Cheap Auto Insurance Quotes in Shreveport, LA (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Pelican State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Shreveport, LA

The average cost of Louisiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Shreveport, LA to find you the cheapest quotes in the area.

$140
$176
$254
$263
$481
AllstateState FarmThe GeneralProgressiveAmerican Family

Cheapest Car Insurance in Shreveport

Here are the cheapest carriers in Shreveport for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$315
$418
$240
$321
$331
$263
LouisianaNew OrleansBaton RougeMetairieLafayetteShreveport

Click here to learn about car insurance quotes and save on your current policy.

Shreveport, LA Driving Facts

louisiana

Minimum Car Insurance Requirements in LA

All motor vehicles operated or parked on Louisiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Louisiana are as follows:

  • $15,000 per person/$30,000 per accident for Bodily Injury (BI)

Bodily injury liablity coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Louisiana state law are $15,000 for the death or injury of a single victim as a result of a car accident and $30,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 15/30, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Louisiana law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Louisiana is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Shreveport agents

Querbes & Nelson
214 Milam St, Shreveport, LA 71101
Boswell Insurance Agency, Inc.
1001 East 70th Street, Shreveport, LA 71106
Superior Choice Insurance Agency
910 Pierremont Rd., Shreveport, LA 71106
Keith D. Peterson & Company, Inc.
708 Milam, Suite 300, Shreveport, LA 71101
McClure, Bomar & Harris, LLC
900 Pierremont Suite 200, Shreveport, LA 71135-2599
Bromell Insurance Agency, Inc.
PO Box 18165, Shreveport, LA 71138
Arthur J. Gallagher RMS
470 Ashley Ridge Blvd., Shreveport, LA 71106
Bernard Insurance Agency, LLC
766 Professional Drive North, Shreveport, LA 71105
Global Insurance Group, Inc.
504 Texas St., Suite 500, Shreveport, LA 71101
Risk Services of Louisiana, LLC
400 Texas Street Ste 100, Shreveport, LA 71101-3549

Insurify Insights: How Shreveport Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Shreveport, LA
suspended licenses
#12
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Shreveport drivers measure up to their fellow Louisiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Shreveport

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Shreveport drivers rank 14 in the number of car accidents per driver across all cities in Louisiana.

  • Rank within state: #14
  • Percent of drivers in Shreveport with an accident: 8.8%
  • Drivers in Shreveport, LA with an accident in their driving history paid on average 54.36% more than drivers with a clean record

Speeding Shreveport

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Louisiana, Shreveport drivers rank 14 in the number of speeding infractions per driver.

  • Rank within state: #14
  • Percent of drivers in Shreveport with a speeding ticket: 6.46%
  • Drivers in Shreveport, LA with a speeding ticket in their driving history paid on average 38.17% more than drivers with a clean record

DUI/DWIs Shreveport

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Shreveport drivers rank 13 in the number of DUI’s per driver across all cities in Louisiana.

  • Rank within state: #13
  • Percent of drivers in Shreveport with a DUI: 0.81%
  • Drivers in Shreveport, LA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Shreveport

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Shreveport is the Nissan Altima.

Rude Shreveport

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Louisiana, Shreveport drivers rank 4 in rude driving infractions.

  • Rank within state: #4
  • Percent of drivers in Shreveport with a reckless driving violation: 1.45%
  • Drivers in Shreveport, LA with a reckless driving violation in their driving history paid on average 26.14% more than drivers with a clean record.

Safest Drivers Shreveport

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Shreveport drivers rank 3 in clean driving records across all cities in Louisiana.

  • Rank within state: #3
  • Percent of drivers in Shreveport with clean record: 85.23%

Failure to Yield the Right of Way Shreveport

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Shreveport drivers rank 1 in failure to yield violations per driver across all cities in Louisiana.

  • Rank within state: #1
  • Percent of drivers in Shreveport with a failure to yield violation: 0.65%
  • Drivers in Shreveport, LA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Shreveport

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Louisiana, Shreveport drivers rank 6 in the number of reckless driving offenses per driver.

  • Rank within state: #6
  • Percent of drivers in Shreveport with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Shreveport

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Shreveport drivers rank 6 in hybrid and electric vehicle ownership across all cities in Louisiana.

  • Rank within state: #6
  • Percent of drivers in Shreveport with a hybrid/electric vehicle: 0.49%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.