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Cheap Auto Insurance Quotes in Arlington, VA (January 2022)
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Last Updated: January 2022
Just across the river from Washington, D.C., Arlington is home to some of our nation’s most unforgettable national landmarks and memorials—don’t miss stopping here if your travels take you nearby.
If you drive in Arlington, there’s another thing you shouldn’t miss out on—shopping for cheaper auto insurance coverage.
Car Insurance in Arlington, VA
The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Arlington, VA to find you the cheapest quotes in the area.
$56
$60
$61
$81
$113
ProgressiveAllstateState FarmGEICONationwide
See More: Cheap Car Insurance Virginia
See More: Compare Car Insurance
Cheapest Car Insurance in Arlington, VA
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Arlington | |
|---|---|
Progressive | $56/mo |
 Allstate | $60/mo |
 State Farm | $61/mo |
GEICO | $81/mo |
 Nationwide | $113/mo |
Best Car Insurance in Arlington, VA
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Arlington. For the complete list, see Insurify's best car insurance companies.
| Best Companies | ||
|---|---|---|
Nationwide | $132/mo | |
 American Family | $151/mo | |
 Safeco | $141/mo | |
 Liberty Mutual | $174/mo | |
 Mercury | $192/mo |
See More: Best Car Insurance Companies
Average Car Insurance Cost
| Virginia Beach | $114/mo |
| Norfolk | $134/mo |
| Chesapeake | $150/mo |
| Richmond | $124/mo |
| Arlington | $125/mo |
| Virginia | $129/mo |
$129
$114
$134
$150
$124
$125
VirginiaVirginia BeachNorfolkChesapeakeRichmondArlington
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Arlington, VA Driving Facts
Minimum Car Insurance Requirements in VA
In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:
- $25,000 for bodily injury or death of one person
- $50,000 for bodily injury or death of two+ people
- $20,000 for property damage liability
Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV.
Arlington Car Insurance Rates by Driver Age
Arlington teens with a part-time job should have a little extra spending money left after paying $352 per month for car insurance. The rates go down as the number of years behind the wheel increases. Twentysomethings see a $130 price cut compared to the youngest drivers. The rates slide down below the state average of $207 for everyone but those in their 60s. People in their 70s do the best and pay $200 less than teens, a yearly savings over $2,000.
| Driver's Age | |
|---|---|
| teens | $353 |
| 20s | $213 |
| 30s | $173 |
| 40s | $152 |
| 50s | $226 |
| 60s | $154 |
| 70s | $145 |
| 80s | $189 |
| Driving History | |
|---|---|
| No Violation | $176 |
| Speeding Ticket | $199 |
| At-Fault Accident | $238 |
| Failure to Stop for Red Light / Stop Sign | $270 |
Arlington Car Insurance Rates by Driving and Accident History
Virginians know that safe driving pays dividends in more ways than one. Besides the peace of mind while on the roads, insurance companies add “good driver” and “accident-free” discounts to bolster the pockets of those with clean records. But one failure to obey a red light or stop sign could have drivers paying $90 more per month, and a speeding ticket kicks up the cost by $24. It’s not all sad news for drivers with less-than-perfect driving records. After three years of clean driving, violations and accidents stop affecting insurance premiums.
See More: High-risk Car Insurance Virginia
See More: DUI Car Insurance Virginia
Arlington Car Insurance Rates by Credit Tier
Like most states, the Old Dominion’s law says insurance companies can use credit to set rates. Although people might miss the connection between credit and driving ability, insurance companies claim their data says otherwise. As credit gets better, drivers pay less in Arlington. A move from poor credit to excellent saves over $50 per month and even a move from poor credit to average credit cuts off $18 per month, a more than $200 per year break.
| Credit Tie | |
|---|---|
| Excellent | $179 |
| Good | $192 |
| Average | $218 |
| Poor | $236 |
See More: Bad Credit Car Insurance Virginia
Arlington, VA DMV Information
In Arlington and have a DMV errand? The Virginia Department of Motor Vehicles is your go-to place for all things vehicle- and licensing-related. While you can visit any location in the state, the most central location for Arlington is Arlington DMV Metro at Virginia Square. Office hours are Monday through Friday 8 a.m. to 6 p.m. and Saturday 8 a.m. to 12 p.m. Don’t want to leave the comfort of home? Online services are also offered. The DMV also has mobile locations and select partners standing by to administer many DMV transactions.
Public Transportation in Arlington, VA
ART, Arlington Transit, operates within Arlington County, Virginia, supplementing Metrobus with cross-county routes as well as neighborhood connections to Metrorail and Virginia Railway Express. Want to travel some other way than by bus or rail? Traditional taxi services operate in Arlington too, as well as on-demand rideshare services Uber and Lyft. Capital Bikeshare also offers explorers two-wheeled rides around the D.C. Metro area.
Find local Arlington agents
CMR Ins Agcy
1400 N 14th St unit 3, Arlington, VA 22209-1412
My VA Ins LLC
2200 Wilson Blvd 102-34, Arlington, VA 22201
Matrix
2711 Jefferson Davis Highway, Arlington, VA 22202
YOUR Insurance Brokerage
944 S Wakefield St #100, Arlington, VA 22204
CMR Insurance Agency LLC
1400 14th St N suite 3 floor 12, Arlington, VA 22209
Cheap Car Insurance
927 N Kansas St, Arlington, VA 22201
Tsige Paulo: Allstate Insurance
3401 Columbia Pike Ste 400, Arlington, VA 22204
Alex Nguyen - State Farm Insurance Agent
4600 S Four Mile Run Dr STE C3, Arlington, VA 22204
Discount Auto Insurance
3245 Wilson Blvd, Arlington, VA 22201
Johno Steffen - State Farm Insurance Agent
2649 N Pershing Dr ste a, Arlington, VA 22201
Insurify Insights: How Arlington Drivers Measure Up
Arlington, VA
Suspended Licenses Rank
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Arlington drivers measure up to their fellow Virginia motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
Accidents in Arlington
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Arlington drivers rank 18 in the number of car accidents per driver across all cities in Virginia.
- Rank within state: #18
- Percent of drivers in Arlington with an accident: 12.01%
- Drivers in Arlington, VA with an accident in their driving history paid on average 33.33% more than drivers with a clean record
Speeding in Arlington
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Arlington drivers rank 32 in the number of speeding infractions per driver.
- Rank within state: #32
- Percent of drivers in Arlington with a speeding ticket: 13.68%
- Drivers in Arlington, VA with a speeding ticket in their driving history paid on average 19.05% more than drivers with a clean record
DUI/DWIs in Arlington
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Arlington drivers rank 39 in the number of DUI’s per driver across all cities in Virginia.
- Rank within state: #39
- Percent of drivers in Arlington with a DUI: 1.43%
- Drivers in Arlington, VA with a DUI in their driving history paid on average --% more than drivers with a clean record
Most Popular Vehicle in Arlington
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Arlington is the Toyota Camry.
Rude Drivers in Arlington
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Arlington drivers rank 23 in rude driving infractions.
- Rank within state: #23
- Percent of drivers in Arlington with a reckless driving violation: 2.78%
- Drivers in Arlington, VA with a reckless driving violation in their driving history paid on average 19.05% more than drivers with a clean record.
Safest Drivers in Arlington
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Arlington drivers rank 5 in clean driving records across all cities in Virginia.
- Rank within state: #5
- Percent of drivers in Arlington with clean record: 76.77%
Failure to Yield the Right of Way in Arlington
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Arlington drivers rank 26 in failure to yield violations per driver across all cities in Virginia.
- Rank within state: #26
- Percent of drivers in Arlington with a failure to yield violation: 0.32%
- Drivers in Arlington, VA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record
Reckless Drivers in Arlington
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Arlington drivers rank 22 in the number of reckless driving offenses per driver.
- Rank within state: #22
- Percent of drivers in Arlington with a reckless driving offense: 0.24%
Hybrid/Electric Vehicle Ownership in Arlington
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Arlington drivers rank 3 in hybrid and electric vehicle ownership across all cities in Virginia.
- Rank within state: #3
- Percent of drivers in Arlington with a hybrid/electric vehicle: 3.86%
How to get the best and cheapest car insurance in Arlington, VA
Skipping out on auto insurance leaves you and your family financially unprotected. One in 10 auto owners in this state drive uninsured. This means they are potentially one driving mistake away from drowning in debt.
Want to correct that quickly? Insurify is the easiest way to take action, get cheap rates, and get the coverage you are looking for.
FAQs - Arlington, VA Car Insurance
How do I know if I have the right amount of coverage in Virginia?
Don’t worry too much about making sure you have the minimum required by state law, as the insurance companies are in the know and will do that work for you. A minimum liability policy may be right for you if that’s all you can afford, but there are optional coverages you’ll want to at least consider, as minimum liability policies only protect the other driver.
Is auto insurance expensive in Virginia?
A lot goes into calculating your car insurance rate in Virginia. You can’t necessarily control some things, like your age, gender, or marital status. Insurance companies do use ZIP codes as part of the calculation. Your ZIP code tells them how much of a claims risk you might be based on crime rates and accident statistics where you live. You can keep your rates low by driving safely, comparison shopping for a less expensive policy, and even changing your deductible.
Does comprehensive coverage cover everything?
No. Even though the word itself tends to mean “full” or “complete,” in the insurance industry, it has a much more particular meaning. Comprehensive coverage covers things that might happen to your car outside of a collision—fires and floods included. Many times, these types of often costly events are also known as “acts of God.” Other types of coverage that you may buy depending on the state in which you live and personal preferences include bodily injury (BI) and property damage (PD) liability coverage, personal injury protection (PIP), collision coverage, and uninsured/underinsured motorist (UM/UIM) coverage.
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
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