Cheap Auto Insurance Quotes in Huntington, WV (2021)

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Car Insurance in Huntington, WV

The average cost of West Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Huntington, WV to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Huntington, WV

Here are the cheapest carriers in Huntington for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Huntington, WV Driving Facts

Minimum Car Insurance Requirements in WV

The state of West Virginia requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum  bodily injury liability insurance requirements in West Virginia are:

  • $25,000/$50,000 Bodily Injury Liability per person/accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits West Virginia state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in West Virginia are:

  • $25,000 Property Damage Liability per accident

Property Damage Liability coverage pays for any property that you damage in an accident. The state of West Virginia requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the Property Damage Liability. Once again, any damages above the $25,000 are your responsibility.


Find local Huntington agents

Main Street Insurance, LLC 
1423 Third Ave, Huntington, WV 25701
Hamrick Insurance Services, Inc. 
2537 Third Ave, Huntington, WV 25703-1614
Thornburg Insurance Agency 
2519 Third Avenue, Huntington, WV 25703
Putnam Agency of WV, Inc. 
PO Box 2388, Huntington, WV 25724
Charles F. Smith & Associates 
5986 Route 60 East, Huntington, WV 25504
USI Services 
311 9th St, Huntington, WV 25701-1416
Perry Insurance Agency, Inc. 
4541 5th Street Rd Ste 4, Huntington, WV 25535
Mountain State Insurance Agency 
1355 4th Ave, Huntington, WV 25701
Alice Thornton Insurance Agency 
525 Camden Rd, Huntington, WV 25704-2752
Peoples Insurance Agency, LLC 
101 5th Ave, Huntington, WV 25701

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Huntington stacks up for the state of West Virginia:

Toyota Camry
Most Popular Car in
Huntington, WV
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Cities with Most
Suspended Licenses Rank