Cheapest Auto Insurance in Ocala, Florida (2024)

State Farm offers the cheapest car insurance in Ocala, with rates starting at $62 per month.

Nick Dauk
Written byNick Dauk
Nick Dauk
Nick Dauk
  • 6+ years writing about insurance, travel, and personal finances

  • Contributor to brands like Credible

In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.

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Danny Smith
Edited byDanny Smith
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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Updated June 13, 2024

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Cheapest recent rates near Ocala, Florida

Drivers in and around Ocala, Florida have found policies from Infinity, Progressive, State Farm, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Ocala, Florida within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Ocala, Florida within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Ocala is home to 600 horse farms, and drivers in the so-called "Horse Capital of the World" pay an overall average of $218 per month for car insurance. This is lower than the statewide average of $252 per month.

Ocalas small population size of just over 65,000 could contribute to its lower car insurance costs compared to the rest of the Sunshine State.

Here’s what you should know about comparing quotes and finding the cheapest car insurance in Ocala.

Quick Facts
  • State Farm, GEICO, and Hugo have the cheapest car insurance in Ocala.

  • Liability insurance in Ocala costs an average of $179 per month, and full coverage costs $257 per month.

  • Ocala has rates cheaper than many Florida cities, including Orlando, Tampa, and Miami.

3 of the cheapest car insurance companies in Ocala

The cheapest car insurance companies in Ocala include many well-known national insurers. But the best company for you will depend on your unique driver profile, how much coverage you need, and what rates you can afford. When shopping, compare quotes from multiple insurers to get the best rate.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
Hugo3.5$162$77Teens and seniors
State Farm4.6$83$72People with a clean driving record
GEICO4.4$85$74People with a poor driving record
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Best insurer for teens and seniors: Hugo

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.5
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$66/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$118/mo

Florida is one of the limited states where Hugo is available. It’s a pay-as-you-drive insurer that minimizes fees and offers drivers packages that let them pause their coverage when they don’t drive. Hugo sells polices for as short as three days. This unique option makes it a good choice for teens and seniors who don’t drive often, though it only offers liability and full-coverage policies.

Pros
  • Ideal for limited driving

  • Flexible payments

Cons
  • Minimum “Flex” plan not available in Florida

  • Limited optional coverages

Read our Hugo review
Thaddeus - June 3, 2024
Verified

On the Go Insurance

It's flexible, but I would like to speak to a human about issues.

David - May 20, 2024
Verified

Yes

It's the best deal for people like me who rarely go out.

William - May 13, 2024
Verified

Average

The service is average.

Best insurer for people with a clean driving record: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$62/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$71/mo

Offering some of the lowest average quotes in Ocala, State Farm is a good choice for drivers with a clean record. State Farm policyholders enjoy low premiums because of the insurer’s diverse savings options. The Steer Clear and Drive Safe & Save programs reward safe driving habits, while other discounts and bundling opportunities can further decrease costs.

Pros
  • Above-average J.D. Power score

  • High IQ Score

Cons
  • Low Better Business Bureau (BBB) customer score

  • Drive Safe & Save feature can increase rates at renewal

Read our State Farm review
Laudita - June 13, 2024
Verified

No Consideration at All, They Don't Care About the Years Spent With Them

They doubled my insurance premium without any reason. I haven't had an accident in the last 10 years.

Luisa - June 13, 2024
Verified

The agent was friendly, helpful, and courteous. However, I am dissatisfied with the auto insurance rate I am being charged, which is why I am exploring other car insurance options.

The agent was friendly, helpful, and courteous. However, I am dissatisfied with the auto insurance rate I am being charged, which is why I am exploring other car insurance options.

Daniel - June 13, 2024
Verified

Excellent

I have no complaints. It has been very good.

Best insurer for people with a poor driving record: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$63/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$73/mo

A well-known national brand, GEICO offers personalized auto coverage options, including uninsured and underinsured motorist coverage, medical payments coverage, and emergency roadside assistance. GEICO offers some of the lowest prices in Ocala for drivers with one at-fault accident, speeding ticket, or DUI. Defensive driving courses and employee discounts can help you lower your rate.

Pros
  • A++ AM Best rating

  • Offers a variety of employment and membership discounts

Cons
  • High-risk drivers pay higher premiums

  • No gap insurance

Read our GEICO review
Joyce - June 13, 2024
Verified

Excellent

Use Geico, they will work with you.

Polly - June 13, 2024
Verified

Very Sad

The rates are too high.

Larry - June 12, 2024
Verified

Poor

The insurance is overpriced.

How to get the cheapest car insurance in Ocala

Along with driver profile factors, things like bundling multiple policies, the level of coverage you have, and your deductible limit can all influence your rate. Here are three tips to consider when shopping for cheap car insurance in Ocala:

  • Investigate low-mileage discounts. Many discounts are available from insurers, but low-mileage discounts may be ideal for drivers like teens or seniors who don’t drive often or far.

  • Consider group insurance offerings. Your place of work or professional association might offer group insurance policies; these organizations might be able to get you a lower premium than you could on your own.

  • Shop around. Comparing quotes from multiple insurers is the best way to find the cheapest car insurance in Ocala; this includes shopping around before you sign up for a policy and reviewing competitors’ quotes during your term.

Find Cheap Car Insurance in Ocala

Liability rates start at $62 per month

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Cheapest liability-only car insurance in Ocala: State Farm

Liability-only car insurance reimburses other people for damages or injuries you’re at fault for in an accident.[1] Each state has its own minimum insurance requirements; a liability-only policy written in Ocala will cover Florida’s minimum mandated coverage levels for drivers. In most cases, liability-only coverage is cheaper than full coverage.

The average rate for a liability-only policy in Ocala is $179 per month, and you can see a collection of rates available from top companies in the table below.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$62
GEICO$63
Hugo$66
Allstate$106
Safeco$112
Mile Auto$113
Mercury$126
Travelers$127
Liberty Mutual$130
Direct Auto$136
Midvale Home & Auto$149
Progressive$156
Infinity$170
Foremost$180
Dairyland$187
GAINSCO$191
AssuranceAmerica$208
Bristol West$233
National General$263
The General$274
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Ocala: State Farm

Full-coverage car insurance typically costs more than liability-only insurance, but its additional coverage can be beneficial. Unlike liability-only policies, these plans usually feature coverage for your property when you hit an object or flip over, called collision coverage, and coverage for damages from fire, weather, floods, and vandalism, known as comprehensive coverage.[2]

The average rate for a full-coverage policy in Ocala is $257 per month. Here, you can compare full-coverage rates from several insurers.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$71
GEICO$73
Hugo$118
Allstate$124
Safeco$142
Travelers$147
Mercury$151
Mile Auto$156
GAINSCO$199
Liberty Mutual$217
Progressive$222
Midvale Home & Auto$226
Infinity$227
Direct Auto$237
Foremost$270
National General$270
AssuranceAmerica$309
Dairyland$330
Bristol West$341
The General$396
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Ocala, Florida

Drivers in and around Ocala, Florida have found policies from Bristol West, Infinity, AssuranceAmericaEconomy, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Ocala, Florida within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Ocala, Florida within the last 10 days. Last updated on June 12, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 12, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Florida

Florida is a no-fault state, meaning that all parties in an accident must report a bodily injury claim to their insurer, regardless of who’s at fault. That’s why Florida’s minimum requirements for car insurance include personal injury protection (PIP), which is required in all no-fault states.[3]

CoverageMinimum Requirements
Personal injury protection (PIP)$10,000
Property damage liability (PDL)$10,000

While PDL and PIP are the only required coverages drivers need in Florida, you could benefit from investing in optional coverages like:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Bodily injury liability

    Bodily injury liability (BIL) covers death or injury to others during an accident when the other driver is somewhat at fault. BIL coverage is required for drivers in Florida with DUIs.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist

    Uninsured/underinsured motorist insurance covers your injuries and damages if an uninsured or underinsured driver hits you.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Rental reimbursement

    This covers expenses related to renting a car while your car is inoperable.

Cheapest car insurance for drivers with an incident

You’ll likely find the best prices from insurers when you have a clean driving record. At-fault accidents, speeding tickets, DUIs, and other moving violations will likely increase your premiums, even if it’s your first offense.

Find Car Insurance in Ocala, FL

Monthly rates start at $72 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Drivers with speeding tickets or other violations typically pay more for car insurance than drivers with clean records. Your insurer may increase your premiums based on how fast you were going over the speed limit or how many citations you’ve received in the past.

Drivers in Ocala with a speeding ticket pay $213 per month for liability coverage, on average.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm$62$72
GEICO$63$74
Hugo$66$83
Allstate$106$125
Safeco$112$134
Mile Auto$113$144
Mercury$126$160
Travelers$127$151
Liberty Mutual$130$170
Direct Auto$136$162
Midvale Home & Auto$149$182
Progressive$156$184
Infinity$170$209
Foremost$180$236
Dairyland$187$222
GAINSCO$191$250
AssuranceAmerica$208$251
Bristol West$233$272
National General$263$302
The General$274$327
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Even when an accident doesn’t result in injury or death, such as getting in a fender bender or jumping a curb, your insurer may still raise your rates afterward. These accidents could affect your premiums for three to five years after you file a claim.

Ocala residents with an accident on their record can pay a monthly average of $232 for liability coverage.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
State Farm$62$78
GEICO$63$80
Hugo$66$81
Allstate$106$134
Safeco$112$137
Mile Auto$113$157
Mercury$126$170
Travelers$127$162
Liberty Mutual$130$181
Direct Auto$136$176
Midvale Home & Auto$149$200
Progressive$156$201
Infinity$170$212
Foremost$180$250
Dairyland$187$237
GAINSCO$191$233
AssuranceAmerica$208$264
Bristol West$233$291
National General$263$333
The General$274$354
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Getting a DUI can raise your car insurance costs significantly. Drivers in Ocala pay $268 per month for liability coverage with a DUI on their record and $385 per month for full coverage.

Not only does a DUI put you and others on the road at risk, but it can stay on your record for 75 years in Florida.[4]

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
State Farm$62$99
GEICO$63$100
Hugo$66$105
Allstate$106$169
Safeco$112$178
Mile Auto$113$162
Mercury$126$180
Travelers$127$202
Liberty Mutual$130$207
Direct Auto$136$216
Midvale Home & Auto$149$237
Progressive$156$248
Infinity$170$271
Foremost$180$286
Dairyland$187$298
GAINSCO$191$304
AssuranceAmerica$208$331
Bristol West$233$371
National General$263$419
The General$274$436
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Read More: The 10 Best Car Insurance Companies

Read More: The 10 Best Car Insurance Companies

Cheapest car insurance for seniors: Hugo

Florida has an increasingly high population of senior drivers age 65 and older compared to the rest of the nation.[5] While quotes for middle-aged adults are typically lower in their 30s and 40s, they often increase as drivers enter their 70s. Even though older adults are safe drivers, physical impairments can increase the risk of crashes, which is why premiums are often higher.

Seniors in Ocala pay an average of $148 per month for liability car insurance. Explore other rates for senior drivers in the table below.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
Hugo$47$85
State Farm$48$55
GEICO$50$58
Allstate$85$100
Mile Auto$86$118
Safeco$91$115
Mercury$95$114
Travelers$100$116
Liberty Mutual$103$173
Direct Auto$105$183
Progressive$112$159
Midvale Home & Auto$114$173
Infinity$129$172
Foremost$141$211
Dairyland$150$264
GAINSCO$157$163
AssuranceAmerica$158$235
Bristol West$187$274
National General$211$216
The General$224$324
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: GEICO

Florida teenagers have a higher rate of fatal crashes than older adults; their likelihood of accidents also triples with peers in their cars. Teen driver insurance is often much more expensive because of this increased risk — about $276 per month for liability coverage in Ocala — but you can still save money on your policy.[6]

Staying on a parent’s insurance policy could yield discounted rates. Teens with their own insurance policies should drive cars with high safety ratings and apply for good student discounts. Most importantly, teens should follow the law, drive safely, and minimize the chances of being involved in an accident or traffic violation.

The below rates are estimated rates current as of: Saturday, June 1 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
GEICO$91$105
State Farm$97$111
Hugo$107$191
Allstate$172$201
Mile Auto$204$282
Travelers$212$245
Mercury$213$255
Safeco$219$277
Liberty Mutual$224$374
Direct Auto$230$402
Midvale Home & Auto$240$363
Progressive$262$373
Dairyland$289$510
Infinity$289$386
Foremost$296$444
GAINSCO$316$330
AssuranceAmerica$359$533
Bristol West$367$537
The General$408$590
National General$461$474
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Ocala car insurance quotes by credit tier

Florida allows insurers to consider your credit history when determining your premium.[7] Although it’s just one of many factors influencing premiums, credit-based insurance scores usually help drivers with excellent or good credit scores get better rates on average than drivers with poor credit scores.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Ocala?

The average car insurance quote in Ocala is $218 per month, significantly higher than the national monthly average of $160. Mark Friedlander, director of corporate communications for the Insurance Information Institute, notes that insurers price policies based on local factors, such as the cost of repairs, accident frequency, vehicle theft, and vandalism rates.

“Vehicle owners who live in sparse communities like Ocala will typically see better average rates than those who live in a large municipality like Miami,” says Friedlander.

More cities in Florida

The table below shows how car insurance rates in Ocala compare to some other cities in the Sunshine State.

CityFull CoverageLiability Only
Cape Coral$265$200
Clearwater$279$239
Fort Lauderdale$348$264
Jacksonville$287$205
Miami$387$283
Orlando$306$222
Pensacola$272$173
Tallahassee$263$166
Tampa$380$316
Winter Haven$301$221
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Check Out: Car Insurance Rates by State

Check Out: Car Insurance Rates by State

Ocala car insurance FAQs

Finding the right car insurance can be challenging. Check out the answers to some commonly asked questions about car insurance in Ocala.

  • How much is car insurance in Ocala?

    Drivers in Ocala pay $179 per month for liability coverage and $257 per month for full coverage. Your average rates ultimately depend on your driving record, credit history, marital status, age, location, and more.

  • What are the best car insurance companies in Ocala?

    State Farm is the best car insurance company in Ocala, with an IQ Score of 4.6 and an AM Best financial strength rating of A++ (Superior). It’s followed closely by GEICO, with an IQ Score of 4.4 and an AM Best financial strength rating of A++ (Superior).

  • Which company has the cheapest car insurance in Ocala?

    State Farm offers the cheapest car insurance in Ocala, with liability rates starting at $62 per month. GEICO and Hugo also offer lower rates in the area, with respective monthly rates of $63 and $66.

  • What factors affect the cost of car insurance in Ocala?

    Like in any city, factors like your ZIP code, driving record, age, credit score, and more affect the cost of car insurance in Ocala. Make sure to drive safely, keep your driving record clean, and maintain a strong credit score to keep your auto insurance premiums low. If you want to lower them even further, shop around for car insurance quotes and ask about discounts.

  • How much insurance do you need in Florida?

    The liability insurance requirements in Florida are $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL).

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "Auto insurance jargon buster."
  2. Insurance Information Institute. "What is covered by collision and comprehensive auto insurance?."
  3. Florida Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
  4. Florida Highway Safety and Motor Vehicles. "Questions About Driving Records."
  5. Florida Department of Transportation. "Safe Mobility for Life Program."
  6. Florida Department of Transportation. "The 100 Deadliest Days for Teen Drivers."
  7. flrules.org. "Use of Credit Reports and Credit Scores by Insurers."
Nick Dauk
Nick Dauk

Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.

For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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