Cheap Auto Insurance Quotes in Myrtle Beach, SC (May 2022)

A popular vacation destination for many, Myrtle Beach stretches along the South Carolina coast. The city is made up of nearly 60 miles of beaches and, while it’s only home to about 33,000 people, tends to have a larger metro feel due to the influx of out-of-towners. Surface streets tend to be easy to navigate although freeways can become very slow during rush hour. As South Carolina is known for its high rate of auto collisions, it’s advised that you enroll in a robust car insurance policy if you’ll be driving in the area.

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

• Requested by law enforcement
• Renewing vehicle registration
• The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

• $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

• $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

• $25,000 per person/$50,000 per accident for Bodily Injury
• $25,000 per accident for Property Damage

Myrtle Beach, SC DMV Information

Motorists who need to renew their driver’s license or vehicle registration or need help with other tasks have two offices to choose from in Myrtle Beach. The South Carolina DMV office is situated in the northern part of town, with weekday hours of 8:30 a.m. to 5 p.m., opening one hour later on Wednesdays. The Myrtle Beach Commons DMV offers the same hours, and both locations are known for their prompt and friendly service.

Public Transportation in Myrtle Beach, SC

Many visitors and residents of Myrtle Beach rely on the public bus system, Coast RTA. It features 10 different routes with several flex routes available and reaches nearly all parts of the city. Buses here do sometimes run late, so if you’re on a time-sensitive trip, a rideshare service like Lyft or Uber may be smart. Walking around the main attractions of Myrtle Beach is doable; however, traversing the entire city on foot would be exhausting.

How to get the best and cheapest car insurance in Myrtle Beach, SC

Living in Myrtle Beach can be a great experience, but if you’re going to drive in the area, it’s smart to learn your way around and become familiar with alternate routes in the event of traffic jams. Drivers here may not always be insured either, so consider what level of auto coverage you’re most comfortable with, and take time to reevaluate that regularly.

Those who are looking to change their car insurance coverage may not want to spend time comparing quotes and hunting down deals. Instead, you can make the task easy by visiting Insurify. With just a few clicks, you’ll be able to find the best policy that meets your driving needs.