Cheapest Auto Insurance in Parkersburg, West Virginia (2026)
State Farm offers the cheapest car insurance in Parkersburg, with rates starting at $42 per month.
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Written byAmy Beardsley
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Amy BeardsleyFreelance Insurance and Real Estate Writer
3+ years writing about auto, home, and life insurance
7+ years in personal finance and technology
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In Parkersburg, West Virginia, residents generally pay about $112 per month for car insurance. This is slightly less than the national average of $142. This more affordable rate is likely due to Parkersburg’s mostly rural setting and the low number of uninsured drivers.[1] Additionally, the Parkersburg Police Department noted fewer reported crimes in 2023 than in 2022, further reducing insurance costs.[2]
However, while costs are already lower in Parkersburg, you can reduce your insurance costs even more. Here’s how.
Quick Facts
State Farm offers the cheapest liability coverage in Parkersburg, at $42 per month.
West Virginia allows insurers to review your credit history when setting rates during the underwriting process.
West Virginia has a two-year lawsuit deadline and a modified comparative fault rule.
Cheapest car insurance companies in Parkersburg
You have multiple options when choosing an auto insurance company in Parkersburg, and the best way to find the most affordable insurance for you is to compare quotes from several insurers.
Among all insurers in the city, State Farm, USAA, and Erie often stand out as the cheapest. Here’s an overview of each company to see if it’s the right fit for you. You’ll also find their statewide average quotes for full-coverage and liability-only car insurance.
Insurance Company  | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | Full Coverage | Liability Only | Best For |
|---|---|---|---|---|
| State Farm | 9.3 | $75 | $42 | Young drivers |
| USAA | 9.1 | $90 | $51 | Military members |
| Erie | 8.4 | $91 | $52 | Collision coverage |
Disclaimer: Table data sourced from real-time Parkersburg car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Parkersburg may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
Best insurer for young drivers: State Farm
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $42/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $71/mo |
4.0
Best choiceBased on 18,138 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best For
Showing 13 West Virginia reviews for Parkersburg driversSee all 7,560 State Farm reviews
Verified Review
Reviewed in West Virginia on April 26, 2026
When my wife had an accident, which was completely unexpected, the insurance company took their time to pick up the vehicle from the tow yard and take it to the shop for assessment. It took a total of a month before they claimed it as totaled. I was $6,000 in the hole, and mind you, the car was maybe a year old, practically new. Thank God I had gap insurance.
Verified Review
Reviewed in West Virginia on April 24, 2026
I've been with State Farm since 1968. They have always treated us fairly and offered reasonable rates compared to others.
Verified Review
Reviewed in West Virginia on April 10, 2026
High rates and slow service.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
West Virginia has more than 117,000 drivers who are younger than 25.[3] Consider State Farm’s Steer Clear program if you’re one of them. The app can qualify you for a discount of up to 15% and help you improve your driving skills. State Farm also has a local presence, with five agents in Parkersburg to offer personalized service to manage your insurance policy.
Pros
Often offers the cheapest rates for liability and full coverage in Parkersburg
Multiple student and young driver discounts to lower premiums
High J.D. Power customer satisfaction rating
Cons
13 NAIC complaints in West Virginia filed in 2022
Doesn’t offer gap insurance
May not be affordable for drivers with poor credit
Best insurer for military members: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $50/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $86/mo |
4.9
Best choiceBased on 3,643 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 1,577 USAA reviews
Verified Review
Reviewed in Alaska on May 21, 2026
Overpriced, frequently increasing rates with an emphasis on finding exemptions from paying for losses.
Verified Review
Reviewed in Washington on May 20, 2026
It was very easy to set up. The very best coverage for the price.
Verified Review
Reviewed in Texas on May 19, 2026
USAA is too costly, changes policy without consent, and is a nightmare to deal with on claims. Our last claim, they offered us a final offer of exactly half what our vehicle was worth. We had to hire an independent appraiser, they wouldn’t honor his appraisal, then we had to pay for a mediator to get even near what the vehicle was worth. Our own insurance company fought us at every turn for what our vehicle was obviously worth. The policy has gone up more than 4 times our initial quote. I don’t know why we stuck with them for so long. Quotes from other companies put our 6-month price less than 1 month of USAA’s prices. We are dumping them as soon as possible. It isn’t the same USAA it was 20 years ago. We have good credit and clean driving records. The last thing we want after being in an accident is to have to fight with our own provider that we were paying top dollar for. Our payout finally came after 1 year of dealing with them, hiring our own appraisal, and paying for mediation. My only advice is if you use USAA and get into an accident, immediately hire an attorney to deal with it all for you; otherwise, stay away from this company at all costs. They are not worth the high premiums they charge.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
If you’re one of the thousands of veterans living in Wood County, consider USAA auto coverage. It’s one of the top 10 insurance companies in the U.S. and consistently earns the top spot in overall customer satisfaction from J.D. Power. You’ll find several policy options and discount opportunities, making it a great choice for veterans looking for quality coverage.
Pros
Customizable coverage with various policy options
A++ financial strength from AM Best
Retains more than 96% of customers
Cons
Only available to military members and their families
No physical insurance agency locations
Doesn’t offer 24/7 customer service by telephone
Best insurer for collision coverage: Erie
| User Reviews | 4.4 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.4 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $52/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $87/mo |
4.4
Best choiceBased on 523 verified driver reviews and ratings
Erie Insurance's score | Industry average | |
|---|---|---|
| Coverage options | 4.2 | 3.2 |
| Customer service | 3.6 | 3.6 |
| Discounts | 3.8 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about Erie Insurance
Customers appreciate the insurer’s excellent customer service and quick claim handling but are dissatisfied with the unexpected and unexplained rate increases. Some also found the policy details hard to understand.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 234 Erie Insurance reviews
Verified Review
Reviewed in New York on May 18, 2026
I just don’t think they give us a break on the price when insuring three vehicles. One of them is only on the road for 6 months as it’s a collector car.
Verified Review
Reviewed in Pennsylvania on April 29, 2026
Very expensive, shop around and you'll get a better price.
Verified Review
Reviewed in Delaware on April 27, 2026
Excellent rates for my age and driving habits. I only pay $877 for the year. Try to beat that.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
700
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.68
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
Even the safest drivers can have a car accident, and crashes are quite common in West Virginia.[4] Fortunately, Erie can make the experience less stressful. J.D. Power gives the company’s claims process a high rating. You can also get benefits like first accident forgiveness and easy car replacement coverage to get back on the road quickly.
Pros
Six Parkersburg agents for personalized service
High J.D. Power customer satisfaction rating
No NAIC complaints in West Virginia filed in 2022
Cons
Limited discounts compared to other insurers
Mobile app has low customer reviews
No usage-based coverage option
How to get the cheapest car insurance in Parkersburg
To get affordable premiums on car insurance in Parkersburg, it’s crucial to understand the factors that influence rates. Insurers look at your driving history, vehicle type, coverage amount, and personal information like age, gender, marital status, and ZIP code.
Here are a few strategies to help you find the cheapest car insurance year after year:
Compare insurance quotes from different companies. Looking at different rates will help you get the best deal.
Ask about discounts. Insurers can offer different discounts, including savings for new customers. Asking may help you find a discount you didn’t know existed.
Keep your credit score high. Auto insurers can review your credit history when determining your quote. A higher credit score can often lead to lower rates.
Maintain a clean driving record. A driving record free of violations can qualify you for lower car insurance rates.
Find Cheap Car Insurance in Parkersburg, WV
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Cheapest liability-only car insurance in Parkersburg: State Farm
Liability-only car insurance is crucial for covering bodily injuries and property damage you may cause to others in an auto accident. However, it’s important to remember that minimum coverage doesn’t extend to your or your passengers’ injuries or damage to your vehicle.
The average rate for liability-only car insurance in Parkersburg is $79 per month. The table below shows the insurance companies that offer the lowest rates, along with their average monthly quotes.
The below rates in Parkersburg, WV, are estimated rates current as of: Sunday, May 10 at 5:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $42 |
| USAA | $50 |
| Erie | $52 |
| Progressive | $59 |
| Safeco | $72 |
| GEICO | $76 |
| National General | $78 |
| Direct Auto | $89 |
| Root | $90 |
| Dairyland | $94 |
| Nationwide | $95 |
| Allstate | $105 |
| Liberty Mutual | $121 |
Disclaimer: Table data sourced from real-time Parkersburg car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Parkersburg may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Parkersburg: State Farm
Full-coverage car insurance offers more of a safety net than liability-only insurance. It includes liability, comprehensive, and collision coverages to protect your vehicle from accidents, theft, vandalism, and other incidents beyond third-party liability. The added protection is helpful if you drive a new, leased, or financed vehicle.
The average rate for liability-only car insurance in Parkersburg is $145 per month. Here, you can see the average cost from various Parkersburg insurance companies.
The below rates in Parkersburg, WV, are estimated rates current as of: Sunday, May 10 at 5:00 PM PDT.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $71 |
| USAA | $86 |
| Erie | $87 |
| Progressive | $107 |
| Safeco | $117 |
| GEICO | $131 |
| Root | $144 |
| National General | $154 |
| Nationwide | $163 |
| Direct Auto | $168 |
| Liberty Mutual | $179 |
| Allstate | $181 |
| CSAA | $183 |
| Dairyland | $270 |
Disclaimer: Table data sourced from real-time Parkersburg car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Parkersburg may vary based on the policy buyer's unique driver profile.
Recent Insurify quotes for Parkersburg, West Virginia drivers
Drivers using Insurify have found quotes as cheap as $52/mo for liability only and $91/mo for full coverage in Parkersburg and other West Virginia cities.
*Quotes generated for Insurify users in and around Parkersburg, West Virginia within the last 10 days. Last updated on May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Parkersburg, West Virginia within the last 10 days. Last updated on May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in West Virginia
If you’re in a traffic accident, you need to know what the state requires. First, understand that West Virginia has a two-year deadline for filing car accident lawsuits.[5] West Virginia drivers must also be aware of the “modified comparative fault” rule. This means you can only get financial compensation if you’re less responsible for the accident than the other person involved.
The West Virginia Division of Motor Vehicles (DMV) uses a real-time program to verify insurance at vehicle registration, during traffic incidents, and monthly for all registered vehicles.[6] Your policy must have uninsured motorist coverage and meet the minimum insurance coverage levels below:
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $25,000 per person / $50,000 per accident |
| Property damage liability | $25,000 |
| Uninsured motorist bodily injury | $25,000 per person / $50,000 per accident |
| Uninsured motorist property damage | $25,000 |
While the table above provides insight into your minimum requirements, you can obtain coverage that exceeds these limits. If you’re looking for additional insurance protection, you may want to consider the following optional coverages:
Collision and comprehensive coverage
Collision and comprehensive coverage pay for repairs to your vehicle in case of accidents (collision) or non-collision incidents, like theft or natural disasters (comprehensive).
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if you’re in an accident caused by a driver who doesn’t have insurance or doesn’t have enough insurance to cover your damages and medical expenses.
Medical payments coverage
Medical payments coverage helps with medical expenses for you and your passengers, regardless of who’s at fault in an accident.
Gap coverage
Gap insurance covers the difference between what your totaled or stolen car is currently worth and the amount you still owe on your loan.
Rideshare coverage
Rideshare insurance provides additional protection beyond personal auto insurance and the coverage provided by the rideshare company.
Towing and labor coverage
Towing and labor coverage offers assistance with towing and labor costs in case your vehicle breaks down.
Rental car coverage
Rental car coverage pays for the cost of a rental car while your vehicle undergoes repairs after an insured incident.
Cheapest car insurance for drivers with an incident
Drivers who have incidents like at-fault accidents, speeding tickets, driving under the influence, or other traffic violations on their driving record can expect higher car insurance rates. Insurance companies assess your driving history when setting rates. Incidents on your record can label you as a high-risk driver, implying you’re more likely to have a future accident or claim.
The average rate for liability-only car insurance with an at-fault accident on your record in Parkersburg is $94 per month. Drivers with a speeding ticket can expect to pay about $97 per month, and rates climb to $96 if you have a DUI on your record.
In the table below, you can see how quotes from top insurers fluctuate based on your driving record.
The below rates in Parkersburg, WV, are estimated rates current as of: Sunday, May 10 at 5:00 PM PDT.
Insurance Company | Clean Driving Record | With Speeding Ticket | With At-Fault Accident | With DUI |
|---|---|---|---|---|
| State Farm | $42 | $53 | $53 | $56 |
| USAA | $50 | $64 | $64 | $66 |
| Erie | $52 | $68 | $66 | $69 |
| Progressive | $59 | $73 | $71 | $72 |
| Safeco | $72 | $94 | $96 | $102 |
| National General | $78 | $97 | $99 | $104 |
| GEICO | $76 | $99 | $95 | $100 |
| Direct Auto | $89 | $111 | $116 | $118 |
| Dairyland | $94 | $116 | $119 | $125 |
| Root | $90 | $119 | $116 | $121 |
| Nationwide | $95 | $122 | $122 | $126 |
| Allstate | $105 | $135 | $134 | $140 |
| Liberty Mutual | $121 | $153 | $153 | $161 |
Disclaimer: Table data sourced from real-time Parkersburg car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Parkersburg may vary based on the policy buyer's unique driver profile.
Average cost of car insurance by age
Age significantly affects car insurance rates. Teens and drivers younger than 25 often face the highest premiums due to their inexperience and higher accident risk. Rates typically become much more affordable once you’re in your 30s. However, they start to climb again once you reach the age of 70 as reduced faculties increase your risk of being involved in an accident.
The following table shows the average rate for car insurance across different ages.
Age | Average Monthly Quote |
|---|---|
| Teens | $367 |
| 20s | $229 |
| 30s | $169 |
| 40s | $152 |
| 50s | $129 |
| 60s | $121 |
| 70s | $133 |
Disclaimer: Table data is based on real-time Parkersburg quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Shop for Car Insurance in Parkersburg, West Virginia
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Parkersburg car insurance quotes by credit tier
In West Virginia, auto insurers can legally consider your credit history when setting quotes. Excellent or good credit indicates financial reliability and often leads to lower insurance costs. Poor credit suggests a higher risk for insurers, driving up your rates. Maintaining good credit can help you pay less for coverage.
As you’ll see in the table below, credit scores play a crucial role in your car insurance costs.
Rates by Credit Tier
Category | Price |
|---|---|
| Excellent | $140 |
| Good | $166 |
| Fair | $182 |
| Poor | $275 |
Parkersburg car insurance FAQs
If you’re looking for more information to help you find the best car insurance rates in Parkersburg, consult the answers below.
How much is car insurance in Parkersburg?
The average monthly rate for car insurance in Parkersburg is $112. This is slightly less than the national average of $142. The average rate for liability-only coverage is $79, and the average monthly rate for full coverage is $145.
Who has the cheapest car insurance in Parkersburg?
State Farm offers the cheapest car insurance in Parkersburg, at $42 per month. USAA and Erie also offer cheap car insurance in the area, at $50 and $52 per month, respectively.
What are the best car insurance companies in Parkersburg?
Erie Insurance, State Farm, and USAA rank as three of the top insurers in Parkersburg. All three offer competitive rates in the area, and each has been recognized for its customer service, number of discounts, customer satisfaction scores, and financial stability.
Sources
- Insurance Information Institute. "Facts + Statistics: Uninsured motorists."
- The Parkersburg News and Sentinel. "Just the Facts: Parkersburg Police chief discusses 2022 crime stats."
- U.S. Department of Transportation. "Licensed Drivers, by state, gender, and age group."
- IIHS. "Fatality Facts 2021 State by state."
- NOLO. "West Virginia Car Accident Laws."
- West Virginia DMV. "Consumer Insurance Information."
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Amy BeardsleyFreelance Insurance and Real Estate Writer
3+ years writing about auto, home, and life insurance
7+ years in personal finance and technology
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Chris SchaferDeputy Managing Editor, News and Marketing Content
15+ years in content creation
7+ years in business and financial services content
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
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