Cheap Auto Insurance Quotes in Norfolk, VA (2021)

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Car Insurance in Norfolk, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Norfolk, VA to find you the cheapest quotes in the area.

$71
$72
$162
$230
State FarmProgressiveAmerican FamilyThe General

Cheapest Car Insurance in Norfolk

Here are the cheapest carriers in Norfolk for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$129
$114
$150
$124
$125
$134
VirginiaVirginia BeachChesapeakeRichmondArlingtonNorfolk

Click here to learn about car insurance quotes and save on your current policy.

Norfolk, VA Driving Facts

virginia

Minimum Car Insurance Requirements in VA

In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two+ people
  • $20,000 for property damage liability

Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV. 

Find local Norfolk agents

Resolve Insurance Group 
117 West Tazwell Street, #105, Norfolk, VA 23510
S L Nusbaum Ins Agcy Inc 
500 W 21st St # 300, Norfolk, VA 23517-1955
Salzberg Ins Agcy Inc 
249 East Little Creek Rd, Norfolk, VA 23505-0649
Ashley & Assoc Ins Agcy Inc 
834 Widgeon Rd, Norfolk, VA 23513-3041
Bankers Ins Heritage Bank & Trust - Norfolk 
4815 Colley Ave, Norfolk, VA 23508-2036
Brown & Brown - Norfolk Div 
500 East Main Street Suite 600, Norfolk, VA 23510
Gifford Ins Assocs Agcy Inc 
1547-A E Little Creek Rd #101, Norfolk, VA 23518
London & Norfolk Ltd 
999 Waterside Dr #2500, Norfolk, VA 23510
Arthur J Gallagher Risk Management Svcs Inc 
150 Boush St Ste 704, Norfolk, VA 23510-1637
Security Ins Agcy Inc 
333 W Freemason St #100, Norfolk, VA 23510

Insurify Insights: How Norfolk Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Norfolk, VA
suspended licenses
#12
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Norfolk drivers measure up to their fellow Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Norfolk

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Norfolk drivers rank 31 in the number of car accidents per driver across all cities in Virginia.

  • Rank within state: #31
  • Percent of drivers in Norfolk with an accident: 10.97%
  • Drivers in Norfolk, VA with an accident in their driving history paid on average 43.84% more than drivers with a clean record

Speeding Norfolk

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Norfolk drivers rank 17 in the number of speeding infractions per driver.

  • Rank within state: #17
  • Percent of drivers in Norfolk with a speeding ticket: 15.1%
  • Drivers in Norfolk, VA with a speeding ticket in their driving history paid on average 32.51% more than drivers with a clean record

DUI/DWIs Norfolk

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Norfolk drivers rank 14 in the number of DUI’s per driver across all cities in Virginia.

  • Rank within state: #14
  • Percent of drivers in Norfolk with a DUI: 2.22%
  • Drivers in Norfolk, VA with a DUI in their driving history paid on average 18.23% more than drivers with a clean record

Most Popular Vehicle Norfolk

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Norfolk is the Nissan Altima.

Rude Norfolk

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Norfolk drivers rank 17 in rude driving infractions.

  • Rank within state: #17
  • Percent of drivers in Norfolk with a reckless driving violation: 3.49%
  • Drivers in Norfolk, VA with a reckless driving violation in their driving history paid on average 35.47% more than drivers with a clean record.

Safest Drivers Norfolk

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Norfolk drivers rank 20 in clean driving records across all cities in Virginia.

  • Rank within state: #20
  • Percent of drivers in Norfolk with clean record: 74.52%

Failure to Yield the Right of Way Norfolk

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Norfolk drivers rank 23 in failure to yield violations per driver across all cities in Virginia.

  • Rank within state: #23
  • Percent of drivers in Norfolk with a failure to yield violation: 0.71%
  • Drivers in Norfolk, VA with a failure to yield violation in their driving history paid on average 1600% more than drivers with a clean record

Reckless Drivers Norfolk

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Norfolk drivers rank 10 in the number of reckless driving offenses per driver.

  • Rank within state: #10
  • Percent of drivers in Norfolk with a reckless driving offense: 0.59%

Hybrid/Electric Vehicle Ownership Norfolk

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Norfolk drivers rank 33 in hybrid and electric vehicle ownership across all cities in Virginia.

  • Rank within state: #33
  • Percent of drivers in Norfolk with a hybrid/electric vehicle: 0.82%
Most Patriotic City

Most Patriotic City

Norfolk

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Norfolk won Insurify's Most Patriotic Cities Award for the state of Virginia. The city has a significant military history, and is home to the largest naval station in the world.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.