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Cheap Auto Insurance Quotes in North Little Rock, AR (January 2022)

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Last Updated: January 2022

Car Insurance in North Little Rock, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in North Little Rock, AR to find you the cheapest quotes in the area.
$85
$86
$114
$213
$272
AllstateState FarmNationwideDirect AutoThe General

Cheapest Car Insurance in North Little Rock, AR

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$160
$190
$150
$138
$130
$193
ArkansasLittle RockFort SmithFayettevilleSpringdaleNorth Little Rock
Click here to learn about car insurance quotes and save on your current policy.

North Little Rock, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Insurify Insights: How North Little Rock Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
North Little Rock, AR
suspended licenses
#6
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how North Little Rock drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in North Little Rock

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. North Little Rock drivers rank 28 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #28
  • Percent of drivers in North Little Rock with an accident: 7.43%
  • Drivers in North Little Rock, AR with an accident in their driving history paid on average 43.59% more than drivers with a clean record

Speeding in North Little Rock

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, North Little Rock drivers rank 30 in the number of speeding infractions per driver.

  • Rank within state: #30
  • Percent of drivers in North Little Rock with a speeding ticket: 8.12%
  • Drivers in North Little Rock, AR with a speeding ticket in their driving history paid on average 35.38% more than drivers with a clean record

DUI/DWIs in North Little Rock

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. North Little Rock drivers rank 32 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #32
  • Percent of drivers in North Little Rock with a DUI: 1.25%
  • Drivers in North Little Rock, AR with a DUI in their driving history paid on average -97.44% more than drivers with a clean record

Most Popular Vehicle in North Little Rock

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in North Little Rock is the Toyota Camry.

Rude Drivers in North Little Rock

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, North Little Rock drivers rank 16 in rude driving infractions.

  • Rank within state: #16
  • Percent of drivers in North Little Rock with a reckless driving violation: 1.18%
  • Drivers in North Little Rock, AR with a reckless driving violation in their driving history paid on average 20.51% more than drivers with a clean record.

Safest Drivers in North Little Rock

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; North Little Rock drivers rank 1 in clean driving records across all cities in Arkansas.

  • Rank within state: #1
  • Percent of drivers in North Little Rock with clean record: 85.15%

Failure to Yield the Right of Way in North Little Rock

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. North Little Rock drivers rank 11 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #11
  • Percent of drivers in North Little Rock with a failure to yield violation: 0.49%
  • Drivers in North Little Rock, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in North Little Rock

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, North Little Rock drivers rank 7 in the number of reckless driving offenses per driver.

  • Rank within state: #7
  • Percent of drivers in North Little Rock with a reckless driving offense: 0.07%

Hybrid/Electric Vehicle Ownership in North Little Rock

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. North Little Rock drivers rank 14 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #14
  • Percent of drivers in North Little Rock with a hybrid/electric vehicle: 0.51%
Most Patriotic City

Most Patriotic City

North Little Rock

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Van Buren won Insurify's Most Patriotic Cities Award for the state of Arkansas. It is just northeast of Fort Smith, an historic military post and the planned site of the new United States Marshals Service National Museum.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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