Known as "The Treasure State," Montana is famous for its rich gold mining history and the nation's first national park, Yellowstone. Now that's a national treasure.
Requirement : Yes
Car insurance is required in Montana . Drivers must have a minimum of liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance coverage is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirements for Montana motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times. The insurance company (provider) will give you an insurance card as proof of insurance.
The card will include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Montana drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Western Association of Automobile Insurance Plans (WAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Montana:
There is currently no cell phone ban for drivers.