7+ years writing insurance and personal finance content
Certified financial education instructor (CFEI)
Choncé was a licensed life insurance agent before becoming a freelance personal finance writer. She’s passionate about helping people learn to protect themselves with insurance.
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Salt Lake City drivers pay an average of $116 per month for liability car insurance. Despite having the largest population in Utah — more than 200,000 people — Salt Lake City’s average insurance costs aren’t much higher than the Utah state average. For comparison, the average cost of liability insurance is $105 per month in Utah and $105 in the U.S.
Salt Lake City drivers may pay marginally more expensive rates in Utah because of higher rates of motor vehicle theft. Your insurance rates will depend on your driver profile, so it’s worth taking the time to compare car insurance quotes from multiple companies before buying a policy.
Quick Facts
USAA, Safeco, and Sun Coast have the cheapest liability insurance in Salt Lake City.
The average cost of full-coverage insurance is $214 per month in the U.S., $196 in Utah, and $203 in Salt Lake City.
Due to the elevation of some cities in Utah, the state has stricter blood alcohol content (BAC) restrictions.
3 of the cheapest car insurance companies in Salt Lake City
Choosing the best car insurance company in Salt Lake City depends on your unique situation, budget, and coverage needs. When assessing your options, it’s important to consider factors like your age, driving history, and each insurer’s reputation for providing coverage, customer service, and effective claims handling.
Here’s a look at three of the best insurance options for Salt Lake City drivers looking for cheap rates. The quotes provided below reflect average statewide costs in Utah.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
USAA
9.4
$96
$65
Cheap rates
American Family
9.1
$162
$110
Drivers with an accident
State Farm
9.3
$127
$87
Teen drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$69/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$102/mo
In business for 100 years, USAA exclusively serves members of the military and their immediate families. Auto insurance customers have access to several discounts, including for bundling car insurance with homeowners or renters insurance, insuring multiple vehicles, living on a military base, and more. The company also had the highest or second-highest rating of all insurers in every region in J.D. Power’s 2023 U.S. Auto Insurance Study.
Pros
High customer satisfaction ratings
Savings of up to 30% possible via SafePilot program
Cons
Only available to active-duty military, veterans, military spouses, or children of service members or veterans
A few years ago, a minor male bicyclist collided with my car, which my wife was driving at the time. She was leaving a large intersection with a green light when the bicyclist, who was riding in a pedestrian lane, appeared from behind a stopped box truck that obscured his approach. The local police department in Belmont, MA, was called and the Traffic Control Officer wrote up the accident report, clearing my wife of any responsibility. I forwarded this report to USAA. However, when I applied for increased motor vehicle insurance coverage about a year later, I was denied. USAA cited the accident with the bicyclist as a chargeable accident against my wife, despite the police report, and they had never informed us about this. I was never able to resolve this issue. Another incident occurred on December 14, 2023. I wired $60,000 to USAA for a 7-month CD and received a receipt acknowledgment. However, on the same day, the deposit was withdrawn without any direct notice to me, except for a normal monthly bank statement reflecting the withdrawal without any explanation in mid-January. It took about 9 days for USAA to resolve the issue and return the $60,000. This was a very stressful 9 days for me, and I never received an apology or explanation. Trying to reach someone with authority through numerous phone calls was literally impossible. It took a two-page business letter with 7 enclosures to get the CEO's right-hand woman to take action and return the $60,000 to my credit union. As for insurance rates, we own, register, and insure two cars that are driven about 10 miles per week on average, sometimes 100 miles on a Saturday to visit our daughter. However, it seems that we do not receive any discount for this.
…
Best insurer for drivers with an accident: American Family
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$117/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$172/mo
American Family Insurance has an excellent rating from AM Best for both financial strength and credit. American Family stands out for its high rate of customer satisfaction, with largely positive online consumer reviews and a well below-average number of complaints on the National Association of Insurance Commissioners (NAIC) Consumer Complaint Index. This insurer also offers accident forgiveness and lower rates for Salt Lake City drivers overall.
Outstanding customer service, but the rates are high.
Kathy - July 22, 2024
Verified
My American Family Experience
It's been wonderful. However, the premiums have become too high. I would have stayed if not for this. I had been with them for over 20 years.
Shannon - July 15, 2024
Verified
Needs Better Office Management
The agent I was assigned to, after my previous agent left, lacked professionalism and bedside manners. However, the corporate office was great to work with.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$92/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$135/mo
Available in all 50 states, State Farm car insurance policies offer multiple ways to save, from customizing coverage types to a robust list of discounts. The company has far fewer complaints than expected for the industry, according to the NAIC Consumer Complaints Index. State Farm also offers several discounts to students and young drivers who practice safe driving habits.
Pros
Variety of available coverage options, including emergency roadside assistance and rental car coverage
The initial representative lied to me about the price of the policy. I'm paying $30 more a month than was quoted.
Matthew - July 25, 2024
Verified
Abandoned by State Farm
It was a negative experience. After 15 years with the company, I was dismissed due to two car accidents on my record, both of which had been previously reported as not my fault. They refused to communicate with me afterwards. I would advise others to consider this before choosing State Farm.
Janet - July 25, 2024
Verified
Too High
I have had State Farm for 5 years and have been very happy until this last renewal. My full coverage insurance jumped up by $400. This is why I keep looking for cheaper insurance.
…
How to get the cheapest car insurance in Salt Lake City
Getting the cheapest car insurance in Salt Lake City will depend on factors like your age, ZIP code, driving history, and type of coverage. Here are a few hands-on ways to lower your car insurance costs:
Keep a clean driving record. If you have a history of accidents, traffic violations, or DUIs, your insurance premiums will be higher, so it’s essential to be a safe and responsible driver. To keep a clean driving record, follow traffic rules, avoid distractions while driving, and maintain a safe distance from other vehicles on the road.
Check insurance costs when buying a car. Insurance costs vary depending on the car’s model, year, safety features, and other factors. For instance, sports cars are generally more expensive to insure than family sedans. Research and compare insurance quotes for similar models before buying a car.
Ask about discounts. Most car insurance companies offer several discounts you can take advantage of — ask your insurer or insurance agent which you qualify for.
Shop around. Shopping around to compare insurance quotes is one of the simplest ways of getting the cheapest car insurance rates. Different insurers may offer different rates, discounts, and coverage options, so it’s important to get quotes from multiple insurers and compare them before making a decision. You can get help from an agent or consider using online tools to help you compare insurance options.
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Cheapest liability-only car insurance in Salt Lake City: USAA
Liability-only car insurance offers basic coverage for the other person’s vehicle and their medical expenses after an accident. Due to this limited coverage, liability insurance tends to be cheaper. It won’t pay for any of your own medical bills or car damages.
Liability insurance may be a good fit if you drive an older car that’s paid off and can afford to pay for your own vehicle repairs out of pocket. Or, if you’re just looking to start with basic insurance coverage and lock in a low price, this option may be worth considering.
Salt Lake City residents pay an average monthly rate of $116 for liability-only car insurance. Here are some of the cheapest liability-only car insurance rates in Salt Lake City.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
USAA
$69
Safeco
$81
Sun Coast
$83
Auto-Owners
$84
Midvale Home & Auto
$85
State Farm
$92
National General
$94
Progressive
$98
Dairyland
$99
GEICO
$99
Root
$105
Liberty Mutual
$107
American Family
$117
GAINSCO
$122
Allstate
$125
Nationwide
$138
The General
$142
Farmers
$162
Bristol West
$166
State Auto
$214
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Salt Lake City: USAA
Full-coverage car insurance includes liability, collision, and comprehensive coverage. It pays for damages to your vehicle or your medical expenses after an accident. A full-coverage policy typically costs more but can also provide the coverage you need to repair your vehicle and get back on the road after an incident.
If you have a car loan or lease, your lender may require you to have full-coverage insurance. Even if you own your car outright, full-coverage may be a good option to save you from spending your money out of pocket.
On average, full coverage costs Salt Lake City drivers $203 per month. Below are some of the cheapest options for full-coverage auto insurance in Salt Lake City.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
USAA
$102
Safeco
$123
Auto-Owners
$124
State Farm
$135
Midvale Home & Auto
$139
Progressive
$144
GEICO
$145
Root
$145
Sun Coast
$151
National General
$166
American Family
$172
Liberty Mutual
$177
Allstate
$186
Nationwide
$202
Dairyland
$224
The General
$231
Farmers
$240
State Auto
$263
GAINSCO
$267
Bristol West
$310
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Utah
Most states require drivers to have minimum or liability coverage. Still, these minimum amounts can vary by state. In Utah, drivers must carry proof of insurance and present it to any law enforcement officer upon request.
Below are the minimum limits you’ll need to carry to get on the road legally in Utah:[1]
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person / $65,000 per accident
Property damage liability
$15,000 per accident
Personal injury protection
$3,000 per person
Depending on your insurance needs and how often you drive, you may want to consider getting optional insurance coverage as well, including:
Collision coverage
Collision coverage pays to repair or replace your vehicle if you damage it in an accident or collision with an object, like a tree or telephone pole.
Comprehensive coverage
Comprehensive coverage pays for damages to your vehicle from non-collision events, like theft, vandalism, and weather.
Medical payments coverage
Medical payments insurance covers medical care and funeral expenses for you and your passengers after a car accident.
Roadside assistance coverage
Roadside assistance covers roadside services, such as towing, fuel delivery, and tire changes.
Gap coverage
Gap insurance covers the difference between your car’s value and the amount you owe on your loan or lease.
Utah insurance programs
The state of Utah works with automobile liability insurance verification company Insure-Rite to partner with the state’s DMV to help keep uninsured drivers off the road. Insure-Rite collects insurance policy information from Utah’s insurance companies and compares it to the database of vehicles registered in the state.
For example: Suppose a registered vehicle is found not to have insurance coverage, and the vehicle owner can’t present proof of insurance. In that case, Insure-Rite notifies the DMV, which revokes the registration for that car. It’s crucial to obtain car insurance for your vehicle and maintain coverage at all times.[1]
Cheapest car insurance for drivers with an incident
Incidents, like at-fault accidents, speeding tickets, and DUIs, can go on your driving record and affect your car insurance rates. Insurers consider drivers with these incidents on their driving record to be riskier than other drivers and charge higher rates to make up for the increased risk.
The average cost of car insurance for Salt Lake City drivers with a past incident on their record is $83 per month for liability coverage and $257 for full-coverage insurance.
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Liability rates for drivers with a past incident start at $83 per month
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Cheapest car insurance for drivers with a speeding ticket: USAA
If you receive a speeding ticket in Utah, it’ll likely add points to your driving record and raise your car insurance rates, depending on the severity of the ticket. But half the points on your driving record will be removed if you drive for one year without being convicted of any additional moving traffic violations.[2]
Salt Lake City drivers with a speeding ticket face an average monthly cost of $162 for liability-only coverage. Here are some of the cheapest car insurance companies for drivers with speeding tickets in the city.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Speeding Ticket
USAA
$69
$89
Safeco
$81
$106
Sun Coast
$83
$116
Auto-Owners
$84
$108
Midvale Home & Auto
$85
$113
State Farm
$92
$117
National General
$94
$121
Progressive
$98
$126
Dairyland
$99
$128
GEICO
$99
$127
Root
$105
$144
Liberty Mutual
$107
$151
American Family
$117
$150
GAINSCO
$122
$172
Allstate
$125
$161
Nationwide
$138
$179
The General
$142
$185
Farmers
$162
$207
Bristol West
$166
$212
State Auto
$214
$298
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: USAA
Having an accident on your record can increase your car insurance rates, as this increases the risk of the insurer having to pay out your claim. In Utah, you can remove 50 points from your driving record once every three years by attending a defensive driving course approved by the court jurisdiction.[2]
In Salt Lake City, drivers with at-fault accidents pay $160 per month for liability auto insurance. Here are some of the lowest monthly liability insurance rates for drivers with an at-fault accident in the city.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Accident
USAA
$69
$91
Safeco
$81
$103
Sun Coast
$83
$115
Auto-Owners
$84
$110
Midvale Home & Auto
$85
$118
State Farm
$92
$120
National General
$94
$124
Progressive
$98
$131
Dairyland
$99
$130
GEICO
$99
$130
Root
$105
$147
Liberty Mutual
$107
$153
American Family
$117
$153
GAINSCO
$122
$154
Allstate
$125
$164
Nationwide
$138
$183
The General
$142
$190
Farmers
$162
$212
Bristol West
$166
$215
State Auto
$214
$309
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: USAA
Utah defines driving under the influence as having a blood alcohol level of 0.05% — slightly lower than other states due to the state’s elevation, which can cause people to feel the effect of alcohol more strongly. Having a DUI can cause car insurance rates to increase significantly, and you may even lose your license.[3]
The average monthly cost of liability car insurance for Salt Lake City drivers with a past DUI is $183 per month. Below are some of the lowest liability car insurance rates for drivers with a DUI in the city.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With DUI
USAA
$69
$113
Safeco
$81
$132
Sun Coast
$83
$131
Auto-Owners
$84
$137
Midvale Home & Auto
$85
$139
State Farm
$92
$150
National General
$94
$153
Progressive
$98
$160
Dairyland
$99
$162
GEICO
$99
$162
Root
$105
$171
Liberty Mutual
$107
$175
American Family
$117
$191
GAINSCO
$122
$199
Allstate
$125
$204
Nationwide
$138
$225
The General
$142
$232
Farmers
$162
$265
Bristol West
$166
$271
State Auto
$214
$349
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: USAA
Car insurance rates can sometimes be higher for seniors and young drivers since insurance companies consider these age groups riskier than others. But senior drivers can still get cheap car insurance rates by keeping a clean driving record and utilizing discounts.
Many insurance companies offer discounts for bundling coverage and driving safely. Some insurance companies also offer special discounts for seniors or usage-based coverage, which could be helpful for older drivers who don’t drive too often during the year.[4]
Salt Lake City seniors pay an average of $86 per month for liability coverage and $150 for full-coverage insurance. Senior drivers 70 and older may face slightly increased rates due to aging-related risk factors.
Here are the cheapest average monthly car insurance rates for seniors in the city.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
USAA
$52
$77
Midvale Home & Auto
$61
$101
Sun Coast
$61
$112
Auto-Owners
$62
$92
Safeco
$63
$95
Progressive
$66
$97
State Farm
$68
$99
National General
$69
$122
Dairyland
$75
$169
GEICO
$75
$109
Liberty Mutual
$82
$135
Root
$82
$113
American Family
$86
$127
Allstate
$95
$141
GAINSCO
$96
$209
Nationwide
$97
$143
The General
$110
$178
Farmers
$119
$177
Bristol West
$126
$235
State Auto
$155
$190
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: USAA
Young and teenage drivers also pay more for car insurance because insurers find that drivers younger than 25 tend to have more accidents. If you’re a young driver, you can still try to save on insurance by asking about discounts or completing a driver safety course.
Some insurance companies offer discounts to students who earn good grades or teens who complete a driver safety program. You may also be able to save more by remaining on your parents’ insurance. It’s important to shop around for quotes and inquire about discounts to ensure you’re getting the best price.
On average, teen drivers in Salt Lake City pay $203 per month for liability-only coverage and $356 for full-coverage insurance. Below are the average insurance rates for teens in the city.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
USAA
$113
$168
Auto-Owners
$142
$210
Midvale Home & Auto
$145
$237
Sun Coast
$145
$265
GEICO
$154
$226
State Farm
$154
$227
Root
$158
$219
Dairyland
$163
$369
Safeco
$166
$252
Progressive
$175
$257
National General
$180
$317
Liberty Mutual
$194
$322
American Family
$202
$297
GAINSCO
$214
$468
Allstate
$217
$323
The General
$226
$368
Nationwide
$234
$342
Bristol West
$279
$521
Farmers
$282
$418
State Auto
$376
$462
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Salt Lake City car insurance quotes by credit tier
In Utah, car insurance companies can use your credit-based insurance scoreas a factor when determining your car insurance rates. But after you’ve been insured with a company for at least 60 days, the insurer can’t use your credit information to cancel or refuse to renew your insurance policy.
Nevertheless, it can be helpful to maintain a good credit score to increase the chances of getting an affordable car insurance policy. Drivers with excellent credit typically pay less than drivers with bad credit.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Salt Lake City?
Car insurance costs in Salt Lake City are fairly average when compared to other Utah cities, but it’s a bit above the state average,
The average monthly cost of car insurance in Salt Lake City is $116 for liability and $203 for full coverage, compared to the state average of $105 and $196 for full coverage. Car insurance rates can vary across cities depending on a variety of factors, like population, traffic, and the rate of accidents or vandalism in the area.
Though Salt Lake City has the largest population in the state, the city has a relatively low population density. For example, Salt Lake City has a population density of about 1,800 people per mile, while Midvale’s population density is nearly 6,100 people per mile, according to data from the United States Census Bureau. Drivers in less densely populated areas experience less risk of property damage and auto accidents.
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More cities in Utah
Here’s how average monthly car insurance quotes differ in other Utah cities compared to Salt Lake City.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Salt Lake City car insurance FAQs
Finding the right car insurance can be difficult. Below, you’ll find answers to some commonly asked questions about finding the best auto insurance in Salt Lake City.
How much is car insurance in Salt Lake City?
Salt Lake City drivers pay an average of $203 per month for full-coverage insurance and $116 for liability coverage. Your exact rate will depend on your insurer, age, driving record, credit history, vehicle type, coverage level, and more.
What company has the cheapest car insurance rates in Salt Lake City?
USAA offers the cheapest car insurance rates in Salt Lake City, starting at $69 per month for liability-only coverage. Salt Lake City drivers can also find cheap rates with Safeco and Sun Coast, which have monthly liability rates of $81 and $83, respectively.
What are the best car insurance companies in Salt Lake City?
American Family is the best car insurance company in Salt Lake City, with an Insurify Quality (IQ) Score of 9.1 out of 5 and an AM Best financial strength rating of A (Excellent). Of the insurers Insurify has rate data for, other top Salt Lake City choices include State Farm and USAA.
How much is car insurance per month in Utah?
Car insurance in Utah costs $105 per month for liability-only coverage and $196 per month for full coverage, according to Insurify data.
What is the minimum car insurance in Utah?
All drivers in Utah must carry car insurance. You must have at least $25,000 per person and $65,000 per accident in bodily injury liability coverage, $15,000 per accident in property damage liability insurance, and $3,000 per person in personal injury protection insurance.
Is Utah a no-fault state?
Yes. Utah is a no-fault state for car insurance, meaning your own insurance will cover your costs, no matter who was at fault in an accident.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Choncé Maddox is a Certified Financial Education Instructor (CFEI) and personal finance freelance writer. She graduated from Northern Illinois University with a degree in Journalism and has been covering personal finance topics surrounding saving, debt payoff, credit, and home insurance for seven years. Chonce briefly held a life insurance license in Illinois where she developed a passion for helping people learn how to protect themselves and their property through insurance coverage. Her work has been featured on LendingTree, Business Insider, RateGenius and more.
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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)
)
)