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Cheapest recent rates near Yuma, Arizona
Recent Yuma, Arizona car insurance prices for Alfa Romeo , and more.
*Quotes generated for Insurify users in and around Yuma, Arizona within the last 10 days. Last updated on July 25, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Yuma, Arizona within the last 10 days. Last updated on July 25, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
The average monthly cost of insurance in Yuma is $114, based on Insurify’s internal proprietary data. That’s less than the average cost of car insurance in Arizona of $142 per month.
Yuma’s cheaper-than-average rates are probably due to the low population of fewer than 100,000, which could mean fewer car accidents and car thefts.[1] Yuma’s warm, sunny weather also means it doesn’t snow or rain often — if at all — reducing the chance of icy and wet road conditions.[2]
The average monthly cost of car insurance in Yuma is $78 for liability only and $149 for full coverage.
Auto-Owners is the cheapest car insurance company for full coverage, with a monthly rate of $65.
Car insurance companies in Arizona can use your credit history when determining your premiums.[3]
3 of the cheapest car insurance companies in Yuma
You have many opportunities to find good car insurance companies in Yuma, but the one that’s best for you will depend on your needs and financial situation. You may care about finding the cheapest coverage, the best customer service, or high-risk car insurance.
Here are three options to start your search for the best car insurance in Yuma.
Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
Auto-Owners
8.5
$81
$48
Families
Mile Auto
7.5
$84
$51
Low-mileage drivers
State Farm
9.3
$100
$59
Specialty coverage
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 28,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.5/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$39/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo
Auto-Owners has high financial stability rankings and excellent customer reviews. It offers various coverage options for customizing policies and several discounts. Auto-Owners also offers a teen monitoring discount for parents to help their teen drivers develop safe driving habits. Parents can save more with good student and student away at school discounts.
Pros
A++ (Superior) AM Best financial strength rating
Offers plenty of discounts for potential savings
Cons
Below-average J.D. Power customer satisfaction rating in the Southwest region
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.5/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$41/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$67/mo
Mile Auto targets low-mileage drivers with its pay-per-mile car insurance program. It’s best for people who work from home or seniors in retirement who don’t drive often, as you pay for each mile you drive plus a monthly base rate. One of the main downsides is that Mile Auto doesn’t have a mobile app for customers to manage their policies on their phones.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3/10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$47/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$80/mo
State Farm offers standard coverages to Yuma drivers — including rental car reimbursement and rideshare coverage — but it also has specialty coverages for people with more needs. You can insure your electric vehicle, classic car, commercial fleets, and sports car with State Farm.
Pros
No. 1 J.D. Power customer satisfaction rating in the Southwest region
The initial representative lied to me about the price of the policy. I'm paying $30 more a month than was quoted.
Matthew - July 25, 2024
Verified
Abandoned by State Farm
It was a negative experience. After 15 years with the company, I was dismissed due to two car accidents on my record, both of which had been previously reported as not my fault. They refused to communicate with me afterwards. I would advise others to consider this before choosing State Farm.
Janet - July 25, 2024
Verified
Too High
I have had State Farm for 5 years and have been very happy until this last renewal. My full coverage insurance jumped up by $400. This is why I keep looking for cheaper insurance.
…
How to get the cheapest car insurance in Yuma
What you pay for car insurance depends on various factors, including your age, gender, ZIP code, driving record, vehicle, credit history, and how much coverage you want. Fortunately, you can bring down your car insurance costs to find cheap coverage in Yuma. Here’s how:
Compare quotes. If you’re looking for the cheapest car insurance in Yuma, it’s always a good idea to do some comparison shopping and compare rates from at least three insurance companies.
Bundle coverage. Many car insurance companies offer discounts if you purchase more than one policy. Consider bundling auto and home or renters insurance to save on both policies.
Look for discounts. When shopping for car insurance, check out how many discounts insurance companies offer. The more you’re eligible for, the more money you could save on car insurance.
Find Cheap Car Insurance in Yuma, Arizona
Liability quotes start at $39 per month
Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Cheapest liability-only car insurance in Yuma: Auto-Owners
Liability-only car insurance covers other people’s injuries and property damage from a car accident you cause. Remember, if you have liability-only coverage, it doesn’t pay for your own injuries or property damage — only the other parties’.
Liability-only car insurance in Yuma costs an average of $78 per month.
The table below shows the cheapest liability car insurance companies in Yuma.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
Auto-Owners
$39
Mile Auto
$41
State Farm
$47
GEICO
$49
Root
$51
USAA
$53
Sun Coast
$62
Metromile
$63
National General
$64
Midvale Home & Auto
$70
Safeco
$71
Allstate
$79
Progressive
$80
Direct Auto
$81
Travelers
$82
Mercury
$83
Dairyland
$88
Hallmark
$88
COUNTRY Financial
$92
American Family
$93
Farmers
$96
The Hartford
$96
The General
$97
GAINSCO
$99
Nationwide
$108
Bristol West
$112
Infinity
$112
Liberty Mutual
$116
AssuranceAmerica
$124
Commonwealth Casualty
$136
Foremost
$173
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Yuma: Auto-Owners
Full-coverage car insurance is typically a combination of liability-only, collision, and comprehensive insurance. This added protection pays for your vehicle repairs, even if you caused the accident. Full-coverage insurance can also include medical payments or personal injury protection (PIP) to pay for your injuries, depending on the state.
If you have an expensive car or worry you can’t afford vehicle repairs, full-coverage insurance is a good idea. In Yuma, drivers pay an average of $149 per month for a full-coverage policy.
Here are the cheapest full-coverage car insurance companies in Yuma.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Average Monthly Quote
Auto-Owners
$65
Mile Auto
$67
State Farm
$80
GEICO
$83
Root
$88
USAA
$90
Metromile
$108
Safeco
$111
Midvale Home & Auto
$114
Sun Coast
$129
Allstate
$134
Travelers
$139
Progressive
$141
Mercury
$143
National General
$151
Infinity
$154
State Auto
$155
COUNTRY Financial
$157
American Family
$158
The Hartford
$162
Farmers
$164
Nationwide
$168
Direct Auto
$180
Liberty Mutual
$196
AssuranceAmerica
$200
Hallmark
$205
Dairyland
$210
Bristol West
$215
The General
$216
GAINSCO
$226
Foremost
$298
Commonwealth Casualty
$319
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Yuma, Arizona
Recent Yuma, Arizona car insurance prices for Alfa Romeo , and more.
*Quotes generated for Insurify users in and around Yuma, Arizona within the last 10 days. Last updated on July 25, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Yuma, Arizona within the last 10 days. Last updated on July 25, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Arizona
Arizona requires drivers to purchase and maintain liability insurance limits of 25/50/15. Here’s what those numbers mean:[4]
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person / $50,000 per accident
Property damage liability
$15,000 per accident
Depending on your needs, you also may want to consider purchasing additional insurance coverage, including:
Collision coverage
Collision insurance covers the cost to repair or replace your vehicle if you hit a stationary object or another vehicle, even if you’re at fault.
Comprehensive coverage
Comprehensive insurance pays for vehicle repairs or replacement from non-collision events, such as theft, vandalism, falling objects, severe weather, and more.
If you cause an accident, accident forgiveness prevents your rates from increasing at renewal. It usually applies only to your first accident in a certain period.
Roadside assistance coverage
Roadside assistance helps pay for the cost of towing and labor if your car breaks down.
Your driving record tells insurers how likely you are to file a claim; the more incidents on your record, the higher your risk. Insurance companies generally increase rates to offset your risk.
Here’s how your driving record affects car insurance rates in Yuma.
Shop for Car Insurance in Yuma, AZ
Monthly rates start at $48 for drivers with an incident
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Cheapest car insurance for drivers with a speeding ticket: Auto-Owners
Speeding tickets usually cause your car insurance premiums to increase because of the risk it poses. For instance, speed was a factor in 29% of crash fatalities in 2021.[5]
The average cost of liability car insurance for drivers with a speeding ticket in Yuma is $112 per month. Here are other cheap insurance companies after a speeding ticket for you to compare.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Speeding Ticket
Auto-Owners
$39
$51
Mile Auto
$41
$56
State Farm
$47
$61
GEICO
$49
$64
Root
$51
$71
USAA
$53
$69
Sun Coast
$62
$89
Metromile
$63
$86
National General
$64
$83
Midvale Home & Auto
$70
$94
Safeco
$71
$94
Allstate
$79
$103
Progressive
$80
$104
Direct Auto
$81
$106
Travelers
$82
$108
Mercury
$83
$116
Dairyland
$88
$115
Hallmark
$88
$115
COUNTRY Financial
$92
$123
American Family
$93
$121
Farmers
$96
$124
The Hartford
$96
$137
The General
$97
$128
GAINSCO
$99
$141
Nationwide
$108
$142
Bristol West
$112
$145
Infinity
$112
$152
Liberty Mutual
$116
$166
AssuranceAmerica
$124
$164
Commonwealth Casualty
$136
$194
Foremost
$173
$247
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: Auto-Owners
Yuma County reported a little more than 2,600 car crashes in 2022, the most recent year with data available.[6] Car accidents can result in injury and death, which is why insurance companies increase rates for drivers who cause crashes. How much your car insurance increases after an accident in Yuma depends on the severity and claim payout amount.
Yuma drivers pay an average of $113 per month when they have an at-fault accident on their record. Here’s how car insurance companies’ rates change after an accident.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With Accident
Auto-Owners
$39
$53
Mile Auto
$41
$59
State Farm
$47
$63
GEICO
$49
$66
Root
$51
$73
USAA
$53
$71
Sun Coast
$62
$90
Metromile
$63
$89
National General
$64
$87
Midvale Home & Auto
$70
$100
Safeco
$71
$93
Allstate
$79
$107
Progressive
$80
$110
Direct Auto
$81
$112
Travelers
$82
$111
Mercury
$83
$119
Dairyland
$88
$118
Hallmark
$88
$115
COUNTRY Financial
$92
$129
American Family
$93
$125
Farmers
$96
$129
The Hartford
$96
$142
The General
$97
$133
GAINSCO
$99
$129
Nationwide
$108
$147
Bristol West
$112
$149
Infinity
$112
$149
Liberty Mutual
$116
$170
AssuranceAmerica
$124
$167
Commonwealth Casualty
$136
$180
Foremost
$173
$254
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: Mile Auto
Driving under the influence is a very serious violation that will almost certainly increase your premiums, even if you didn’t cause an accident. In 2022, Yuma Country reported 150 alcohol-related crashes, resulting in two deaths.[6] Arizona may revoke your license after a DUI conviction and require you to file an SR-22 form to reinstate it, which can also increase your premiums.
Drivers in Yuma pay an average of $129 per month for liability coverage after a DUI. Here are other cheap insurance options to consider.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Clean Driving Record
With DUI
Auto-Owners
$39
$65
Mile Auto
$41
$61
State Farm
$47
$78
GEICO
$49
$82
Root
$51
$85
USAA
$53
$88
Sun Coast
$62
$102
Metromile
$63
$105
National General
$64
$107
Midvale Home & Auto
$70
$117
Safeco
$71
$118
Allstate
$79
$132
Progressive
$80
$133
Direct Auto
$81
$135
Travelers
$82
$137
Mercury
$83
$125
Dairyland
$88
$147
Hallmark
$88
$147
COUNTRY Financial
$92
$154
American Family
$93
$155
Farmers
$96
$160
The Hartford
$96
$143
The General
$97
$162
GAINSCO
$99
$165
Nationwide
$108
$180
Bristol West
$112
$187
Infinity
$112
$187
Liberty Mutual
$116
$194
AssuranceAmerica
$124
$207
Commonwealth Casualty
$136
$227
Foremost
$173
$289
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: Auto-Owners
Your age is an important factor insurance companies consider when determining your premiums. While rates generally decrease as you get older, they can increase slightly around age 70 due to age-related issues that can affect driving ability.[7] Despite this increase, car insurance for seniors is still cheap compared to younger age groups.
In Yuma, senior drivers pay an average of $55 per month for liability coverage in Yuma.
Here are the most affordable car insurance companies in the city for older drivers.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
Auto-Owners
$28
$47
Mile Auto
$29
$47
State Farm
$34
$58
GEICO
$36
$61
Root
$39
$67
USAA
$39
$67
Sun Coast
$44
$91
National General
$46
$109
Metromile
$47
$80
Midvale Home & Auto
$50
$81
Progressive
$53
$93
Safeco
$54
$84
Direct Auto
$58
$129
Mercury
$58
$100
Allstate
$59
$100
Travelers
$60
$101
Hallmark
$62
$145
The Hartford
$62
$104
Dairyland
$65
$155
American Family
$67
$114
COUNTRY Financial
$67
$115
Farmers
$69
$118
The General
$73
$163
Nationwide
$75
$116
GAINSCO
$76
$174
Infinity
$78
$107
Bristol West
$83
$160
AssuranceAmerica
$87
$140
Liberty Mutual
$87
$147
Commonwealth Casualty
$100
$235
Foremost
$125
$216
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: Auto-Owners
Teenagers and young drivers pay the most for car insurance out of any other age group because they have the least experience and pose the highest risk behind the wheel.[8] But it’s still possible to get cheap car insurance as a teen driver. Look for teen-specific discounts, drive a low-value vehicle with plenty of safety features, and stay on your parents’ insurance for lower rates.
Yuma teens pay an average of $153 per month for liability car insurance. Here are the cheapest car insurance companies in Yuma for teen drivers.
The below rates are estimated rates current as of: Monday, July 1 at 12:00 PM PDT.
Insurance Company
Liability Only
Full Coverage
Auto-Owners
$70
$117
GEICO
$82
$138
Root
$82
$142
Mile Auto
$83
$136
State Farm
$84
$143
USAA
$93
$158
Metromile
$111
$190
Sun Coast
$122
$253
Midvale Home & Auto
$127
$207
National General
$129
$304
COUNTRY Financial
$143
$244
Allstate
$146
$247
Progressive
$151
$266
Safeco
$153
$240
Dairyland
$154
$368
Direct Auto
$155
$343
Travelers
$155
$262
Mercury
$158
$272
Hallmark
$163
$381
The General
$165
$367
American Family
$171
$290
Farmers
$177
$303
GAINSCO
$184
$420
The Hartford
$193
$325
Nationwide
$195
$303
Bristol West
$200
$385
Infinity
$215
$296
Liberty Mutual
$223
$377
AssuranceAmerica
$241
$389
Commonwealth Casualty
$252
$591
Foremost
$322
$555
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Car Insurance in Yuma
Quotes start at $39 per month for liability coverage
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Based on 3,806+ reviews
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Yuma car insurance quotes by credit tier
Arizona allows car insurance companies to use your credit history as a factor when determining your car insurance premiums.[3] Insurance companies believe that drivers with poor credit are more likely to file a claim, so they charge them more expensive premiums. Inversely, drivers with good credit pay cheaper average rates.
Here’s how credit history can affect car insurance rates in Yuma.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Yuma?
On average, drivers in Yuma, Arizona, pay cheaper rates than drivers in other Arizona cities. For example, drivers in Phoenix pay an average of $117 per month for liability coverage and $227 per month for full coverage. One of the only Arizona cities where drivers pay cheaper average rates than Yuma is Lake Havasu City, which has even fewer residents than Yuma.
Yuma’s relatively small population and generally sunny climate help keep rates lower than in other cities.
More cities in Arizona
Here’s the average monthly cost of car insurance in other Arizona cities.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Yuma car insurance FAQs
Learn about same-day car insurance, and check out the answers to common questions about auto coverage in Yuma below.
How much is car insurance in Yuma?
The average cost of car insurance in Yuma is $78 per month for liability only and $149 per month for full coverage.
Who has the cheapest car insurance in Yuma?
Auto-Owners, Mile Auto, and State Farm are the cheapest car insurance companies in Yuma, with liability rates of $39, $41, and $47 per month, respectively.
But the cheapest company for someone else may not be the cheapest for you. It’s important to compare rates from multiple companies to find the one that offers you the best deal. You can also use a quote-comparison website to help you look at multiple rates in one place.
What are the best car insurance companies in Yuma?
Some of the best car insurance companies in Yuma include Auto-Owners, Mile Auto, and State Farm. These insurers offer relatively cheap average rates, advertise plenty of coverage options, and have high Insurify Quality (IQ) Scores.
What are the minimum car insurance requirements in Arizona?
Arizona requires 25/50/15 liability limits, which translates to $25,000 per person and $50,000 per accident for bodily injury liability and $15,000 per accident for property damage liability.[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Geoff Williams is a freelance journalist who has written personal finance articles for most of his career and for numerous publications, including U.S. News & World Report, The Wall Street Journal, Bankrate, CNNMoney.com and Forbes.com. He is also the author of several books, including “C.C. Pyle’s Amazing Foot Race” and “Washed Away,” and writes a classic TV blog called “The TV Professor.”
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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Auto-Owners
Mile Auto
State Farm
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