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Cheap Auto Insurance Quotes in Conway, AR (January 2022)
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Last Updated: January 2022
Car Insurance in Conway, AR
As one of the more populous cities in Arkansas, Conway can have challenging driving at times. Most residents do not travel out of Conway for work, making streets and highways quite busy during rush hour. While Conway is home to only about 66,000 people, driving here often has a big-city feel and motorists should ensure they have the best possible car insurance coverage.
Although car insurance rates in Arkansas are on par with the national average, finding cheaper car insurance coverage is possible if you know where to look. With Insurify, you can compare customized car insurance quotes from national carriers like State Farm and Allstate along with local providers so you can easily identify the cheapest deal in car insurance.
Insurance rates aren’t only based on the coverage options you choose — the average cost of car insurance will also vary from city to city and between insurance companies as well. Below are the average car insurance rates for Arkansas cities. See how Conway compares:
Although car insurance rates in Arkansas are on par with the national average, finding cheaper car insurance coverage is possible if you know where to look. With Insurify, you can compare customized car insurance quotes from national carriers like State Farm and Allstate along with local providers so you can easily identify the cheapest deal in car insurance.
Insurance rates aren’t only based on the coverage options you choose — the average cost of car insurance will also vary from city to city and between insurance companies as well. Below are the average car insurance rates for Arkansas cities. See how Conway compares:
$141
$162
$165
$183
$185
SafecoGAINSCODirect AutoDairylandHallmark
See More: Cheap Car Insurance Arkansas
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Cheapest Car Insurance in Conway, AR
Car insurance rates tend to differ between insurance providers. That’s because different car insurance companies weigh information such as your age, your credit score, and your driving record a bit differently. You’ll also qualify for different insurance discounts at various insurance companies which can lower your rates.
While the rates below are the cheapest on average in Conway, bear in mind that your individual auto insurance rate may vary from the average. That’s why it’s important to get a free quote from Insurify.
While the rates below are the cheapest on average in Conway, bear in mind that your individual auto insurance rate may vary from the average. That’s why it’s important to get a free quote from Insurify.
Best Car Insurance in Conway, AR
Although choosing the auto insurance coverage with the highest deductible and the lowest rate to save money might be tempting, it’s also important to find an insurance provider that will reliably pay claims and offer good customer service. We evaluated a variety of verified, independent sources to determine the best car insurance companies in Conway. See our results below.
| Best Companies | ||
|---|---|---|
 American Family | $215/mo | |
 Liberty Mutual | $255/mo |
See More: Best Car Insurance Companies
Average Car Insurance Cost
| Little Rock | $190/mo |
| Fort Smith | $150/mo |
| Fayetteville | $138/mo |
| Springdale | $130/mo |
| Conway | $198/mo |
| Arkansas | $161/mo |
$161
$190
$150
$138
$130
$198
ArkansasLittle RockFort SmithFayettevilleSpringdaleConway
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Conway, AR Driving Facts
Minimum Car Insurance Requirements in AK
Arkansas' minimum liability auto insurance limits are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Conway Car Insurance Rates by Driver Age
One of the first factors in determining the rate for your auto insurance policy is your age. Young drivers and teens, who are less experienced on the road and more likely to get into accidents, see the highest rates, while drivers in their 50s and 60s see lower premiums on average. You can expect the following average rates for each age group in Arkansas.
| Driver's Age | |
|---|---|
| teens | $389 |
| 20s | $230 |
| 30s | $155 |
| 40s | $143 |
| 50s | $126 |
| 60s | $127 |
| 70s | $145 |
| 80s | $161 |
| Driving History | |
|---|---|
| Clean Record | $170 |
| Speeding Ticket | $256 |
| At-Fault Accident | $283 |
| Failure to Stop for Red Light / Stop Sign | $337 |
Conway Car Insurance Rates by Driving and Accident History
Insurance companies view drivers with infractions on their driving records as a greater risk to insure. That’s why you’ll pay more for car insurance if you have speeding tickets, DUIs, or accidents in your driving history. Here’s what drivers with different infractions in their driving history pay on average in Conway, Arkansas.
See More: High-risk Car Insurance Arkansas
See More: DUI Car Insurance Arkansas
Conway Car Insurance Rates by Credit Tier
You may not know it, but about 95 percent of insurers use your credit score when determining your rate. That’s because research shows that people with low scores account for a higher percentage of claims. Here’s what you can expect to pay for car insurance in Conway, Arkansas based on your credit score
| Credit Tie | |
|---|---|
| Excellent | $180 |
| Good | $192 |
| Average | $224 |
| Poor | $278 |
See More: Bad Credit Car Insurance Arkansas
Conway, AR DMV Information
Motorists needing to visit the State of Arkansas Driver Control office should plan on waiting a while, as it’s the only location in the area to help with DMV services. The office is open from 8 a.m. to 4:30 p.m. Monday through Friday and is situated in the northern part of Conway. It’s been said that employees aren’t very helpful, leading to a frustrating experience for many.
The Conway DMV is located at:
2455 Washington Ave suite 105
Conway, AR 72032
(501) 329-2601
Public Transportation in Conway, AR
Surprisingly, the city of Conway does not offer residents any type of public transportation system. While other smaller parts of the country feature robust bus routes, Conway has nothing of the sort. If you do not have a vehicle, you may opt to bike or walk around town or take a Lyft or Uber to reach your destination.
How to Get the Cheapest Car Insurance in Conway, AR
The easiest way to get the best and cheapest car insurance in Conway is to compare customized car insurance quotes from multiple providers. Rather than getting quotes from individual insurance agents, you can save time by using Insurify to find the right policy that meets your insurance needs, whether you need collision coverage or liability only.
You’ll just need to answer a few questions about your vehicle and driving history to get started. From there, you can view side-by-side quotes from multiple providers in one spot. You can also use Insurify to shop for insurance products such as homeowners insurance, renters insurance, and life insurance.
Find local Conway agents
Farris Agency, Inc.
801 Parkway, Conway, AR 72034
American Safeguard Insurance
1100 Bob Courtway Drive, Ste 16, Conway, AR 72033
McDowell Insurance
2745 Prince St, Conway, AR 72034-3635
Quality First Insurance
1310 Hwy 286 E , Conway, AR 72032-9098
The Heartland Agency
824 Salem Rd, Ste. 210, Conway, AR 72034
McGhee Insurance Agency
1060 Pats Ln., Ste. 2, Conway, AR 72032
Integrity Insurance Group
449 Reedy Rd, Conway, AR 72034-7284
Neal-Rougeau Insurance Group
1105 Deer Street, Conway, AR 72032
Mackey Insurance Agency
810 Court St., Conway, AR 72032
Ott Insurance Agency
831 Parkway, Conway, AR 72032
Insurify Insights: How Conway Drivers Measure Up
Conway, AR
Suspended Licenses Rank
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Conway drivers measure up to their fellow Arkansas motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
Accidents in Conway
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Conway drivers rank 6 in the number of car accidents per driver across all cities in Arkansas.
- Rank within state: #6
- Percent of drivers in Conway with an accident: 10.96%
- Drivers in Conway, AR with an accident in their driving history paid on average 66.47% more than drivers with a clean record
Speeding in Conway
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Conway drivers rank 3 in the number of speeding infractions per driver.
- Rank within state: #3
- Percent of drivers in Conway with a speeding ticket: 11.51%
- Drivers in Conway, AR with a speeding ticket in their driving history paid on average 43.93% more than drivers with a clean record
DUI/DWIs in Conway
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Conway drivers rank 31 in the number of DUI’s per driver across all cities in Arkansas.
- Rank within state: #31
- Percent of drivers in Conway with a DUI: 1.3%
- Drivers in Conway, AR with a DUI in their driving history paid on average --% more than drivers with a clean record
Most Popular Vehicle in Conway
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Conway is the Nissan Altima.
Rude Drivers in Conway
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Conway drivers rank 8 in rude driving infractions.
- Rank within state: #8
- Percent of drivers in Conway with a reckless driving violation: 2.04%
- Drivers in Conway, AR with a reckless driving violation in their driving history paid on average 49.71% more than drivers with a clean record.
Safest Drivers in Conway
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Conway drivers rank 18 in clean driving records across all cities in Arkansas.
- Rank within state: #18
- Percent of drivers in Conway with clean record: 79.11%
Failure to Yield the Right of Way in Conway
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Conway drivers rank 12 in failure to yield violations per driver across all cities in Arkansas.
- Rank within state: #12
- Percent of drivers in Conway with a failure to yield violation: 0.46%
- Drivers in Conway, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record
Reckless Drivers in Conway
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Conway drivers rank 14 in the number of reckless driving offenses per driver.
- Rank within state: #14
- Percent of drivers in Conway with a reckless driving offense: --%
Hybrid/Electric Vehicle Ownership in Conway
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Conway drivers rank 33 in hybrid and electric vehicle ownership across all cities in Arkansas.
- Rank within state: #33
- Percent of drivers in Conway with a hybrid/electric vehicle: 0.14%
FAQs - Conway, AR Car Insurance
How do I find cheap car insurance in Conway, AR?
The best way to find cheap car insurance in Conway is to use a quote comparison site like Insurify. Instead of spending hours on the phone with an insurance agency, you can compare quotes based on your unique driving record and the level of coverage you want to see the best insurance options for you. The best part? It’s completely free and only takes a few minutes!
How much does car insurance cost in Conway, AR?
The average cost of car insurance in Conway, Arkansas is $165 per month or $1,980 per year. However, auto insurance rates will vary based on your driving history and the type of coverage you choose. That’s why it’s important to shop around and compare quotes from multiple insurance providers.
What drives up car insurance rates in Conway, AR?
Car insurance in Arkansas is expensive in part because of a higher-than-average rate of traffic fatalities. Individual factors, such as accidents on your record and bad credit, can also drive up the cost of car insurance in Conway. And if you choose to purchase full-coverage car insurance, you’ll likely pay about twice as much as you would for a liability policy.
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
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