How does Nsure work?
Quotes are available in all 50 states, so you can find coverage no matter where you live. Here’s how to get a quote.[3]
1. Enter your name and address
Your free auto insurance quote starts with visiting Nsure.com and filling in your name and address. It uses this to pull information about you from different database sources.

You can also enter your vehicle information manually if Nsure can’t find it from your name and address. Nsure asks for your VIN. If you don’t have that handy, you can enter your car’s year, make, and model.

3. Add drivers to the policy
Next, you’ll list everyone in your household who’s old enough to have a driver’s license. You’ll add spouses, partners, children, and other family members who live with you. If you have a roommate, you’ll add them in this step. You’ll need their name, birth date, gender, relationship, and marital status. You can also enter their driver’s license number if you have it.
4. Qualify for discounts
Many insurers offer discounts, and Nsure checks your discount eligibility based on different factors. It asks about homeownership (up to 40% savings), current insurance coverage (up to 40% savings), driving history (up to 50% savings), credit score (up to 40% savings), education and occupation (up to 20% savings), driving habits (up to 30% savings), and telematics usage (up to 30% savings).
You also have the option to select “early bird” (up to 10% savings), but the form doesn’t explain what it means. If you’re unfamiliar with the term, being an “early bird” means shopping and planning to buy a policy before your current coverage expires.[3]
5. Create an Nsure account
Before seeing your quotes, you’ll need to create an Nsure account. The form asks for your name, email address, country, and phone number. The site sends a one-time access code to verify your account, so make sure to enter a phone number that can receive text messages.

6. View your quotes
Despite its promise to return nine insurance quotes (or 25, depending on where you look on the website), Nsure only returned three car insurance quotes — from Progressive, Safeco, and Mercury. You can choose your coverage options to view different protection levels.[3] Nsure has three different insurance plans:
| Basic | Best Value | Expanded |
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Bodily injury liability | $50,000/$100,000 | $100,000/$300,000 | $250,000/$500,000 |
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Property damage liability | $25,000 | $50,000 | $100,000 |
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Uninsured motorist | $50,000/$100,000 | $100,000/$300,000 | $250,000/$500,000 |
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Medical payments | No coverage | $1,000 | $5,000 |
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Comprehensive | $1,000 deductible | $1,000 deductible | $500 |
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Collision | $1,000 deductible | $1,000 deductible | $500 |
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Rental | No coverage | $30/day | $50/day |
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Roadside assistance | No coverage | Coverage | Coverage |
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Loan/lease payoff | No coverage | No coverage | No coverage |
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7. Finalize your policy details
The next step is to select a coverage level and company you feel comfortable with and then click the “Continue with this quote” button.
Nsure will ask you to fill in additional information about the drivers on your policy, including driver’s license number and state, the age they first got their license, education, and occupation. From there, you’ll complete your purchase and select your coverage start date.
