Cheapest Auto Insurance in Bossier City, Louisiana (2025)
State Farm offers the cheapest car insurance in Bossier City, with minimum-coverage policies as low as $75 per month.
Secure. Free. Easy-to-use.
Excellent
)
Written bySarah Sharkey
)
7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
Featured in
){kind=logo}
){kind=small}
){kind=small}
)
Edited byKatie Powers
)
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in
){kind=small}
){kind=small}
Updated
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Advertiser Disclosure
At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
Table of contents
Drivers in Bossier City pay an average of $145 per month for car insurance. This is significantly lower than the average cost of car insurance in Louisiana of $175 but higher than the national average of $150.
Residents in the Pelican State face some of the highest car insurance costs in the nation due to a high risk of damage from extreme weather in the state.[1] Bossier City has a relatively low population density, which may explain why drivers in the city pay lower rates than the state average.
The best way to shop for car insurance is to compare quotes from multiple insurers at once. Here’s what you need to know about finding cheap car insurance in Bossier City.
Quick Facts
State Farm, National General, and USAA are the cheapest insurance companies in Bossier City.
Louisiana state law allows insurers to consider credit-based insurance scores when determining premiums.
Bossier City drivers pay $103 per month for liability insurance and $187 for full-coverage insurance, on average.
3 of the cheapest car insurance companies in Bossier City
Every driver has a unique situation that affects their car insurance costs. Some factors that affect your costs include your driving record, age, and credit history. With so many factors in play, the best way to find the cheapest rates is to compare quotes from different companies.
While shopping around can help you lock in the best rate, some insurance companies offer better rates than others. You can start your search below for low rates with three of the cheapest car insurance companies in Bossier City.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best for |
|---|---|---|---|---|
| State Farm | 9.3 | $128 | $90 | Cheap rates |
| USAA | 9.1 | $161 | $113 | Veterans |
| GEICO | 9.2 | $211 | $151 | Families |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for cheap rates: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $75/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $106/mo |
4.1
Best choiceBased on 11,298 verified guest reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (6,051)
Joseph
Verified Review
Excellent
Reviewed in Kentucky on July 2025
Great except for the price.
Krystle
Verified Review
Starts out good but that's it!
Reviewed in Ohio on July 2025
They were great when I signed up, but with every renewal, the price went up! I requested a call to explain why, but never received one. I emailed my agent and asked why, but never received a reply.
Sandra
Verified Review
Too Much
Reviewed in Florida on July 2025
Good so far, but I had an accident 2 years ago and now I'm paying way too much.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm offers drivers in Bossier City some of the cheapest rates for liability-only and full-coverage policies. In addition to cheap rates, State Farm earned an above-average J.D. Power customer satisfaction rating in the Southeast region.
You can take your savings even further by bundling your auto insurance policy with one of the many other insurance products State Farm offers. These include renters insurance, home insurance, life insurance, ATV insurance, motorcycle insurance, boat insurance, and pet insurance.
Pros
AM Best financial strength rating of A++ (Superior)
Discounts for young drivers
Cons
Some negative customer reviews on Trustpilot
Doesn’t offer gap insurance
Best insurer for veterans: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $94/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $133/mo |
4.9
Best choiceBased on 2,108 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,195)
William
Verified Review
May find more affordable.
Reviewed in Washington on July 2025
Great service, too high premiums.
Errin
Verified Review
They Could Do Better!
Reviewed in Florida on July 2025
Average, but not a real discount rate, and rates go up yearly and worsen after even a small claim.
Herbert
Verified Review
Personally beneficial
Reviewed in Maryland on July 2025
Very easy to work with.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
More than 5,000 veterans live in Bossier City who can likely take advantage of the affordable rates USAA offers.[2] The insurer offers insurance coverage to military members, veterans, reserve members, and their immediate family members.
If you qualify for insurance from USAA, the affordable rates and top claims satisfaction ratings could make it the right fit for your situation.
Pros
Above-average J.D. Power customer satisfaction rating
Safe drivers can save up to 30% with the SafePilot program
Cons
Must have a military family connection to qualify for coverage
No customer service hours on Sunday
Best insurer for families: GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $126/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $176/mo |
4.0
Best choiceBased on 12,005 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,437)
Jon
Verified Review
I've had a great experience with them. I initially thought they were a little high, but I've found out that nobody else can come close to their rate.
Reviewed in Washington on July 2025
I've had a great experience with them. I initially thought they were a little high, but I've found out that nobody else can come close to their rate.
Richard
Verified Review
Pricing Information
Reviewed in Florida on July 2025
They quoted me one price, but when I called them back, they gave me another, higher price.
Jacq
Verified Review
My policy is expensive and customer service is lacking
Reviewed in New Jersey on July 2025
I find my policy to be expensive, and when I need help, I have to call multiple times to get my issue resolved. Overall, I'm unsatisfied with the service.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
About 24% of the population of Bossier City are younger than 18, so many families can appreciate the array of discounts GEICO offers. Many households can tap into discounts for safe driving, multiple vehicles, driver’s education courses, and good students.
Plus, GEICO offers accident forgiveness as a coverage option that can give you more peace of mind as your new driver hits the open road.
Pros
Offers accident forgiveness
A suite of available discounts
Cons
Below-average J.D. Power customer satisfaction rating in the Southeast region
Doesn’t offer rideshare coverage
Find Cheap Car Insurance in Bossier City
Liability quotes in Bossier City start at $75 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
How to get the cheapest car insurance in Bossier City
Your age, location, driving record, credit history, and the type of vehicle you drive can all play a role in how much you pay for car insurance.[3]
As you shop for the most affordable car insurance option, tap into the following strategies to lock in the best rates for your situation:
Shop around. It’s critical to get quotes from multiple car insurance companies. Since each insurer uses a different method to determine rates, shopping around is the best way to find the lowest rates. When it’s time to renew your policy each year, take the time to shop around again because prices might have changed.
Increase your deductible. Auto insurance companies offer a lower premium when you select a higher deductible. If you have enough cash reserves on hand to cover more expenses after an accident, then opting for the higher deductible can lead to up-front savings.[4]
Look for a discount. Many car insurance companies offer discounts. Find out if you qualify for any to further lower your auto insurance premiums. Sometimes, the faster way to find a discount is by asking an insurance agent if you qualify.
Explore coverage options. Some policies cost more than others. For example, liability-only car insurance policies are often cheaper than full-coverage policies. Find the right level of coverage by weighing the costs against your risk.
Bundle policies. Purchasing multiple types of coverage through the same insurer can lead to savings. For example, you might get your homeowners insurance and car insurance through the same company to score a discount.
Cheapest recent rates near Bossier City, Louisiana
Recent Bossier City, Louisiana car insurance prices for Chevrolet, Nissan, Hyundai , and more.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Cheapest liability-only car insurance in Bossier City: State Farm
Liability-only car insurance policies tend to be the cheapest car insurance option. This policy type includes bodily injury and property damage liability coverage, which will cover the other driver’s resulting vehicle damages and medical expenses after an accident. It won’t help you pay to repair or replace your own vehicle after an accident.
In Bossier City, liability-only insurance costs an average of $103 per month. The table below breaks down average monthly premiums for liability-only policies from insurance companies in Bossier City.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $75 |
| National General | $75 |
| USAA | $94 |
| Direct Auto | $100 |
| Progressive | $107 |
| Root | $108 |
| Allstate | $121 |
| GEICO | $126 |
| The General | $137 |
| Clearcover | $141 |
| Liberty Mutual | $153 |
| Bristol West | $169 |
| Safeco | $188 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Bossier City: State Farm
A full-coverage car insurance policy provides more financial protection for drivers than liability-only coverage. It includes comprehensive and collision coverage in addition to liability coverage. After an incident, a full-coverage policy can help you repair or replace your own vehicle.
If you’re leasing a vehicle or paying off an auto loan, your lender might require you to carry a full-coverage car insurance policy. Opting for this more robust coverage can be a good idea even if you own your vehicle outright. It might be the best policy if you don’t have the money on hand to repair your vehicle after a car wreck.
A full-coverage policy in Bossier City costs an average of $187 per month. Compare average full-coverage policy quotes for Bossier City drivers below.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $106 |
| USAA | $133 |
| National General | $143 |
| Progressive | $172 |
| Allstate | $172 |
| GEICO | $176 |
| Direct Auto | $177 |
| Root | $202 |
| Clearcover | $215 |
| Safeco | $236 |
| Liberty Mutual | $240 |
| The General | $269 |
| Bristol West | $348 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Recent Insurify quotes for Bossier City, Louisiana drivers
Drivers using Insurify have found quotes as cheap as $67/mo for liability only and $161/mo for full coverage in Bossier City and other Louisiana cities.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Bossier City, Louisiana within the last 10 days. Last updated on July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 10, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Louisiana
Drivers in Louisiana must carry a minimum amount of car insurance. Without this baseline insurance coverage, it’s illegal to drive on public roads in the Pelican State.
Here are the specific minimum-coverage requirements for Louisiana drivers:[5]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $15,000 per person / $30,000 per accident |
| Property damage liability | $25,000 per accident |
Because liability insurance doesn’t cover your own vehicle repairs, you should consider purchasing optional coverages for further protection. Here are some common coverages to consider:
Collision coverage
After an accident, collision insurance helps you pay for repairs to your own vehicle. A collision can include an accident with another vehicle or a crash with a tree, fence, utility pole, or other stationary objects.
Comprehensive coverage
If a non-collision incident damages your vehicle, comprehensive insurance can kick in for repairs or replacing your vehicle. Commonly covered incidents include theft, vandalism, and severe weather.
Medical payments coverage
Following a car accident, medical payments coverage can pay for medical treatment for you and your passengers.
Cheapest car insurance for drivers with an incident
Incidents on your driving record, like speeding tickets, driving under the influence, and at-fault accidents, often push your car insurance costs higher. After an incident, insurance companies consider you a riskier driver and they compensate for risk by increasing your premiums.
On average, Bossier City drivers with a past incident pay $117 per month for liability insurance.
The table below highlights how an incident can push average liability car insurance quotes higher in Bossier City.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $75 | $89 | $95 | $115 |
| National General | $75 | $90 | $95 | $115 |
| USAA | $94 | $113 | $120 | $144 |
| Direct Auto | $100 | $121 | $132 | $154 |
| Progressive | $107 | $126 | $138 | $172 |
| Root | $108 | $138 | $138 | $166 |
| Allstate | $121 | $145 | $154 | $186 |
| GEICO | $126 | $156 | $151 | $193 |
| The General | $137 | $174 | $183 | $210 |
| Clearcover | $141 | $176 | $203 | $216 |
| Liberty Mutual | $153 | $187 | $199 | $235 |
| Bristol West | $169 | $205 | $217 | $259 |
| Safeco | $188 | $232 | $254 | $300 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Shop for Car Insurance in Bossier City, LA
Monthly rates start at $86 for drivers with an incident
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Average cost of car insurance by age
Car insurance companies consider your age when determining premiums. Teen drivers pay more for car insurance than drivers with more practice on the road. But young adults, even drivers in their 20s, still typically pay higher rates than their older counterparts.
In general, drivers start to notice falling car insurance rates between the ages of 35 and 70. After age 70, rates often start climbing again for senior drivers due to aging-related risk factors.
Age | Average Monthly Quote |
|---|---|
| Teens | $516 |
| 20s | $346 |
| 30s | $257 |
| 40s | $231 |
| 50s | $209 |
| 60s | $213 |
| 70s | $210 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Bossier City car insurance quotes by credit tier
Insurance companies in the state of Louisiana can use credit-based insurance scores as a factor when determining your premiums.[6] In general, drivers with excellent or good credit pay lower rates for car insurance than drivers with poor credit.
The table below shows average full-coverage car insurance quotes by credit tier in Bossier City.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Bossier City car insurance FAQs
Before shopping around for car insurance, you should determine how much auto coverage you need. The following information should help you find cheap car insurance in Bossier City.
How much is car insurance in Bossier City?
Drivers in Bossier City pay $103 per month for liability insurance and $187 for full-coverage insurance, on average. The overall cost of car insurance in Bossier City is $145 per month. Ultimately, how much you pay for car insurance will depend on your driving record, age, location, and more.
Which companies have the cheapest car insurance in Bossier City?
State Farm has the cheapest average car insurance in Bossier City, with a rate of $75 per month for liability insurance. The cost of liability coverage from the second-cheapest insurer in the city, National General, is $75 per month. USAA is another affordable option, with a liability rate of $94 per month.
The best way to find cheap car insurance is to compare quotes from multiple insurers at once.
What are the best car insurance companies in Bossier City?
State Farm is one of the best car insurance companies in Bossier City, thanks to an Insurify Quality (IQ) Score of 9.3 out of 5, an AM Best financial strength rating of A++ (Superior), and ample coverage offerings. Policyholders in the city pay $90 per month for liability insurance and $128 for full-coverage insurance. Other top insurers include USAA and GEICO.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Related articles
)
Cheap Car Insurance Quotes in Louisiana Starting at $90
May 21, 2025
)
Best Car Insurance in Louisiana
July 13, 2025
)
Cheap SR-22 Insurance in Louisiana
July 10, 2025
Car Insurance Requirements in Louisiana
July 10, 2025
)
Gap Insurance in Louisiana
July 13, 2025
Average Car Insurance Cost in Louisiana
April 7, 2025
)
Car Insurance for Disabled Drivers
July 3, 2025
)
Can You Get an Anonymous Car Insurance Quote?
July 13, 2025
)
Cheap Car Insurance in Slidell, LA, from $95
July 13, 2025
)
Best Cheap Car Insurance in Shreveport, LA, from $83
July 13, 2025
)
Best Cheap Car Insurance in New Orleans, LA, from $110
July 13, 2025
)
Cheapest Car Insurance Quotes in Metairie, LA,
July 13, 2025
)
Cheapest Car Insurance Quotes in Lake Charles, LA
July 13, 2025
)
Best Cheap Car Insurance in Lafayette, LA, from $92
July 13, 2025
)
Cheap Car Insurance in Baton Rouge, LA, Starting at $111
July 13, 2025
)
A Guide to New-Car Insurance
July 10, 2025
Sources
- Insurance Information Institute. "Facts + Statistics: Auto insurance."
- United States Census Bureau. "QuickFacts Bossier City city, Louisiana."
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "Nine ways to lower your auto insurance costs."
- Louisiana Department of Insurance. "Consumer's Guide to Auto Insurance."
- Louisiana State Legislature. "Use of credit information."
)
Sarah SharkeyInsurance Writer
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
Sarah has been a contributor at Insurify since September 2022.
Licensed auto and home insurance agent
3+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Featured in