Cost of Infiniti Car Insurance (2026)
Infiniti owners pay an average of $226 monthly for full coverage, with the QX55 offering the most affordable rates, at $132.
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Amy BeardsleyFreelance Insurance and Real Estate Writer
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Chris SchaferDeputy Managing Editor, News and Marketing Content
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Reviewed byDavid Marlett
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David MarlettAdvisor
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With sleek designs and strong safety ratings, Infiniti is a go-to for drivers who want a touch of luxury without a European price tag.[1] But when it comes to car insurance, you might be surprised: Infiniti owners pay an average of $226 per month for full coverage, which is more than you’ll pay with a Lexus or Acura but cheaper than insurance for a BMW or Mercedes.
Quick Facts
The Infiniti QX55 has the lowest insurance rates, at $132 per month.
USAA offers the cheapest coverage for Infinitis, followed by GEICO and State Farm.
Infiniti ranks middle of the pack in reliability tests.[2]
Cost of Infiniti car insurance by model
Infiniti car insurance rates vary by model. Sportier sedans like the Q50 and Q60 tend to cost less to insure than larger SUVs, though exceptions exist. Here’s a look at the average monthly quotes for some of the most popular Infiniti vehicles.
Infiniti Model  | Average Monthly Quote |
|---|---|
| Q50 | $216 |
| Q60 | $218 |
| QX30 | $178 |
| QX50 | $167 |
| QX55 | $132 |
| QX60 | $166 |
| QX80 | $176 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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Cheapest Infiniti insurance by model
Infiniti models deliver premium features and performance at relatively reasonable insurance rates, although some models are easier on your wallet. Here’s a look at how the full-coverage insurance costs stack up for different models.
The Infiniti Q50 blends bold styling with luxury sedan performance, and its insurance costs reflect that. At $216 per month, it’s steeper than the Audi A4 ($171 per month) or BMW 3 Series ($176 per month). The Q50 is no longer in production, but a certified pre-owned model runs from $24,000 to $31,000.[3]
Insurance CompanyAverage Monthly QuoteUSAA $144 GEICO $171 State Farm $172 Allstate $191 Progressive $222 American Family $223 Nationwide $265 Travelers $279 Farmers $340 Liberty Mutual $363 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Sporty lines and a luxury badge typically mean high insurance premiums. The Q60 coupe, averaging $218 per month for coverage, is no exception. Although discontinued after the 2022 model year, its insurance rates are more expensive than the Audi A5 ($188 per month) and BMW 4 Series ($205 per month).
Insurance CompanyAverage Monthly QuoteUSAA $145 GEICO $172 State Farm $173 Allstate $193 Progressive $224 American Family $225 Nationwide $267 Travelers $281 Farmers $342 Liberty Mutual $366 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
The compact QX30 crossover, though no longer in production, offers affordable insurance options, at approximately $178 per month. The cost is slightly higher than the BMW X2 ($176 per month) and Audi Q3 ($171 per month).
Insurance CompanyAverage Monthly QuoteUSAA $119 GEICO $140 State Farm $142 Allstate $157 Progressive $183 American Family $184 Nationwide $218 Travelers $230 Farmers $280 Liberty Mutual $299 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
The QX50 has an average insurance cost of $167 per month, offering decent value for a luxury compact SUV. This cost is in line with the BMW X3 ($163 per month) and lower than the Mercedes-Benz GLC-Class ($173 per month). The 2025 QX50 has a starting MSRP of around $43,000, making it a solid mid-tier luxury pick.
Insurance CompanyAverage Monthly QuoteUSAA $111 GEICO $132 State Farm $133 Allstate $148 Progressive $172 American Family $173 Nationwide $205 Travelers $216 Farmers $263 Liberty Mutual $281 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
The stylish QX56 coupe-inspired crossover has an average monthly insurance premium of approximately $146. This rate puts it on the lower end of the Infiniti lineup for insurance costs and is cheaper than the Lexus NX ($168 per month) and Audi Q5 ($158 per month), both of which are similarly sized luxury crossovers.
Insurance CompanyAverage Monthly QuoteUSAA $97 GEICO $115 State Farm $116 Allstate $129 Progressive $150 American Family $151 Nationwide $179 Travelers $189 Farmers $229 Liberty Mutual $245 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
The family-friendly QX60 three-row SUV offers surprisingly reasonable insurance costs, averaging about $166 per month. The monthly premium is close to the Audi Q7 ($167 per month) and lower than the BMW X5 ($170 per month).
Insurance CompanyAverage Monthly QuoteUSAA $111 GEICO $131 State Farm $132 Allstate $147 Progressive $170 American Family $171 Nationwide $203 Travelers $214 Farmers $261 Liberty Mutual $279 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
The flagship QX80 full-size SUV has an average insurance premium of $176 per month, which is remarkable considering its size and luxury status. It’s also cheaper than the BMW X7 ($207 per month) and Mercedes-Benz GLS-Class ($190 per month). The 2025 QX80 has a MSRP of $82,450.
Insurance CompanyAverage Monthly QuoteUSAA $117 GEICO $139 State Farm $140 Allstate $156 Progressive $181 American Family $182 Nationwide $216 Travelers $228 Farmers $277 Liberty Mutual $296 Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Best companies for Infiniti car insurance
An auto insurance quote tool can help you avoid headaches when shopping for an Infiniti policy. A few winning insurers stand out when comparing quotes, customer service, available discounts, and insurance policy options:
USAA: Best for excellent customer service
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $51/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $103/mo |
4.9
Best choiceBased on 3,697 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.8 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 1,585 USAA reviews
Verified Review
Reviewed in Missouri on May 31, 2026
USAA has always been helpful and easy to work with.
Verified Review
Reviewed in New Mexico on May 30, 2026
That's the best car insurance you can buy, but it's very expensive.
Verified Review
Reviewed in Louisiana on May 29, 2026
I have always had good experiences with Progressive. I would advise any friend to go with Progressive.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
GEICO: Best for lower premiums
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $80/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $147/mo |
4.0
Best choiceBased on 18,458 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.0 | 3.2 |
| Customer service | 4.1 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.8 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 7,776 GEICO reviews
Verified Review
Reviewed in Florida on June 1, 2026
Every year my insurance increased without me having tickets or accidents—none during my entire time with your insurance. However, my policy rate continued to go up every year. No thank you.
Verified Review
Reviewed in Missouri on May 31, 2026
Rates keep going up the older I get. My car gets older as well. I’m retired and don’t drive very far anymore!
Verified Review
Reviewed in Massachusetts on May 31, 2026
Way too expensive and try your best to avoid horrible drivers/accidents. Your insurance goes up when you’re not at fault due to making a claim.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
State Farm: Best for in-person service
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $53/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $107/mo |
4.0
Best choiceBased on 18,367 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best For
Showing recent national reviewsSee all 7,595 State Farm reviews
Verified Review
Reviewed in Ohio on June 1, 2026
I definitely recommend my insurance provider. They offer very good service and a good price!
Verified Review
Reviewed in Florida on May 31, 2026
I have been with State Farm for many, many years. I have checked all of the other companies that advertise that they will save me hundreds of dollars per year, and none of them have been able to do so.
Verified Review
Reviewed in Tennessee on May 31, 2026
I'm sick of the constant increases! My insurance goes up every renewal, with no accidents, no claims, and no tickets. It's frustrating. I've been with SF for over 7 years, and I'm looking for something better. I'm tired of being a good driver and being rewarded with higher premiums. It's ridiculous.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Average cost of Infiniti insurance by state
How much you pay to insure your Infiniti depends on where you live. Here’s a look at how geography influences what owners pay to protect their luxury ride.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $171 |
| Arizona | $209 |
| Arkansas | $308 |
| California | $290 |
| Colorado | $264 |
| Connecticut | $402 |
| Delaware | $296 |
| Florida | $276 |
| Georgia | $300 |
| Idaho | $150 |
| Illinois | $204 |
| Indiana | $174 |
| Iowa | $146 |
| Kansas | $198 |
| Kentucky | $260 |
| Louisiana | $267 |
| Maine | $181 |
| Maryland | $407 |
| Massachusetts | $214 |
| Michigan | $333 |
| Minnesota | $235 |
| Mississippi | $249 |
| Missouri | $232 |
| Montana | $199 |
| Nebraska | $210 |
| Nevada | $338 |
| New Hampshire | $136 |
| New Jersey | $214 |
| New Mexico | $191 |
| New York | $566 |
| North Carolina | $113 |
| North Dakota | $165 |
| Ohio | $155 |
| Oklahoma | $214 |
| Oregon | $193 |
| Pennsylvania | $208 |
| Rhode Island | $177 |
| South Carolina | $324 |
| South Dakota | $155 |
| Tennessee | $180 |
| Texas | $284 |
| Utah | $220 |
| Vermont | $182 |
| Virginia | $231 |
| Washington | $192 |
| District of Columbia | $413 |
| West Virginia | $188 |
| Wisconsin | $159 |
| Wyoming | $143 |
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How to ensure you have enough coverage on your Infiniti
Protecting your Infiniti requires the right car insurance coverage levels tailored to your coverage needs, annual mileage, and driving record. Be sure to review the company’s insurance services, including policy exclusions, claims handling, and customer support.
Here are some coverage types Infiniti owners should consider:
Liability coverage
Liability insurance helps pay for injuries or property damage you cause to others in an accident. It doesn’t cover your injuries or vehicle repairs. It’s mandatory in every state except New Hampshire, and it helps pay other people’s medical bills or repair costs (so it doesn’t come out of your pocket).
Collision coverage
Collision insurance helps pay to repair or replace your vehicle if it’s damaged in an accident with another car or object, regardless of who’s at fault. This can include collisions with other cars, trees, or poles, and it’s especially useful if your car is newer or financed.
Comprehensive coverage
Comprehensive insurance handles damage from non-collision incidents, including hailstorms, fallen trees, theft, vandalism, or wildlife encounters. Comprehensive insurance also covers cracked windshields from road debris. Your lender may require it if you finance or lease your vehicle.
Gap coverage
Gap insurance covers the difference between what your car is worth and what you still owe on your loan or lease if your vehicle is totaled or stolen. It provides financial protection against depreciation, so you’re not left with a hefty bill for a car you can’t drive.
You may also want to consider optional protections like roadside assistance, rental car reimbursement, or accident forgiveness for more peace of mind.
Infiniti car insurance FAQs
If you’re considering an Infiniti, it’s natural to have questions about insurance costs and reliability. Here are answers to common questions about Infiniti auto insurance.
USAA offers some of the lowest average rates for Infiniti vehicles, though you’ll need military connections to qualify. For broader accessibility, GEICO and State Farm typically provide the next best rates.
Infiniti vehicles fall in the midrange for luxury insurance costs. While your final rate depends on the make and model of your car, your coverage parameters and insurance company also affect premiums.
The average insurance premium for an Infiniti Q50 is about $282 per month for full coverage. Liability rates cost an average of $150 per month.
Infiniti sits slightly below average in the J.D. Power 2025 U.S. Vehicle Dependability Study, with 208 problems per 100 vehicles compared to the industry average of 202.
Sources
- IIHS. "Nineteen more vehicles close out 2024 with IIHS awards."
- J.D. Power. "Vehicle Dependability Still Suffering Due to Pandemic Aftershocks, J.D. Power Finds."
- Infiniti. "Certified Pre-Owned INFINITI Q50 Inventory."
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
)
Amy BeardsleyFreelance Insurance and Real Estate Writer
3+ years writing about auto, home, and life insurance
7+ years in personal finance and technology
Featured in
Chris SchaferDeputy Managing Editor, News and Marketing Content
15+ years in content creation
7+ years in business and financial services content
Featured in
David MarlettAdvisor