Cheapest Auto Insurance in Yuma, Arizona (2024)

Auto-Owners has the cheapest car insurance in Yuma, with rates of $36 per month.

Geoff Williams
Written byGeoff Williams
Geoff Williams
Geoff Williams
  • 27+ years writing about personal finance

  • Bylines in numerous notable publications

Geoff is a freelance personal finance journalist and author. He’s been published in top outlets such as The Wall Street Journal and CNN Money.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Updated February 14, 2024 at 7:24 AM PST

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The average monthly cost of insurance in Yuma is $114, based on Insurify’s internal proprietary data. That’s less than the average cost of car insurance in Arizona of $144 per month. 

Yuma’s cheaper-than-average rates are probably due to the low population of fewer than 100,000, which could mean fewer car accidents and car thefts.[1] Yuma’s warm, sunny weather also means it doesn’t snow or rain often — if at all — reducing the chance of icy and wet road conditions.[2]

Here’s how to compare car insurance quotes and get cheap auto coverage in Yuma.

Quick Facts
  • The average monthly cost of car insurance in Yuma is $79 for liability only and $149 for full coverage.

  • Auto-Owners is the cheapest car insurance company for full coverage, with a monthly rate of $55.

  • Car insurance companies in Arizona can use your credit history when determining your premiums.[3]

3 of the cheapest car insurance companies in Yuma

You have many opportunities to find good car insurance companies in Yuma, but the one that’s best for you will depend on your needs and financial situation. You may care about finding the cheapest coverage, the best customer service, or high-risk car insurance.

Here are three options to start your search for the best car insurance in Yuma.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
Auto-Owners4.0$73$46Families
Mile Auto3.5$75$49Low-mileage drivers
State Farm4.5$90$57Specialty coverage
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.

    Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best insurer for families: Auto-Owners

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$36/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$55/mo

Auto-Owners has high financial stability rankings and excellent customer reviews. It offers various coverage options for customizing policies and several discounts. Auto-Owners also offers a teen monitoring discount for parents to help their teen drivers develop safe driving habits. Parents can save more with good student and student away at school discounts.

Pros
  • A++ (Superior) AM Best financial strength rating

  • Offers plenty of discounts for potential savings

Cons
  • Below-average J.D. Power customer satisfaction rating in the Southwest region

  • Doesn’t provide online quotes

I was pleased with the agent and for years the price, but now they have gotten too expensive for a person on a fixed income.

Mary - August 13, 2023
Verified

I was dropped because of two minor at-fault accidents in two plus years.

Zachary - January 8, 2023
Verified

You can work directly with an agent.

Guy - May 17, 2022
Verified
Read our Auto-Owners review

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$37/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$55/mo

Mile Auto targets low-mileage drivers with its pay-per-mile car insurance program. It’s best for people who work from home or seniors in retirement who don’t drive often, as you pay for each mile you drive plus a monthly base rate. One of the main downsides is that Mile Auto doesn’t have a mobile app for customers to manage their policies on their phones.

Pros
  • Low average car insurance rates in Yuma

  • Doesn’t require an in-car device to track mileage

Cons
  • No mobile app for policy management 

  • Limited customizable coverage options

Best insurer for specialty coverage: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$45/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$68/mo

State Farm offers standard coverages to Yuma drivers — including rental car reimbursement and rideshare coverage — but it also has specialty coverages for people with more needs. You can insure your electric vehicle, classic car, commercial fleets, and sports car with State Farm.

Pros
  • No. 1 J.D. Power customer satisfaction rating in the Southwest region

  • A++ (Superior) AM Best financial strength rating

Cons
  • Doesn’t offer gap insurance

  • Can’t get a quote online

I am happy with their coverage. I just bought a new car, and my insurance quadrupled. YIKES.

Stacy - December 4, 2023
Verified

Friendly service.

John - December 4, 2023
Verified

Got insurance established fast.

Robert - December 3, 2023
Verified
Read our State Farm review

How to get the cheapest car insurance in Yuma

What you pay for car insurance depends on various factors, including your age, gender, ZIP code, driving record, vehicle, credit history, and how much coverage you want. Fortunately, you can bring down your car insurance costs to find cheap coverage in Yuma. Here’s how:

  • Compare quotes. If you’re looking for the cheapest car insurance in Yuma, it’s always a good idea to do some comparison shopping and compare rates from at least three insurance companies.

  • Bundle coverage. Many car insurance companies offer discounts if you purchase more than one policy. Consider bundling auto and home or renters insurance to save on both policies.

  • Look for discounts. When shopping for car insurance, check out how many discounts insurance companies offer. The more you’re eligible for, the more money you could save on car insurance.

Find Cheap Car Insurance in Yuma, Arizona

Liability quotes start at $36 per month

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Cheapest liability-only car insurance in Yuma: Auto-Owners

Liability-only car insurance covers other people’s injuries and property damage from a car accident you cause. Remember, if you have liability-only coverage, it doesn’t pay for your own injuries or property damage — only the other parties’.

Liability-only car insurance in Yuma costs an average of $79 per month.

The table below shows the cheapest liability car insurance companies in Yuma.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Auto-Owners36
Mile Auto37
GEICO45
State Farm45
Root48
USAA49
Safeco55
Metromile59
State Auto59
Sun Coast60
Clearcover62
National General65
Midvale Home & Auto72
Allstate73
Mercury75
Progressive77
Travelers77
Direct Auto80
Dairyland84
Hallmark84
COUNTRY Financial86
American Family87
The Hartford89
Farmers90
GAINSCO90
The General95
Liberty Mutual98
Nationwide100
AssuranceAmerica108
Infinity110
Bristol West116
Commonwealth Casualty129
Foremost162
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Yuma: Auto-Owners

Full-coverage car insurance is typically a combination of liability-only, collision, and comprehensive insurance. This added protection pays for your vehicle repairs, even if you caused the accident. Full-coverage insurance can also include medical payments or personal injury protection (PIP) to pay for your injuries, depending on the state.

If you have an expensive car or worry you can’t afford vehicle repairs, full-coverage insurance is a good idea. In Yuma, drivers pay an average of $149 per month for a full-coverage policy.

Here are the cheapest full-coverage car insurance companies in Yuma.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyAverage Monthly Quote
Auto-Owners55
Mile Auto55
State Farm68
GEICO70
Root74
Clearcover77
USAA77
Metromile91
Safeco102
Travelers109
Midvale Home & Auto110
Allstate113
Mercury118
Sun Coast123
Nationwide130
COUNTRY Financial133
American Family134
Progressive135
Direct Auto136
The Hartford137
Farmers138
National General148
Liberty Mutual155
Infinity157
State Auto159
AssuranceAmerica161
Hallmark180
The General190
GAINSCO194
Dairyland198
Bristol West201
Foremost246
Commonwealth Casualty285
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Arizona

Arizona requires drivers to purchase and maintain liability insurance limits of 25/50/15. Here’s what those numbers mean:[4]

CoverageMinimum Requirements
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$15,000 per accident

Depending on your needs, you also may want to consider purchasing additional insurance coverage, including:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision insurance covers the cost to repair or replace your vehicle if you hit a stationary object or another vehicle, even if you’re at fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive insurance pays for vehicle repairs or replacement from non-collision events, such as theft, vandalism, falling objects, severe weather, and more.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage pays for your damages and injuries if someone without insurance — or without enough insurance — causes an accident.

  • illustration card https://a.storyblok.com/f/162273/100x100/31bb162db0/accident-forgiveness.svg

    Accident forgiveness coverage

    If you cause an accident, accident forgiveness prevents your rates from increasing at renewal. It usually applies only to your first accident in a certain period.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Roadside assistance helps pay for the cost of towing and labor if your car breaks down.

How Much Car Insurance Do You Need? (2024)

How Much Car Insurance Do You Need? (2024)

Cheapest car insurance for drivers with an incident

If you have an incident on your driving record, such as a speeding ticket, at-fault accident, or driving under the influence (DUI) conviction, your car insurance rates will likely increase.

Your driving record tells insurers how likely you are to file a claim; the more incidents on your record, the higher your risk. Insurance companies generally increase rates to offset your risk.

Here’s how your driving record affects car insurance rates in Yuma.

Shop for Car Insurance in Yuma, AZ

Monthly rates start at $46 for drivers with an incident

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Cheapest car insurance for drivers with a speeding ticket: Auto-Owners

Speeding tickets usually cause your car insurance premiums to increase because of the risk it poses. For instance, speed was a factor in 29% of crash fatalities in 2021.[5]

The average cost of liability car insurance for drivers with a speeding ticket in Yuma is $114 per month. Here are other cheap insurance companies after a speeding ticket for you to compare.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyClean Driving RecordWith Speeding Ticket
Auto-Owners3648
Mile Auto3757
GEICO4558
State Farm4558
Root4871
USAA4964
Safeco5577
Metromile5986
State Auto5985
Clearcover6284
National General6585
Midvale Home & Auto7299
Allstate7395
Mercury75111
Progressive77103
Travelers77102
Direct Auto80109
Dairyland84112
Hallmark84112
COUNTRY Financial86114
American Family87114
The Hartford89136
Farmers90117
GAINSCO90114
The General95127
Liberty Mutual98137
Nationwide100131
AssuranceAmerica108152
Infinity110151
Bristol West116153
Commonwealth Casualty129163
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: Auto-Owners

Yuma County reported a little more than 2,600 car crashes in 2022, the most recent year with data available.[6] Car accidents can result in injury and death, which is why insurance companies increase rates for drivers who cause crashes. How much your car insurance increases after an accident in Yuma depends on the severity and claim payout amount.

Yuma drivers pay an average of $118 per month when they have an at-fault accident on their record. Here’s how car insurance companies’ rates change after an accident.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyClean Driving RecordWith Accident
Auto-Owners3649
Mile Auto3761
GEICO4561
State Farm4561
Root4874
USAA4967
Safeco5582
Metromile5990
State Auto5989
Clearcover62102
National General6589
Midvale Home & Auto72106
Allstate7399
Mercury75116
Progressive77110
Travelers77106
Direct Auto80114
Dairyland84116
Hallmark84110
COUNTRY Financial86121
American Family87119
The Hartford89142
Farmers90122
GAINSCO90120
The General95133
Liberty Mutual98143
Nationwide100137
AssuranceAmerica108156
Infinity110147
Bristol West116157
Commonwealth Casualty129176
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: Auto-Owners

Driving under the influence is a very serious violation that will almost certainly increase your premiums, even if you didn’t cause an accident. In 2022, Yuma Country reported 150 alcohol-related crashes, resulting in two deaths.[6] Arizona may revoke your license after a DUI conviction and require you to file an SR-22 form to reinstate it, which can also increase your premiums.

Drivers in Yuma pay an average of $133 per month for liability coverage after a DUI. Here are other cheap insurance options to consider.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyClean Driving RecordWith DUI
Auto-Owners3658
Mile Auto3760
GEICO4573
State Farm4573
Root4873
USAA4979
Safeco5589
Metromile5989
State Auto5996
Clearcover62100
National General65105
Midvale Home & Auto72117
Allstate73118
Mercury75123
Progressive77125
Travelers77125
Direct Auto80117
Dairyland84136
Hallmark84136
COUNTRY Financial86139
American Family87141
The Hartford89140
Farmers90146
GAINSCO90146
The General95154
Liberty Mutual98159
Nationwide100162
AssuranceAmerica108175
Infinity110178
Bristol West116188
Commonwealth Casualty129188
Foremost162262
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: Auto-Owners

Your age is an important factor insurance companies consider when determining your premiums. While rates generally decrease as you get older, they can increase slightly around age 70 due to age-related issues that can affect driving ability.[7] Despite this increase, car insurance for seniors is still cheap compared to younger age groups.

In Yuma, senior drivers pay an average of $54 per month for liability coverage in Yuma.

Here are the most affordable car insurance companies in the city for older drivers.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyLiability OnlyFull Coverage
Auto-Owners2640
Mile Auto2739
State Farm3248
GEICO3351
USAA3656
Root3757
Safeco4380
Metromile4468
National General50115
Progressive5189
Clearcover5366
Allstate5484
Direct Auto5696
Mercury5689
Travelers5679
The Hartford5889
American Family6397
Dairyland63148
COUNTRY Financial6499
Farmers6599
GAINSCO67144
Nationwide6989
The General73146
Liberty Mutual74116
AssuranceAmerica77115
Infinity77110
Bristol West86148
Commonwealth Casualty93205
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: Auto-Owners

Teenagers and young drivers pay the most for car insurance out of any other age group because they have the least experience and pose the highest risk behind the wheel.[8] But it’s still possible to get cheap car insurance as a teen driver. Look for teen-specific discounts, drive a low-value vehicle with plenty of safety features, and stay on your parents’ insurance for lower rates.

Yuma teens pay an average of $153 per month for liability car insurance. Here are the cheapest car insurance companies in Yuma for teen drivers.

The below rates are estimated rates current as of: Thursday, February 1 at 11:00 AM PST
Insurance CompanyLiability OnlyFull Coverage
Auto-Owners6396
Mile Auto73108
GEICO74115
Root78120
State Farm80121
USAA85133
Safeco103191
Metromile105162
State Auto110297
Clearcover116144
National General128291
COUNTRY Financial129199
Allstate133206
Midvale Home & Auto142217
Dairyland143336
Mercury143225
Progressive144253
Travelers144204
Direct Auto151257
American Family155238
The General159318
Farmers163251
Hallmark167358
GAINSCO170366
Liberty Mutual175277
Nationwide178231
The Hartford180278
Bristol West201349
AssuranceAmerica211315
Infinity212303
Commonwealth Casualty237524
Foremost303460
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Yuma

Quotes start at $36 per month for liability coverage

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Yuma car insurance quotes by credit tier

Arizona allows car insurance companies to use your credit history as a factor when determining your car insurance premiums.[3] Insurance companies believe that drivers with poor credit are more likely to file a claim, so they charge them more expensive premiums. Inversely, drivers with good credit pay cheaper average rates.

Here’s how credit history can affect car insurance rates in Yuma.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Yuma?

On average, drivers in Yuma, Arizona, pay cheaper rates than drivers in other Arizona cities. For example, drivers in Phoenix pay an average of $119 per month for liability coverage and $236 per month for full coverage. One of the only Arizona cities where drivers pay cheaper average rates than Yuma is Lake Havasu City, which has even fewer residents than Yuma.

Yuma’s relatively small population and generally sunny climate help keep rates lower than in other cities.

More cities in Arizona

Here’s the average monthly cost of car insurance in other Arizona cities.

CityAverage Quote: Liability OnlyAverage Quote: Full Coverage
Casa Grande$85$179
Flagstaff$72$144
Glendale$125$238
Lake Havasu City$62$124
Mesa$101$198
Phoenix$119$236
Scottsdale$99$197
Tempe$108$212
Tucson$90$180
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Yuma car insurance FAQs

Learn about same-day car insurance, and check out the answers to common questions about auto coverage in Yuma below.

  • How much is car insurance in Yuma?

    The average cost of car insurance in Yuma is $79 per month for liability only and $149 per month for full coverage.

  • Who has the cheapest car insurance in Yuma?

    Auto-Owners, Mile Auto, and GEICO are the cheapest car insurance companies in Yuma, with liability rates of $36, $37, and $45 per month, respectively.

    But the cheapest company for someone else may not be the cheapest for you. It’s important to compare rates from multiple companies to find the one that offers you the best deal. You can also use a quote-comparison website to help you look at multiple rates in one place.

  • What are the best car insurance companies in Yuma?

    Some of the best car insurance companies in Yuma include Auto-Owners, Mile Auto, and State Farm. These insurers offer relatively cheap average rates, advertise plenty of coverage options, and have high Insurify Quality (IQ) Scores.

  • What are the minimum car insurance requirements in Arizona?

    Arizona requires 25/50/15 liability limits, which translates to $25,000 per person and $50,000 per accident for bodily injury liability and $15,000 per accident for property damage liability.[4]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. U.S. Census Bureau. "QuickFacts: Yuma city, Arizona." Accessed January 25, 2024
  2. Visit Arizona. "Weather." Accessed January 25, 2024
  3. Arizona Department of Insurance. "How Insurance Companies Use Credit Information." Accessed January 25, 2024
  4. Arizona Department of Transportation. "Vehicle Insurance Information." Accessed January 26, 2024
  5. Insurance Institute for Highway Safety. "Speed." Accessed January 26, 2024
  6. Arizona Department of Transportation. "2022 Motor Vehicle Crash Facts for the State of Arizona." Accessed January 26, 2024
  7. III. "Senior driving safety and insurance tips." Accessed January 26, 2024
  8. Centers for Disease Control. "Teen Drivers and Passengers: Get the Facts." Accessed January 26, 2024
Geoff Williams
Geoff Williams

Geoff Williams is a freelance journalist who has written personal finance articles for most of his career and for numerous publications, including U.S. News & World Report, The Wall Street Journal, Bankrate, CNNMoney.com and Forbes.com. He is also the author of several books, including “C.C. Pyle’s Amazing Foot Race” and “Washed Away,” and writes a classic TV blog called “The TV Professor.”

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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