Cheapest Car Insurance in West Virginia

Here are the cheapest carriers in West Virginia for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance. We averaged rates for the twenty most populous cities in West Virginia.

Companies Quotes
Progressive

Progressive

$55 /mo
Allstate

Allstate

$59 /mo
State Farm

State Farm

$87 /mo
Nationwide

Nationwide

$89 /mo
Liberty Mutual

Liberty Mutual

$140 /mo

Best Car Insurance in West Virginia

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in West Virginia.

Companies Insurify
Composite Score
Quotes

American Family

91
$231 /mo

Allstate

88
$59 /mo

Nationwide

85
$89 /mo

Liberty Mutual

84
$140 /mo

State Farm

84
$87 /mo

Progressive

81
$55 /mo

Car Insurance in West Virginia

Auto insurance costs will vary between locations and insurance carriers. Insurify analyzed the latest data for the five most populous cities in West Virginia to find you the cheapest quotes in each of these metropolitan areas.

Charleston is the most populous city in West Virginia.

West Virginia Driving Facts

West Virginia's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

State Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Greenest Cities in West Virginia

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.

The state of West Virginia offers many green driver incentives, including federal tax credits, rebates, and discounts through some car insurance carriers.

green city award

Morgantown


most patriotic
% of Hybrids/Electrics 1%

Most Patriotic City

Wheeling

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Wheeling won Insurify's Most Patriotic Cities Award for the state of West Virginia. The city is notable for remaining loyal to the Union during the Civil War, precipitating the establishment of the state of West Virginia.

Road Statistics

Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in West Virginia is vital for all car insurance shoppers hitting the road in The Mountain State.

Road Rankings

17% Rural Roads in
Poor Condition

#12 Ranked

17% Structurally Deficient
Rural Bridges

#3 Ranked

1% Fatality Rate per 100M VMT
on Rural Roads

#11 Ranked