Cheapest Auto Insurance in Huntington, West Virginia (2024)

State Farm offers the cheapest car insurance rates in Huntington, starting at $36 per month.

Geoff Williams
Written byGeoff Williams
Geoff Williams
Geoff Williams
  • 27+ years writing about personal finance

  • Bylines in numerous notable publications

Geoff is a freelance personal finance journalist and author. He’s been published in top outlets such as The Wall Street Journal and CNN Money.

Featured in

media logomedia logomedia logo
Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

media logo

Updated June 20, 2024

Save up to $717 by comparing quotes from the top 100+ insurance companies

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

Cheapest recent rates near Huntington, West Virginia

Drivers using Insurify have found quotes as cheap as $33/mo for liability only and $55/mo for full coverage in Huntington and other West Virginia cities.

*Quotes generated for Insurify users in and around Huntington, West Virginia within the last 10 days. Last updated on June 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Huntington, West Virginia within the last 10 days. Last updated on June 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Drivers in Huntington, West Virginia, pay an overall average of $140 per month for car insurance, according to Insurify’s proprietary data — which is slightly higher than the state average of $124.

The exact amount you’ll pay for auto insurance depends on a number of factors, including your driving record, gender, age, the insurance company you work with, and the type of policy you have. Here’s how to compare quotes and shop for cheap car insurance in Huntington to find the best coverage for you.

Quick Facts
  • The average cost of car insurance in Huntington is $98 per month for liability coverage and $182 per month for full coverage.

  • State Farm is the cheapest insurer for full-coverage car insurance, with a monthly rate of $60.

  • West Virginia requires uninsured/underinsured motorist coverage.[1]

3 of the cheapest car insurance companies in Huntington

Dozens of car insurance companies offer coverage in Huntington, West Virginia, but the company you should ultimately choose will depend on your situation and insurance needs. The lowest-priced insurers may not be your best option.

Below, you’ll find three companies with the lowest car insurance premiums in Huntington for a few different categories.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
State Farm9.3$55$33Overall
USAA9.4$66$39Military members and families
Erie9.0$67$40Drivers with at-fault accidents
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1-to-5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer overall: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
851
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$36/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$60/mo

State Farm is the largest auto insurer in the country, controlling roughly 16% of the auto insurance market. It offers standard insurance coverages, like liability, collision, and comprehensive. It also offers uninsured motorist coverage and medical payments coverage, as well as other additional coverages.

Pros
  • Strong AM Best financial rating

  • Mobile app makes for convenient account management

  • Other types of insurance bundling discounts available

Cons
  • Not as many available discounts as some competitors

  • Some negative Better Business Bureau (BBB) customer reviews

  • Gap insurance not available

Read our State Farm review
Ronald - June 20, 2024
Verified

Excellent Outcome

They were professional, helpful, supportive, and knowledgeable.

Henry Crognale - June 20, 2024
Verified

Good

Excellent customer service.

Carole - June 20, 2024
Verified

Fair

It's too expensive for seniors.

Best insurer for military members and their families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
881
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$73/mo

USAA is one of the most reliable insurers in the country — its only major drawback is that it’s only available for present and former military members and their families. The company consistently earns high ratings from J.D. Power in the Mid-Atlantic region and offers a variety of discounts.

Pros
  • Very affordable premiums

  • Savings of up to 30% possible with SafePilot safe-driving program

  • Many available discounts

Cons
  • Only available to military members, veterans, and their families

  • Gap insurance not available

  • Limited customer service: doesn’t offer 24/7 live customer support over the phone

Read our USAA review
Claude - June 20, 2024
Verified

Excellent

Outstanding all the time.

Christie - June 18, 2024
Verified

Ok

I have had USAA banking and auto insurance for 20 years. I just changed my bank account and am now looking for new insurance. They used to be awesome and nobody could even make me think of switching, but it seems people these days don't care about good customers.

John - June 18, 2024
Verified

USAA is tough to beat

I have yet to receive a quote that beats USAA!

Best insurer for drivers with accidents: Erie

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
867
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$74/mo

Erie is a reliable and affordable auto insurance company, operating in 12 states on the east coast, including West Virginia. It offers favorable premiums for teenage drivers and drivers with speeding tickets, making it a solid option if you’re a high-risk driver.

Pros
  • Offers RateLock guarantees, which ensure your premiums won’t increase

  • Rating of 878 out of 1,000 in J.D. Power’s 2023 U.S. Insurance Shopping Study

  • Many available discounts

Cons
  • Available in only 12 states

  • Usage-based insurance not available

  • Lack of online service — customers can’t buy a policy or file a claim online

Read our Erie Insurance review
Barbara - June 20, 2024
Verified

My Agent and Their Staff Are Excellent

Great!

Scott - June 19, 2024
Verified

Competitive Coverage with Local Feel

Personable and accommodating. Responsive and available. Mario has been great.

Willam - June 16, 2024
Verified

It's Really Good Insurance

It's good insurance.

How to get the cheapest car insurance in Huntington

Cheap car insurance rates depend on a number of factors, such as your driving history, the insurance company you choose, and how much coverage you need.

If you’re looking for cheap rates, try the following strategies:

  • Reduce your coverage. Liability-only insurance is always going to be cheaper than full coverage. But it does mean that you, instead of your insurance policy, will have to pay for your own damages and medical bills if you damage your vehicle.

  • Comparison shop. Getting quotes from different insurers is a great way to secure cheap insurance rates. Compare quotes from at least three different insurers to get the best results.

  • Ask about discounts. Ask insurance agents if they have any discounts that they can recommend to help bring your rates down.

  • Bundle your auto insurance with your home insurance. Many insurance companies offer significant bundling discounts, which could save you a good amount on your policy.

  • Keep your driving record incident-free. Maintaining a clean driving record is the best way to keep your car insurance rates cheap, as safe driving indicates to insurers that you’re not likely to file a claim.

“Auto rates have been rising,” says Loretta Worters, vice president of media relations at the Insurance Information Institute. “These rate increases have to do with labor shortages, supply chain issues, and general inflation. So the best thing a consumer can do is shop around to get the best prices.”

Find Cheap Car Insurance in Huntington

See custom quotes from top auto insurers in minutes

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Cheapest liability-only car insurance in Huntington: State Farm

Liability-only car insurance will protect you financially if you’re at fault in an accident and you do damage to another person’s car, or the other driver and passengers are injured. If you’re hurt or your car is damaged, liability coverage wouldn’t cover those expenses.

The average cost of liability insurance in Huntington is $98 per month. The following table highlights the cheapest car insurance companies for liability-only insurance in Huntington.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$36
Erie$44
USAA$44
GEICO$66
Progressive$78
Liberty Mutual$81
Nationwide$82
Clearcover$86
Direct Auto$88
Allstate$92
Dairyland$99
Root$99
Foremost$108
Midvale Home & Auto$108
CSAA$119
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Read More: The 10 Best Car Insurance Companies

Read More: The 10 Best Car Insurance Companies

Cheapest full-coverage car insurance in Huntington: State Farm

Full-coverage car insurance offers everything that liability coverage offers, as well as collision and comprehensive coverage. Collision provides reimbursement after collisions with other vehicles or inanimate objects like trees and signs. Comprehensive covers non-collision events, such as a fallen tree or hailstorm damage. 

The average cost of full-coverage insurance in Huntington is $182 per month. The following table shows the cheapest car insurance companies in Huntington for full coverage.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm$60
USAA$73
Erie$74
GEICO$111
Progressive$131
Nationwide$138
Allstate$153
Root$158
Midvale Home & Auto$174
Clearcover$176
Direct Auto$184
Liberty Mutual$190
CSAA$223
Foremost$271
Dairyland$274
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Huntington, West Virginia

Drivers using Insurify have found quotes as cheap as $33/mo for liability only and $55/mo for full coverage in Huntington and other West Virginia cities.

*Quotes generated for Insurify users in and around Huntington, West Virginia within the last 10 days. Last updated on June 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Huntington, West Virginia within the last 10 days. Last updated on June 20, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from June 20, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in West Virginia

West Virginia requires drivers to register their vehicles, carry a minimum amount of car insurance, and keep proof of insurance carried in their vehicles at all times. Drivers must carry at least the following insurance coverage amounts to drive legally in West Virginia.[1]

  • illustration card https://a.storyblok.com/f/162273/x/c1984b0bb9/safety.svg

    Bodily injury liability

    • $25,000 per person

    • $50,000 per accident

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Property damage liability

    • $25,000 per accident

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    West Virginia requires insurers to offer motorists the following optional coverage amounts:

    • $25,000 to $50,000 per accident for property damage by an uninsured motorist

    • $25,000 to $300,000 per accident for bodily injury by an underinsured motorist

Cheapest car insurance for drivers with an incident

When any driver has an incident — such as an at-fault accident, speeding ticket, driving under the influence (DUI) conviction, or some other type of moving violation — they usually pay more expensive premiums. Insurers see an incident as a sign that the driver is a risk to insure, and risky drivers generally receive higher premiums than non-risky drivers.[2]

In Huntington, West Virginia, an incident can increase premiums significantly. Here are the cheapest car insurance companies in Huntington based on driving record.

Find Car Insurance in Huntington, West Virginia

Liability-only rates start at $36/mo.

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Cheapest car insurance for drivers with a speeding ticket: State Farm

If you live in Huntington and you have a speeding ticket on your record, you should expect to pay more for car insurance. The average cost of coverage after a speeding ticket in Huntington is $165 per month for liability and $307 per month for full coverage.

Here are the average rates of the cheapest car insurance companies in the city for drivers with speeding tickets and how they compare to rates for drivers with a clean record.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Speeding Ticket
State Farm$36$51
Erie$44$64
USAA$44$63
GEICO$66$94
Progressive$78$112
Liberty Mutual$81$126
Nationwide$82$118
Clearcover$86$124
Direct Auto$88$126
Allstate$92$131
Dairyland$99$142
Foremost$108$168
Midvale Home & Auto$108$159
CSAA$119$174
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Causing an accident increases your premiums because your insurance company had to pay out the other driver for their claim. Unless you have accident forgiveness coverage, youll likely pay more expensive car insurance rates after an at-fault accident.

The average cost of coverage after an at-fault accident in Huntington is $160 per month for liability and $297 per month for full coverage. If you have an at-fault accident on your record, here are the cheapest companies in Huntington to start your search.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith Accident
State Farm$36$51
Erie$44$64
USAA$44$63
GEICO$66$95
Progressive$78$114
Liberty Mutual$81$126
Nationwide$82$119
Clearcover$86$131
Direct Auto$88$129
Allstate$92$132
Dairyland$99$142
Foremost$108$168
Midvale Home & Auto$108$164
CSAA$119$178
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

In 2021, 65 of West Virginia’s 280 fatalities involved an alcohol-impaired driver.​​[3] Because DUIs are such serious convictions, drivers pay more on average for car insurance after a DUI than almost any other incident.

The average cost of coverage after a DUI in Huntington is $179 per month for liability and $333 per month for full coverage. If you have a DUI on your record, here are the cheapest companies in Huntington to start your search.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyClean Driving RecordWith DUI
State Farm$36$63
Erie$44$77
USAA$44$77
GEICO$66$116
Progressive$78$137
Liberty Mutual$81$142
Nationwide$82$144
Clearcover$86$151
Direct Auto$88$155
Allstate$92$162
Dairyland$99$174
Foremost$108$190
Midvale Home & Auto$108$190
CSAA$119$209
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Along with many other factors, insurers base car insurance premiums on your age. Rates often decrease around age 35 but start increasing again when people reach age 70 because age-related health issues can affect driving ability.[4]

Senior drivers in Huntington pay an average of $69 per month for liability coverage and $127 per month for full coverage. Here are other cheap car insurance companies for seniors in Huntington.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm$26$43
Erie$30$50
USAA$32$54
GEICO$49$82
Progressive$51$86
Nationwide$56$95
Liberty Mutual$60$140
Direct Auto$63$131
Clearcover$64$130
Allstate$68$113
Dairyland$73$202
Midvale Home & Auto$76$122
Foremost$78$195
CSAA$85$160
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Because teenage drivers are new to driving, insurers charge them higher premiums. Huntington teens and young drivers’ rates are an average of $194 per month for liability coverage and $359 per month for full coverage

But you still have ways to keep your premiums relatively low. If you stay on your parents’ insurance, drive a vehicle model that your insurer considers a safe vehicle, and report high grades to your insurer for a good student discount, you may be able to secure lower rates.

The below rates are estimated rates current as of: Tuesday, June 18 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm$64$107
USAA$77$128
Erie$78$131
GEICO$110$185
Nationwide$148$249
Progressive$148$248
Liberty Mutual$157$368
Direct Auto$168$352
Allstate$170$282
Clearcover$174$357
Dairyland$174$482
Midvale Home & Auto$196$316
Foremost$201$505
CSAA$206$386
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Huntington, West Virginia

See personalized rates from top car insurance companies in minutes

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Huntington car insurance quotes by credit tier

Insurers are allowed to use a consumer’s credit history as a basis for raising or lowering insurance premiums in most states. If you have excellent or good credit, you’ll likely have lower rates than people with poor credit scores.

The graph below shows how your credit tier can affect your average monthly insurance premiums in Huntington.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Huntington?

Car insurance in Huntington is almost equal to the national average. The U.S. national average for full-coverage car insurance is $214 per month, and liability-only coverage averages $105 per month. In Huntington, motorists pay $182 per month for full-coverage car insurance and $98 for liability only, on average.

Your ZIP code will often play a part in the price of your insurance premium. For instance, if you live in a city with a lot of traffic, you might pay more than a driver in a small town with fewer cars.

“Meanwhile, car insurance has been going up [across the country] because the price of cars has shot up during this age of inflation,” says Worters. Quote comparison is more important than ever if you want to find affordable car insurance.

More cities in West Virginia

Huntington’s car insurance rates are comparable to those in other West Virginia cities.

CityFull CoverageLiability Only
Charleston$181$82
Martinsburg$180$74
Morgantown$166$78
Parkersburg$156$86
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Check Out: Cheap Auto Insurance Quotes by City

Check Out: Cheap Auto Insurance Quotes by City

Huntington car insurance FAQs

Finding the right car insurance can be stressful. Below, you’ll find answers to some of the most commonly asked questions about car insurance in Huntington.

  • How much is car insurance in Huntington?

    The average cost of car insurance in Huntington is $98 per month for liability coverage and $182 per month for full coverage.

  • What are the best car insurance companies in Huntington?

    The best car insurance companies in Huntington that Insurify identified include State Farm, Erie, and USAA. These insurers have affordable average rates, high AM Best financial strength ratings, and solid Insurify Quality Scores.

  • What are the cheapest car insurance companies in Huntington?

    The cheapest car insurance companies in Huntington are State Farm, Erie, and USAA, with liability rates starting at $36, $44, and $44 per month, respectively.

    But the cheapest company for you depends on your coverage needs and budget. Its important to shop around and compare cheap rates to find the insurer that offers the best deal for your situation.

  • What factors affect the cost of car insurance in Huntington?

    Such as in any state, factors like your ZIP code, driving record, age, credit score, and more affect the cost of car insurance. Make sure to drive safely, keep your driving record clean, and maintain a strong credit score to keep your auto insurance rates low. If you want to lower your rates even further, shop around for car insurance and apply for discounts.

  • How much car insurance do you need in West Virginia?

    In West Virginia, drivers need minimum car insurance limits of $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. West Virginia Offices of the Insurance Commissioner. "Automobile Mandatory Limits."
  2. III. "What determines the price of an auto insurance policy?."
  3. West Virginia DMV. "Impaired Driving."
  4. III. "Senior driving safety and insurance tips."
Geoff Williams
Geoff Williams

Geoff Williams is a freelance journalist who has written personal finance articles for most of his career and for numerous publications, including U.S. News & World Report, The Wall Street Journal, Bankrate, CNNMoney.com and Forbes.com. He is also the author of several books, including “C.C. Pyle’s Amazing Foot Race” and “Washed Away,” and writes a classic TV blog called “The TV Professor.”

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

media logo

Compare Car Insurance Quotes Instantly

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualTravelers

Latest Articles

View all