Gabi Car Insurance Review: Consumer Reviews, Quotes (2024)

Gabi is quick and easy to use, but it often produces limited results and its quotes aren’t always accurate.

Taylor Milam-Samuel
Taylor Milam-Samuel
  • 8+ years writing for major outlets, including MarketWatch and Business Insider

  • Master’s in Education

Taylor Mlam-Samuel is a personal finance writer and credentialed educator. When she’s not helping readers better save and spend money, she can be found teaching.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated May 23, 2024

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*Quotes generated for Insurify users within the last 10 days. Last updated on May 23, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from May 23, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Gabi is an online insurance broker with licenses in every state.[1] It’s an all-in-one insurance-shopping tool that allows customers to compare, buy, and manage policies on the site. Gabi simplifies the comparison process by automatically gathering quotes from dozens of insurance companies, allowing you to find the best insurance for your needs.

Even though it’s easy to compare auto insurance quotes on Gabi, the site may not produce helpful quotes. Plus, prices might change as you finalize the purchase, and you can typically get a more accurate quote directly from an insurer’s site than from Gabi.

Quick Facts
  • Gabi doesn’t sell your personal data to insurance companies or other sites.

  • The Insurance Information Institute recommends comparing policies from at least three auto insurance companies before buying.[2]

  • Gabi provides quotes from more than 40 insurance companies.

Gabi at a glance

Gabi, recently acquired by Experian, has been helping consumers compare auto insurance quotes for nearly eight years.[3] It’s a popular pick with busy customers who want to manage all their insurance policies in one place. The service is easy to use. You just need to input your personal information, including current policy details, to view quotes within a few minutes.

Since Gabi is an insurance broker, the company can help you compare and buy policies in one place. It’s the digitized version of in-person brokers who work at insurance agencies. But Gabi isn’t the right fit for everyone. Gabi provides a limited number of quotes for some users, and the price can change after you’ve finalized your application.

Pros
  • Extensive database of insurance companies: Gabi provides quotes from more than 40 insurers, including large companies like Travelers. The quotes you receive are from a wide range of insurance companies, making it easier to get a good deal.

  • Allows you to compare your current coverage: You can upload your current insurance policy form and compare the coverage to incoming quotes. It’s a simple way to ensure you get a better deal than your current insurance company.

  • No fees: Gabi earns commission from the insurance companies for referring customers. You never have to pay any fees or extra charges.

Cons
  • Quotes can change: Your preliminary information determines your initial quote. Once you complete the application, your final quote can change. Some customers report that it’s a frustrating part of the site.

  • Mixed customer reviews: There aren’t many customer reviews available online. The existing reviews are mixed — some customers enjoy using Gabi, while others encounter issues that eventually become dealbreakers.

  • Limited number of quotes: You might only receive one or two quotes from Gabi, making it impossible to compare options. If that happens, it defeats the purpose of a comparison website since you can’t find the best rates.

How does Gabi work?

Gabi allows you to compare car insurance quotes from multiple companies at once. The information you share about yourself, your vehicle, and your current policy determines the quotes. The more you share, the more accurate your quotes will be.

Signing up takes a few minutes. You need to input your personal contact information, home address, and occupation. Gabi also asks for information about your vehicle and driving record. The entire process takes about two minutes. After that, you can view the results.

Once the quotes load, you can view your options. In some cases, like this one, Gabi only provides one insurance quote.

If you receive multiple quotes, you can view the insurance coverage details and click for additional information about each policy. Customers with one quote can learn more about their single option.

Gabi provides preliminary information about the insurance company, cost, coverage details, and payment plans. A disclaimer at the bottom states that the insurance company might need to pull your credit report and review your claims history, which can affect the insurance cost. In other words, the quote might change.

Once you’re ready to move forward, you can confirm the quote on the next page. You must enter information about all drivers and vehicles you plan to include on the policy, as well as questions about the payment schedule, policy start date, and more. If you need help, you can call an insurance agent at 1 (323) 375-1121.

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Gabi reviews: What real customers are saying

It’s important to consider how current and former customers feel about using Gabi.

The company has an A+ from the Better Business Bureau (BBB), though the BBB didn’t provide the company with an accreditation. It has 1.4 out of 5 stars on the BBB site based on 10 customer reviews.

On Trustpilot, Gabi has 3.5 out of 5 stars, but there aren’t any reviews. Yelp is the best place online to find Gabi customer reviews. Users have left nearly 100 reviews, and the company has a rating of 3.2 out of 5 stars.

Based on the reviews, customers are generally happy with Gabi. Reviewers mention that they were able to reduce their car insurance premiums by hundreds of dollars, and many reviews mention the exact amount of money they saved each year.

Reviews with negative experiences cite challenges in filing a claim or contacting the insurance company after an accident. They also note limited communication between Gabi and the insurance companies, making it difficult to get necessary repairs.

Other frustrated reviewers have found the coverage they ended up with differs from their expectations. Customer complaints state that it’s hard to make changes once the policy is active.

Even though the number of negative reviews outweighs the positive reviews, a customer service agent from Gabi responds to each review thoroughly and attempts to resolve the issue.

Gabi vs. Insurify

Insurify and Gabi are insurance brokers that allow customers to review quotes online. Though the companies offer the same services, notable differences exist. Gabi partners with more than 40 insurers, while Insurify partners with more than 100. Both companies work with big-name insurers.

Gabi allows you to upload a PDF of your current insurance policy to compare quotes and find a lower rate. With Insurify, you need to manually input the details of your current policy. The most significant difference is that Insurify searches for additional policy discounts, while Gabi doesn’t.

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Is Gabi a spammy site?

Gabi doesn’t sell personal data to other companies or insurance partners. You must input your email address, physical address, and phone number when you sign up to get quotes. You’ll receive a text when you can review your quotes, but the company won’t spam you with calls, texts, or emails.

The website is easy to use and doesn’t have ads or pop-ups. Comparing quotes is straightforward and only takes a few minutes. Experian, one of the largest fintech companies and credit-reporting agencies, acquired Gabi in 2021.

Gabi FAQs

Finding the right car insurance for you is a big decision. Here’s more information to help you decide if Gabi can help you secure the best coverage.

  • Is Gabi easy to use?

    Yes, Gabi is easy to use. The website is simple, and the sign-up process is straightforward. You just click the “Get Started” button and enter your information. You don’t have to navigate through too many tabs or pop-ups. Signing up for car insurance is also simple, but it typically takes a few days to finalize the process. Customer support is available throughout that time.

  • Is Gabi free?

    Yes. Gabi is free, and customers can use the service at no cost. Gabi earns a commission from insurance companies for customer referrals. The referral amount is the same for each company, so Gabi doesn’t have any incentives to promote one company over another.

  • Is Gabi car insurance legit?

    Yes. Gabi Personal Insurance Agency is a legitimate company founded in San Francisco in 2016. It partners with well-known insurance companies, like Travelers, Farmers, and Liberty Mutual, to provide multiple car insurance rates. Experian, one of the largest credit-reporting companies, owns Gabi.

Sources

  1. Gabi. "Get a better insurance for less."
  2. Insurance Information Institute. "How to find the right auto insurance."
  3. Gabi. "Our Story."
Taylor Milam-Samuel
Taylor Milam-Samuel

Taylor Milam-Samuel is a writer and credentialed educator who is fascinated by how people earn, save, and spend their money. When she's not researching financial terms and conditions, she can be found in the classroom teaching.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

Featured in

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