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Cheap Auto Insurance Quotes in Arlington, VA (January 2022)
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Just across the river from Washington, D.C., Arlington is home to some of our nation’s most unforgettable national landmarks and memorials—don’t miss stopping here if your travels take you nearby.
If you drive in Arlington, there’s another thing you shouldn’t miss out on—shopping for cheaper auto insurance coverage.
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In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:
Arlington teens with a part-time job should have a little extra spending money left after paying $352 per month for car insurance. The rates go down as the number of years behind the wheel increases. Twentysomethings see a $130 price cut compared to the youngest drivers. The rates slide down below the state average of $207 for everyone but those in their 60s. People in their 70s do the best and pay $200 less than teens, a yearly savings over $2,000.
|Failure to Stop for Red Light / Stop Sign||$270|
Virginians know that safe driving pays dividends in more ways than one. Besides the peace of mind while on the roads, insurance companies add “good driver” and “accident-free” discounts to bolster the pockets of those with clean records. But one failure to obey a red light or stop sign could have drivers paying $90 more per month, and a speeding ticket kicks up the cost by $24. It’s not all sad news for drivers with less-than-perfect driving records. After three years of clean driving, violations and accidents stop affecting insurance premiums.
Like most states, the Old Dominion’s law says insurance companies can use credit to set rates. Although people might miss the connection between credit and driving ability, insurance companies claim their data says otherwise. As credit gets better, drivers pay less in Arlington. A move from poor credit to excellent saves over $50 per month and even a move from poor credit to average credit cuts off $18 per month, a more than $200 per year break.
See More: Bad Credit Car Insurance Virginia
In Arlington and have a DMV errand? The Virginia Department of Motor Vehicles is your go-to place for all things vehicle- and licensing-related. While you can visit any location in the state, the most central location for Arlington is Arlington DMV Metro at Virginia Square. Office hours are Monday through Friday 8 a.m. to 6 p.m. and Saturday 8 a.m. to 12 p.m. Don’t want to leave the comfort of home? Online services are also offered. The DMV also has mobile locations and select partners standing by to administer many DMV transactions.
ART, Arlington Transit, operates within Arlington County, Virginia, supplementing Metrobus with cross-county routes as well as neighborhood connections to Metrorail and Virginia Railway Express. Want to travel some other way than by bus or rail? Traditional taxi services operate in Arlington too, as well as on-demand rideshare services Uber and Lyft. Capital Bikeshare also offers explorers two-wheeled rides around the D.C. Metro area.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Arlington drivers measure up to their fellow Virginia motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Arlington drivers rank 18 in the number of car accidents per driver across all cities in Virginia.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Arlington drivers rank 32 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Arlington drivers rank 39 in the number of DUI’s per driver across all cities in Virginia.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Arlington is the Toyota Camry.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Arlington drivers rank 23 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Arlington drivers rank 5 in clean driving records across all cities in Virginia.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Arlington drivers rank 26 in failure to yield violations per driver across all cities in Virginia.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Arlington drivers rank 22 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Arlington drivers rank 3 in hybrid and electric vehicle ownership across all cities in Virginia.
Skipping out on auto insurance leaves you and your family financially unprotected. One in 10 auto owners in this state drive uninsured. This means they are potentially one driving mistake away from drowning in debt.
Want to correct that quickly? Insurify is the easiest way to take action, get cheap rates, and get the coverage you are looking for.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.