Cheap Auto Insurance Quotes in Mobile, AL (January 2022)

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Car Insurance in Mobile, AL

The average cost of Alabama car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Mobile, AL to find you the cheapest quotes in the area.
$89
$100
$113
$121
$164
State FarmAllstateGEICOTravelersDirect Auto

Cheapest Car Insurance in Mobile, AL

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$137
$152
$135
$129
$136
$134
AlabamaBirminghamMontgomeryHuntsvilleTuscaloosaMobile
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Mobile, AL Driving Facts

alabama

Minimum Car Insurance Requirements in AL

Alabama's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Mobile agents

AlaCoast Insurance Agency LLC
4430 Government Blvd. Suite B, Mobile, AL 36571
Schneider Insurance Agency, Inc.
4266 Cottage Hill Rd, Mobile, AL 36609-4277
The Roux Company LLC
720 Oak Circle Drive W # 200, Mobile, AL 36609
Frank Hamilton Sims Insurance, Inc.
6301 Piccadilly Square Dr, Mobile, AL 36609-5103
Millsaps & Associates, Inc.
519 Azalea Rd, Mobile, AL 36609-1501
Sun-Belt Insurance Agency, LLC
5945 Three Notch Road, Mobile, AL 36619
Paul Carter Agency
5809 Grelot Rd, Mobile, AL 36609-3601
Fowlkes & McPherson
803 Government Street STE D, Mobile, AL 36602-1113
Adrienne L Tucker & Associates Inc
3578 Oak Tree Drive, Suite A, Mobile, AL 36575
eNational Insurance Agency DBA Jack Green Insurance
4325 Midmost Dr, Mobile, AL 36609-5531

Insurify Insights: How Mobile Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Mobile, AL
suspended licenses
#25
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Mobile drivers measure up to their fellow Alabama motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Mobile

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Mobile drivers rank 24 in the number of car accidents per driver across all cities in Alabama.

  • Rank within state: #24
  • Percent of drivers in Mobile with an accident: 9.4%
  • Drivers in Mobile, AL with an accident in their driving history paid on average 40.66% more than drivers with a clean record

Speeding in Mobile

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Alabama, Mobile drivers rank 28 in the number of speeding infractions per driver.

  • Rank within state: #28
  • Percent of drivers in Mobile with a speeding ticket: 9.02%
  • Drivers in Mobile, AL with a speeding ticket in their driving history paid on average 42.31% more than drivers with a clean record

DUI/DWIs in Mobile

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Mobile drivers rank 11 in the number of DUI’s per driver across all cities in Alabama.

  • Rank within state: #11
  • Percent of drivers in Mobile with a DUI: 1.33%
  • Drivers in Mobile, AL with a DUI in their driving history paid on average 31.32% more than drivers with a clean record

Most Popular Vehicle in Mobile

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Mobile is the Toyota Camry.

Rude in Mobile

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Alabama, Mobile drivers rank 12 in rude driving infractions.

  • Rank within state: #12
  • Percent of drivers in Mobile with a reckless driving violation: 1.08%
  • Drivers in Mobile, AL with a reckless driving violation in their driving history paid on average 34.07% more than drivers with a clean record.

Safest Drivers in Mobile

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Mobile drivers rank 1 in clean driving records across all cities in Alabama.

  • Rank within state: #1
  • Percent of drivers in Mobile with clean record: 82.79%

Failure to Yield the Right of Way in Mobile

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Mobile drivers rank 3 in failure to yield violations per driver across all cities in Alabama.

  • Rank within state: #3
  • Percent of drivers in Mobile with a failure to yield violation: 0.32%
  • Drivers in Mobile, AL with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Mobile

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Alabama, Mobile drivers rank 10 in the number of reckless driving offenses per driver.

  • Rank within state: #10
  • Percent of drivers in Mobile with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Mobile

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Mobile drivers rank 11 in hybrid and electric vehicle ownership across all cities in Alabama.

  • Rank within state: #11
  • Percent of drivers in Mobile with a hybrid/electric vehicle: 0.87%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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