Cheap Auto Insurance Quotes in Madison, AL (2021)

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Car Insurance in Madison, AL

The average cost of Alabama car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Madison, AL to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$64
$94
$100
$114
$139
State FarmAllstateGEICOTravelersDirect Auto
Monthly $

Cheapest Car Insurance in Madison, AL

Here are the cheapest carriers in Madison for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$136
$152
$135
$134
$129
$128
AlabamaBirminghamMontgomeryMobileHuntsvilleMadison
Monthly $

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Madison, AL Driving Facts

alabama

Minimum Car Insurance Requirements in AL

Alabama's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Madison agents

Peck-Glasgow Agency, Inc.
8121 Madison Blvd., Suite 101B, Madison, AL 35758-2082
Legacy Insurance
814 Palmer Road, Suite A, Madison, AL 35758
Carlos Tyler: Allstate Insurancev
3810 Sullivan St Ste A, Madison, AL 35758
Grier Insurance
9668 Madison Blvd Suite 229, Madison, AL 35758
Alfa Insurance
95 Hughes Rd, Madison, AL 35758
Wiley Insurance Agency, Inc
1644 Slaughter Rd, Madison, AL 35758
Dave Henry Insurance
3810 Sullivan St Suite I, Madison, AL 35758
Insurance Agency: Wallace Insurance Agency
11156 County Line Rd STE D, Madison, AL 35756
Amanda Suciu - State Farm Insurance Agent
7619 Hwy 72 W Ste 2, Madison, AL 35758
David Perkins - State Farm Insurance Agent
12906 Oliver Ln, Madison, AL 35756

Insurify Insights: How Madison Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Madison, AL
suspended licenses
#40
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Madison drivers measure up to their fellow Alabama motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Madison

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Madison drivers rank 3 in the number of car accidents per driver across all cities in Alabama.

  • Rank within state: #3
  • Percent of drivers in Madison with an accident: 13.69%
  • Drivers in Madison, AL with an accident in their driving history paid on average 40.54% more than drivers with a clean record

Speeding Madison

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alabama, Madison drivers rank 21 in the number of speeding infractions per driver.

  • Rank within state: #21
  • Percent of drivers in Madison with a speeding ticket: 10.85%
  • Drivers in Madison, AL with a speeding ticket in their driving history paid on average 38.51% more than drivers with a clean record

DUI/DWIs Madison

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Madison drivers rank 31 in the number of DUI’s per driver across all cities in Alabama.

  • Rank within state: #31
  • Percent of drivers in Madison with a DUI: 0.67%
  • Drivers in Madison, AL with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Madison

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Madison is the Nissan Altima.

Rude Madison

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Alabama, Madison drivers rank 10 in rude driving infractions.

  • Rank within state: #10
  • Percent of drivers in Madison with a reckless driving violation: 1.34%
  • Drivers in Madison, AL with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Madison

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Madison drivers rank 11 in clean driving records across all cities in Alabama.

  • Rank within state: #11
  • Percent of drivers in Madison with clean record: 77.8%

Failure to Yield the Right of Way Madison

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Madison drivers rank 12 in failure to yield violations per driver across all cities in Alabama.

  • Rank within state: #12
  • Percent of drivers in Madison with a failure to yield violation: --%
  • Drivers in Madison, AL with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Madison

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Alabama, Madison drivers rank 11 in the number of reckless driving offenses per driver.

  • Rank within state: #11
  • Percent of drivers in Madison with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Madison

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Madison drivers rank 7 in hybrid and electric vehicle ownership across all cities in Alabama.

  • Rank within state: #7
  • Percent of drivers in Madison with a hybrid/electric vehicle: 1.09%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.