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The average cost of Montana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Bozeman, MT to find you the cheapest quotes in the area.
Here are the cheapest carriers in Bozeman for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | |
|---|---|
 State Farm | $36/mo |
 Progressive | $55/mo |
 Travelers | $75/mo |
 American Family | $134/mo |
 The General | $188/mo |
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Understanding Montana car insurance requirements is the first step to getting low-cost car insurance. Every state has at least slightly different rules and regulations when it comes to car insurance, so it’s important to know the difference between required, recommended, and optional coverage limits.
According to the Montana Department of Justice, Montana auto insurance requirements include:
In addition to these minimum coverage levels, drivers must be offered underinsured/uninsured motorist protection in the minimums of $25,000/$50,000 bodily injury coverage. While not required to carry underinsured or uninsured motorist coverage, Montana drivers must reject these riders in writing if they want to remove it from their policy.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Bozeman drivers measure up to their fellow Montana motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Bozeman drivers rank 1 in the number of car accidents per driver across all cities in Montana.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Montana, Bozeman drivers rank 1 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Bozeman drivers rank 3 in the number of DUI’s per driver across all cities in Montana.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Bozeman is the Toyota Tacoma.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Bozeman drivers rank 1 in hybrid and electric vehicle ownership across all cities in Montana.
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
The state of Montana offers many green driver incentives, including federal tax credits and discounts through some car insurance carriers.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
