Cheapest Auto Insurance in Auburn, Alabama (2026)
With monthly liability rates as low as $38, National General is the cheapest car insurance company in Auburn.
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Written byJamie Johnson
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Jamie JohnsonInsurance and Personal Finance Writer
6 years experience in personal finance writing
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Edited byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
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Reviewed byDaniel Roccato
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Daniel RoccatoAdvisor
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Updated
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The overall average monthly cost of car insurance in Auburn, AL, is $98 — on par with the state average of $105 and below the national average of $142 per month. Though it’s growing quickly, Alabama still has a moderate population density when compared to other states. And Auburn has a relatively low property crime rate, which could also contribute to its lower car insurance costs.
Here’s what you need to know about comparing quotes and finding cheap coverage in Auburn.
Quick Facts
Auburn drivers pay an average of $67 per month for liability coverage and $128 per month for full coverage.
National General, USAA, and Auto-Owners are the cheapest car insurance companies for Auburn drivers.
Full-coverage car insurance costs Auburn drivers an average of $1,536 per year.
3 of the cheapest car insurance companies in Auburn
The best car insurance company for you will depend on your situation and needs, and the costs will vary depending on factors like your age, gender, and driving history. That’s why it’s important to shop around and compare auto insurance quotes from multiple companies.
You may want to work with an independent agent to find the best auto policy for you. Here’s a look at three of the cheapest car insurance companies in Auburn; rates shown in the table are Alabama rates.
Insurance Company | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| USAA | 9.1 | $94 | $44 | Veterans |
| State Farm | 9.3 | $95 | $44 | Teen drivers |
| Auto-Owners | 8.2 | $94 | $44 | Drivers with an accident |
Disclaimer: Table data sourced from real-time Auburn car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Auburn may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for veterans: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $41/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $88/mo |
4.9
Best choice in Auburn, ALBased on 4,036 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.8 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in Auburn for
Showing 6 Alabama reviews for Auburn driversSee all 1,630 USAA reviews
Verified Review
Reviewed in Alabama on July 8, 2026
USAA - Easy to work with and quick response in all areas, including claims.
Verified Review
Reviewed in Alabama on May 21, 2026
Average service, premiums are excessive, but good coverage.
Verified Review
Reviewed in Alabama on March 20, 2026
Great! And the rate is better than any other has offered.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
759
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
The 2,500 veterans living in Auburn can benefit by choosing USAA for car insurance.[1] You could earn a 15% discount when you garage your car on base, and you could earn a 10% legacy discount if your parents were also USAA members.
USAA provides all the basic coverage options you need, including comprehensive, collision, liability, and personal injury protection. And the company is known for providing good customer service — you can contact USAA by phone or email and a licensed representative will answer your questions.
Pros
Can save up to 30% with the SafePilot program
Also offers a savings account, business insurance, and other financial services
Cons
Membership is only available to military members, veterans, and their families
Limited branch locations
Best insurer for teen drivers: State Farm
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $41/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $89/mo |
4.1
Best choice in Auburn, ALBased on 19,813 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in Auburn for
Showing 46 Alabama reviews for Auburn driversSee all 7,822 State Farm reviews
Verified Review
Reviewed in Alabama on July 16, 2026
They were great until they started charging me double and adding a late fee. I wasn’t late until I couldn’t figure out why they were charging me $200 and something on a $105 policy. Then they wouldn’t remove the late fees, so they kept adding up. I still paid the $211.89 insurance cost on a $105.00 policy, but my insurance was still somehow always late. Anyway, it should have been a month ahead, not late.
Verified Review
Reviewed in Alabama on July 8, 2026
I've been with them for 5 years with no wrecks, and they're charging me $159 for a 2012 model.
Verified Review
Reviewed in Alabama on July 5, 2026
They increased my auto insurance by $40 more a month and my home insurance by $10. No claims on either. I'm driving a 20-year-old car and paying $168.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
673
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Nearly 19% of Auburn’s population is younger than 18, and it can be difficult for this age group to find affordable car insurance.[1] State Farm is the best option for young drivers thanks to its Steer Clear program and the variety of discounts it offers teens.
You could qualify for a 20% discount on car insurance coverage if you’re younger than 25 and haven’t had any at-fault accidents over the last three years. Teen drivers can also earn a discount by maintaining good grades in school and taking a defensive driving course.
Pros
A++ (Superior) financial strength rating from AM Best
Offers some of the lowest rates for teens and young drivers
Cons
Doesn’t offer gap insurance
Must purchase your policy from an insurance agent
Best insurer for drivers with an accident: Auto-Owners
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $41/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $88/mo |
4.3
Best choice in Auburn, ALBased on 350 verified driver reviews and ratings
Auto-Owners's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 3.5 | 3.6 |
| Discounts | 3.6 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.5 | 2.9 |
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
Based on analysis of verified reviews collected by Insurify
Best in Auburn for
Showing recent national reviewsSee all 151 Auto-Owners reviews
Verified Review
Reviewed in Illinois on July 11, 2026
Too expensive.
Verified Review
Reviewed in Nebraska on April 12, 2026
Not a local company anymore. I haven’t had a claim for years, and my insurance keeps going up.
Verified Review
Reviewed in Florida on April 4, 2026
Uneventful.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
650
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Auburn has a higher rate of at-fault accidents than other cities — 16% of drivers have a previous at-fault accident on their record. Auto-Owners is one of the best options for drivers after an accident.
The company offers at-fault accident forgiveness, collision coverage advantage, and a rental car benefit. Auto-Owners also offers gap insurance and diminished value coverage, which is helpful for anyone with a more expensive vehicle.
Pros
Offers accident forgiveness
Good option for new-car owners
Cons
Doesn’t offer usage-based insurance
Company website has more limited information than some other insurers
How to get the cheapest car insurance in Auburn
Your driving history is the biggest factor determining how much you pay for car insurance. But insurance companies also consider factors like your credit history, age, and ZIP code.
Here are five ways to get cheap car insurance in Auburn:[2]
Take advantage of discounts. Most insurers offer discounts to help lower the cost of car insurance. For example, you could earn a discount by bundling your auto insurance, home insurance, life insurance, and renters insurance. You could also receive a discount for insuring multiple vehicles, completing a defensive driving course, or keeping your mileage low.
Increase your deductible. When you file an insurance claim, you’ll pay an out-of-pocket deductible before your coverage kicks in. Choosing a higher deductible will lower your monthly premiums since you’re sharing the risk with your insurer. Just make sure you can comfortably afford to pay the deductible amount you choose.
Choose a safer vehicle. Many insurance companies offer a discount for choosing a vehicle with certain safety features, like anti-theft devices, anti-lock brakes, or airbags.
Reduce coverage on older vehicles. If you drive a vehicle that’s more than 10 years old and paid in full, you can save money by reducing your coverage to liability insurance. But it’s a good idea to speak with a licensed insurance agent before making these kinds of policy changes.
Shop around. Most insurance companies consider the same factors when evaluating you for auto insurance, but each one does it in a slightly different way. Comparing auto insurance quotes from multiple insurers will help you find the best rates and terms on your insurance.
Find Cheap Car Insurance in Auburn, Alabama
Liability rates start at $38 per month
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Cheapest liability-only car insurance in Auburn: National General
Liability insurance pays for medical costs and damages to the other driver’s vehicle following an accident you caused. But you’re responsible for paying for your own medical bills and car repairs.
Liability-only car insurance in Auburn costs $67 per month, on average. The following table outlines the cheapest options for Auburn drivers.
The below rates in Auburn, AL, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| National General | $38 |
| Auto-Owners | $41 |
| State Farm | $41 |
| USAA | $41 |
| Progressive | $43 |
| Allstate | $45 |
| Country Financial | $46 |
| Direct Auto | $48 |
| Excepsure | $50 |
| AssuranceAmerica | $55 |
| First Acceptance | $55 |
| Travelers | $56 |
| The General | $57 |
| Trexis | $60 |
| GEICO | $61 |
| Bristol West | $67 |
| GAINSCO | $67 |
| Farmers | $76 |
| Hugo | $77 |
| Safeco | $80 |
| Dairyland | $89 |
| Insurify Car | $91 |
| Root | $99 |
| Liberty Mutual | $119 |
Disclaimer: Table data sourced from real-time Auburn car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Auburn may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Auburn: National General
Full-coverage car insurance includes comprehensive, collision, and liability coverage, and it provides the most protection for drivers. This coverage covers the cost to repair or replace your vehicle following an accident, regardless of who’s at fault.
In Auburn, full-coverage car insurance costs an average of $128 per month. The following insurers offer the cheapest full-coverage car insurance rates in Auburn.
The below rates in Auburn, AL, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| National General | $86 |
| Auto-Owners | $88 |
| Progressive | $88 |
| USAA | $88 |
| State Farm | $89 |
| Allstate | $94 |
| Country Financial | $96 |
| Direct Auto | $103 |
| AssuranceAmerica | $119 |
| Travelers | $120 |
| GEICO | $131 |
| The General | $133 |
| Trexis | $147 |
| Safeco | $150 |
| Farmers | $161 |
| Root | $161 |
| First Acceptance | $164 |
| Bristol West | $165 |
| GAINSCO | $182 |
| Liberty Mutual | $191 |
| Dairyland | $229 |
Disclaimer: Table data sourced from real-time Auburn car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Auburn may vary based on the policy buyer's unique driver profile.
Recent Insurify quotes for Auburn, Alabama drivers
Recent Auburn, Alabama car insurance prices for Hyundai, Chevrolet, Nissan, and more.
*Quotes generated for Insurify users in and around Auburn, Alabama within the last 10 days. Last updated on July 20, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 20, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Auburn, Alabama within the last 10 days. Last updated on July 20, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 20, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Alabama
Driving without car insurance is a misdemeanor under Alabama car insurance laws, and the first offense can result in a $500 fine. Subsequent offenses could result in a $1,000 fine and losing your license for up to six months.[3]
You can avoid these penalties by meeting the following minimum insurance requirements:[4]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 per accident |
You can also choose a combined single limit of $75,000 per accident. But these insurance requirements are fairly low and won’t be enough coverage for most people. You may want to consider the following additional coverage options:
Comprehensive coverage
Comprehensive insurance pays for non-collision damages, like a fire, flood, theft, vandalism, or riot.
Collision coverage
Collision insurance pays to repair or replace your vehicle following an accident with another car or object.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if a driver with no coverage or insufficient auto insurance coverage hits you.
Medical payments (MedPay) coverage
MedPay coverage pays for your medical bills resulting from a car accident.
Gap coverage
If your car is totaled in an accident, gap insurance pays the difference between what the vehicle is worth and what you still owe on the auto loan.
Cheapest car insurance for drivers with an incident
Drivers with a history of speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations pay more for car insurance. The more driving incidents you have on your record, the more likely you are to file a claim in the future.
To compensate for this risk, insurers raise your monthly premiums. Here’s what you might pay for minimum coverage auto insurance in Auburn based on your driving record.
The below rates in Auburn, AL, are estimated rates current as of: Thursday, July 9 at 5:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| National General | $38 | $49 | $52 | $54 |
| State Farm | $41 | $54 | $56 | $58 |
| USAA | $41 | $55 | $57 | $58 |
| Auto-Owners | $41 | $55 | $56 | $55 |
| Progressive | $43 | $58 | $60 | $60 |
| Allstate | $45 | $61 | $62 | $64 |
| Direct Auto | $48 | $63 | $68 | $68 |
| Country Financial | $46 | $64 | $65 | $64 |
| Excepsure | $50 | $67 | $70 | $69 |
| AssuranceAmerica | $55 | $73 | $75 | $78 |
| First Acceptance | $55 | $74 | $77 | $76 |
| Travelers | $56 | $75 | $78 | $79 |
| The General | $57 | $79 | $81 | $78 |
| Trexis | $60 | $81 | $84 | $83 |
| GEICO | $61 | $83 | $83 | $86 |
| GAINSCO | $67 | $84 | $89 | $95 |
| Bristol West | $67 | $88 | $92 | $95 |
| Farmers | $76 | $101 | $105 | $107 |
| Hugo | $77 | $104 | $108 | $107 |
| Safeco | $80 | $109 | $115 | $124 |
| Dairyland | $89 | $115 | $121 | $126 |
| Insurify Car | $91 | $123 | $128 | $126 |
| Root | $99 | $123 | $129 | $140 |
| Liberty Mutual | $119 | $157 | $163 | $168 |
Disclaimer: Table data sourced from real-time Auburn car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Auburn may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Teen drivers ages 16 to 19 are at a higher risk of motor vehicle crashes than any other age group, so they pay the highest rates for car insurance. They also have a fatal crash rate that’s nearly three times as high as drivers older than 20.[5]
As drivers age and get more experience behind the wheel, they’ll begin to see their car insurance rates drop. Rates decrease significantly around age 35, but they start to increase slightly for senior drivers around age 70.
Here’s what Auburn drivers pay for car insurance, on average, by age group.
Age | Average Monthly Quote |
|---|---|
| Teens | $306 |
| 20s | $204 |
| 30s | $153 |
| 40s | $143 |
| 50s | $127 |
| 60s | $116 |
| 70s | $124 |
Disclaimer: Table data is based on real-time Auburn quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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Auburn car insurance quotes by credit tier
Alabama allows insurance companies to use your credit-based insurance score when determining your premiums.[6] That’s because drivers with poor credit are statistically more likely to file an insurance claim than drivers with good credit history.
The chart below shows average monthly quotes in Auburn by credit tier:
Rates by Credit Tier
Category | Price |
|---|---|
| Excellent | $146 |
| Good | $164 |
| Fair | $180 |
| Poor | $264 |
Auburn car insurance FAQs
If you’re shopping for car insurance in Auburn, Alabama, this additional information may help as you research your coverage options.
How much is car insurance in Auburn?
Car insurance in Auburn costs an average of $67 per month for liability coverage and $128 per month for full coverage, according to Insurify data.
Who has the cheapest car insurance in Auburn?
National General has the cheapest car insurance in Auburn, with monthly liability rates of $38. USAA and Auto-Owners also offer affordable coverage, with respective monthly liability rates of $41 and $41.
But the cheapest car insurance company for you will depend on many factors, including your age, your ZIP code, the type of car you drive, and the coverage levels you choose.
What are the best car insurance companies in Auburn?
State Farm is the best car insurance company in Auburn. It has a high IQ Score of 9.3 out of 10, an A++ (Superior) financial strength rating from AM Best, and above-average J.D. Power customer satisfaction ratings. Other top insurers include USAA and Auto-Owners.
Sources
- U.S. Census Bureau. "QuickFacts Auburn City, Alabama."
- Insurance Information Institute. "Nine ways to lower your auto insurance costs."
- Alabama Department of Revenue. "Mandatory Liability Insurance Law."
- Alabama Department of Revenue. "hat are the insurance requirements?."
- Centers for Disease Control and Prevention. "Teen Drivers and Passengers: Get the Facts."
- Alabama Department of Insurance. "How Credit-Based Insurance Scores Impact Your Premium."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Jamie JohnsonInsurance and Personal Finance Writer
6 years experience in personal finance writing
Featured on Credit Karma and Insider
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
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Daniel RoccatoAdvisor
30+ years in financial services
Clinical Professor of Finance, University of San Diego