Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Treasure State.
The average cost of Montana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Great Falls, MT to find you the cheapest quotes in the area.
Here are the cheapest carriers in Great Falls for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | |
|---|---|
 State Farm | $50/mo |
 Progressive | $58/mo |
 Allstate | $71/mo |
 Travelers | $72/mo |
 The General | $192/mo |
Click here to learn about car insurance quotes and save on your current policy.
Understanding Montana car insurance requirements is the first step to getting low-cost car insurance. Every state has at least slightly different rules and regulations when it comes to car insurance, so it’s important to know the difference between required, recommended, and optional coverage limits.
According to the Montana Department of Justice, Montana auto insurance requirements include:
In addition to these minimum coverage levels, drivers must be offered underinsured/uninsured motorist protection in the minimums of $25,000/$50,000 bodily injury coverage. While not required to carry underinsured or uninsured motorist coverage, Montana drivers must reject these riders in writing if they want to remove it from their policy.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Great Falls drivers measure up to their fellow Montana motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Great Falls drivers rank 4 in the number of car accidents per driver across all cities in Montana.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Montana, Great Falls drivers rank 5 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Great Falls drivers rank 7 in the number of DUI’s per driver across all cities in Montana.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Great Falls is the Ford F-Series Pickup.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Montana, Great Falls drivers rank 3 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Great Falls drivers rank 1 in clean driving records across all cities in Montana.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Great Falls drivers rank 3 in failure to yield violations per driver across all cities in Montana.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Montana, Great Falls drivers rank 1 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Great Falls drivers rank 6 in hybrid and electric vehicle ownership across all cities in Montana.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
