Cheap Auto Insurance Quotes in Glendale, AZ (2021)

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Located a short drive from downtown Phoenix, Glendale is a fairly large city of over 250,000. It spans suburban areas as well as more sparsely populated nature parks and can be difficult to navigate due to the layout of the city. Driving in Arizona can be trying if you’re not familiar with the area, as roundabouts are popular and monsoons can create dangerous conditions in the blink of an eye. Even experienced Glendale motorists should double-check that their auto insurance provides them with adequate coverage for this busy area.

Car Insurance in Glendale, AZ

The average cost of Arizona car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Glendale, AZ to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$96
$150
$160
$234
$237
State FarmAllstateTravelersThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Glendale, AZ

Here are the cheapest carriers in Glendale for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Glendale, AZ

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Glendale. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$165
$196
$148
$163
$142
$175
ArizonaPhoenixTucsonMesaChandlerGlendale
Monthly $

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Glendale, AZ Driving Facts

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Minimum Car Insurance Requirements in AZ

Arizona does not mandate that its drivers purchase insurance. However, if you choose not to, you do have to be ready to put up a bond totaling $40,000 to prove you can pay for damages that might result from a traffic accident.

Arizona's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Glendale Car Insurance Rates by Driver Age

Younger drivers in Glendale cost more to insure than motorists even 10 years their senior. Why? Statistics show that lack of experience goes hand in hand with risky driving behaviors and accidents. In order to compensate for these increased risk factors, insurance companies charge young motorists more. At $518 monthly, teen drivers in this town pay more than twice as much to be on the road as those in their 30s. Glendale drivers in their 60s pay the least here, at $216 in average monthly premiums.

Driving History
No Violation$267
Speeding Ticket$295
At-Fault Accident$351
Failure to Stop for Red Light / Stop Sign$264

Glendale Car Insurance Rates by Driving and Accident History

If money is important to you, it makes no sense to speed or ignore stop signs in Glendale. Not only do drivers written up for these offenses have to pay higher monthly insurance costs (an average of $294 monthly if you have been charged with speeding and $263 if you are written up for failure to stop), but these risky behaviors increase your chances of having an accident. Drivers with an at-fault accident on their record pay an average of $350 per month in insurance premiums—or 32 percent more than drivers whose records are spotless.

Glendale Car Insurance Rates by Credit Tier

Car insurance companies use a lot of driver data to calculate risk and set monthly rates. One data point that not everyone knows they use is credit score. How can your credit score indicate risk? A credit score reflects your ability to manage money. Studies have shown that there’s a relationship between this behavior and claims experience. If you have an excellent credit score in Glendale, you can expect to pay $264 a month in insurance premiums.

Glendale, AZ DMV Information

There are three offices in the greater Glendale area that can help drivers with a range of services, although they are relatively close to each other, making them more difficult to access by those who live on the outskirts of the city. The Glendale Motor Vehicle Division office is open from 7:30 a.m. to 5 p.m. Monday through Friday, while the Motor Vehicle Office offers even longer weekday hours as well as availability from 9 a.m. to 6 p.m. on Saturdays. An authorized DMV third party, GG&D, is open seven days a week.

Public Transportation in Glendale, AZ

Glendale is a sprawling city and isn’t great to navigate on foot or by bicycle, especially during the hot summer months. Individuals who choose not to drive can travel the city’s grid-like streets through a public bus system or can opt for more private solutions like Uber or Lyft. If you’re traveling a short distance within Glendale itself, the GUS bus system is a free service you can utilize.

Conclusion: How to get the best and cheapest car insurance in Glendale, AZ

Driving in Glendale can be challenging because even though the city streets are organized in a grid fashion, any number of factors could create a traffic delay or cause an accident. Temperatures in the area can reach into the 120℉ range, so it’s important to keep your car in proper working order before you hit the road.

No matter where you live, it’s crucial that you enroll in auto insurance that makes sense for your specific driving patterns and your budget. If you feel as if you’re paying too much for your policy, head over to Insurify today. You can compare prices from multiple insurance companies and enroll in a new policy with ease.

Find local Glendale agents

Ideal Insurance Agency, Inc.
7121 W Bell Rd, Ste 240, Glendale, AZ 85308
Glendale Insurance, LLC
19420 N 59th Ave Ste B245, Glendale, AZ 85308
ERocha Insurance
8751 N 51st Ave, Glendale, AZ 85306-4941
Copper Mountain Insurance Solutions
6751 N Sunset Blvd Ste 320, Glendale, AZ 85305-3155
Burski Insurance Agency LLC
7347 N 43Rd Ln, Glendale, AZ 85301-2268
Canyon State Insurance Services LLC
22526 N 74th Ln, Glendale, AZ 85310-5671
Westgate Insurance Agency, LLC
5800 W Glenn Dr Ste 140, Glendale, AZ 85301-2483
AABAR Insurance Services, Inc.
6802 N 47th Ave STE 5, Glendale, AZ 85301-3599
Desert Sun Insurance
19801 N 59th Ave Unit 11540, Glendale, AZ 85318-5063
Bivona Insurance Group
20325 N 51st Ave Ste 110, Glendale, AZ 85308-5665

Insurify Insights: How Glendale Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Glendale, AZ
suspended licenses
#7
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Glendale drivers measure up to their fellow Arizona motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Glendale

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Glendale drivers rank 14 in the number of car accidents per driver across all cities in Arizona.

  • Rank within state: #14
  • Percent of drivers in Glendale with an accident: 10.1%
  • Drivers in Glendale, AZ with an accident in their driving history paid on average 37.33% more than drivers with a clean record

Speeding Glendale

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arizona, Glendale drivers rank 27 in the number of speeding infractions per driver.

  • Rank within state: #27
  • Percent of drivers in Glendale with a speeding ticket: 7.46%
  • Drivers in Glendale, AZ with a speeding ticket in their driving history paid on average 23.56% more than drivers with a clean record

DUI/DWIs Glendale

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Glendale drivers rank 15 in the number of DUI’s per driver across all cities in Arizona.

  • Rank within state: #15
  • Percent of drivers in Glendale with a DUI: 2.18%
  • Drivers in Glendale, AZ with a DUI in their driving history paid on average 1.78% more than drivers with a clean record

Most Popular Vehicle Glendale

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Glendale is the Nissan Altima.

Rude Glendale

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arizona, Glendale drivers rank 11 in rude driving infractions.

  • Rank within state: #11
  • Percent of drivers in Glendale with a reckless driving violation: 2.18%
  • Drivers in Glendale, AZ with a reckless driving violation in their driving history paid on average 24.44% more than drivers with a clean record.

Safest Drivers Glendale

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Glendale drivers rank 11 in clean driving records across all cities in Arizona.

  • Rank within state: #11
  • Percent of drivers in Glendale with clean record: 82.53%

Failure to Yield the Right of Way Glendale

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Glendale drivers rank 9 in failure to yield violations per driver across all cities in Arizona.

  • Rank within state: #9
  • Percent of drivers in Glendale with a failure to yield violation: 0.55%
  • Drivers in Glendale, AZ with a failure to yield violation in their driving history paid on average 1300% more than drivers with a clean record

Reckless Drivers Glendale

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arizona, Glendale drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Glendale with a reckless driving offense: 0.15%

Hybrid/Electric Vehicle Ownership Glendale

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Glendale drivers rank 30 in hybrid and electric vehicle ownership across all cities in Arizona.

  • Rank within state: #30
  • Percent of drivers in Glendale with a hybrid/electric vehicle: 0.8%

FAQs - Glendale, AZ Car Insurance

What should I plan to pay for car insurance in Glendale?

Drivers in this area tend to pay more than others in Arizona due to the number of car accidents in the city, though rates are still far lower than many other major metropolitan areas. Your individual premium will vary based on your driving history and a number of other factors.

If my friend drives my car in Glendale will they be covered?

In the state of Arizona, auto insurance follows the vehicle on the policy rather than the person. While it’s likely that anyone driving your car will be covered under your policy, it’s best to double-check with your insurance carrier.

Can I drive in Glendale without car insurance?

The penalties for operating a vehicle without coverage in Glendale are quite steep. You can expect to pay a fine of up to $1,000 and may have your license suspended for a full year. Upon the restoration of your driving privileges, you’ll likely need to file an SR-22 Certificate with your insurance company.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.