Cheap Auto Insurance Quotes in Huntington, WV (January 2022)

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Car Insurance in Huntington, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Huntington, WV to find you the cheapest quotes in the area.
$56
$75
$113
$115
$148
ProgressiveAllstateNationwideState FarmLiberty Mutual

Cheapest Car Insurance in Huntington, WV

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$104
$97
$80
$123
$96
$126
West VirginiaCharlestonMorgantownParkersburgWheelingHuntington
Click here to learn about car insurance quotes and save on your current policy.

Huntington, WV Driving Facts

west-virginia

Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.

Find local Huntington agents

Main Street Insurance, LLC 
1423 Third Ave, Huntington, WV 25701
Hamrick Insurance Services, Inc. 
2537 Third Ave, Huntington, WV 25703-1614
Thornburg Insurance Agency 
2519 Third Avenue, Huntington, WV 25703
Putnam Agency of WV, Inc. 
PO Box 2388, Huntington, WV 25724
Charles F. Smith & Associates 
5986 Route 60 East, Huntington, WV 25504
USI Services 
311 9th St, Huntington, WV 25701-1416
Perry Insurance Agency, Inc. 
4541 5th Street Rd Ste 4, Huntington, WV 25535
Mountain State Insurance Agency 
1355 4th Ave, Huntington, WV 25701
Alice Thornton Insurance Agency 
525 Camden Rd, Huntington, WV 25704-2752
Peoples Insurance Agency, LLC 
101 5th Ave, Huntington, WV 25701

Insurify Insights: How Huntington Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Huntington, WV
suspended licenses
#2
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Huntington drivers measure up to their fellow West Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Huntington

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Huntington drivers rank 7 in the number of car accidents per driver across all cities in West Virginia.

  • Rank within state: #7
  • Percent of drivers in Huntington with an accident: 7.49%
  • Drivers in Huntington, WV with an accident in their driving history paid on average 62.64% more than drivers with a clean record

Speeding in Huntington

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in West Virginia, Huntington drivers rank 6 in the number of speeding infractions per driver.

  • Rank within state: #6
  • Percent of drivers in Huntington with a speeding ticket: 7.22%
  • Drivers in Huntington, WV with a speeding ticket in their driving history paid on average 40.66% more than drivers with a clean record

DUI/DWIs in Huntington

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Huntington drivers rank 3 in the number of DUI’s per driver across all cities in West Virginia.

  • Rank within state: #3
  • Percent of drivers in Huntington with a DUI: 2.41%
  • Drivers in Huntington, WV with a DUI in their driving history paid on average 25.82% more than drivers with a clean record

Rude in Huntington

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in West Virginia, Huntington drivers rank 2 in rude driving infractions.

  • Rank within state: #2
  • Percent of drivers in Huntington with a reckless driving violation: 1.34%
  • Drivers in Huntington, WV with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers in Huntington

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Huntington drivers rank 3 in clean driving records across all cities in West Virginia.

  • Rank within state: #3
  • Percent of drivers in Huntington with clean record: 84.09%

Failure to Yield the Right of Way in Huntington

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Huntington drivers rank 2 in failure to yield violations per driver across all cities in West Virginia.

  • Rank within state: #2
  • Percent of drivers in Huntington with a failure to yield violation: 0.4%
  • Drivers in Huntington, WV with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Huntington

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in West Virginia, Huntington drivers rank 4 in the number of reckless driving offenses per driver.

  • Rank within state: #4
  • Percent of drivers in Huntington with a reckless driving offense: --%

Most Popular Vehicle in Huntington

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Huntington is the Honda Accord.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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