit, insurance companies use a score of “fair” or “average” to make this determination. Conway drivers with an average credit score can expect to pay $193 for their insurance policy monthly.

Credit TieAvg. Monthly Cost
Excellent$204
Good$209
Average$194
Poor$224

Conway, AR DMV Information

Motorists needing to visit the State of Arkansas Driver Control office should plan on waiting a while, as it’s the only location in the area to help with DMV services. The office is open from 8 a.m. to 4:30 p.m. Monday through Friday and is situated in the northern part of Conway. It’s been said that employees aren’t very helpful, leading to a frustrating experience for many.

Public Transportation in Conway, AR

Surprisingly, the city of Conway does not offer residents any type of public transportation system. While other smaller parts of the country feature robust bus routes, Conway has nothing of the sort. If you do not have a vehicle, you may opt to bike around town or take a Lyft or Uber to reach your destination.

Conclusion: How to get the best and cheapest car insurance in Conway, AR

Getting around Conway can be challenging, as most residents stay within the city for work and there are little to no options to get around if you don’t own a vehicle. When you combine these factors with the possibility of inclement weather, driving in Conway can be tough. It’s best to make sure you have adequate auto insurance before you hit the road here.

If you want to see how your auto insurance compares to other options, head over to Insurify today. You can compare pricing, explore discounts, and come away with a policy that’s less expensive than you imagined. Insurify takes the stress out of shopping for car insurance!

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Conway stacks up for the state of Arkansas:

nissan
Nissan Altima
Most Popular Car in
Conway, AR
suspended licenses
#34
Cities with Most
Suspended Licenses Rank

FAQs - Conway, AR Car Insurance

Do I need a lot of auto insurance in Conway?

Motorists in Arkansas do not legally have to enroll in a great deal of coverage. The state requires that drivers purchase bodily injury and property damage protection only, although other types of protection can be added as needed.

Is car insurance expensive in Conway?

Most find that they pay right around the national average for car insurance in Arkansas. Your premium, however, will be determined by a variety of factors and may change over time.

Where can I find cheap car insurance in Conway?

Drivers who are looking to save money on their auto insurance should visit Insurify, where they can compare real-time quotes and discover discounts in a matter of minutes. You can even enroll in a new policy online and start saving money right away.