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About David's expertise
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
David's latest posts
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Cheapest Auto Insurance in Spring Hill, Florida
Progressive has the cheapest liability rates in Spring Hill, starting at $78 per month.
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Cheapest Auto Insurance in Kalamazoo, Michigan
Auto-Owners has the cheapest car insurance in Kalamazoo, with monthly liability rates as low as $64.
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Best Cheap Auto Insurance in Joliet, Illinois
Auto-Owners has the cheapest car insurance rates in Joliet.
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Cheapest Auto Insurance in Jupiter, Florida
Progressive offers the cheapest car insurance in Jupiter, with minimum-coverage policies as low as $65 per month.
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Cheapest Auto Insurance in Fall River, Massachusetts
State Farm offers the cheapest car insurance in Fall River, with minimum-coverage policies as low as $63 per month.
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Cheapest Auto Insurance in Woodstock, Georgia
The cheapest car insurance company in Woodstock is Auto-Owners with an average rate of $73 per month.
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Cheapest Auto Insurance in Lafayette, Indiana
Auto-Owners offers the cheapest car insurance in Lafayette, with minimum-coverage policies as low as $32 per month.
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Cheapest Auto Insurance in Naperville, Illinois
Auto-Owners offers the cheapest coverage in Naperville, at a rate of $34 per month.
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Rideshare Insurance in New York
Rideshare insurance isn’t a legal requirement in New York state, but your personal car insurance probably won’t cover you while you’re driving for a rideshare company.
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Cheapest Auto Insurance in Davenport, Iowa
Drivers in Davenport will find the cheapest car insurance coverage from State Farm, with monthly liability-only rates as low as $24.
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Cheapest Auto Insurance in Tupelo, Mississippi
With monthly liability rates as low as $40, State Farm is the cheapest car insurance company in Tupelo.
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Cheapest Car Insurance in Riverview, Florida
Riverview drivers pay an average of $230 per month for liability car insurance.
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Cheapest Auto Insurance in Jackson, Mississippi
State Farm offers the cheapest car insurance in Jackson, with minimum-coverage policies as low as $52 per month.
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Best Cheap Auto Insurance in New Bedford, Massachusetts
Full coverage is relatively expensive in New Bedford. Finding the right car insurance company can save you hundreds of dollars each year on your policy.
Cheapest Auto Insurance in Dallas, Georgia
Auto-Owners offers the cheapest car insurance in Dallas, with minimum-coverage policies as low as $82 per month.
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Cost of Lexus Car Insurance
Lexus drivers pay an average of $139 per month for car insurance.
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Cheapest Auto Insurance in Waukegan, Illinois
Auto-Owners has the cheapest insurance in Waukegan, with a monthly rate of $36.
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Temporary Car Insurance in New York
Travelers, Liberty Mutual, and Progressive are the best insurers for New York drivers looking for temporary coverage.
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Cost of Infiniti Car Insurance
Infiniti owners pay an average of $226 monthly for full coverage, with the QX55 offering the most affordable rates, at $132.
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Cheapest Auto Insurance in Richmond, Kentucky
Progressive has the cheapest liability insurance in Richmond, with a cost of $58 per month.
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Car Insurance for High-Risk Drivers in New York
Car insurance for high-risk drivers in New York state is generally more expensive, but it’s still possible to find an affordable policy.
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Cheapest Auto Insurance in Springfield, Illinois
Auto-Owners offers the lowest rates in Springfield, starting at $38 per month for liability-only insurance.
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Gap Insurance in Connecticut
Gap insurance helps protect drivers from losing money when an insurer pays less than their outstanding loan balance after a covered loss.
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Best Car Insurance for 19-Year-Olds
USAA, State Farm, and GEICO offer some of the cheapest car insurance for 19-year-old drivers.
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Cheap Auto Insurance in Yonkers, New York
Yonkers drivers will find the cheapest car insurance with Erie. Its minimum coverage rates start at $88 per month.
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Cheapest Auto Insurance in Ann Arbor, Michigan
Auto-Owners offers the cheapest car insurance in Ann Arbor, with minimum-coverage policies as low as $59 per month.
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Cheap Auto Insurance in Berkeley, California
USAA offers the cheapest car insurance in Berkeley, with minimum-coverage policies as low as $65 per month.
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Cheapest Auto Insurance in Anaheim, California
USAA offers the cheapest car insurance in Anaheim, with minimum-coverage policies as low as $67 per month.
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Gap Insurance in Florida
Florida doesn’t require gap insurance, but it’s a good idea to buy it if you have a lease or car loan.
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Cheapest Auto Insurance in Melbourne, Florida
With monthly liability rates as low as $64, Progressive is the cheapest car insurance company in Melbourne.
Gap Insurance in Virginia
Gap insurance gives your wallet extra protection when you finance or lease your vehicle. But the optional coverage comes at a cost.
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Temporary Car Insurance in New Jersey
GEICO, State Farm, and Progressive are the cheapest temporary car insurance companies in New Jersey.
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Cheapest Auto Insurance in Missoula, Montana
Missoula drivers can find the best car insurance with State Farm, USAA, and Safeco.
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Best Car Insurance for Antique and Classic Cars in New York
The best car insurance companies for antique and classic cars in New York include Hagerty, Safeco, and Leland-West.
Cheapest Auto Insurance in Lowell, Massachusetts
The cheapest monthly insurance coverage in Massachusetts is $52 from State Farm.
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Gap Insurance in Colorado
Gap insurance in Colorado can help if you total your financed or leased vehicle.
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Gap Insurance in Louisiana
If you total your car, a gap insurance policy can help bridge any difference between your insurance payout and the amount you owe on your car loan.
Cheapest Auto Insurance in Cedar Rapids, Iowa
State Farm offers the cheapest car insurance in Cedar Rapids, with minimum-coverage policies as low as $23 per month.
Cheapest Auto Insurance in Henderson, Kentucky
Progressive offers the cheapest car insurance in Henderson, with minimum-coverage policies as low as $59 per month.
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Cheapest Auto Insurance in Lafayette, Louisiana
State Farm offers the cheapest car insurance in Lafayette, with minimum-coverage policies as low as $48 per month.
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Non-Owner Car Insurance in Florida
Non-owner car insurance is for drivers who don’t own a vehicle.
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Best Car Insurance for 20-Year-Old Drivers (May 2026)
USAA, State Farm, and Auto-Owners are some of the best insurance companies for young adult drivers.
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Non-Owner Car Insurance in California
Non-owner car insurance protects people who don’t own a car but drive one regularly. The best options in California include USAA, GEICO, and Auto Club of Southern CA.
Cheapest Auto Insurance in Billings, Montana
Rates are higher in Billings than elsewhere in the state, but you can learn how to save here.
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Cheapest Auto Insurance in Davenport, Florida
With liability-only rates of $68 per month, State Farm is the cheapest car insurance company in Davenport.
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Rideshare Insurance in Florida
Florida rideshare drivers and companies need to meet minimum insurance requirements that depend on the three phases of rideshare driving.
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Rideshare Insurance in Colorado
Rideshare insurance isn’t required in Colorado, but it’s recommended for drivers who want to fill gaps in coverage while driving for a rideshare company.
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Rideshare Insurance in Texas
Texas doesn’t require specific rideshare insurance, but you’ll need additional liability coverage if you drive for a ridesharing service.
Cheapest Auto Insurance in Garden City, Kansas
State Farm offers the cheapest car insurance in Garden City, with minimum-coverage policies as low as $52 per month.
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Cheapest Auto Insurance in Glen Burnie, Maryland
USAA has the cheapest liability insurance rate in Glen Burnie, starting at $119 per month.
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Cheapest Auto Insurance in Terre Haute, Indiana
Auto-Owners has the cheapest car insurance in Terre Haute, with liability rates as low as $29 per month.
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Rideshare Insurance in Pennsylvania
Pennsylvania requires specific insurance coverage for rideshare drivers. Find out what you need and where to get it.
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Cheapest Auto Insurance in Lawrenceville, Georgia
Auto-Owners offers the cheapest car insurance in Lawrenceville, with minimum-coverage policies as low as $88 per month.
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Cheapest Auto Insurance in Manhattan, Kansas
With a monthly liability-only rate of $42, State Farm is the cheapest car insurance company in Manhattan.
Cheapest Auto Insurance in Brockton, Massachusetts
State Farm offers the cheapest car insurance in Brockton, with minimum-coverage policies as low as $89 per month.
Cheapest Auto Insurance in Santa Maria, California
Santa Maria drivers can find the cheapest car insurance rates from USAA. The insurer’s liability-only rates start at just $47 per month.
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Kentucky Car Insurance With Bad Credit
Insurers in Kentucky use your credit-based insurance score to set rates. Coverage costs more when you have bad credit, but it’s still possible to find a good deal.
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How to Get Same-Day Car Insurance in New York
Getting same-day car insurance coverage is possible with most major insurers, since your policy generally takes effect as soon as you pay for it.
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Cheapest Auto Insurance in Elizabethtown, Kentucky
With monthly liability rates of $60, Progressive is the cheapest car insurance company in Elizabethtown.
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Gap Insurance in Arkansas
Gap insurance is an optional coverage that can provide added financial protection if you total your car or someone steals it.
Gap Insurance in North Carolina
Gap insurance protects you if you total your car and owe more on the loan balance than what it’s worth.
Cheapest Auto Insurance in Great Falls, Montana
Great Falls drivers can find the best car insurance with State Farm, USAA, and Safeco.
Gap Insurance in Utah
Even though Utah doesn’t require gap insurance, it might be a good idea if you lease or finance a car.
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Gap Insurance in Illinois
While Illinois law doesn’t require gap insurance, it’s worth considering if you financed or leased your vehicle.
Cheapest Auto Insurance in Peoria, Illinois
Auto-Owners offers the cheapest liability insurance in the city, with an average monthly quote of $36.
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Can You Get an Anonymous Car Insurance Quote?
You can get anonymous car insurance quotes, but you’ll need to enter personal and vehicle information for the most accurate quotes.
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Gap Insurance in Oklahoma
Gap insurance in Oklahoma is worth it for many people who finance or lease their vehicles.
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Rideshare Insurance in Arizona
Learn whether the rideshare coverage that Uber and Lyft offer for all drivers is sufficient for your needs.
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Cost of Jeep Insurance
The overall average cost of car insurance for a Jeep is about $160 per month, but rates vary based on driving history, age, vehicle model, and more.
Cheapest Car Insurance for Graduate Students
Car insurance can be expensive if you’re in grad school, but graduate students can get cheap rates and special discounts from GEICO, Nationwide, and USAA.
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Best Car Insurance for Nurses
Farmers, Liberty Mutual, and Travelers are just a few companies that offer car insurance discounts for nurses through affinity group programs.
Cheapest Auto Insurance in Idaho Falls, Idaho
Auto-Owners offers the cheapest car insurance in Idaho Falls, with minimum-coverage policies as low as $32 per month.
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Cheapest Auto Insurance in Lakeland, Florida
Progressive offers the cheapest car insurance in Lakeland, with minimum-coverage policies as low as $70 per month.
Cheapest Auto Insurance in Dalton, Georgia
Auto-Owners is the cheapest insurance company in Dalton, with liability-only rates of $51 per month.
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Best Car Insurance for New Drivers in California
Allstate, GEICO, and Progressive are some of the best companies for new drivers in California.
Cheapest Auto Insurance in Boise, Idaho
Auto-Owners offers the cheapest car insurance in Boise, with minimum-coverage policies as low as $30 per month.
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Cheapest Auto Insurance in Warren, Michigan
Auto-Owners offers the cheapest liability coverage in the city, at $91 per month.
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Cheapest Auto Insurance in Hattiesburg, Mississippi
State Farm offers the cheapest car insurance in Hattiesburg, with minimum-coverage policies as low as $45 per month.
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Cheapest Auto Insurance in Paducah, Kentucky
Progressive offers the cheapest liability coverage in Paducah, at $62 per month.
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Rideshare Insurance in Illinois
GEICO, State Farm, and Auto-Owners offer some of the most affordable rideshare insurance policies for Illinois drivers.
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Cheapest Auto Insurance in Cape Coral, Florida
Progressive offers the cheapest car insurance in Cape Coral, with minimum-coverage policies as low as $67 per month.
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Cheapest Auto Insurance in Rockford, Illinois
Auto-Owners offers the cheapest car insurance in Rockford, at a monthly rate of $35.
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Georgia Car Insurance With Bad Credit
Drivers with bad credit in Georgia tend to pay higher car insurance rates.
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Rideshare Insurance in New Jersey
In New Jersey, rideshare insurance comes with an average monthly premium of $265.
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Cheapest Auto Insurance in Sioux City, Iowa
State Farm has the cheapest liability car insurance in Sioux City, with a rate of $24 per month.
Cheapest Auto Insurance in Slidell, Louisiana
State Farm has the cheapest liability car insurance rates in Slidell at $50 per month.
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Cheapest Auto Insurance in the Bronx, New York
CSAA offers the cheapest car insurance in the Bronx, with rates starting at $216 per month.
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Cheapest Auto Insurance in Pocatello, Idaho
Pocatello drivers can find the cheapest car insurance rates from Auto-Owners. The insurer’s liability rates start at just $29 per month.
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Car Insurance for High-Risk Drivers in Colorado
State Farm, USAA, and The General offer some of the best car insurance for high-risk drivers in Colorado.
Cheapest Auto Insurance in Southaven, Mississippi
With liability rates of $48 per month, State Farm is the cheapest car insurance company in Southaven.
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Cheapest Auto Insurance in Duluth, Minnesota
State Farm offers the cheapest car insurance in Duluth, with minimum-coverage policies as low as $43 per month.
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Gap Insurance in Michigan
You can buy gap insurance from an insurance company, car dealer, or credit union in Michigan.
Best Cheap Auto Insurance in Providence, Rhode Island
USAA, Safeco, and State Farm are the best car insurance companies in Providence.
Cheapest Auto Insurance in South Bend, Indiana
Auto-Owners has the cheapest liability coverage in South Bend, at a monthly rate of $33.
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Cheapest Auto Insurance in Decatur, Illinois
Auto-Owners has the cheapest liability-only car insurance rates in Decatur, at $32 per month.
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Cheapest Auto Insurance in Aurora, Illinois
Auto-Owners offers the cheapest car insurance in Aurora, with minimum-coverage policies as low as $36 per month.
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Rideshare Insurance in Georgia
Georgia doesn’t require rideshare insurance policies, but Uber and Lyft drivers should still consider adding this coverage to their personal auto policy.
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Cost of Hyundai Car Insurance
At an average of $153 per month, the cost of insuring a Hyundai is about the same as insuring similar models.
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Cheapest Auto Insurance in Palm Bay, Florida
Progressive offers the cheapest quotes in Palm Bay, with rates as low as $67 per month.
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Cheapest Auto Insurance in Moreno Valley, California
USAA has the cheapest car insurance in Moreno Valley, with liability rates starting at $62 per month.
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Arizona Car Insurance With Bad Credit
Affordable car insurance is within reach, even if you have a poor credit history. Here’s how to lower your costs and stay protected.
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Cheapest Auto Insurance in Kansas City, Kansas
State Farm offers the cheapest car insurance in Kansas City, with minimum-coverage policies as low as $57 per month.
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Cheapest Auto Insurance in Dearborn, Michigan
Auto-Owners offers the cheapest car insurance in Dearborn, with minimum-coverage policies as low as $127 per month.
Cheapest Auto Insurance in Metairie, Louisiana
State Farm offers the cheapest rates in Metairie, starting at $55 per month.
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Car Insurance for High-Risk Drivers in Texas
State Farm offers the cheapest rates in Texas for high-risk drivers, averaging $54 monthly for drivers with incidents on their records.
Cheapest Auto Insurance in Panama City, Florida
Progressive is the cheapest car insurance company in Panama City, with liability-only rates of $60 per month.
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Cheapest Auto Insurance in Modesto, California
Modesto drivers can find the cheapest car insurance rates from USAA. The insurer’s liability rates start at just $60 per month.
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Cheapest Auto Insurance in Rochester, Michigan
Auto-Owners has the cheapest car insurance in Rochester, with an average liability rate of $68 per month.
Cheapest Auto Insurance in Elkhart, Indiana
Auto-Owners offers the cheapest car insurance in Elkhart, with minimum-coverage policies as low as $29 per month.
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Best Cheap Auto Insurance in Honolulu, Hawaii
Drivers in Honolulu pay $42 per month for liability coverage, on average.
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Best Cheap Auto Insurance in Owensboro, Kentucky
Progressive offers the cheapest liability rates in Owensboro at $56 per month.
Cheapest Auto Insurance in Shreveport, Louisiana
State Farm has the cheapest liability coverage in Shreveport, with an average monthly cost of $43.
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Rideshare Insurance in Massachusetts
You must get rideshare insurance in Massachusetts with specific coverage limits to drive for Uber or Lyft.
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Cost of Jaguar Car Insurance
Average car insurance cost for Jaguar drivers is $125 per month for liability-only policies and $236 per month for full coverage.
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Cheapest Auto Insurance in Schenectady, New York
With monthly liability rates averaging $70, Erie is the cheapest car insurance company in New York.
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Rideshare Insurance in Nevada
Rideshare companies offer state-compliant coverage for all drivers, but it may not be enough. Learn how to protect yourself with the right coverage options.
Cheapest Auto Insurance in Valdosta, Georgia
Valdosta drivers can find quotes for liability-only car insurance as low as $52 from Auto-Owners.
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Cheapest Auto Insurance in Bossier City, Louisiana
State Farm offers the cheapest car insurance in Bossier City, with minimum-coverage policies as low as $40 per month.
Cheapest Auto Insurance in Somerville, Massachusetts
With a monthly liability-only rate of $49, State Farm is the cheapest car insurance company in Somerville.
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Best Car Insurance for Antique and Classic Cars in Florida
American Collectors, Hagerty, and Safeco offer Florida drivers the best classic car insurance.
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Car Insurance for First Responders
Police officers, firefighters, EMTs, and other first responders may qualify for special car insurance discounts.
Best Cheap Auto Insurance in Worcester, Massachusetts
Drivers in Worcester pay 19% less for car insurance than the national average.
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Cheapest Auto Insurance in Twin Falls, Idaho
Auto-Owners offers the cheapest car insurance in Twin Falls, with a monthly liability-only rate of $29.
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Cheapest Auto Insurance in Daytona Beach, Florida
Progressive has the cheapest liability coverage in Daytona Beach, with an average rate of $71/mo.
Cheapest Auto Insurance in Elgin, Illinois
Auto-Owners offers the cheapest car insurance in Elgin, with minimum-coverage policies as low as $36 per month.
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Cheapest Auto Insurance in Lawrence, Kansas
State Farm offers the cheapest car insurance in Lawrence, with minimum-coverage policies as low as $45 per month.
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Cheapest Auto Insurance in Albany, Georgia
Auto-Owners offers the cheapest car insurance in Albany, with liability rates starting at $67 per month.
Cheapest Auto Insurance in Columbia, Maryland
USAA offers the cheapest car insurance in Columbia, with minimum-coverage policies as low as $112 per month.
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What Is Gap Insurance for Cars, and Do You Need It?
Gap insurance kicks in if you total your car or someone steals it — covering the difference between your insurance payout and what’s left on your loan or lease.
Cheapest Auto Insurance in Binghamton, New York
The cheapest liability-only insurer in Binghamton is CSAA, with rates of $109 per month.
Cheapest Auto Insurance in Evansville, Indiana
Auto-Owners offers the cheapest car insurance in Evansville, with minimum-coverage policies as low as $35 per month.
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Cheapest Auto Insurance in Alpharetta, Georgia
Auto-Owners offers the cheapest car insurance in Alpharetta, with minimum-coverage policies as low as $74 per month.
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Cheapest Auto Insurance in Cicero, Illinois
Auto-Owners offers the cheapest car insurance in Cicero, with minimum-coverage policies as low as $48 per month.
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Cheapest Auto Insurance in Meridian, Mississippi
State Farm has the cheapest car insurance in Meridian, with liability rates of $43 per month.
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Best Cheap Auto Insurance in Springfield, Massachusetts
GEICO has some of the cheapest car insurance in Springfield, but your exact premium will depend on a variety of personal factors.
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Cheapest Car Insurance Quotes in Missouri
USAA is Missouri’s cheapest car insurance company. Get instant quotes for Missouri car insurance and buy your policy online in minutes with help from our licensed agents.
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Car Insurance Requirements in North Dakota
North Dakota drivers must carry liability insurance, uninsured/underinsured motorist coverage (UM/UIM), and personal injury protection (PIP).
Temporary Car Insurance in Washington: What You Need to Know
A typical car insurance policy in Washington lasts for six months. State Farm provides the cheapest six-month policies in Washington.
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Cheapest Car Insurance Quotes in Amarillo (May 2026)
State Farm offers Amarillo drivers the most affordable car insurance, followed by Allstate and Mile Auto. With a lower population than many Texas cities, Amarillo drivers pay lower car insurance rates than the rest of the Lone Star State.
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Car Insurance for Expats
Your insurance history abroad could have a lot of influence on the rates you pay for an expat car insurance policy when you return to the United States.
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Car Insurance Requirements in Pennsylvania
Pennsylvania’s minimum car insurance requirements are 15/30/5. Here’s what that means and what coverages you have to purchase.
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Cost of Hyundai Tucson Car Insurance
The overall average insurance cost for a Hyundai Tucson is about $132 per month.
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Average Car Insurance Cost in New Mexico
Drivers in New Mexico pay an average of $101 per month for car insurance.
Cheap SR-22 Insurance in Washington, D.C., From $231
Erie offers the cheapest liability insurance for SR-22 holders in Washington, D.C., at $231 per month.
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Cheap Car Insurance Quotes in Garland, Texas (May 2026)
State Farm has the lowest average car insurance rates in Garland, at $49 per month for liability coverage. Garland is a suburb of Dallas, so it sees more commuting congestion, higher vehicle theft rates, and higher car insurance costs.
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Car Insurance Rates by ZIP Code
Your ZIP code plays a big role in your car insurance premiums because of varying rates in population, accidents, theft, and more.
Car Insurance Requirements in Montana
Montana drivers must carry $25,000 in bodily injury liability per person and $50,000 per accident, as well as $20,000 in property damage liability.
Best Cars for Teen Drivers
The Mazda3, Honda Accord, and Subaru Solterra are a few of the best vehicles for teens.
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High-Deductible Car Insurance
High-deductible car insurance isn’t for everyone, but here are the situations in which it might make sense for you.
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Cheap Car Insurance Quotes in Pensacola, Florida (May 2026)
Progressive is the cheapest insurer in Pensacola, with liability rates averaging $65 per month. Pensacola’s Gulf Coast location increases the risk of hurricanes and flooding, which can raise insurance premiums.
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Cheapest Car Insurance Quotes in Fort Myers (May 2026)
Progressive offers the cheapest car insurance in Fort Myers, Florida, averaging $70 per month for liability coverage. Fort Myers faces hurricanes and flooding, which can raise average premiums for drivers.
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Average Car Insurance Rates by Vehicle Model
Monthly full-coverage premiums range from $157 for the Toyota Camry to $288 for the Tesla Model Y.
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Car Insurance Requirements in Mississippi
Mississippi drivers must purchase both bodily injury liability and property damage liability coverage to drive legally in the state.
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Car Insurance Requirements in Utah
Utah state law requires drivers to carry bodily injury liability, property damage liability, and personal injury protection (PIP) coverage.
Car Insurance Requirements in Wyoming
Wyoming drivers must have 25/50/20 in liability coverage to legally get behind the wheel.
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How Much Will Insurance Pay for My Totaled Car? (Full Guide)
In the event of a totaled car, insurance companies will generally pay the car’s market value prior to the collision or incident minus your deductible and any other fees you may owe.
Average Car Insurance Cost in Utah
Drivers in Utah pay an average of $120 per month for car insurance.
Cheap SR-22 Insurance in Ohio from $85
Drivers with a past DUI who need to file an SR-22 form pay $85 per month for liability and $155 for full coverage.
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Average Car Insurance Cost in Kansas
Drivers in Kansas pay an average of $115 per month for car insurance.
Car Insurance Requirements in New Mexico
New Mexico requires drivers to have minimum liability coverage of 25/50/10.
DWI Car Insurance in North Carolina
Drivers in North Carolina with a DWI pay an average rate of $251 per month for car insurance.
Cheap SR-22 Insurance in South Carolina From $82
USAA offers the cheapest insurance for drivers with an SR-22, at $82 per month.
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Cheap Car Insurance Quotes in Killeen (May 2026)
State Farm offers the cheapest car insurance in Killeen, with an average liability-only price of $40 per month. Heavy traffic along U.S. 190 and near Fort Hood also influences costs in the area.
Car Insurance Requirements in Washington
The mandatory minimums in Washington state are $25,000 for bodily injury (up to $50,000 per accident) and $10,000 for property damage.
Car Insurance Discounts for Texas Drivers
Texas drivers can unlock discounts for everything from being a safe driver to having a newer vehicle, enrolling in a defensive driving course, or being a member of certain organizations.
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Cheap Car Insurance Quotes in Grand Rapids (May 2026)
Auto-Owners offers some of the cheapest car insurance in Grand Rapids, Michigan, with an average monthly liability premium of $59. Despite its large population, Grand Rapids remains one of the most affordable cities in Michigan for car insurance.
Rideshare Insurance in Maryland
USAA offers the cheapest full-coverage insurance in Maryland, at $160 per month.
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Average Car Insurance Cost in Montana
Drivers in Montana pay an average of $99 per month for car insurance.
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Cheapest Car Insurance Quotes in Huntsville (May 2026)
State Farm has the cheapest liability insurance in Huntsville, Texas, with rates as low as $41 per month. Even though Huntsville is at risk for hurricanes and flooding, the city’s rates are slightly lower than the state average.
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Cheapest Car Insurance Quotes in Atlanta (May 2026)
Auto-Owners is the cheapest auto insurance in Atlanta, with liability car insurance at an average cost of $100 per month. Atlanta experiences a high rate of vehicle thefts, ranking No. 12 in the nation by volume, which may affect auto insurance pricing for drivers in the state capital.
Cheap Car Insurance Quotes in Odessa, Texas (May 2026)
State Farm offers the cheapest car insurance in Odessa, Texas, with premiums averaging $44 per month. Odessa has one of the country’s highest vehicle theft rates — a major factor contributing to the city’s higher auto insurance costs.
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Honda Accord Car Insurance Quotes
Car insurance for a Honda Accord costs an average of $154 per month.
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Average Car Insurance Cost in Iowa
Drivers in Iowa pay an average of $84 per month for car insurance.
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Cheapest Car Insurance Quotes in Midland, Texas (May 2026)
The cheapest car insurance in Midland is from State Farm, with liability rates of $40 per month. Heavy, oilfield‑related traffic in areas like Loop 250 and Interstate 20 increases collision risk and affects how much you’ll pay for coverage.
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Temporary Car Insurance in Colorado: What Your Short-Term Options Really Are
Temporary car insurance in Colorado isn’t widely available, but Insurify Car allows you to pay for coverage seven days at a time.
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How to Get Car Insurance Online With a Checking Account
Using checks, mobile payment apps, cash, or EFTs is an easy way to buy insurance if you don’t have a checking account or credit card.
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Car Insurance Requirements in Tennessee
Tennessee requires drivers to prove financial responsibility, which can include buying bodily injury liability and property damage liability coverage.
Cheap SR-22 Insurance in Tennessee
State Farm is the cheapest insurer for Tennessee drivers who need to file an SR-22 form.
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Cheap Car Insurance Quotes in Pompano Beach, Florida (May 2026)
Progressive is the cheapest car insurer in Pompano Beach, with an average liability premium of $86 per month. Car insurance rates tend to be higher in this beach destination due to its high population density, crime rate, and coastal flood risk.
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Average Car Insurance Cost in New Hampshire
Drivers in New Hampshire pay an average of $67 per month for car insurance.
Car Insurance Requirements in Wisconsin
In Wisconsin, drivers must carry bodily injury liability, property damage liability, and uninsured motorist coverage.
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Cheapest Car Insurance Quotes in Brownsville, Texas (May 2026)
State Farm is the cheapest auto insurance company in Brownsville, with rates of $43 per month. Brownsville drivers face a seasonal risk of rain and wind damage from tropical storms, which increases full-coverage pricing.
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Nebraska Car Insurance Laws
Drivers in the Cornhusker State must maintain insurance that meets 25/50/25 liability minimums.
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Cost of Mazda Car Insurance
Many factors affect the cost of Mazda car insurance, but average rates start at $106 per month.
Average Car Insurance Cost in Nebraska
Drivers in Nebraska pay an average of $100 per month for car insurance.
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Average Car Insurance Cost in Minnesota
Drivers in Minnesota pay an average of $139 per month for car insurance.
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Average Car Insurance Cost in Nevada
Drivers in Nevada pay an average of $204 per month for car insurance.
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Car Insurance Requirements in Washington, D.C.
Washington, D.C., drivers must purchase a minimum amount of bodily injury liability, property damage liability, and uninsured motorist coverages.
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Car Insurance Requirements in Arkansas
Arkansas requires all drivers to have $25,000 per person and $50,000 per accident of bodily injury liability coverage, plus $25,000 per accident in property damage liability coverage.
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Car Insurance Requirements in Massachusetts
Massachusetts drivers need to purchase a minimum amount of bodily injury liability, property damage liability, personal injury protection, and uninsured motorist coverage.
Does Car Insurance Cover the Car or the Driver?
If you lend your car to someone and they get into an accident, your auto insurance may still apply.
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Car Insurance Requirements in Rhode Island
Rhode Island drivers must carry $25,000 in bodily injury liability per person and $50,000 per accident, $25,000 in property damage liability, and uninsured motorist coverage.
Cheapest Car Insurance Quotes in Mesquite, Texas (May 2026)
The cheapest insurance company in Mesquite, Texas, is State Farm, with an average monthly premium of $49 for liability-only coverage. Mesquite’s high rate of accidents, fatal crashes, and exposure to wind and hurricanes play a part in its average premiums.
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Car Insurance Requirements in Ohio
Under Ohio law, the minimum amount of car insurance coverage that drivers need to carry is 25/50/25. Here’s what those numbers translate to and how to comply with the law.
Cheapest Car Insurance Quotes in Kansas City, Missouri (May 2026)
USAA has the most affordable liability car insurance in Kansas City, averaging $54 per month. Kansas City ranks among the top 20 regions nationwide for auto theft, which affects car insurance rates.
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Car Insurance Requirements in Kansas
Kansas drivers are required to carry 25/50/25 liability insurance, as well as personal injury protection and uninsured/underinsured motorist coverage.
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Cheap SR-22 Insurance in Nevada From $60
Country Financial and State Farm offer the cheapest monthly liability rates for Nevada drivers who need to file an SR-22 form with the state.
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Ford Mustang Car Insurance Quotes
Ford Mustang drivers pay an average of $229 per month for full-coverage car insurance.
Average Car Insurance Cost in Mississippi
Drivers in Mississippi pay an overall average of $135 per month for car insurance, but your rates may vary based on your driver profile.
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Average Car Insurance Cost in Vermont
Drivers in Vermont pay an average of $105 per month for car insurance.
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How Much Is Car Insurance in Indiana?
Drivers in Indiana pay an average of $1,160 per year for car insurance.
Cheap Car Insurance Quotes in Macon, Georgia (May 2026)
Auto-Owners offers the cheapest car insurance in Macon, with an average monthly rate of $84 for liability coverage. Heavy traffic and a high fatal crash rate increase insurance costs for drivers.
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DUI Car Insurance in Wisconsin
Drivers in Wisconsin with an OWI pay an average of $116 per month for car insurance.
Car Insurance Requirements in Nevada
Nevada drivers must have liability insurance and meet specific state-mandated minimums. You’ll need this insurance to register your car.
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Toyota Camry Car Insurance Quotes
Toyota Camry drivers pay an average of $155 per month for car insurance.
Cheap SR-22 Insurance in Massachusetts
If you have a suspended license, you might need to file an SR-22 form to get back on the road.
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Average Car Insurance Cost in Maine
Drivers in Maine pay an average of $107 per month for car insurance.
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Cheapest Car Insurance Quotes in Fort Lauderdale, Florida (May 2026)
Progressive has the lowest liability car insurance rates in Fort Lauderdale, averaging $86 per month. A high rate of vehicle thefts and exposure to Atlantic hurricanes mean higher-than-average car insurance costs for Fort Lauderdale drivers.
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Cost of Toyota RAV4 Car Insurance
USAA, State Farm, and GEICO offer the cheapest car insurance for Toyota RAV4 drivers.
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Temporary Car Insurance in Texas: What Your Short-Term Options Really Are
True temporary car insurance doesn’t exist in Texas. Still, alternatives like Insurify Car offer flexible payment options and short-term coverage.
Temporary Car Insurance in Oregon: What You Need to Know
A normal car insurance policy in Oregon lasts for six months. State Farm provides the cheapest six-month policies in Oregon.
Cheapest Car Insurance Quotes in Plano, Texas (May 2026)
State Farm offers the lowest car insurance rates in Plano, charging an average of $43 per month for minimum coverage. Plano is generally a very safe place to drive, but plenty of Dallas-based traffic congestion flows through this affluent suburb, which can keep costs elevated.
Cheap Car Insurance Quotes in Flint, Michigan (May 2026)
Auto-Owners offers the cheapest insurance coverage in Flint, Michigan, with insurance premiums of $72 per month. More than 90% of Flint’s local streets are in poor condition, and a harsh 2026 winter has added a large number of new potholes, all of which can affect the cost of an insurance policy.
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Cheapest Car Insurance Quotes in San Marcos, Texas (May 2026)
State Farm offers the cheapest car insurance quotes in San Marcos, with rates at $43 per month. San Marcos is at risk of natural hazards, like tornadoes, hail, and wildfires, which can affect the cost of car insurance.
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Car Insurance Requirements in Vermont
In Vermont, drivers are required to carry liability insurance with limits of 25/50/10. Drivers also need uninsured/underinsured coverage with 50/100/10 limits.
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Cheapest Car Insurance Quotes in Denton (May 2026)
Most Denton drivers find that State Farm offers the lowest auto insurance rates, at $42 per month. Heavy traffic from I-35 and a seasonal abundance of college students can make driving in Denton challenging.
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What Are the Best Cars for Senior Drivers?
Senior drivers may want to prioritize comfort and safety when purchasing a vehicle.
Temporary Car Insurance in Georgia: What Your Short-Term Options Really Are
Georgia drivers can find flexible car insurance from companies that specialize in short-term coverage, or shop for standard insurance and cancel anytime. Insurify Car offers policies with low up-front weekly costs.
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Car Insurance Requirements in Minnesota
Minnesota drivers must carry at least 30/60/10 limits for liability coverage in addition to personal injury protection and uninsured/underinsured motorist coverage.
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Temporary Car Insurance in Arizona: What Your Short-Term Options Really Are
True temporary car insurance doesn’t exist in Arizona, but you can find flexible weekly or monthly payment plans that make coverage more affordable.
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Car Insurance Requirements in Oregon
Oregon state law requires drivers to maintain minimum-coverage limits for bodily injury liability, property damage liability, uninsured motorist, and personal injury protection (PIP) coverage.
Cheap SR-22 Insurance in Arizona from $65
The average rate for SR-22 insurance in Arizona is $119 for liability coverage.
Cheap SR-22 Insurance in Washington From $68
If you’re required to have an SR-22 form in Washington, start your search with State Farm, USAA, and Allstate.
Cheap SR-22 Insurance in Arkansas from $59 Per Month
State Farm and Progressive offer the cheapest monthly liability rates for Arkansas drivers who need to file an SR-22 form with the state.
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Average Car Insurance Cost in Oklahoma
Drivers in Oklahoma pay an average of $127 per month for car insurance.
Cheap Car Insurance Quotes in Abilene, Texas (May 2026)
State Farm is the cheapest car insurance company for Abilene drivers, with rates at $35 per month. Local West Texas factors like severe thunderstorms and hail can increase your insurance rates.
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Tickets vs. Citations: What’s the Difference?
Yes, a citation is a ticket. Both words refer to the written statement an officer issues for a traffic or parking violation. “Ticket” is an informal version of the legal term “citation.”
Average Car Insurance Cost in North Dakota
Drivers in North Dakota pay an average of $89 per month for car insurance.
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Car Insurance Requirements in Maryland
The minimum coverage requirements in Maryland are 30/60/15 in liability car insurance.
Cheap Car Insurance in West Virginia for Drivers With an SR-22 From $42
West Virginia doesn’t require SR-22 insurance, but the state uses an insurance verification program for all drivers.
DUI Car Insurance in South Carolina
Drivers in South Carolina with a DUI pay an average of $259 per month for car insurance.
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Cheapest Car Insurance Quotes in Grand Prairie, Texas (May 2026)
State Farm is the cheapest insurer in Grand Prairie, with an average liability rate of $46 per month. Right in the middle of Dallas and Fort Worth, Grand Prairie experiences heavy traffic, which insurers consider when setting rates.
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Rideshare Insurance in North Carolina
Purchasing rideshare coverage in North Carolina can fill the gap between your personal auto policy and a rideshare company’s fixed coverage.
DWI Car Insurance in New Jersey
Drivers in New Jersey with a DWI pay an average of $351 per month for car insurance.
Cheap SR-22 Insurance in Missouri from $109
Missouri drivers with SR-22 car insurance pay $109 per month for liability coverage and $214 for full coverage, on average.
How Much Does a Car Weigh? Average Weights of Common Cars
The most recent data from the Environmental Protection Agency (EPA) shows that the average 2022 model-year car in the U.S. weighs 4,303 pounds. Depending on factors like size and body style, this number can vary from between 2,600 and 5,700 pounds.
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Average Car Insurance Cost in Washington, D.C.
Drivers in Washington, D.C., pay an average of $2,798 annually for car insurance.
How to Get Cheaper Car Insurance With a Low Income
Take advantage of your state’s low-income car insurance program and money-saving strategies to get the best rates.
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Car Insurance Requirements in Louisiana
The legal requirement for car insurance in Louisiana is a 15/30/25 policy. Driving without insurance means giving up your right to claim reimbursement for damages and injuries after an accident.
Car Insurance Requirements in Connecticut
Connecticut drivers must meet 25/50/25 coverage minimums in order to drive legally.
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Cheapest Car Insurance Quotes in Galveston, Texas (May 2026)
State Farm is the cheapest auto insurance option in Galveston, with liability rates of $44 per month. Heavy congestion, especially during tourist season, affects the city’s rates.
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How Long Does a Tesla Battery Last?
Tesla’s warranty generally covers battery replacement around eight years or when you hit a certain mileage, depending on the model. But Tesla batteries can often last 10 or more years.
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Can You Add Someone to Your Car Insurance Who Doesn’t Live With You?
You can add someone who doesn’t live with you to your car insurance, but it depends on a few factors.
Cheapest Car Insurance Quotes in Lubbock, Texas (May 2026)
State Farm is the best option for cheap car insurance in Lubbock, with rates starting at $41 per month. Find out how to compare car insurance rates to get the best deal.
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Car Insurance Requirements in South Dakota
South Dakota requires drivers to purchase 25/50/25 limits for liability coverage, as well as uninsured motorist coverage.
Cheap Car Insurance Quotes in Marietta, Georgia (May 2026)
Marietta drivers can find the cheapest insurance coverage with Auto-Owners, with liability rates averaging $82 per month. The average commute is 27.5 minutes, which is longer than the national average. The extra time behind the wheel can increase insurance premiums.
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Average Car Insurance Cost in Idaho
Drivers in Idaho pay an average of $87 per month for car insurance.
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What Is the Difference Between a REAL ID and a Driver’s License?
A driver’s license and REAL ID both legally allow you to operate motor vehicles in the United States, but a standard driver’s license no longer grants access through TSA at the airport.
Car Insurance Requirements in New Jersey
New Jersey drivers must carry minimum amounts of bodily injury liability, property damage liability, uninsured/underinsured motorist, and personal injury protection.
Gap Insurance on Used Cars: Do You Need It?
If you have a late-model used car, gap insurance could offer important financial protection.
DUI Car Insurance in Michigan
Drivers in Michigan with a DUI pay an average of $288 per month for car insurance.
Cost of Toyota Corolla Car Insurance
Toyota Corolla rates are higher than the national average, but you can still save by choosing the right insurance company.
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Cheapest Car Insurance Quotes in Naples, Florida (May 2026)
Progressive has the cheapest car insurance in Naples, with an average liability rate of $66 per month. Naples sees heavier traffic during peak tourist months from late fall to early spring, especially on roads like Goodlette-Frank Road and U.S. Route 41.
Does Maryland Require SR-22 Insurance?
Maryland doesn’t require SR-22 insurance forms, but drivers may need to report a FR-19 form as proof of insurance.
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Cheapest Car Insurance Quotes in Laredo (May 2026)
State Farm has the cheapest car insurance in Laredo, with average rates of $41 per month. Heavy traffic on U.S. Highway 83 and Interstate 35 can influence local rates.
Cost of Toyota Tacoma Car Insurance
Toyota Tacoma insurance costs less than the national average.
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DUI Car Insurance in Nevada
Drivers in Nevada with a DUI pay an average of $260 per month for car insurance.
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The Ultimate Car Maintenance Checklist
Staying on top of your car maintenance can keep you safe on the road.
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Cheapest Used-Car Insurance
Used-car insurance costs an average of $198 per month, which is the same as the average cost of coverage for a new car.
Cheapest Auto Insurance Quotes in Warner Robins, GA
Auto-Owners is the cheapest liability auto insurance company in Warner Robins.
Car Insurance Requirements in Maine
Maine requires 50/100/25 limits for liability insurance, and drivers must also purchase medical payments and uninsured/underinsured motorist coverages.
DUI Car Insurance in Florida
Drivers in Florida with a DUI pay an average of $243 per month for car insurance.
Average Car Insurance Cost in Arkansas
Drivers in Arkansas pay an average of $115 per month for car insurance.
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Temporary Car Insurance in Illinois: What Your Short-Term Options Really Are
Temporary car insurance doesn’t exist. But Insurify Car offers flexible coverage on your schedule.
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Temporary Car Insurance in Michigan: What Your Short-Term Options Really Are
Temporary car insurance in Michigan isn’t available, but Insurify Car lets you pay for coverage in seven-day increments.
Car Insurance Requirements in Indiana
Indiana drivers need $25,000 in bodily injury coverage per person ($50,000 per accident) and $25,000 in property damage insurance.
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Rebuilt Title Insurance: Should You Buy It?
Most states require rebuilt title cars to have insurance.
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Temporary Car Insurance in Virginia: What Your Short-Term Options Really Are
You can’t get temporary car insurance in Virginia. But with Insurify Car, you can pay by the week and cancel anytime.
Car Insurance Requirements in Virginia
You must carry bodily injury liability coverage and property damage liability coverage to drive in Virginia.
Average Car Insurance Cost in Georgia
Drivers in Georgia pay an average of $209 per month for car insurance.
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Car Insurance Requirements in West Virginia
West Virginia requires drivers to carry a policy with $25,000 in bodily injury liability ($50,000 max per accident), $25,000 in property damage liability, and uninsured motorist coverage.
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How Much Does an Alternator Replacement Cost?
It can cost anywhere from $100 to $1,000 to replace your car’s alternator.
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Cheapest Van Insurance
The cheapest car insurance company for a van depends on a variety of factors, including the van’s make and model, your location, and your driving record.
Cheap Car Insurance Quotes in New Orleans (May 2026)
The cheapest car insurance company in New Orleans is State Farm, with an average liability rate of $61 per month. Rates are high in New Orleans due to traffic congestion, weather risks, and high accident and theft rates.
Nissan Altima Car Insurance
USAA, State Farm, and GEICO offer the cheapest car insurance on average for Nissan Altima owners.
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What to Do When You’ve Locked Your Keys in the Car
DIY tactics can save you money if you’ve locked your keys in your car, while calling in professional help may spare you time and aggravation.
DUI Car Insurance in Arizona
Drivers in Arizona with a DUI pay an average of $172 per month for car insurance.
Car Insurance Requirements in Missouri
Missouri requires residents to maintain liability and uninsured motorist coverage to drive legally in the state.
Cheap SR-22 Insurance in Oregon from $67
State Farm offers the cheapest rates for SR-22 holders in Oregon, at $67 per month.
Average Car Insurance Cost in Missouri
Drivers in Missouri pay an average of $136 per month for car insurance.
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Cheapest Car Insurance Quotes in Beaumont (May 2026)
The cheapest car insurance in Beaumont comes from State Farm, with an average liability-only rate of $47 per month. Beaumont’s location along the Gulf Coast, combined with an $850 million I-10/US 69 project that’s reshaping traffic patterns, puts extra pressure on local car insurance rates.
Cheapest Car Insurance Quotes in Lawrenceville, Georgia (May 2026)
Drivers looking for cheap Lawrence car insurance are most likely to find it from Auto-Owners, with an average monthly liability rate of $88. Traffic congestion along commuter routes such as state Route 29 and U.S. Route 316 is a key factor influencing Lawrenceville insurance rates.
Cheap SR-22 Insurance in Wisconsin From $38
With monthly liability rates averaging $38, USAA is the cheapest company in Wisconsin for SR-22 insurance.
How to Get a Driver’s License in Georgia
Teenagers must go through a graduated licensing program to get their full license. And people moving to the Peach State need to meet requirements to transfer their licenses.
DUI Car Insurance in Georgia
Drivers in Georgia with a DUI pay an average of $254 per month for car insurance.
Rideshare Insurance in Virginia
If you drive for a rideshare company in Virginia, your personal insurance won’t provide sufficient coverage.
Cheap Car Insurance Quotes in Staten Island (May 2026)
Erie is the cheapest insurer in Staten Island, with an average monthly rate of $73 for liability coverage. While car insurance costs in Staten Island aren’t as high as those in other boroughs, New York’s no-fault insurance laws can drive up rates.
Cheapest Liability Car Insurance in New York
Drivers in New York state can find the cheapest liability-only car insurance from Erie, with rates averaging $70 per month.
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Umbrella Insurance: What It Covers and Why You Need It
Umbrella insurance can help protect you from particularly expensive lawsuits and insurance claims. It’s best for people with significant assets.
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Why Is Car Insurance So Expensive in California?
The average annual cost of car insurance in California is $1,752, higher than the national average of $1,707 annually.
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What Comprehensive Car Insurance Covers in Texas
Comprehensive car insurance covers non-collision damages, such as damages from severe weather, vandalism, and theft.
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What Is Full-Coverage Car Insurance?
Full coverage can pay for damage to your car that results from an accident you caused.
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2026 Drunk Driving Statistics
In 2022, 32% of crashes in the U.S. involved alcohol-impaired driving. Find statistics and more in this comprehensive guide to drunk driving data.
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How Much Is Car Insurance for a 17-Year-Old in California?
In California, 17-year-old drivers pay about $267 per month for car insurance, but many factors determine your actual rates.
Average Car Insurance Cost in Ohio
Ohio drivers pay monthly averages of $64 for liability insurance and $117 for full-coverage insurance.
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How Much Is Insurance for an 18-Year-Old in Texas?
Car insurance for 18-year-old drivers in Texas costs $312 per month on average, but rates depend on factors like ZIP code, driving record, and vehicle type.
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Find a Car Insurance Broker in Florida
Florida is one of the most expensive states for car insurance, and a broker can be invaluable in helping you find affordable coverage.
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How Long Does an Accident Affect Your Car Insurance Rates?
An accident can affect your car insurance rates for three to five years and sometimes more, depending on a few factors.
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Am I in a Flood Zone?
Your home’s flood zone plays a role in your total insurance costs. Here’s how to determine if you’re in a flood zone.
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What Is Pet Insurance? A Complete Guide
Pet insurance reimburses you for your eligible veterinary expenses if your pet gets sick or injured.
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Average Car Insurance Cost in Florida
Drivers in Florida pay an average of $136 per month for liability insurance and $234 for full coverage.
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Here’s How Long a Speeding Ticket Stays on Your Record
Depending on where you live, a speeding ticket can remain on your record anywhere from one to 10 years.
11 Ways to Lower Car Insurance Costs in 2026
From focusing on safety to maximizing discounts, here are money-saving tactics to try.
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How Much Is a Speeding Ticket?
The cost of a speeding ticket varies depending on how fast you were going, local laws, and other factors like previous violations and court fees.
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Why Is Car Insurance So Expensive in Florida?
Florida residents pay some of the highest car insurance rates in the country, with premiums 35% more than the national average.
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Car Insurance Requirements in Kentucky
Kentucky drivers must carry at least 25/50/25 in personal liability insurance.
At What Age Does Car Insurance Go Down?
Car insurance rates typically start to fall at age 25, especially for drivers who’ve maintained a clean record.
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Do Parking Tickets Affect Your Car Insurance Rates?
Parking tickets don’t directly affect your rates, but consequences from unpaid fines can.
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What Is Renters Insurance?
Renters insurance helps tenants pay for lost or damaged items and can help with temporary living costs following covered incidents.
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Are Extended Car Warranties Worth It?
For some people, an extended warranty can provide peace of mind and protection against costly repairs, while for others it may be an unnecessary expense.
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10 Areas of Your Home That Most Homeowners Insurance Policies Don’t Protect
Make sure your home insurance thoroughly protects your home by adding relevant supplemental coverages, like flood and earthquake coverage.
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Does Allstate Have Dog Breed Restrictions for Homeowners Insurance?
Allstate doesn’t have dog breed restrictions for homeowners insurance. But if your dog has a bite history, you might not be able to get coverage.
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Average Miles Driven Per Year in the U.S.
Americans drove an average of 13,930 miles per year over the last decade. But a driver’s annual mileage varies widely based on location, age, gender, and other factors.
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Moral Hazard in Home Insurance: Definition and Examples
Moral hazard in home insurance happens when a homeowner behaves irresponsibly, like not locking their doors to prevent theft, because they assume their insurer will cover any damages.
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What Is a Home Insurance Declaration Page?
A homeowners insurance declaration page serves as proof of coverage and summarizes key policy details like coverage, coverage limits, and deductibles.
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Actual Cash Value: What It Means for Your Home Insurance
Actual cash value coverage pays for damaged property based on its depreciated value, not the cost to replace it new.
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Recoverable Depreciation: What It Means for Your Home Insurance Claim
Recoverable depreciation is the portion of your insurance payout that your insurer withholds until you repair or replace damaged property.
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What Is Loss of Use Coverage in Homeowners Insurance?
Loss of use coverage provides for you to live somewhere else in the event your home is unlivable. But there are other things you should know about this coverage.
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DMV.org Review: Legit or Just a Lead Generator?
DMV.org isn’t an official website connected to state department of motor vehicle offices, and using it can put you at risk of receiving spam emails, calls, and texts.
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Can Your Insurance Company Force You to Total Your Car?
Insurance companies can declare a car totaled and keep your vehicle in certain circumstances. But you have the option to dispute it, and you may even be able to keep your vehicle.
How Long Can You Stay on Your Parents’ Car Insurance?
Although no official time limit exists, you may need to buy your own car insurance policy when you move out of your parents’ home.
Does a Warranty Cover Car Batteries?
Your vehicle’s warranty covers your car battery, but usually only up to a certain amount of years or miles, and conditions may apply.
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How to Avoid Tow Truck Scams
Don’t let a tow scam catch you off guard. Learn about common tow truck scams and how to protect yourself and your vehicle.
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Anti-Theft Discount for Car Insurance: A Guide
Installing an anti-theft device can help keep your vehicle safe and save you money on your insurance premium.
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What To Do If You Can’t Pay Your Car Insurance Deductible
If you can’t pay your car insurance deductible, you’ll be on the hook financially after an accident.
Good Student Discount: What It Is and How It Works
Many car insurance companies offer discounts for young drivers who achieve good grades in school. Here’s how to get the savings.
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Defensive Driving Discounts and Courses: What You Should Know
A defensive driving course can lead to lower car insurance premiums.
What Is a Diminished Value Claim?
After an accident, diminished value claims can help you recoup your car’s loss in value from the at-fault driver’s insurance company.
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Motorcycle Insurance Quotes
Find affordable motorcycle insurance coverage with competitive quotes from top insurers.
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Guide to Specialty Vehicle Insurance
Specialty vehicle insurance protects non-standard vehicles, such as RVs, motorcycles, boats, and classic cars, with coverage tailored to their unique risks.
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Average Car Price in 2026: What Buyers Really Pay
On average, new cars cost $49,077 and used vehicles cost $25,393.
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Best Free VIN Checkers
You can access vehicle history information — including past damage and vehicle manufacturing details — for free with services from Bumper, CARFAX, government agencies, and more.
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How Do Self-Driving Cars Work?
Recent leaps in artificial intelligence have led to major strides in self-driving technology. In this guide, we’ll look under the hood at how today’s self-driving cars work.
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Commercial Auto Liability Insurance: Coverages and Costs
Commercial auto liability insurance protects your business from financial loss after a car accident. You likely need this coverage if you own a business and use vehicles for work.
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Can You Drive in New York With a Foreign License?
Most people with a valid foreign license can drive legally in New York.
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Rebuilt Title: What It Is and How It Works
Buying a car with a rebuilt title comes with risks you need to be aware of, such as higher insurance rates and potential mechanical issues.
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What Is a Hybrid Car?
Hybrid cars can be a fuel-saving alternative to fully gas-powered vehicles.
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Should I Buy an Extended Warranty On a Used Car?
An extended warranty on a used car can provide peace of mind for a set time. But it comes at an extra cost that might not be worth it for every used-car owner.
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How to Insure Your Mobile Catering Van
Mobile catering vans face different risks than personal cars. You’ll generally need more van insurance for a catering business than if you drove the same vehicle for personal use.
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Guide to Commercial Dump Truck Insurance
Learn what kind of insurance you need to operate a commercial dump truck, what it covers, how much it costs, and how to stay compliant with Department of Transportation rules.
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Commercial Food Truck Insurance: Coverages and Costs
Commercial food truck insurance covers common risks, like employee injuries and truck damage. Rates depend on location, your food truck’s age, coverage limits, and more.
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The Best Roadside Assistance Plans in
Progressive and AAA have some of the best roadside assistance plans.
Cost of Ford Ranger Insurance
Ford Rangers cost an average of $127 per month, or $1,524 per year, to insure.
Distracted Driving Statistics
Cellphones aren’t the only distraction causing crashes. Simply reaching for objects while driving makes a car accident nine times more likely.
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How Much Does a Tesla Replacement Battery Cost?
Tesla car batteries can last 10–20 years, but replacements are expensive, ranging from $5,000 to $20,000.
Car Registration Fees by State: What to Know
Hawaii and Colorado are the most expensive states to register a vehicle in. Arizona and Mississippi are among the most affordable.
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Is It Illegal to Drive With Headphones in Texas?
It’s generally legal to drive with headphones in Texas. But if you’re distracted and get pulled over or cause an accident, you could face fines or jail time.
What to Know if You Get Into an Accident With an Uninsured Driver in Texas
When you’re in an accident with an uninsured driver, your insurance company will try to sue the other driver. But if you have uninsured motorist coverage, it can cover the cost of your repairs and injuries.
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What to Do After an Accident With an Uninsured Driver in Florida
If the person at fault in an accident has no insurance in Florida, some options include filing a personal injury lawsuit or a property damage claim.
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Accident With a Borrowed Car in New York: What Happens?
What happens after an accident with a borrowed car depends on whether you gave the driver permission, who caused the accident, and more.
How Much Is Insurance for a 17-Year-Old in Texas?
Teens in Texas face an average monthly rate of $203 per month for liability car insurance. But age isn’t the only factor that affects insurance premiums.
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Is Texas a No-Fault State for Auto Insurance?
Texas is an at-fault state, though drivers may sometimes share responsibility for an accident.
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Can You Drive in Florida With a Foreign License?
You can drive a car in the Sunshine State with a foreign license until you become a resident.
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How Much Is Homeowners Insurance on a $150,000 House?
The average annual cost of homeowners insurance for a $150,000 home is $1,511.
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What Your Home’s Protection Class Is and How to Find It
Your home’s protection class is a grade that Insurance Services Office, Inc. (ISO) gives to homes based on their proximity to fire protection services in a community.
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Do You Have to Add a Teenager to Your Car Insurance in Texas?
In Texas, licensed teen drivers must be insured, so you can either add them to your policy or buy a separate policy.
How to Renew Your Car Insurance
When your car insurance is up for renewal, review your current policy, compare quotes, look for discounts, and finalize your renewal or lock in new coverage.
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Texas Car Accident Laws and Regulations
Texas law requires the person responsible for a car accident to pay for injuries and damage.
Uninsured Motorist Coverage in Florida: What to Know
Uninsured motorist coverage in Florida is optional and covers costs like medical expenses, lost wages, and property damage when the at-fault driver has insufficient coverage.
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How Long Does an Insurance Company Have to Investigate an Auto Claim in Texas?
While insurers typically have about 45 days to investigate an auto claim in Texas, many factors can affect the duration of the claims process.
Can You Drive in Texas With a Foreign License?
You can drive in Texas with a foreign license for up to one year or until you become a Texas resident, whichever comes first.
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What to Know About Personal Injury Protection Coverage in Texas
Texas insurers must include personal injury protection in all auto policies, but drivers can choose to opt out of the coverage.
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Uninsured Motorist Coverage in California: What to Know
Uninsured motorist coverage pays for bodily injuries and property damages if a driver without auto insurance causes an accident. It’s an optional coverage in California.
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Commercial Auto Insurance for Small Businesses
A personal car insurance policy likely won’t cover you when you drive for work. Small businesses and even independent contractors often need commercial auto insurance.
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Chevrolet Bolt Car Insurance Quotes
Chevy Bolt drivers pay an average of $151 per month for car insurance.
Honda HR-V Car Insurance Quotes
Honda HR-V drivers pay an average of $144 per month for insurance, but your rate may vary depending on the trim, your age, location, driving record, and more.
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Hyundai Santa Fe Car Insurance Quotes
The Hyundai Santa Fe is relatively inexpensive to insure, with lower-than-average rates for full-coverage and liability-only policies.
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Honda Pilot Car Insurance Quotes
Car insurance for a Honda Pilot averages $129 per month, which is cheaper than the national average.
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Hyundai Sonata Car Insurance Quotes
Hyundai Sonata owners pay an average of $111 per month for basic liability coverage and $210 per month for full-coverage insurance.
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Hyundai Elantra Car Insurance Quotes
The Hyundai Elantra is a popular choice for drivers who prefer smaller sedans, but insurance premiums tend to be slightly higher than the national average.
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Do Car Insurance Costs Increase After a Claim?
Car insurance premiums typically increase after a claim, depending on who’s at fault, your insurance company, and if you have accident forgiveness coverage.
What Age Does Insurance Go Down in Texas?
Texas car insurance rates are highest for teen drivers but tend to drop once drivers reach their 20s.
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Uninsured Motorist Coverage in Texas: What to Know
Texas doesn’t require drivers to carry uninsured motorist coverage. But the state requires insurers to offer it, so you’ll need to opt out if you don’t want the extra coverage.
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How to Get Car Insurance in Florida
Steps to getting car insurance in Florida include understanding the state’s insurance requirements and shopping around for coverage that suits your needs.
The Best Roadside Assistance Plans in 2026
Progressive and AAA have some of the best roadside assistance plans.
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How Much is Insurance for a 16-Year-Old in Texas?
On average, teen drivers in Texas pay $312 per month, but that number can change based on multiple factors.
Is New York a No-Fault State for Auto Insurance?
New York is a no-fault state, so drivers involved in an accident each file a claim with their own car insurer, regardless of who’s at fault.
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Florida Car Insurance Laws
Florida requires all drivers to carry property damage liability and personal injury protection. Going without insurance has serious consequences.
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Farm Bureau Auto Insurance: User Reviews and Quotes
Farm Bureau’s rates are higher than some of its competitors, and you’ll have to become a member — and pay an annual fee — to buy coverage from the insurer or one of its local affiliates.
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How Old Do You Have to Be to Drive in Each State?
In most states, you can get a learner’s permit at 15 and a half, your driver’s license at 16, and a restriction-free license by 18 years old.
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How Much Does Flood Insurance Cost?
Federal flood insurance costs an average of $786 annually, but it depends on your location’s risk level.
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What Storage Unit Insurance Covers
Storage unit insurance covers the belongings in a storage unit. You can buy a special policy, or you may be able to use your homeowners or renters insurance to protect your property.
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Airbnb Insurance: A Guide for Hosts and Guests
Airbnb’s AirCover covers both hosts and guests for liability, property damages, and cancellations.
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What Is an Escrow Balance, and How Is It Calculated?
Mortgage servicers use escrow accounts to cover the cost of home insurance premiums, among other things.
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Personal Property Coverage: What You Need to Know
Personal property coverage protects your belongings, whether they’re inside or outside your home.
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How Much Does It Cost to Neuter a Cat?
Neutering and spaying generally cost between $160 and $220, but it could be cheaper or more expensive depending on several factors.
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What Is Equipment Breakdown Coverage?
Equipment breakdown coverage is an optional insurance coverage that protects against sudden electrical or mechanical breakdowns of home appliances and systems.
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How Does Car Insurance Work?
Car insurance protects you financially in the event of an accident. Read on to learn the different types of coverages and important terms to know when shopping for car insurance.
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Does Pet Insurance Cover Spaying or Neutering?
You’ll need pet wellness insurance to cover spaying and neutering procedures for your pet.
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What Does Pet Insurance Cover?
Pet insurance coverage varies depending on the insurance company, but most companies offer plans for accident-only, accident and illness, and wellness coverage.
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Chevrolet Camaro Car Insurance Quotes
Chevrolet Camaro drivers pay an overall average of $177 per month for car insurance, though costs vary based on model year and location.
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Honda Clarity Car Insurance Quotes
The Honda Clarity costs slightly less to insure than similarly sized cars. Understanding your coverage options can help you manage your premiums.
Toyota Highlander Hybrid Car Insurance Quotes
Insuring a Toyota Highlander Hybrid usually costs $143 per month, which is slightly more expensive than the traditional Highlander.
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Jaguar F-Type Car Insurance Quotes
Insuring a Jaguar F-Type costs an average of $182 per month, but you can often find cheaper rates by shopping around and comparing quotes.
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Toyota Prius Car Insurance Quotes
People who drive a Toyota Prius pay an average of $91 per month for liability-only insurance and $171 per month for full-coverage insurance.
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Infiniti Q50 Car Insurance Quotes
Insuring an Infiniti Q50 costs an average of $282 per month for full coverage, though your rate may vary depending on many factors.
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Toyota Tundra Car Insurance Quotes
Insurance premiums for a Toyota Tundra vary substantially based on the company, so it makes sense to compare quotes from several insurers.
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Toyota 4Runner Car Insurance Quotes
Car insurance for a 4Runner averages $124 per month, but you can find quotes as low as $40 per month.
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Toyota 86 Car Insurance Quotes
On average, the Toyota 86 costs $204 per month to insure. But rates increase to $240 if you choose a newer GR86.
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Property Management Insurance: What to Know About Coverage
Property management insurance can protect you from some of the greatest financial threats your business can face.
What to Do After a Hit-and-Run
After a hit-and-run, you need to contact the police, document the damage, and file an insurance claim to receive an insurance payout.
Does Personal Car Insurance Cover a Rental Car?
Your personal car insurance will most likely cover a rental car, but be sure to confirm with your insurer in case you need additional coverage.
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How Much Does Life Insurance Cost?
On average, term life insurance costs around $57 per month, and whole life costs $249 per month.
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How to Buy Life Insurance in 2026
If you want life insurance but are worried about the process, we’ll walk you through each step, from comparing quotes to acing your medical exam.
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How Much Life Insurance Do You Need?
Generally, life insurance calculations start with multiplying your income and then considering other factors like expenses.
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What to Look for When Buying a Used Car
Knowing what to look for when buying a used car can help you make the right purchase. You should assess the vehicle’s condition, mileage, safety ratings, and more.
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Do You Need Life Insurance?
Most people could benefit from life insurance, but it’s not necessary for everyone.
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Cost of Honda Odyssey Insurance
It costs an average of $125 per month to insure a Honda Odyssey. But car insurance prices vary depending on the age of your car and the insurance company.
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Cost of Honda CR-V Insurance
Honda CR-V drivers typically pay $89 per month for liability coverage, but this can depend on many different factors.
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What Is a DUI?
A DUI is the crime of operating a vehicle under the influence of alcohol or drugs and can result in serious legal and financial consequences.
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DUI vs. DWI: What’s the Difference?
The definition and consequences of DWI and DUI vary by state.
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Extended Car Warranties: What You Need to Know
Extended car warranties help pay for repairs not covered under your original manufacturer’s warranty. But they’re often expensive and may not always be worth the cost.
What Does Collision Insurance Cover?
Collision insurance covers damage to your vehicle after hitting other cars or objects, regardless of fault, but it’s important to understand its limitations.
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Foreign Cars vs. American Cars: Which Are Better?
American cars may have lower repair costs, while foreign cars have a reputation for fuel efficiency. But there’s not much difference in the cost of insuring foreign versus domestic cars.
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