Cheapest Auto Insurance in Connecticut (2024)

State Farm has the cheapest liability quotes in Connecticut, at $59 per month.

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Konstantin Halachev
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Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated February 26, 2024 at 11:00 AM PST

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If you live in Connecticut, you can expect to spend an average of $258 per month on car insurance coverage, which is higher than the national average monthly premium of $156. Location-specific factors tied to your ZIP code, such as weather and crime rates, can affect your insurance premiums. For example, Connecticut drivers deal with dangerous driving conditions when it snows heavily in the winter, which could lead to filing more claims and increased rates.[1]

The best way to find cheap car insurance in Connecticut is to compare quotes from multiple insurance companies at once. Here’s what you need to know.

Quick Facts
  • State Farm, GEICO, and USAA offer the cheapest liability car insurance in Connecticut.

  • On average, Connecticut drivers pay $185 per month for liability insurance and $330 for full-coverage insurance.

  • Auto insurers in Connecticut can consider credit history when determining car insurance premiums.[2]

3 of the cheapest car insurance companies in Connecticut

The car insurance company you choose to buy coverage from can play a major role in how much you pay for your policy. While it’s tempting to look for the insurer that offers the cheapest possible policy, it’s a good idea to consider which one has the insurance products and customer experience you’re looking for.

Here are a few of the best car insurance options for Connecticut drivers.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability Only
State Farm4.5$99$59
GEICO4.2$121$73
USAA4.5$135$81
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.

    Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best insurer for discounts: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
827
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$73/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$121/mo

Connecticut is the 12th most-expensive state to live in.[3] To help save a little money, Connecticut residents may appreciate GEICO’s option to bundle multiple insurance products — like homeowner, condo, and mobile home insurance — with their auto policy at a discount. The company has an AM Best financial strength rating of A++ (Superior).

Pros
  • Highly rated mobile app

  • Top customer satisfaction rating in New England in J.D. Power’s 2023 U.S. Auto Insurance Study[4]

Cons
  • Gap insurance not available

  • Rideshare coverage not available

Everything good except the price.

RAY - December 4, 2023
Verified

I have not had problems; prices just remain high with little to no customer service and little benefit from 26+ years of customer loyalty.

Elizabeth - December 3, 2023
Verified

I had been with them a few years until they started raising my rates every time I was up for renewal. I got a new quote from another company that was $50 less than GEICO for the same coverage. That's not how to show customer loyalty, and it's the reason GEICO lost me as a customer.

Denise - December 3, 2023
Verified
Read our GEICO review

Best insurer for bundling: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
838
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$59/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo

You can save on your car insurance policy with an insurer like State Farm, which offers a wide variety of discounts. Because car insurance costs more in Connecticut than in some other states, it’s a good idea to inquire about potential discounts with State Farm, including having safety features in your car, finishing a defensive driving course, or earning good grades.

Pros
  • AM Best financial strength rating of A++ (Superior)

  • Many potential discounts

Cons
  • Can’t enroll online

  • Doesn’t offer gap insurance

I am happy with their coverage. I just bought a new car, and my insurance quadrupled. YIKES.

Stacy - December 4, 2023
Verified

Friendly service.

John - December 4, 2023
Verified

Got insurance established fast.

Robert - December 3, 2023
Verified
Read our State Farm review

Best insurer for military families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$81/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$135/mo

About 150,000 veterans live in Connecticut. Veterans and their family members can potentially save on car insurance with USAA.[5] This insurer caters to military members, veterans, and their families with competitive rates and policies customized to their unique needs. For example, USAA offers discounts for customers who store their vehicles on a military base during a deployment.

Pros
  • Specialized military discounts

  • AM Best financial strength rating of A++ (Superior)

Cons
  • Requires membership to be eligible for coverage

  • Doesn’t offer gap insurance

They have stopped thinking about how today's financial strain is impacting their customers.

Darcy - November 26, 2023
Verified

Not satisfied with price hike even after lowering coverage.

Linda - November 3, 2023
Verified

Wonderful service, pricing, and care.

Robert - October 24, 2023
Verified
Read our USAA review

How to get the cheapest car insurance in Connecticut

Insurance companies consider various factors when determining your car insurance premium. Having a clean driving record often leads to lower premiums. The level of coverage you choose and the type of vehicle you own — including its make, model, and year — can also affect insurance costs.

To help you find more affordable car insurance in Connecticut, consider the following tips:

  • Compare quotes. Ask for quotes from multiple insurers to find the best rates. Make sure you request quotes for the same type and amount of coverage to get an accurate idea of which insurance company can offer you the best price.

  • Bundle policies. Combining auto and home insurance with the same insurer often leads to discounts.

  • Drive safely. Good drivers tend to save on car insurance. Avoid accidents and traffic violations to maintain a clean driving record and lower rates.

  • Ask about discounts. Many car insurance companies offer a variety of discounts. Before purchasing a policy, ask insurance agents from each company you’re considering about which discounts you may qualify for.

Find Cheap Car Insurance in Connecticut

Liability insurance quotes start at $59 per month

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Cheapest liability-only car insurance in Connecticut: State Farm

Liability-only car insurance provides coverage for bodily injury and property damage if you cause an accident. It doesn’t cover your own medical bills or vehicle damage. While it offers limited protection, it can be a cost-effective option for drivers looking to fulfill legal obligations without the added expense of comprehensive or collision coverage.[6]

In Connecticut, liability-only policies cost an average of $185 per month. The following table highlights the other cheapest car insurance policies in Connecticut.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
State Farm59
GEICO73
USAA81
Safeco88
Plymouth Rock91
Midvale Home & Auto95
Liberty Mutual107
Progressive112
Travelers119
Nationwide131
Allstate138
CSAA143
Direct Auto184
Bristol West244
Foremost245
Amica292
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Connecticut: State Farm

The main difference between liability-only and full-coverage car insurance is how much protection you have. Liability-only insurance covers the other driver’s injuries and property damage, excluding your own injuries or vehicle damage. Full-coverage insurance also includes comprehensive and collision coverage, offering protection for your vehicle as well.

If you have a new or expensive car or lease your vehicle, you may benefit from full-coverage insurance. Full-coverage policies in Connecticut cost $330 per month, on average.

The below table shows which Connecticut insurers offer the cheapest monthly quotes for full-coverage policies.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
State Farm99
GEICO121
USAA135
Plymouth Rock142
State Auto148
Safeco154
Travelers162
Nationwide187
Progressive187
Liberty Mutual188
Midvale Home & Auto188
CSAA200
Allstate231
Foremost249
Direct Auto278
Bristol West397
Amica488
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Connecticut

Connecticut drivers must carry a minimum amount of insurance to drive legally in the state, including liability insurance and uninsured/underinsured motorist coverage.

To better understand which types of insurance coverage you need in Connecticut, check out the following table:[7]

CoverageMinimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident
Uninsured/underinsured motorist$25,000 per person / $50,000 per accident

To more fully protect your vehicle, you should also consider buying one or more of the following optional insurance policies:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    When you have collision insurance, it pays for vehicle repair costs when you get in a car accident and damage another car or even a stationary object, no matter who’s at fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance helps pay for vehicle damages and loss from non-collision incidents, like fires, vandalism, natural disasters, or theft.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    If you want coverage for damages and injuries caused by a driver who doesn’t have adequate car insurance coverage, uninsured/underinsured motorist coverage can help.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    A gap insurance policy will pay the difference between the cost of your insurance settlement and the lease balance of an auto loan after your insurer declares the car as a total loss.

Cheapest car insurance for drivers with an incident

For drivers with incidents on their records — including speeding tickets, driving under the influence, at-fault accidents, and other moving violations — finding the cheapest rates can be challenging. Insurers consider these incidents as indicators of higher risk, leading to increased premiums.

At-fault accidents and traffic violations suggest a higher likelihood of future claims, prompting insurers to raise rates to offset potential payouts. On average, Connecticut drivers with a past incident on their record pay $235 per month for liability insurance.

Shop for Car Insurance in Connecticut

Monthly rates start at $70 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Speeding tickets typically lead to increased car insurance rates, as they signal a higher risk of getting into car accidents. On average, liability car insurance for drivers with a speeding ticket in Connecticut costs $245 per month.

To help you find more affordable rates, review the following table to see the cheapest insurers for drivers with a speeding ticket on their record.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm5972
GEICO7390
USAA81100
Safeco88118
Plymouth Rock91112
Liberty Mutual107143
Progressive112144
Travelers119150
Nationwide131164
Allstate138170
CSAA143184
Direct Auto184238
Bristol West244307
Amica292414
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Having an at-fault accident suggests a higher likelihood of filing future claims. Insurance companies raise premiums to offset the potential cost of covering damages and injuries. The severity of the car accident and the resulting claims history contribute to the determination of rate increases.

Liability car insurance for drivers in Connecticut with an at-fault accident costs an average of $241 per month. Here are other affordable insurers for drivers with an at-fault accident on their record.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyClean Driving RecordWith Accident
State Farm5974
GEICO7393
USAA81103
Safeco88123
Liberty Mutual107146
Progressive112148
Travelers119153
Nationwide131167
Allstate138175
CSAA143191
Direct Auto184244
Bristol West244308
Amica292419
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

A DUI is a serious driving offense that indicates risky behavior, so insurance premiums rise substantially for drivers with a DUI conviction. Driving under the influence increases the likelihood of accidents, injuries, and claims.

Drivers in Connecticut with a DUI pay a monthly average of $278 for a liability-only policy.

Review the table below to get an idea of affordable insurers for drivers with a DUI on their record.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyClean Driving RecordWith DUI
State Farm5990
GEICO73111
USAA81124
Safeco88134
Plymouth Rock91139
Liberty Mutual107163
Progressive112171
Travelers119182
Nationwide131200
Allstate138211
CSAA143218
Direct Auto184252
Bristol West244373
Foremost245374
Amica292416
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

As you get older, you gain more maturity and driving experience. Rates typically decrease steadily with age between 35 and 70. However, rates may increase for drivers 70 and older as aging brings related health and safety concerns. 

Senior drivers pay an average of $129 per month for liability insurance in Connecticut.

Seniors looking for cheap coverage can start their search with one of the insurers below.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyLiability OnlyFull Coverage
State Farm4271
GEICO5389
USAA60100
Safeco69121
Progressive74124
Liberty Mutual81142
Travelers87118
Nationwide91130
CSAA102143
Allstate103172
Direct Auto131198
Bristol West181295
Amica206345
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teenage car insurance rates are higher than costs for adults, as young drivers lack driving experience. To secure the cheapest car insurance as a teen, it can be helpful to join their parents’ insurance plan, opt for a safe car, and take advantage of good student discounts.

A liability-only policy in Connecticut costs teen drivers an average of $331 per month. Compare quotes from other affordable insurance companies below.

The below rates are estimated rates current as of: Monday, February 26 at 11:00 AM PST
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyLiability OnlyFull Coverage
State Farm101170
GEICO115191
USAA134224
Safeco158277
Plymouth Rock163255
Liberty Mutual182320
Progressive200335
Travelers215293
Nationwide224320
CSAA239334
Allstate243406
Direct Auto336507
Bristol West406661
Foremost440447
Amica477798
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Connecticut

Compare real-time quotes from top insurers

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Connecticut car insurance quotes by credit tier

Like most states, Connecticut allows insurers to consider credit scores when determining car insurance rates. Excellent or good credit scores can result in lower premiums, as they reflect a lower financial risk for the insurer. On the other hand, drivers with poor credit scores may face higher rates. Maintaining an excellent or good credit score is crucial for securing favorable car insurance rates.

Compare average quotes for full-coverage insurance by credit tier below.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Connecticut car insurance FAQs

Before you start shopping around for car insurance, you should determine the right amount of insurance for your needs. The following information should help you find cheap car insurance in Connecticut.

  • How much is car insurance in Connecticut?

    Connecticut drivers pay $185 per month for liability insurance and $330 for full-coverage insurance, on average. The overall cost of coverage in the state is $258 per month. Ultimately, the cost of your policy will depend on your driving record, credit history, age, and more.

  • Which companies have the cheapest car insurance in Connecticut?

    State Farm offers the cheapest liability car insurance in Connecticut, with a monthly rate of $59. GEICO has the second-cheapest car insurance option, at $73 per month. And USAA has affordable liability car insurance for $81 per month. The best way to find cheap car insurance is to compare quotes from multiple auto insurers.

  • What are the best car insurance companies in Connecticut?

    With a high Insurify Quality (IQ) Score of 4.5 out of 5, an AM Best financial strength rating of A++ (Superior), and customizable coverage options, State Farm is the best car insurance company in Connecticut.

    On average, State Farm policyholders in the state pay $59 per month for liability and $99 for full-coverage insurance.

  • What are the minimum car insurance requirements in Connecticut?

    The minimum car insurance requirements in Connecticut include $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability coverage. Drivers must also carry $25,000 per person and $50,000 per accident in uninsured/underinsured motorist coverage.

  • Is Connecticut a no-fault state for car insurance?

    No. Connecticut is an at-fault state for car insurance. This means the at-fault driver must cover the other driver’s resulting medical expenses and vehicle repairs.

Insurify Insights

How Connecticut Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Connecticut below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Connecticut drivers measure up to their fellow motorists across the United States in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Connecticut

#50

State with the Most Speeding Tickets Rank

#49

State with the Moving Violations Rank

#46

State with the Most DUIs Rank

#45

State with the most Suspended Licenses

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Connecticut is the #33 state in the country for drivers with an at-fault accident on their driving record.

    • Rank among states: #33
    • Percent of drivers in Connecticut with an accident: 8%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Connecticut is the #46 state in the country for drivers with a prior drunk driving conviction.

    • Rank among states: #46
    • Percent of drivers in Connecticut with a DUI: 0.8%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Connecticut is the #48 state in the country for drivers with a reckless driving offense on record.

    • Rank among states: #48
    • Percent of drivers in Connecticut with a reckless driving offense: 0.8%
  • The Insurify team classifies rude drivers as those who commit one or more of the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-run. Connecticut is the #47 state in the country for drivers with a rude driving violation on record.

    • Rank among states: #47
    • Percent of drivers in Connecticut with a rude driving violation: 1%
  • Exceeding the speed limit can endanger others and have a serious impact on your insurance costs. Connecticut is the #50 state in the country for drivers with a speeding ticket on record.

    • Rank among states: #50
    • Percent of drivers in Connecticut with a speeding ticket: 4.1%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Connecticut is the #44 state in the country for drivers with a failure to yield violation on record.

    • Rank among states: #44
    • Percent of drivers in Connecticut with a failure to yield violation: 0%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Connecticut State Division of Emergency Management and Homeland Security. "Winter Weather Awareness." Accessed January 22, 2024
  2. FindLaw. "U.S. Federal and State Cases, Codes, and Articles." Accessed January 22, 2024
  3. Missouri Economic Research and Information Center. "Cost of Living Data Series." Accessed January 22, 2024
  4. J.D. Power. "Auto Insurance Customer Satisfaction Plummets as Rates Continue to Surge, J.D. Power Finds." Accessed January 22, 2024
  5. United States Census Bureau. "QuickFacts Connecticut." Accessed January 22, 2024
  6. Insurance Information Institute. "Auto insurance basics—understanding your coverage." Accessed January 22, 2024
  7. Connecticut Insurance Department. "Auto Insurance Coverage Information." Accessed January 22, 2024
Jacqueline DeMarco
Jacqueline DeMarco

During college, Jacqueline DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is. Jacqueline is a contributor for Insurify and has worked with more than a dozen financial brands, including LendingTree, Capital One, Credit Karma, Fundera, Chime, Bankrate, Student Loan Hero, ValuePenguin, SoFi, and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Mark Friedlander
Reviewed byMark FriedlanderDirector, Corporate Communications
Mark Friedlander
Mark FriedlanderDirector, Corporate Communications
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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