Temporary Car Insurance in Alabama:
Costs and Quotes (2021)

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Cheapest Companies for Temporary Car Insurance Alabama (2021)

For drivers looking for temporary insurance in Alabama, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Alabama. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Alabama.


What Is Temporary Car Insurance and How to Get It in Alabama?

If you’re borrowing a car from a friend, you may think you need temporary car insurance. Depending on the length of time you borrow, you may indeed need your own policy. But "temporary" policies don’t exist. Insurance companies sell car insurance policies in six-month and year long increments. While the yearlong policy may be cheaper monthly, having a short-term, six-month policy allows you to be flexible and open to new rates sooner.

As long as you have the minimum insurance required in Alabama, you’re golden. It’s up to you how long you want your policy term to be. If you find you have a temporary insurance situation (like insuring a child away at college), talk to your insurance agent about adjusting your short-term policy to fit your temporary needs.

What Are the Average Short-Term Car Insurance Rates in Alabama?

Considering actual numbers from carriers across the state, the total cost of a six-month, short-term policy averages out to $1,216. This means that Alabama drivers pay an average of $203 per month in premiums for their short-term policy.

Length of Short-Term Insurance Policy
6 months$203$1,216

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Alabama?

Being flexible is key to succeeding in today’s economy. When a new bill arises, the ability to pinch pennies in another area can be your saving grace. Car insurance is one of those areas that some people ignore when trying to save money. Allowing yourself the flexibility of choosing car insurance every six months gives you a chance to shave off dollars and helps boost your budget when you need it most.

Things can change a lot in six months. Improvements in your credit and driving record or changes in your profile can mean cash in your pocket. Using an AI-driven site like Insurify lets you compare quotes from hundreds of qualified insurance carriers in just minutes—saving you money and making the shopping experience hassle-free.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Alabama within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Alabama

Insurance prices and policies can vary significantly between companies, and a state like Alabama draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.

Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

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FAQs - Alabama Car Insurance

Why is car insurance so expensive in Alabama?

There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

Do car insurance rates vary by county in Alabama?

Auto insurance costs will vary between locations and insurance carriers, depending on the county Alabama. Insurify analyzed the latest data for the five most populous cities in Alabama to find you the cheapest quotes in each of these metropolitan areas.

Which providers have the best auto insurance ratings in Alabama?

The way to find the carrier with the best auto insurance ratings in Alabama and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

How much do annual auto insurance rates increase in Alabama?

During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.