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About David's expertise
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
David's latest posts
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How Much Does It Cost to Neuter a Cat?
July 2, 2025
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What Storage Unit Insurance Covers
4 min. read|July 2, 2025
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What Is a Homeowners Insurance Declaration Page?
July 2, 2025
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What Is Equipment Breakdown Coverage?
July 2, 2025
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What Is Actual Cash Value? Understanding Your Home Insurance Policy
July 2, 2025
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What Is Recoverable Depreciation?
July 2, 2025
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What Is a Moral Hazard in Homeowners Insurance?
July 2, 2025
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What Is Loss of Use Coverage in Homeowners Insurance?
July 2, 2025
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What Does Pet Insurance Cover?
July 1, 2025
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Does Pet Insurance Cover Spaying or Neutering?
4 min. read|July 1, 2025
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How Much Is Homeowners Insurance on a $150,000 House? (2025)
July 1, 2025
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What Is Pet Insurance? A Complete Guide (2025)
July 1, 2025
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Airbnb Insurance: A Guide for Hosts and Guests
July 1, 2025
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Personal Property Coverage: What You Need to Know
July 1, 2025
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How Much Does an Alternator Cost?
May 20, 2025
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Cheapest Used-Car Insurance (2025)
May 20, 2025
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Tesla Battery Replacement Cost (2025)
May 20, 2025
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What Your Home’s Protection Class Is and How to Find It
May 7, 2025
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Property Management Insurance: What to Know About Coverage
March 26, 2025
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Does Personal Car Insurance Cover a Rental Car?
March 26, 2025
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Umbrella Insurance: What It Is and How It Works (2025)
March 26, 2025
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What to Do After a Hit-and-Run
March 26, 2025
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How Much Does Life Insurance Cost?
March 25, 2025
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How to Buy Life Insurance in 2025
March 25, 2025
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