Choncé Maddox

Choncé Maddox

About Choncé's expertise

Choncé Maddox is a Certified Financial Education Instructor (CFEI) and personal finance freelance writer. She graduated from Northern Illinois University with a degree in Journalism and has been covering personal finance topics surrounding saving, debt payoff, credit, and home insurance for seven years. Chonce briefly held a life insurance license in Illinois where she developed a passion for helping people learn how to protect themselves and their property through insurance coverage. Her work has been featured on LendingTree, Business Insider, RateGenius and more.

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Choncé's latest posts

Cheapest Auto Insurance in Clarksville, Tennessee (2026)

Cheapest Auto Insurance in Clarksville, Tennessee

Mile Auto offers the cheapest car insurance in Clarksville, with minimum-coverage policies as low as $38 per month.
Cheapest Car Insurance for Drivers Under 25

Cheapest Car Insurance for Drivers Under 25

Drivers younger than 25 pay an average of $258 per month for full coverage, but rates vary widely by company, age, and discount eligibility. Comparing quotes is the fastest way to find savings.
Best Cheap Auto Insurance in Arlington, Virginia (2026)

Best Cheap Auto Insurance in Arlington, Virginia

Auto-Owners has the cheapest car insurance rates in Arlington, with liability-only policies starting at $53 per month.
Cheapest Auto Insurance in Dothan, Alabama (2026)

Cheapest Auto Insurance in Dothan, Alabama

National General offers the cheapest car insurance in Dothan, with minimum-coverage policies as low as $37 per month.
Cheapest Auto Insurance in Rock Hill, South Carolina (2026)

Cheapest Auto Insurance in Rock Hill, South Carolina

USAA offers the cheapest car insurance in Rock Hill, with minimum-coverage policies as low as $72 per month.
Cheapest Auto Insurance in Richmond, Virginia (2026)

Cheapest Auto Insurance in Richmond, Virginia

The cheapest car insurance company in Richmond is Auto-Owners, with rates as low as $65 per month
Cheap Auto Insurance in Glendale, Arizona (2026)

Cheap Auto Insurance in Glendale, Arizona

Auto-Owners offers the cheapest car insurance in Glendale, with minimum-coverage rates starting at $63 per month.
Cheapest Auto Insurance in Chattanooga, Tennessee (2026)

Cheapest Auto Insurance in Chattanooga, Tennessee

Mile Auto offers the cheapest car insurance in Chattanooga, with minimum-coverage policies as low as $35 per month.
What is Liability Car Insurance?

What is Liability Car Insurance?

Liability car insurance coverage pays for property and bodily damage you cause others in an accident. Most states require drivers to carry at least a minimum amount of coverage.
Cheapest Car Insurance Quotes in Houston (May 2026)

Cheapest Car Insurance Quotes in Houston (May 2026)

State Farm offers the cheapest car insurance in Houston, with liability rates averaging $58 per month. Houston’s hurricane exposure and high road congestion contribute to the city’s higher premiums.
Cheapest Car Insurance Quotes in Salt Lake City (May 2026)

Cheapest Car Insurance Quotes in Salt Lake City (May 2026)

USAA offers the cheapest car insurance coverage in Salt Lake City, at an average of $52 per month for minimum coverage. High levels of traffic congestion in the city make car crashes a bit more dangerous than in the rest of the state.
Cheapest Car Insurance Quotes in Phoenix (May 2026)

Cheapest Car Insurance Quotes in Phoenix (May 2026)

Just Pay-Per-Mile offers the cheapest car insurance in Phoenix, averaging $64 per month. Phoenix has a high rate of auto theft, which increases car insurance prices.
What an HO-3 Insurance Policy Covers

What an HO-3 Insurance Policy Covers

An HO-3 is the most common type of home insurance policy. While it may cost more, HO-3 is widely available and provides more comprehensive coverage than other policies.
What Your Home’s Protection Class Is and How to Find It

What Your Home’s Protection Class Is and How to Find It

Your home’s protection class is a grade that Insurance Services Office, Inc. (ISO) gives to homes based on their proximity to fire protection services in a community.