Cheap Auto Insurance Quotes in Glendale, AZ (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Located a short drive from downtown Phoenix, Glendale is a fairly large city of over 250,000. It spans suburban areas as well as more sparsely populated nature parks and can be difficult to navigate due to the layout of the city. Driving in Arizona can be trying if you’re not familiar with the area, as roundabouts are popular and monsoons can create dangerous conditions in the blink of an eye. Even experienced Glendale motorists should double-check that their auto insurance provides them with adequate coverage for this busy area.

Car Insurance in Glendale, AZ

The average cost of Arizona car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Glendale, AZ to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Glendale, AZ

Here are the cheapest carriers in Glendale for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Glendale, AZ

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Glendale. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Glendale, AZ Driving Facts

Minimum Car Insurance Requirements in AZ

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
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Glendale Car Insurance Rates by Driver Age

Younger drivers in Glendale cost more to insure than motorists even 10 years their senior. Why? Statistics show that lack of experience goes hand in hand with risky driving behaviors and accidents. In order to compensate for these increased risk factors, insurance companies charge young motorists more. At $518 monthly, teen drivers in this town pay more than twice as much to be on the road as those in their 30s. Glendale drivers in their 60s pay the least here, at $216 in average monthly premiums.

Driver's AgeAvg. Monthly Cost
teens$519
20s$336
30s$232
40s$241
50s$248
60s$217
70s$221
80s$323
Driving HistoryAvg. Monthly Cost
No Violation$267
Speeding Ticket$295
At-Fault Accident$351
Failure to Stop for Red Light / Stop Sign$264

Glendale Car Insurance Rates by Driving and Accident History

If money is important to you, it makes no sense to speed or ignore stop signs in Glendale. Not only do drivers written up for these offenses have to pay higher monthly insurance costs (an average of $294 monthly if you have been charged with speeding and $263 if you are written up for failure to stop), but these risky behaviors increase your chances of having an accident. Drivers with an at-fault accident on their record pay an average of $350 per month in insurance premiums—or 32 percent more than drivers whose records are spotless.

Glendale Car Insurance Rates by Credit Tier

Car insurance companies use a lot of driver data to calculate risk and set monthly rates. One data point that not everyone knows they use is credit score. How can your credit score indicate risk? A credit score reflects your ability to manage money. Studies have shown that there’s a relationship between this behavior and claims experience. If you have an excellent credit score in Glendale, you can expect to pay $264 a month in insurance premiums.

Credit TieAvg. Monthly Cost
Excellent$265
Good$300
Average$276
Poor$262

Glendale, AZ DMV Information

There are three offices in the greater Glendale area that can help drivers with a range of services, although they are relatively close to each other, making them more difficult to access by those who live on the outskirts of the city. The Glendale Motor Vehicle Division office is open from 7:30 a.m. to 5 p.m. Monday through Friday, while the Motor Vehicle Office offers even longer weekday hours as well as availability from 9 a.m. to 6 p.m. on Saturdays. An authorized DMV third party, GG&D, is open seven days a week.

Public Transportation in Glendale, AZ

Glendale is a sprawling city and isn’t great to navigate on foot or by bicycle, especially during the hot summer months. Individuals who choose not to drive can travel the city’s grid-like streets through a public bus system or can opt for more private solutions like Uber or Lyft. If you’re traveling a short distance within Glendale itself, the GUS bus system is a free service you can utilize.

Conclusion: How to get the best and cheapest car insurance in Glendale, AZ

Driving in Glendale can be challenging because even though the city streets are organized in a grid fashion, any number of factors could create a traffic delay or cause an accident. Temperatures in the area can reach into the 120℉ range, so it’s important to keep your car in proper working order before you hit the road.

No matter where you live, it’s crucial that you enroll in auto insurance that makes sense for your specific driving patterns and your budget. If you feel as if you’re paying too much for your policy, head over to Insurify today. You can compare prices from multiple insurance companies and enroll in a new policy with ease.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Glendale stacks up for the state of Arizona:

nissan
Nissan Altima
Most Popular Car in
Glendale, AZ
suspended licenses
#2
Cities with Most
Suspended Licenses Rank

FAQs - Glendale, AZ Car Insurance

What should I plan to pay for car insurance in Glendale?

Drivers in this area tend to pay more than others in Arizona due to the number of car accidents in the city, though rates are still far lower than many other major metropolitan areas. Your individual premium will vary based on your driving history and a number of other factors.

If my friend drives my car in Glendale will they be covered?

In the state of Arizona, auto insurance follows the vehicle on the policy rather than the person. While it’s likely that anyone driving your car will be covered under your policy, it’s best to double-check with your insurance carrier.

Can I drive in Glendale without car insurance?

The penalties for operating a vehicle without coverage in Glendale are quite steep. You can expect to pay a fine of up to $1,000 and may have your license suspended for a full year. Upon the restoration of your driving privileges, you’ll likely need to file an SR-22 Certificate with your insurance company.