Connecticut is known for its colonial seaport trading which included the valuable spice, Nutmeg. The state's residents are often referred to as "nutmeggers," not always to their approval. They rather discuss where to find the best pizza and whether they're Red Sox or Yankee's fans.
Connecticut: cheapest car insurance
Requirement : Yes
Financial responsibility is required in Connecticut . Drivers must have a minimum of liability, and uninsured/underinsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability, and uninsured/underinsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirement for Connecticut motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include: There are no alternative forms of financial responsibility. Connecticut requires all drivers to have minimum coverage.
Proof of Insurance: Yes
You must carry proof of financial responsibility with your vehicle at all times, you must also have proof of insurance in order to renew your registration. The insurance company (provider) will give you an insurance card as proof of insurance.
The card will include:
Getting Pulled Over:
Violations, Fines & Penalties:
You are required to have proof of car insurance in the state of Connecticut , if you are pulled over and cannot provide proof of insurance, or other forms of financial responsibility, you may face the following penalties:
Credit Scores & Determining Your Insurance Premium :
All Connecticut drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Connecticut Automobile Insurance Assigned Risk Plan.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Connecticut:
All mobile device violations are considered a primary offense. All drivers are banned from handheld cellphone use while driving. All drivers are also prohibited from texting while driving, included, but not limited are: typing, sending, or reading a text message with a hand-held mobile telephone, or electronic device. Offenders can face a $125 fine for the first offense, and a $250 for the second offense, $400 for subsequent cellphone violations. Texting violators face fines of $100, $150, and $200 for the first, second, and third offense. In addition to the aforementioned fines, drivers under the age of 18 face: First offense: 30 day license suspension, and $125 license restoration fee, plus court costs, Second and all subsequent offenses: 6 month suspension, and $125 license restoration fee.