Can You Get an Anonymous Car Insurance Quote? (2024)

You can get anonymous car insurance quotes, but you’ll need to enter personal and vehicle information for the most accurate quotes.

Sarah Sharkey
Written bySarah Sharkey
Sarah Sharkey
Sarah SharkeyInsurance Writer
  • 7+ years writing insurance and personal finance content

  • Contributor to top media, including USA Today

A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.

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Sarah Archambault
Sarah Archambault
  • Experienced personal finance writer

  • Background working with banks and insurance companies

Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.

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Updated May 23, 2024

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Drivers using Insurify have found quotes as cheap as $35/mo for liability only and $45/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on May 23, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 23, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on May 23, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 23, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

It’s possible to get an anonymous car insurance quote without providing any personal information. But opting for an anonymous insurance quote may mean the estimate you receive looks a bit different from the price you’ll eventually pay for car insurance.

For the most accurate quote, you’ll need to enter personal information, like your driver’s license number, address, age, and more. You can get car insurance quotes anonymously by using a car insurance calculator or an insurance-comparison tool.

Quick Facts
  • You can use anonymous insurance estimates to get a rough idea of insurance rates.

  • Some online insurance-comparison tools are more reputable than others.

  • Personal details, like your driving history and ZIP code, can affect your quote.[1]

How to get a car insurance quote without giving personal information

It’s possible to get an anonymous car insurance quote without giving out any personal information. But insurers will base the quotes you receive on the limited information provided. 

As a result, people typically use anonymous quotes for information-gathering purposes rather than getting a true insurance rate estimate. If you want to finalize your insurance quote and sign up for a policy, most insurance companies will ask you to provide more detailed information, like your name, age, address, gender, the type of car you drive, and more.

Here’s a closer look at how to get an anonymous car insurance quote without providing detailed personal information.

1. Use a car insurance calculator

Several platforms, including Insurify, offer tools — like insurance calculators — that can provide an estimate of what you might pay for auto insurance.

A calculator typically bases your estimated insurance cost on some basic information, like the state you live in, your age, and your credit. Some calculators also allow you to select discounts you might qualify for, like good driving or insuring multiple cars.

When using a calculator to get an insurance quote, it’s important to keep in mind that the quoted rate is just a rough estimate. In order to get an actual quote, you’ll likely need to use another tool or speak to an agent and provide your detailed personal information.

2. Use a comparison website

An online insurance-comparison tool can help you take a deeper dive into car insurance quotes than a calculator. You can compare auto insurance quotes from multiple insurers in one place, which can help you quickly find the best insurance option to meet your needs.

If you’re concerned about staying anonymous, you should know that when using an online comparison tool, you’ll often need to provide more personal information than you would with a car insurance calculator. For example, you might need to provide your ZIP code or age to move forward through the quoting process.

If you use a reputable site, you won’t need to worry about companies using your personal information to spam your inbox or phone. But some online quote-comparison tools are actually lead-generation sites designed to collect and sell your personal information. While you may still be able to get comparison quotes using one of these sites, you could potentially open yourself up to an influx of unwanted spam calls and emails.

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Personal information that most insurance companies require to get an accurate quote

To get an accurate rate quote, most insurance companies typically require you to provide the following types of personal information:

  • illustration card https://a.storyblok.com/f/162273/150x150/2f27798b1b/family-96x96-yellow_040-couple.svg

    Demographic information

    Basic information might include your age, gender, credit score, and ZIP code. Insurers use these personal details to assess your risk level, which typically correlates to your car insurance rates. For example: If you’re a teen driver in a big city, you’ll likely pay more than a middle-aged driver in a rural area since insurers consider young drivers to be a higher risk.

  • illustration card https://a.storyblok.com/f/162273/150x150/7d6bccfe65/car-and-driving-96x96-blue_019-car.svg

    Vehicle information

    Details about your vehicle, like the make, model, and age, can affect your premiums. Factors like the average cost of repairs, safety features, and theft rates for your particular vehicle all influence your rate.[2]

  • illustration card https://a.storyblok.com/f/162273/150x150/91ba6cf35a/insurify-icons-auto-orange-96x96_045-document.svg

    Coverage level

    The amount of coverage you want also has a big effect on your costs. For example, a full-coverage insurance policy generally costs more than a policy that only meets your state’s minimum requirements.

  • illustration card https://a.storyblok.com/f/162273/150x150/059ca38826/car-sharing-96x96-green_005-driving-license.svg

    Driver’s license number

    Car insurance companies use your driver’s license details to confirm your eligibility to drive legally and to check your driving history for accidents and other traffic violations. A clean record often can help you keep rates lower, as insurance companies see you as a lower risk.

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National liability rates average $104/mo.

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How Insurify uses your information

Insurify never uses the information you provide for a quote to spam you or disclose your data to a third party. Instead, Insurify uses the information you provide to help you find affordable auto insurance by comparing quotes across multiple insurance companies.

Insurance companies that require minimal personal information for a quote

If you want to get a car insurance quote without sharing too much personal information, consider getting a quote from one of these insurance companies.

The General

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.6
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$114/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$245/mo

The General’s quote process takes two minutes or less. You’ll need to provide your ZIP code, type of residence, email address, your name, the name of any other drivers, your date of birth, gender, marital status, details about your vehicle, and your phone number. Plus, The General requires confirmation of insurance within the last five years.

Pros
  • Competitively priced options for high-risk drivers or those with violations

  • SR-22 filing available in most states

Cons
  • Not available in all states

  • Mixed reviews for customer service

Read our The General review
Michael - May 15, 2024
Verified

Hard to Reach Customer Service

Consider choosing another provider.

Brent - May 14, 2024
Verified

Rates were higher for me

The only reason I left the General is because my rates were much higher with them than with everyone else.

Jonathan - May 13, 2024
Verified

No Thanks, Shaq

They purposely added my second vehicle twice, changing just one digit of the VIN number, so my policy premium would be higher. Deception is a big red flag.

Progressive

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$80/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$137/mo

A quote with Progressive involves providing your ZIP code, driver information, and vehicle details. You’ll also have the option to choose to bundle your car insurance with other types of Progressive insurance, like homeowners insurance.

Pros
  • Rewards for good drivers

  • Numerous coverage options and discounts available

Cons
  • Higher-than-expected amount of complaints

  • Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking

Read our Progressive review
Randy - May 22, 2024
Verified

Difficult to Submit Forms Due to Backlogged Office

I would rate them 5 out of 5, or 10 out of 10, except for their backlogged office handling past Proof Of Insurance forms.

Dexter - May 22, 2024
Verified

No

They keep increasing the prices.

Patricia - May 22, 2024
Verified

They are ok

I probably would not recommend them. I have had no dealings with the agent. I only had a phone conversation to renew and received no help. I was only able to renew with what I had.

Travelers

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.5
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$89/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$195/mo

The Travelers quote process begins with providing your ZIP code and naming any other insurance products you may want to bundle. Then the quote builder requires you to provide your name, address, birthday, vehicle information, and email address.

Pros
  • Accident forgiveness available

  • Robust coverage selections and discount offerings

Cons
  • Rideshare coverage only available in Colorado and Illinois

  • High number of negative customer reviews with the Better Business Bureau

Read our Travelers review
Dylan - May 22, 2024
Verified

Billing Issues

I signed up to have my bill mailed to me, but I almost never received it. This caused me to be late on payments regularly.

Barbara - May 22, 2024
Verified

My insurance increased from $459 to $788, and then to $888 this year for a 6-month period. What bothered me most was the lack of communication from Travelers. I understand that all insurance companies are for profit, but they should be respectful to their customers. I'm starting to think that all insurance is a scam.

My insurance increased from $459 to $788, and then to $888 this year for a 6-month period. What bothered me most was the lack of communication from Travelers. I understand that all insurance companies are for profit, but they should be respectful to their customers. I'm starting to think that all insurance is a scam.

Kathleen - May 20, 2024
Verified

Good

If you have an old house with prior issues, do not contact them for another issue.

Car insurance quote without personal information FAQs

If you’re hoping to get an insurance rate without having to provide too much personal information, here’s some additional information to consider.

  • Can you get car insurance online without talking to someone?

    Yes. You can get car insurance online without talking directly to an agent. Many reputable insurance companies offer online quote tools, including GEICO and Progressive. Or, you can choose to use an insurance calculator or online quote-comparison tool.

  • Is it safe to get insurance quotes online?

    It’s safe to get insurance quotes online when using a reputable online quote comparison tool, like Insurify. But to help protect your personal data, try to avoid sites that sell your information to third parties or have a reputation for spamming.

  • Are car insurance quotes binding?

    No. A car insurance quote doesn’t become a binding contract until you accept it and finalize a policy with a payment.

  • When asking for a car insurance quote, do you need the car’s VIN?

    In most cases, you can get an auto insurance quote without providing your car’s VIN. But once you’re ready to purchase the policy, you’ll likely need to provide the VIN.

  • Can you lie to get cheaper car insurance?

    No. Lying about your personal details to get cheaper car insurance is auto insurance fraud, and it could result in the cancellation of your policy or your insurer refusing to pay a claim.

Sources

  1. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  2. National Association of Insurance Commissioners. "A Consumer's Guide to Auto Insurance."
Sarah Sharkey
Sarah SharkeyInsurance Writer

Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.

Sarah Archambault
Sarah Archambault
  • Experienced personal finance writer

  • Background working with banks and insurance companies

Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.

Featured in

media logomedia logo

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

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