Cheap Auto Insurance Quotes in Baton Rouge, LA (2021)

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Car Insurance in Baton Rouge, LA

The average cost of Louisiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Baton Rouge, LA to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Baton Rouge, LA

Here are the cheapest carriers in Baton Rouge for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Baton Rouge, LA Driving Facts

Minimum Car Insurance Requirements in LA

All motor vehicles operated or parked on Louisiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Louisiana are as follows:

  • $15,000 per person/$30,000 per accident for Bodily Injury (BI)

Bodily injury liablity coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Louisiana state law are $15,000 for the death or injury of a single victim as a result of a car accident and $30,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 15/30, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Louisiana law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Louisiana is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.


Find local Baton Rouge agents

Henry Insurance Service, Inc.
9624 Brookline Avenue, Baton Rouge, LA 70809
Insurance & Financial Services
3466 Drusilla Lane, Baton Rouge, LA 70809
Louisiana Insurance Center, Inc.
5432 Superior Drive, Baton Rouge, LA 70816
First Louisiana Insurance
18221 E Petroleum Dr, Baton Rouge, LA 70809-6129
Blumberg and Associates, Inc.
8560 Jefferson Hwy., Baton Rouge, LA 70809
Hays Insurance Group
11715 Bricksome Ave., Suite B8, Baton Rouge, LA 70816
McInnis Insurance Services, Inc.
7814 Office Park Boulevard, Suite 200, Baton Rouge, LA 70809
Cordell Insurance llc
8064 Summa Ave, Baton Rouge, LA 70809
Losey Insurance and Financial Services
8550 Anselmo Ln, Baton Rouge, LA 70810
Coastal Louisiana Insurance
1669 Lobdell Avenue, Baton Rouge, LA 70806

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Baton Rouge stacks up for the state of Louisiana:

Honda Accord
Most Popular Car in
Baton Rouge, LA
suspended licenses
Cities with Most
Suspended Licenses Rank