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Experience
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About Amy's expertise
Amy has nearly a decade of experience translating complex concepts – like insurance – into reader-friendly, actionable information. With a unique background in business and legal disciplines, Amy specializes in turning dense policy jargon into clear, friendly and helpful content.
Amy holds a bachelor's degree from Ferris State University, and has been an Insurify contributor since September 2023. Connect with Amy on LinkedIn.
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Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
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Amy's latest posts
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Best Car Insurance in Rhode Island
Top Rhode Island car insurance picks include Amica, GEICO, and HiRoad.
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Cheapest Auto Insurance in Parkersburg, West Virginia
State Farm offers the cheapest car insurance in Parkersburg, with rates starting at $41 per month.
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Cheapest Car Insurance Quotes in Washington, D.C.
The cheapest car insurance in Washington, D.C., is from Erie, with an average monthly rate of $163. Shop real-time quotes for Washington, D.C., and buy your policy online in minutes with help from our licensed insurance agents.
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Cheapest Auto Insurance in Columbus, Mississippi
State Farm offers the cheapest car insurance in Columbus, with minimum-coverage policies as low as $35 per month.
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Cheapest Car Insurance Quotes in South Carolina
USAA offers the cheapest car insurance in South Carolina, with rates averaging $73 per month. Compare real car insurance quotes and buy online in minutes with help from our licensed agents.
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Best Car Insurance in New Hampshire
State Farm, GEICO, and Hanover are the best car insurance companies in New Hampshire.
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Best Cheap Car Insurance for 21-Year-Old Drivers
Plymouth Rock Assurance, Auto-Owners, and Erie offer some of the most affordable rates for 21-year-old drivers.
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Cheapest Auto Insurance in Boise, Idaho
Auto-Owners offers the cheapest car insurance in Boise, with minimum-coverage policies as low as $32 per month.
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Cheapest Auto Insurance in Bozeman, Montana
Midvale Home & Auto offers the cheapest car insurance in Bozeman, with rates as low as $36 per month.
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Cheapest Auto Insurance in Paducah, Kentucky
Progressive offers the cheapest liability coverage in Paducah, at $80 per month.
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Founders Car Insurance Review (Ratings and Expert Insights)
Founders accepts high-risk drivers that other companies won’t cover, but customer reviews report frustrating experiences with claims handling.
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$500 Deductible Car Insurance: Costs, Comparison, and Best Companies
A lower deductible will lead to higher premiums than other, higher-deductible options.
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Best Car Insurance for 17-Year-Old Drivers (April 2026)
The average cost of liability car insurance for a 17-year-old is $180 per month. For affordable coverage, check out options like USAA or Root.
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Best Cheap Auto Insurance in Oklahoma City, Oklahoma
State Farm offers the cheapest car insurance for Oklahoma City drivers, with liability rates starting at $40 per month.
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Cheapest Auto Insurance in Staten Island, New York
CSAA has the cheapest liability insurance in Staten Island, with liability rates as low as $152 per month.
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Cheapest Auto Insurance in Waukegan, Illinois
Auto-Owners has the cheapest insurance in Waukegan, with a monthly rate of $45.
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Cost of Infiniti Car Insurance
Infiniti owners pay an average of $226 monthly for full coverage, with the QX55 offering the most affordable rates, at $132.
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Best Car Insurance Companies for High-Risk Drivers
The General, State Farm, and USAA are a few of the best insurance companies for high-risk drivers.
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Cheapest Car Insurance Quotes in Arizona
Auto-Owners offers the cheapest car insurance in Arizona, with an average monthly liability rate of $48. See real quotes from top Arizona insurers and buy online with help from our licensed agents.
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Erie vs. GEICO: Which Insurance Company Is Better in 2026?
With cheaper rates and high satisfaction ratings, Erie is our top pick for car insurance.
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Cheapest Auto Insurance in Springfield, Illinois
Auto-Owners offers the lowest rates in Springfield, starting at $47 per month for liability-only insurance.
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Cheapest Auto Insurance in Pine Bluff, Arkansas
Pine Bluff drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $50 per month.
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Progressive vs. Travelers: Which Insurance Company Is Better in 2026?
Progressive and Travelers take different paths to serving drivers. Progressive offers better policy customization, while Travelers has more new-car benefits and fewer customer complaints.
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Cheapest Car Insurance Quotes in California
USAA offers the lowest car insurance rates in California, at $64 per month. Compare real California car insurance prices and secure coverage online in just a few minutes with Insurify.
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Nationwide vs. State Farm: Which Is Best?
State Farm’s blend of high customer satisfaction and low rates offers a balance of quality service and affordability, making it the better car insurance option.
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Hastings Mutual Car Insurance Review: User Ratings and Expert Insights
Hastings Mutual doesn’t have the name recognition of some of the larger insurers, but its financial strength, independent agents, and long-standing industry presence make it worth consideration.
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Cheapest Auto Insurance in Aurora, Illinois
Auto-Owners offers the cheapest car insurance in Aurora, with minimum-coverage policies as low as $45 per month.
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Cheapest Car Insurance Quotes in Delaware
USAA is the cheapest insurer in Delaware, with liability-only rates averaging $73 per month. Compare real-time quotes for Delaware and buy your policy all in one place with Insurify.
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Cheapest Auto Insurance in Moreno Valley, California
USAA has the cheapest car insurance in Moreno Valley, with liability rates starting at $80 per month.
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Cheapest Auto Insurance in Benton, Arkansas
Liability car insurance rates in Benton start at $42 per month from State Farm.
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Cheapest Auto Insurance in Fort Mill, South Carolina
Drivers in Fort Mill can secure cheap rates with USAA, with liability policies starting at $60 per month.
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Cheapest Car Insurance Quotes in Indiana
Insurify users in Indiana have found liability-only quotes starting at $36 per month and full-coverage quotes starting at $48 per month.
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Best Cheap Auto Insurance in Owensboro, Kentucky
Progressive offers the cheapest liability rates in Owensboro at $71 per month.
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Cheapest Car Insurance for Low-Income Drivers in New York
Erie has the cheapest liability car insurance in New York State, with average rates of $69 per month.
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Cheapest Auto Insurance in Greeley, Colorado
State Farm offers the cheapest car insurance in Greeley, with minimum-coverage policies as low as $51 per month.
Cheapest Auto Insurance in Summerville, South Carolina
USAA is the cheapest car insurance company in Summerville, with monthly liability-only rates as low as $77.
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Cheapest Auto Insurance in Shreveport, Louisiana
State Farm has the cheapest liability coverage in Shreveport, with an average monthly cost of $55.
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Cheapest Auto Insurance in Milwaukee, Wisconsin
USAA is the cheapest car insurance company for Milwaukee drivers. Its minimum-coverage policies start at $49 per month.
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Cheapest Auto Insurance in Schenectady, New York
With monthly liability rates averaging $69, Erie is the cheapest car insurance company in New York.
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Best Cheap Auto Insurance in Tulsa, Oklahoma
State Farm offers the cheapest car insurance in Tulsa, with minimum-coverage rates starting at $37 per month.
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Rideshare Insurance in Pennsylvania
Pennsylvania requires specific insurance coverage for rideshare drivers. Find out what you need and where to get it.
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Metromile Auto Insurance: User Reviews and Quotes
Lemonade acquired Metromile in 2022, and the brand no longer exists. But there are still many good pay-per-mile options available.
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Cheapest Auto Insurance in York, Pennsylvania
State Farm offers the cheapest car insurance in York, with rates starting at $54 per month.
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Cheapest Car Insurance Quotes in Nebraska
The cheapest auto insurance company in Nebraska is Auto-Owners, with an average premium of $40 per month for liability-only coverage. Compare real car insurance quotes from top companies in Nebraska and buy online in minutes.
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Cheapest Auto Insurance in Binghamton, New York
The cheapest liability-only insurer in Binghamton is CSAA, with rates of $109 per month.
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Cheapest Car Insurance Quotes in Louisiana
State Farm is the cheapest car insurance company in Louisiana, with monthly liability rates of $48. Shop and compare real Louisiana car insurance quotes instantly, then choose and purchase the right policy online with guidance from our licensed agents.
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Cheapest Car Insurance Quotes in Missouri
USAA is Missouri’s cheapest car insurance company. Get instant quotes for Missouri car insurance and buy your policy online in minutes with help from our licensed agents.
Average Car Insurance Rates by Age and Gender
Young male drivers face the highest car insurance rates compared to any other age or gender group. Insurers typically charge young men more for coverage because of their increased likelihood of getting into accidents.
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Cheap Car Insurance in West Virginia for Drivers With an SR-22 From $42
West Virginia doesn’t require SR-22 insurance, but the state uses an insurance verification program for all drivers.
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Cheapest Car Insurance Quotes in Irving, Texas (April 2026)
Drivers in Irving, Texas, can find the cheapest rates with State Farm, at $57 per month. Irving’s premiums may be influenced by its thousands of traffic crashes each year and heavy commuter traffic through the Dallas-Fort Worth metro area.
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Cheap SR-22 Insurance in South Carolina From $81
USAA offers the cheapest insurance for drivers with an SR-22, at $81 per month.
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Nsure Review: Legit or Just a Lead Generator?
Nsure is a legit comparison tool, but it gives limited quotes with varying coverage levels, so it’s not the best for apples-to-apples comparison.
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Bodily Injury Liability Coverage: What to Know
A component of a minimum-coverage insurance policy, bodily injury liability covers medical bills and accident-related costs for other drivers, but not the policyholder.
Car Insurance Requirements in New Jersey
New Jersey drivers must carry minimum amounts of bodily injury liability, property damage liability, uninsured/underinsured motorist, and personal injury protection.
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Cheapest Car Insurance Quotes in Midland, Texas (April 2026)
The cheapest car insurance in Midland is from State Farm, with liability rates of $49 per month. Heavy, oilfield‑related traffic in areas like Loop 250 and Interstate 20 increases collision risk and affects how much you’ll pay for coverage.
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Cheapest Car Insurance Quotes in Brownsville, Texas (April 2026)
State Farm is the cheapest auto insurance company in Brownsville, with rates of $53 per month. Brownsville drivers face a seasonal risk of rain and wind damage from tropical storms, which increases full-coverage pricing.
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What Is Car Insurance Subrogation?
Car insurance subrogation lets insurance companies recoup the cost of claims from the at-fault party. It can affect your deductible and auto insurance premiums.
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Cheapest Car Insurance Quotes in Miami (April 2026)
Progressive is the cheapest car insurance company in Miami, with monthly liability rates of $124. King Tides can cause street flooding even on clear days, which keeps comprehensive claims and Miami auto premiums high.
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Car Insurance Requirements in Rhode Island
Rhode Island drivers must carry $25,000 in bodily injury liability per person and $50,000 per accident, $25,000 in property damage liability, and uninsured motorist coverage.
Cost of Chevrolet Car Insurance
On average, Chevrolet insurance runs $147 monthly. But costs can differ based on the model and your age, gender, driving history, and location.
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Answer Financial Car Insurance Review: Consumer Reviews, Quotes
Answer Financial is an auto insurance agency that offers online quote comparison and has high customer ratings on its website.
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Does Car Insurance Cover Natural Disasters?
Comprehensive car insurance covers natural disasters but doesn’t protect you in every situation. Without additional coverage, you may have steep out-of-pocket expenses after a storm.
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Cheapest Car Insurance Quotes in Beaumont (April 2026)
The cheapest car insurance in Beaumont comes from State Farm, with an average liability-only rate of $58 per month. Beaumont’s location along the Gulf Coast, combined with an $850 million I-10/US 69 project that’s reshaping traffic patterns, puts extra pressure on local car insurance rates.
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Cheap SR-22 Insurance in Michigan From $151
Michigan drivers with an SR-22 pay $151 per month for liability and $261 for full-coverage insurance, on average.
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Rideshare Insurance in California
California requires rideshare drivers to carry rideshare insurance. The average monthly cost of rideshare coverage is $139 for liability and $281 for full coverage in the Golden State.
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Best Pet Insurance in Washington
Compare top pet insurance companies in Washington, including ASPCA, Lemonade, and Pets Best, to find the perfect coverage for your furry friend.
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Best California Homeowners Insurance Quotes
Travelers and Stillwater are a couple of the best home insurance companies in California.
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5 Best Waco Homeowners Insurance Companies
Chubb and Travelers are two of the best insurers to consider if you own a home in Waco, Texas.
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Pet Insurance for Dogs: Costs, Coverages, and How to Choose the Best Plan
Pets Best, Embrace, and Spot are the best pet insurance companies for dogs, based on Insurify data and research.
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5 Best Madison Homeowners Insurance Companies
American Family and Wisconsin Mutual are among the leading choices for homeowners insurance in Madison, Wisconsin.
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Best South Dakota Homeowners Insurance Quotes
Farmers offers some of the cheapest homeowners insurance policies in South Dakota, with monthly premiums averaging $104.
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Average Car Insurance Cost in Florida
Drivers in Florida pay an average of $135 per month for liability insurance and $231 for full coverage.
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Texas Flood Insurance: Complete Guide for Homeowners in 2026
Most Texas homes are in flood zones, making it a smart idea to purchase flood insurance through the NFIP or a private insurer.
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Very Cheap Car Insurance With No Deposit in California
Find affordable California car insurance with low-deposit options. Compare top insurers with minimum-coverage rates starting at $64 per month.
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5 Best Fresno Homeowners Insurance Companies
Allstate and Safeco offer the best homeowners insurance policies in Fresno, California.
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Car Insurance for Unemployed Drivers: What to Know
Most insurers don’t ask about employment status, but unemployed drivers may face higher premiums if they fail to make on-time premium payments.
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Best Homeowners Insurance Companies in Hawaii
State Farm, Allstate, and USAA stand out for Hawaii homeowners thanks to local agent access and online tools.
Best Homeowners Insurance Companies in Nebraska
Farmers, Amica, and Foremost are some of the best home insurance companies in Nebraska.
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Best Homeowners Insurance Companies in Virginia
Travelers, Chubb, and Nationwide have some of the best homeowners insurance policies in Virginia.
California Flood Insurance: Complete Guide for Homeowners in 2026
California is prone to flooding, which standard homeowners insurance doesn’t cover. You can protect your home by buying flood insurance through the National Flood Insurance Program or private insurance companies.
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Cheapest Full-Coverage Car Insurance in New York
New York drivers can find the cheapest full-coverage car insurance from Erie, with rates starting at $126 per month.
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Best Homeowners Insurance Companies in Tennessee
Westfield and Allstate offer some of the best and most affordable homeowners insurance coverage in Tennessee.
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Best Pet Insurance in Connecticut
Connecticut pet parents have many options to choose from. ASPCA, Figo, and Pets Best offer quality coverage at reasonable prices.
Best Homeowners Insurance Companies in Louisiana
Foremost, USAA, and State Farm offer some of the best homeowners insurance in Louisiana.
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Best Montana Homeowners Insurance Quotes
Foremost, Nationwide, and Chubb are a few of the best home insurance companies in Montana.
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Temporary Car Insurance in Alabama: What Your Short-Term Options Really Are
True temporary car insurance doesn’t exist in Alabama, but Insurify Car offers coverage as a flexible short-term alternative.
Best Renters Insurance in Austin
Even if your landlord doesn’t require it, renters insurance in Austin, Texas, is an easy and often affordable way to protect your belongings.
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Best Renters Insurance in Philadelphia
State Farm, Lemonade, and Progressive offer some of the most affordable renters insurance rates in Philadelphia.
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Best Renters Insurance in Minnesota
Even though Minnesota law doesn’t require it, renters insurance is one of the smartest, most affordable ways to protect your stuff.
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Best Renters Insurance in New Jersey
USAA, American Family, and Progressive are great options for New Jersey renters.
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Home Insurance in High Fire-Risk Areas: What Homeowners Need to Know in 2026
Wildfire exposure makes home insurance harder and more expensive to get, but homeowners in high fire-risk areas still have coverage options through private insurance companies and state-based FAIR Plans.
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What Is Home Repair Insurance?
Home repair insurance is a service contract — not an insurance policy — that can cover repairs and replacement of home systems and appliances after a covered breakdown.
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Can You Pause a Car Insurance Policy?
You can’t put your car insurance policy on hold since most states require drivers to maintain continuous liability coverage. But you can save money on car insurance in other ways.
MetLife vs. Healthy Paws: Which Is the Best for Your Pet?
MetLife is the better pet insurer for most pet owners due to its wellness coverage and family plans that Healthy Paws doesn’t offer.
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ResidentShield Renters Insurance Review: Cost, Coverage, and More
ResidentShield offers reliable coverage nationwide with replacement cost protection, but you may miss out on savings and flexible coverage options.
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GEICO DriveEasy Review: How It Works, Savings, and Whether It’s Worth It
GEICO DriveEasy works best as a reward system for safe drivers rather than a tool to help risky drivers improve. But trip detection errors and potential rate increases can frustrate some users.
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Squaremouth Travel Insurance Review: Costs, Coverage, and More
Squaremouth makes shopping for travel insurance less painful. It’s legitimate, easy to use, and gives you coverage options that fit your trip and budget.
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How Much Is Homeowners Insurance on a $150,000 House?
The average annual cost of homeowners insurance for a $150,000 home is $1,511.
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Chubb Home Insurance Review: Ratings and Quotes
Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
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What Is Cash Value Life Insurance?
Cash value life insurance combines lifelong death benefit protection with a tax-deferred savings account that grows over time.
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Progressive Business Insurance Review
Progressive business insurance is best for businesses that need commercial auto coverage or want to bundle with existing Progressive policies.
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Chase Sapphire Travel Insurance Review: Costs, Coverage, and More
Chase Sapphire provides travel protection at no cost to cardholders. But coverage and annual fees may leave some travelers wishing for more.
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Commercial Truck and Trailer Insurance Costs and Coverages
Commercial truck and trailer insurance is typically a legal requirement if you use a truck to earn income.
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GEICO Commercial Auto Insurance Review and Quotes
GEICO commercial auto insurance is best for small to midsize businesses that value competitive rates and digital tools. Although it offers solid basic coverage, customer complaint rates are higher than average.
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Accident With a Borrowed Car in Michigan: What Happens?
The answer isn’t straightforward — it depends on whether you gave permission, who was at fault, and whether the vehicle was being used for work-related activities.
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Subaru Crosstrek Car Insurance Quotes
Crosstrek drivers pay around $88 per month for liability coverage and $165 for full coverage. That’s lower than many similar compact SUVs, making it a budget-friendly pick.
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Best Santa Rosa Homeowners Insurance Quotes
USAA, Allstate, and Chubb offer the best homeowners insurance policies in Santa Rosa.
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Best San Bernardino Homeowners Insurance Quotes
Farmers, Chubb, and USAA offer the best homeowners insurance policies in San Bernardino.
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Best Spokane Homeowners Insurance Quotes
Nationwide, Chubb, and Allstate offer the best homeowners insurance policies in Spokane.
Best Mobile, Alabama, Homeowners Insurance Quotes
Allstate, State Farm, and USAA offer some of the best homeowners insurance policies in Mobile, Alabama.
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Schengen Visa Insurance for Travel to Europe
Schengen visa insurance covers medical emergencies while you explore Europe, and you’ll need it to get your visa approved.
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How to Buy Life Insurance in 2026
If you want life insurance but are worried about the process, we’ll walk you through each step, from comparing quotes to acing your medical exam.
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What Is Whole Life Insurance, and Is It Right for You?
Whole life insurance combines permanent coverage with a savings account that builds over time. If you can afford the higher premiums, it’s worth considering.
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Life Insurance Premiums: How They Work
Life insurance premium payments ensure your family has financial stability in the event of your death.
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Term Life Insurance Rates by Age
Age matters a lot when it comes to life insurance rates. But companies also consider things like your health, lifestyle choices, and what you do for work.
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Trusted Choice Car Insurance Review: Consumer Reviews, Quotes
Trusted Choice is a free service that connects you with independent insurance agents but won’t give you instant quotes, and the “local” agent matches might not be anywhere near you.
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What to Do If You’re Facing Home Insurance Cancellation
Call your insurance company right away to understand the reason behind the home insurance cancellation, and start gathering quotes from new insurers.
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What Is Service Line Coverage, and Is It Right for You?
When underground utility lines fail, repairs can cost thousands. This optional coverage can protect your finances.
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Does Homeowners Insurance Cover Trampolines?
Homeowners insurance can cover trampolines, but coverage varies by company. Discover what insurers require and how to protect your family.
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Best Co-Op Insurance in NYC
State Farm, Allstate, and Nationwide are some of the best co-op insurance companies in NYC.
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How Flood Insurance Payouts Work, and How to Get More From a Claim
Document all damage with photos, videos, and receipts to maximize your flood insurance payout.
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What to Know About Liquor Liability for Social Gatherings at Your Home
Liquor liability means you could be responsible if a guest drinks at your party and causes harm. For homeowners, this often falls under social host liability.
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Best Condo Insurance in New York City
State Farm, Nationwide, and Travelers are the best picks for NYC condo insurance based on their coverage options and reliable customer service.
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Do You Need to Buy Nanny Insurance?
If you’re a nanny, you’ll need coverage like liability insurance. If you hire a nanny, you may be responsible for providing insurance, such as workers’ compensation and auto coverage.
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Home Renovation Insurance: What Homeowners Need to Know
Standard home insurance may not cover all renovation risks. Consider adding home renovation insurance to fill coverage gaps.
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Does Medicare Cover Hip Replacement?
Medicare covers hip replacement therapy if your doctor says it’s necessary, but you’ll still have to pay some costs.
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Freedom National Auto Insurance: User Reviews and Quotes
Freedom National caters to high-risk drivers but only sells coverage in Arizona, Georgia, and Utah.
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What Is Medicare Part B, and What Does It Cover?
Medicare Part B is optional, low-cost medical insurance for seniors. It covers outpatient treatment and preventive care.
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Is Earthquake Insurance Worth It?
If you live in a high-risk area and can’t afford to cover rebuilding costs after a major quake, earthquake insurance may be a wise investment to protect your finances.
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What Does Collision Insurance Cover?
Collision insurance covers damage to your vehicle after hitting other cars or objects, regardless of fault, but it’s important to understand its limitations.
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Should You Tip the Tow Truck Driver?
Tipping is a personal decision to reward good service, and your driver will likely appreciate a tip.
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Fake Car Insurance Cards: Risks and 3 Safer Alternatives
Nearly every state requires car insurance, and using a fake insurance card could land you in a lot of trouble.
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Does Homeowners Insurance Cover Dog Bites?
Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
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Acuity Auto Insurance Review: Ratings and Quotes
Acuity has positive reviews and auto insurance policy perks, but premiums can be more expensive than average.
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Columbia Insurance Auto Insurance Review: Ratings and Quotes
Columbia Insurance sells standard coverage offerings in 14 U.S. states.
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What Does Pet Insurance Cover?
Pet insurance covers unexpected veterinary expenses, but costs can vary depending on your animal and its coverage needs.
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How COVID-19 Travel Insurance Works
From weekend getaways to extended vacations, specialized COVID-19 travel insurance can provide security if the virus affects your travel plans.
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The 10 Cities Most Vulnerable to Flooding in the United States
Miami, Hialeah, and Brooklyn top Insurify’s list of cities most prone to flood damage. Check out the full list for more insights.
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Hybrid and EV Drivers Are Safer Drivers, Data Shows
Hybrid and electric vehicle drivers have fewer moving violations, and are slightly safer drivers, Insurify data shows. Read more.
American Family Home Insurance Review: Is it the right choice for you?
Let us help you decide if American Family Homeowners Insurance is the right choice for you and your family.
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American Alliance Car Insurance Review (Ratings and Expert Insights)
American Alliance only operates in Illinois, where high-risk drivers may have few insurance options. But its customer service record doesn’t inspire confidence.
Cheapest Car Insurance Quotes in Lubbock, Texas (April 2026)
State Farm is the best option for cheap car insurance in Lubbock, with rates starting at $49 per month. Find out how to compare car insurance rates to get the best deal.