Cheap Auto Insurance Quotes in Alexandria, VA (2021)

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Most of Alexandria's 159,000 New Year's celebration–loving residents drive as their main mode of transportation. Speaking of fireworks, you might want to let off a couple after you get this car insurance deal.

More than 90 percent of Alexandria households own cars. With all the different people in the city's melting pot mixing on the road, it might be time to get a new auto insurance policy in Old Dominion.

Car Insurance in Alexandria, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Alexandria, VA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$68
$68
$71
$126
$134
State FarmAllstateProgressiveNationwideTravelers
Monthly $

Cheapest Car Insurance in Alexandria, VA

Here are the cheapest carriers in Alexandria for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Alexandria, VA

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Alexandria. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$130
$114
$134
$150
$124
$130
VirginiaVirginia BeachNorfolkChesapeakeRichmondAlexandria
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Alexandria, VA Driving Facts

virginia

Minimum Car Insurance Requirements in VA

In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two+ people
  • $20,000 for property damage liability

Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV. 

Alexandria Car Insurance Rates by Driver Age

Though insurance companies use many details about drivers to estimate risk and set rates, age is a big one. In Alexandria, rates suggest that older drivers cost less to insure than those with less experience on the road. This is because a younger driver’s immaturity works against them. Statistically speaking, teen drivers have more accidents than any other age group. Teen drivers in Alexandria, therefore, pay the most, at $382 in monthly insurance premiums. Rates here decline as you age, with drivers in their 60s paying the least, at $171.

Driving History
No Violation$199
Speeding Ticket$253
At-Fault Accident$274
Failure to Stop for Red Light / Stop Sign$193

Alexandria Car Insurance Rates by Driving and Accident History

When you cause an accident or engage in risky driving behavior, insurance rates increase. Why? Because car insurance companies have to recover the money they either lost in your previous claim or assume they will lose in the future (because poor driving puts you in a higher risk category). Alexandria drivers with a clean driving history pay $198 for insurance premiums monthly. Someone with an at-fault accident on their record, however, pays 38 percent more, at $273.

Alexandria Car Insurance Rates by Credit Tier

Though the use of credit scores to calculate insurance rates is a touchy subject, it’s a common practice. Why? People in the know have been able to relate credit score to claims risk. Underwriters use a credit-based insurance score, therefore, to assess risk and assign you a rate. The better you manage your money, the higher your credit score and better your policy pricing will be. A motorist with a good credit score can expect to pay $204 in car insurance costs monthly in Alexandria.

Alexandria, VA DMV Information

The Alexandria Customer Service Center is at 2681 Mill Rd., Alexandria, VA 22314. The hours are Monday through Friday from 8 a.m. to 6 p.m. and Saturdays from 8 a.m. to 12 p.m., and the phone number is 1 (804) 497-7100. All in-person services require an appointment. You can make one over the phone or online.

Public Transportation in Alexandria, VA

Most Alexandrians drive, and the state's interstates and highways aid travel and traffic flow. Public transportation serves a considerable part of the community. There are Amtrak rails available in Alexandria Union Station, and Virginia Railway Express (VRE) also gives rides. DASH bus, Metrobus, and Washington Metro bus move passengers throughout the city. There's even a water taxi service that takes you to Maryland across the river. If that all sounds too slow, try ridesharing services such as Uber and Lyft. Traditional taxis like Alexandria Yellow Cab and GoGreen can help you to your destination. Capital Bikeshare will let you ride around the city and take in that Potomac breeze.

Conclusion: How to get the best and cheapest car insurance in Alexandria, VA

Most Alexandrians know a little a bit about George Washington's history with the town. Try Insurify to select presidential rates and compare dozens of insurance quotes in just a few seconds.

When 9.9 percent of drivers have no insurance, car insurance becomes the smart thing to buy in Virginia. Use Insurify to get a car insurance deal that tastes as good as Cheesetique's gooey grilled cheese.

Find local Alexandria agents

The Ahart Agcy Inc t/a Ahart Frinzi & Smith Ins 
127 S Peyton St #201, Alexandria, VA 22314
Value Ins Agcy Inc 
300 N Washington St #104, Alexandria, VA 22314
Paul S. Gilbride Insurance Agency, Inc. 
5904 Richmond Highway, Alexandria, VA 22303
Metropolitan Washington Service Corporation 
127 S Peyton Street, Alexandria, VA 22314
Clarke & Sampson Inc 
228 S Washington St, Ste 200, Alexandria, VA 22314
Ariana Insurance & Financial Svcs Inc 
6601 Little River Tnpk #410, Alexandria, VA 22312
IIAA Agency Adminstrative Services Inc 
127 South Peyton Street, Alexandria, VA 22314-2879
Daniel Borinsky PLLC 
11250 S Washington St #82, Alexandria, VA 22314
TechServe Alliance 
1420 King St, Ste 610, Alexandria, VA 22314-2750
McEvoy Ins & Financial Svcs 
6491 Little River Tpk, Alexandria, VA 22312

Insurify Insights: How Alexandria Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Alexandria, VA
suspended licenses
#43
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Alexandria drivers measure up to their fellow Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Alexandria

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Alexandria drivers rank 9 in the number of car accidents per driver across all cities in Virginia.

  • Rank within state: #9
  • Percent of drivers in Alexandria with an accident: 13.1%
  • Drivers in Alexandria, VA with an accident in their driving history paid on average 29.03% more than drivers with a clean record

Speeding Alexandria

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Alexandria drivers rank 41 in the number of speeding infractions per driver.

  • Rank within state: #41
  • Percent of drivers in Alexandria with a speeding ticket: 12.84%
  • Drivers in Alexandria, VA with a speeding ticket in their driving history paid on average 32.26% more than drivers with a clean record

DUI/DWIs Alexandria

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Alexandria drivers rank 41 in the number of DUI’s per driver across all cities in Virginia.

  • Rank within state: #41
  • Percent of drivers in Alexandria with a DUI: 1.38%
  • Drivers in Alexandria, VA with a DUI in their driving history paid on average 43.01% more than drivers with a clean record

Most Popular Vehicle Alexandria

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Alexandria is the Toyota Camry.

Rude Alexandria

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Alexandria drivers rank 7 in rude driving infractions.

  • Rank within state: #7
  • Percent of drivers in Alexandria with a reckless driving violation: 4.13%
  • Drivers in Alexandria, VA with a reckless driving violation in their driving history paid on average 20.43% more than drivers with a clean record.

Safest Drivers Alexandria

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Alexandria drivers rank 10 in clean driving records across all cities in Virginia.

  • Rank within state: #10
  • Percent of drivers in Alexandria with clean record: 75.54%

Failure to Yield the Right of Way Alexandria

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Alexandria drivers rank 16 in failure to yield violations per driver across all cities in Virginia.

  • Rank within state: #16
  • Percent of drivers in Alexandria with a failure to yield violation: 0.92%
  • Drivers in Alexandria, VA with a failure to yield violation in their driving history paid on average 1100% more than drivers with a clean record

Reckless Drivers Alexandria

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Alexandria drivers rank 14 in the number of reckless driving offenses per driver.

  • Rank within state: #14
  • Percent of drivers in Alexandria with a reckless driving offense: 0.46%

Hybrid/Electric Vehicle Ownership Alexandria

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Alexandria drivers rank 16 in hybrid and electric vehicle ownership across all cities in Virginia.

  • Rank within state: #16
  • Percent of drivers in Alexandria with a hybrid/electric vehicle: 1.62%

FAQs - Alexandria, VA Car Insurance

Why is car insurance so expensive in Alexandria?

One out of every 10 Virginia drivers has no insurance, and the number of car-related deaths has risen in recent years. Added risk results in higher premiums from insurers.

How can I get the cheapest car insurance in Alexandria?

Pick a policy with the state minimum coverage. It's the lowest amount of insurance Virginia allows. If you're financing your vehicle, you may also need comprehensive and collision coverage. In that case, lower your bill by raising your deductibles to the most you can afford out of pocket if an accident happens.

Who offers the cheapest car insurance in Alexandria?

Car insurance rates differ by city, company, and driver. If you're looking for prices tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a premium you can afford.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.