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Cheap Auto Insurance Quotes in Great Falls, MT (September 2022)
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Edited by Olivia Oksenhorn | Reviewed by Licensed Insurance Agent, Amber Benka
Updated February 4, 2022
Car Insurance in Great Falls, MT
The average cost of Montana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Great Falls, MT to find you the cheapest quotes in the area.
Quick Facts
- The average cost of car insurance in Great Falls is $153 per month, or $1836 annually.
- Car insurance in Great Falls is $12 less than the average cost of car insurance in Montana.
- The cheapest car insurance provider in Great Falls on average is Foremost GroupSelect℠, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
State Farm$50
Progressive$58
Allstate$71
Travelers$72
The General$192
Cheapest Car Insurance in Great Falls, MT
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Great Falls | QuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| State Farm | $50 /mo |
| Progressive | $58 /mo |
| Allstate | $71 /mo |
| Travelers | $72 /mo |
| The General | $192 /mo |
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Minimum Car Insurance Requirements in Montana
All motor vehicles operated or parked on Montana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
- Requested by law enforcement
- Renewing vehicle registration
- The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Montana[1] are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Montana is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
- $20,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
- $50,000 per accident for uninsured/underinsured motorists
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Montana, this coverage is required to be offered, but drivers can reject it if they do not want it.
Find local Great Falls agents
Leavitt Great West Insurance Services, LLC Great Falls
21 3rd St N Ste 3B,
Great Falls, MT 59401-3146PayneWest Insurance Great Falls
405 3rd St NW,
3rd Floor, Great Falls, MT 59404Hub International Mountain States Ltd. Great Falls
100 Park Dr S,
Great Falls, MT 59401-3637Stockman Insurance, Inc. Great Falls
25 5th Street North,
Great Falls, MT 59401Bryant-Arrotta Insurance Agency
1520 3rd St NW Ste G,
Great Falls, MT 59404-1957Patterson Insurance Agency Inc
104 2nd Street S,
Ste 200, Great Falls, MT 59401Cascade Farmers Mutual Insurance Agency
5000 9th Ave S,
Great Falls, MT 59405Cogswell Insurance Agency LLC
800 9Th St S,
Great Falls, MT 59405-2136Boland Agency, Inc.
104 2nd St S,
Great Falls, MT 59401-3600Jo Bridgeford Insurance Agency
300 15th St S UNIT 9,
Great Falls, MT 59405
FAQs - Great Falls, MT Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim. If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs. Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.
Insurify Insights
How Great Falls Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Great Falls, Montana below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Great Falls drivers measure up to their fellow motorists across Montana in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Chevrolet Silverado
Most Popular Car in Great Falls
#3
City with the Most Speeding Tickets Rank in Montana
#4
City with the Most Moving Violations Rank in Montana
#6
City with the Most DUIs Rank in Montana
#3
City with the Most Suspended Licenses in Montana
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Great Falls drivers rank 6 in the number of car accidents per driver across all cities in Montana.
- Rank within state: #6
- Percent of drivers in Great Falls with an accident: 7.8%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Great Falls drivers rank 6 in the number of DUI’s per driver across all cities in Montana.
- Rank within state: #6
- Percent of drivers in Great Falls with a DUI: 1.5%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Montana, Great Falls drivers rank 2 in the number of reckless driving offenses per driver.
- Rank within state: #2
- Percent of drivers in Great Falls with a reckless driving offense: 2.6%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Montana, Great Falls drivers rank 3 in rude driving infractions.
- Rank within state: #3
- Percent of drivers in Great Falls with a reckless driving violation: 2.6%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Montana, Great Falls drivers rank 3 in the number of speeding infractions per driver.
- Rank within state: #3
- Percent of drivers in Great Falls with a speeding ticket: 9.7%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Great Falls drivers rank 4 in clean driving records across all cities in Montana.
- Rank within state: #4
- Percent of drivers in Great Falls with clean record: 75.9%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Great Falls drivers rank 5 in hybrid and electric vehicle ownership across all cities in Montana.
- Rank within state: #5
- Percent of drivers in Great Falls with a hybrid/electric vehicle: 0.17%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.
Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.
Learn MoreSources
- Montana Department of Justice. "State Minimum Car Insurance Requirements." Accessed May 28, 2022