Cheap Auto Insurance Quotes in Ocala, FL (December 2021)

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Car Insurance in Ocala, FL

The average cost of Florida car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Ocala, FL to find you the cheapest quotes in the area.
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AssuranceAmericaEconomyNational GeneralProgressiveDirect AutoGAINSCO

Cheapest Car Insurance in Ocala, FL

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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Ocala, FL Driving Facts

florida

Minimum Car Insurance Requirements in FL

All motor vehicles operated or parked on Florida roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The Minimum Liability Insurance Requirements for Private Passenger Vehicles are as follows:

  • $10,000 no-fault or personal injury protection (PIP) insurance

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Florida state is $10,000.  In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Florida law.

  • $10,000 property damage liability (PDL) insurance

The state minimum amount of property damage liability coverag  required in the state of Florida is $10,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident, up to the declared coverage limit.

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Insurify Insights: How Ocala Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Ocala, FL
suspended licenses
#87
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Ocala drivers measure up to their fellow Florida motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Ocala

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Ocala drivers rank 85 in the number of car accidents per driver across all cities in Florida.

  • Rank within state: #85
  • Percent of drivers in Ocala with an accident: 9.33%
  • Drivers in Ocala, FL with an accident in their driving history paid on average 45.92% more than drivers with a clean record

Speeding Ocala

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Florida, Ocala drivers rank 107 in the number of speeding infractions per driver.

  • Rank within state: #107
  • Percent of drivers in Ocala with a speeding ticket: 6.37%
  • Drivers in Ocala, FL with a speeding ticket in their driving history paid on average 30.1% more than drivers with a clean record

DUI/DWIs Ocala

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Ocala drivers rank 34 in the number of DUI’s per driver across all cities in Florida.

  • Rank within state: #34
  • Percent of drivers in Ocala with a DUI: 1.2%
  • Drivers in Ocala, FL with a DUI in their driving history paid on average 32.65% more than drivers with a clean record

Rude Ocala

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Florida, Ocala drivers rank 60 in rude driving infractions.

  • Rank within state: #60
  • Percent of drivers in Ocala with a reckless driving violation: 1.83%
  • Drivers in Ocala, FL with a reckless driving violation in their driving history paid on average 22.96% more than drivers with a clean record.

Safest Drivers Ocala

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Ocala drivers rank 33 in clean driving records across all cities in Florida.

  • Rank within state: #33
  • Percent of drivers in Ocala with clean record: 84.51%

Failure to Yield the Right of Way Ocala

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Ocala drivers rank 25 in failure to yield violations per driver across all cities in Florida.

  • Rank within state: #25
  • Percent of drivers in Ocala with a failure to yield violation: 0.56%
  • Drivers in Ocala, FL with a failure to yield violation in their driving history paid on average 1200% more than drivers with a clean record

Reckless Drivers Ocala

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Florida, Ocala drivers rank 69 in the number of reckless driving offenses per driver.

  • Rank within state: #69
  • Percent of drivers in Ocala with a reckless driving offense: 0.04%

Most Popular Vehicle Ocala

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Ocala is the Ford F-Series Pickup.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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