5+ years in auto insurance and personal finance writing
Featured in top personal finance publications
Lindsay is a widely published creator of auto insurance content. She also specializes in real estate, banking, credit cards, and other personal finance topics.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Mark FriedlanderDirector, Corporate Communications
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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Cheapest recent rates near Myrtle Beach, South Carolina
Drivers using Insurify have found quotes as cheap as $41/mo for liability only and $127/mo for full coverage in Myrtle Beach and other South Carolina cities.
*Quotes generated for Insurify users in and around Myrtle Beach, South Carolina within the last 10 days. Last updated on April 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Myrtle Beach, South Carolina within the last 10 days. Last updated on April 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Myrtle Beach has a year-round population of about 38,000, according to U.S. Census data. But millions of vacationers visit this South Carolina beach town each year. A high volume of tourism traffic on the roads is probably a contributing factor in the city's car insurance costs.
In Myrtle Beach, full-coverage car insurance averages $190 per month, while liability averages $147. While the city's averages are lower than the South Carolina averages of $267 for full coverage and $164 for liability only, they're on par with or higher than national averages.
Myrtle Beach police recorded more than 2,200 accidents in 2021, the most current data available, according to the South Carolina Department of Public Safety.
Speeding is one of the leading causes of accidents in South Carolina, according to SCDPS data.
Myrtle Beach gets 17 million to 19 million visitors annually.
Best car insurance companies in Myrtle Beach
The best auto insurance for you will depend on your coverage needs and the factors affecting your premium, such as your driving history, age, gender, and more.[1] But Insurify’s roundup of the best car insurance companies in Myrtle Beach provides a starting point for your quote comparison, with average monthly quotes from top insurers.
Insurance Company
Best For
Average Monthly Quote: Full Coverage
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.
Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.
Best overall car insurance in Myrtle Beach: Travelers
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$73/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$110/mo
Travelers offers affordable coverage, with some of the lowest rates for liability-only insurance, and has an Insurify Quality (IQ) Score of 4.3 out of 5. This is reflective of the insurer’s A++ financial strength rating with AM Best and various discounts and coverage options.
However, Travelers has some issues with customer satisfaction, including a lower-than-average J.D. Power rating in the Southeast and a high complaint index with the National Association of Insurance Commissioners (NAIC).[2]
Pros
AM Best rating of A++ (Superior)
Offers gap insurance and new-car replacement coverage
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
815
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$65/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$98/mo
Nationwide balances a 4.1 IQ Score with relatively cheap premiums, earning it the title of best value car insurer in Myrtle Beach. Nationwide also offers SR-22 insurance and is ranked above average for the Southeast by J.D. Power.[2] The company has an A+ financial strength rating with AM Best.
However, Nationwide has an higher-than-average NAIC complaint index for auto insurance in 2022 and is ranked below-average for claims satisfaction.[3] The company also doesn’t offer rideshare coverage but does offer various optional coverages, including roadside assistance.
Pros
Plenty of additional coverage options available
AM Best rating of A+ (Superior)
Cons
Ranked below-average for claims satisfaction
More complaints with the NAIC than expected in 2022
My rate doubled for no apparent reason. I have no tickets and no accidents.
Janet - March 30, 2024
Verified
Expensive Insurance Company
They are very expensive and not helpful. They don't offer storage insurance and there are no discounts.
Jeri - March 30, 2024
Verified
Don't Choose Nationwide
I have been with this company for 30 years, always paying on time, with no tickets or accidents, and very low mileage. However, this time my rates went up by $500 without a reasonable explanation. Age discrimination was implied.
Most affordable car insurance in Myrtle Beach: Safeco
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$59/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$103/mo
Safeco, a Liberty Mutual company, offers the cheapest monthly premium for liability-only coverage, though Nationwide offers lower average rates for full coverage. Safeco also offers numerous discounts, including a telematics program that can save you up to 30%. The company has an A (Excellent) financial strength rating with AM Best and fewer complaints with the NAIC than expected for its size.
Safeco also offers many coverage options, including roadside assistance, new-car replacement coverage, and rental reimbursement. A diminishing deductible is standard with every policy.
Pros
Low NAIC complaint index
Claims-free cash back and diminishing deductible come standard
Cons
Below-average J.D. Power ranking for the Southeast[2]
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$40/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo
USAA earned the highest IQ Score of all the companies Insurify evaluated, with a score of 4.5. The company also received the highest customer satisfaction score with J.D. Power for the Southeast region and has an A++ financial strength rating from AM Best.[2] USAA would be the pick for best overall if not for the fact that the company only offers coverage to military members and their families.
USAA also offers several discounts that’ll appeal to military members, including a 15% on-base discount, and it even offers pay-as-you-go auto insurance for low-mileage drivers. The company also has a low NAIC complaint index for 2022 and a highly rated mobile app. However, the company offers few coverage options and doesn’t offer rideshare insurance in South Carolina.
Pros
Highest J.D. Power score in the Southeast
Low NAIC complaint index
Cons
Only available to active-duty military members, veterans, and their families
Doesn’t offer rideshare insurance in South Carolina
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$100/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$154/mo
High-risk drivers in Myrtle Beach may not have options for their coverage at an affordable price. However, Direct Auto is a solid option if you have a spotty driving history. It advertises affordable insurance, regardless of your driving history, and has plenty of resources for drivers to learn more about high-risk car insurance.
While third-party ratings for Direct Auto are sparse, it has 3 out of 4 stars on Trustpilot. Plus, it offers good student, affinity organization, prior coverage, and driver education course discounts.
Rude customer service and unexpected rate increase
My plan was increased from $291 to $388 without any notification, resulting in a change to my policy. I was never provided with a copy of my policy. When I called to inquire about the situation, the representative was very rude.
Jessica - March 31, 2024
Verified
Fair
There should be more manageability in the app for customers.
Best car insurance in Myrtle Beach for small-business owners: Progressive
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$86/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$135/mo
Small-business owners who want commercial or hired and nonowner auto coverage for business purposes can get a policy with Progressive and save on their personal auto policy. What’s more, Progressive offers relatively low average premiums and has a 4.1 IQ Score. The company also has an A+ financial strength rating with AM Best.
Progressive has a low NAIC complaint index for car insurance in 2022, but the company has below-average rankings in two J.D. Power studies.[2][3] But Progressive offers some of the most extensive coverage options in the industry and is the top commercial insurer, making the company ideal for small-business owners.
Pros
Save on your personal policy when you add a commercial auto policy
How to shop for the best car insurance in Myrtle Beach
Understanding how to find the best Myrtle Beach car insurance company can help you buy the coverage you need at the price that fits your budget.
Follow these tips when you compare quotes and companies during your shopping:
Identify companies that meet your coverage needs
Narrow down your options to companies in South Carolina that offer the optional coverages you’re looking for, such as a rideshare endorsement or roadside assistance.
Compare third-party ratings and reviews
Look at financial strength ratings, customer satisfaction ratings, and customer service reviews on third-party websites. Consider the IQ Score for each company, which takes into account more than 15 different criteria.
Compare quotes
Since premiums are based on your driving history, age, and other factors, it’s important to get a personalized quote with each company. You can collect quotes individually from insurance company websites, or you can use an online quote tool to collect multiple quotes for your convenience.
Consider discounts
Ask your insurance agent which discounts you may be eligible for before making your choice. Certain discounts, such as a multi-policy discount, may offer significant savings.
Consider digital tools
Evaluate whether each company provides live chat support, offers a well-rated mobile app, and supports automatic payments before making your decision. Make sure you’ll have the tools you need to manage your insurance account.
How to get the cheapest car insurance in Myrtle Beach
Every car insurance company has different underwriting criteria for setting rates. That means some insurers will be better for younger drivers, while others may offer cheap rates to drivers with speeding tickets, for example.
“The best way to save money on car insurance is to shop around and compare prices from different insurance companies,” says Jesse Cunningham, licensed insurance agent and owner of Bauple. The following tips may also help you save:[4]
Raise your deductible. A higher deductible for full-coverage insurance means lower premiums. Just make sure you have enough stashed away in an emergency fund to cover your deductible when you file a claim.
Maintain a good driving record. Some auto insurance companies offer discounts for drivers who don’t file a claim or don’t have a violation for three to five years. Keeping a clean driving record will also prevent your rates from rising significantly at your policy renewal.
Consider bundling. Bundling your car insurance with your home or renters insurance can often earn you a significant discount. If you need another type of policy, consider going through the same company you use for auto insurance.
Consider telematics programs. Some companies offer mileage-based or usage-based telematics programs that reward you with discounts for driving safely or infrequently. If you’re a good driver, consider these savings opportunities when choosing a company.
Ask about other discounts. You might earn a discount for paying in full, signing up for paperless communications, or being a member of certain organizations. Ask your insurance agent what you’re eligible for.
Drop unnecessary coverage. While it’s generally not a good idea to forgo full-coverage auto insurance, you may decide to drop the coverage if your car is older and not worth more than your annual premium would cost.
Find Cheap Car Insurance in Myrtle Beach
Unlock savings and discounts when you compare rates through Insurify
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Based on 3,806+ reviews
4.8/5
Liability-only vs. full-coverage insurance in Myrtle Beach
South Carolina law requires you to carry liability auto insurance and uninsured motorist coverage with the following minimum limits:[5]
$25,000 per person for bodily injury liability
$50,000 per accident for bodily injury liability
$25,000 per accident for property damage liability
Liability insurance pays for the other party’s medical bills and repairing or replacing their damaged property in an accident that you cause. Uninsured and underinsured motorist coverage pays for your medical expenses and property damage if you’re the victim of a hit-and-run or an uninsured driver causes an accident.
It might make sense to only purchase liability coverage if your car isn’t worth more than your full-coverage auto insurance premium would cost for the year. But be aware that you won’t get any reimbursement toward replacing your vehicle if you’re in an at-fault accident, or even if your car sustains damages in a storm.[6] In most cases, insurance professionals recommend purchasing full-coverage insurance.
Full-coverage car insurance includes collision coverage, which helps repair or replace your vehicle if you collide with another car or object, and comprehensive coverage, which covers theft and damage from non-collision events, like a fire or flood.[6] It’s a good idea to have if your car is valuable or if you couldn’t afford to replace it in the event of an accident.
Here’s a look at the cheapest auto insurance in South Carolina by policy type. As you can see, each company charges more for full coverage than for liability-only insurance. However, some companies charge higher average rates for liability insurance than others charge for full-coverage.
The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT.
Insurance Company
Full Coverage
Liability Only
USAA
65
40
Auto-Owners
69
42
State Farm
71
44
GEICO
76
47
Nationwide
98
65
Safeco
103
59
Allstate
110
68
Travelers
110
73
State Auto
127
72
Progressive
135
86
Midvale Home & Auto
141
87
Direct Auto
154
100
AssuranceAmerica
187
159
Liberty Mutual
194
107
National General
209
148
The General
235
139
Bristol West
270
162
Dairyland
273
128
GAINSCO
320
184
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Myrtle Beach car insurance rates by driving history
Auto insurance companies look at your driving history to assess the risk to insure you. If you have speeding tickets, at-fault accidents, or a driving under the influence conviction, insurers will see that as a sign that you’re not staying safe on the road. They’ll set your premiums higher to account for the higher risk you’ll file a claim.[7]
Drivers with a clean record will pay the lowest premiums. However, some car insurance companies are more lenient with high-risk drivers than others. Here’s a look at average monthly quotes for full-coverage car insurance in Myrtle Beach based on driving and accident history. DUIs have the greatest effect on rates, while speeding tickets are the most benign.
The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT.
Insurance Company
Clean Record
At-Fault Accident
With DUI
Speeding Ticket
USAA
65
89
106
86
Auto-Owners
69
96
113
94
State Farm
71
96
116
93
GEICO
76
105
124
101
Nationwide
98
136
160
131
Safeco
103
154
168
148
Allstate
110
151
180
145
Travelers
110
153
180
148
Progressive
135
192
220
186
Direct Auto
154
218
251
210
AssuranceAmerica
187
267
305
264
Liberty Mutual
194
286
317
276
National General
209
292
341
279
The General
235
334
383
323
Bristol West
270
371
441
364
Dairyland
273
383
445
374
GAINSCO
320
432
522
414
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Myrtle Beach car insurance quotes by credit tier
In South Carolina, it’s legal for insurance companies to use your credit-based insurance score, which is based on information in your credit report, in underwriting your policy and determining your premiums.[8] “A higher credit score can lead to lower premiums, while a lower credit score may result in higher premiums,” says Cunningham.
Data shows that drivers with poor credit file more insurance claims and are considered higher risk than those with better credit. As a result, policyholders with excellent or good credit tend to pay the lowest rates, while drivers with bad credit may pay higher premiums.
Myrtle Beach car insurance rates by driver age
Car insurance companies consider your age when setting your premiums because it correlates to your driving experience. Teen drivers tend to have less experience on the road, and research shows they’re more likely to crash than any other age group.[9] That’s why teen drivers typically pay the most for car insurance than other age groups. Rates decrease as you age, typically bottoming out in your 60s.
Here’s a look at how age can affect car insurance rates in Myrtle Beach. Drivers in their 50s and 60s pay the lowest average rates, while insurers begin raising rates for drivers in their 70s and 80s. Teens get dinged with the highest premiums — the average monthly cost for teens is more than triple the average monthly cost for drivers in their 60s.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Myrtle Beach?
The average monthly cost of car insurance in Myrtle Beach is $190 for full coverage, which is on par with the national average rate of $213. Car insurance rates vary by state due to different regulations, but cities within a state can also have dramatic differences in average premium.
“Insurance rates can vary by city because different cities have different levels of risk for accidents, theft, and vandalism,” says Cunningham. “For instance, cities with higher crime rates or more traffic congestion tend to have higher insurance rates compared to smaller, safer towns.”
While car insurance in Myrtle Beach may seem expensive, busier urban areas have even higher rates. For example, average monthly car insurance premiums in New York are more than double the average monthly rate in Myrtle Beach. Here’s a look at how Myrtle Beach premiums compare to other cities in South Carolina, along with popular cities across the nation.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Here are some of the most commonly asked questions about car insurance in the city.
Who has the cheapest car insurance in Myrtle Beach?
USAA is the best company for cheap car insurance in Myrtle Beach. Its liability-only policies start at $40 per month. Myrtle Beach drivers can also find affordable car insurance with the city's second- and third-cheapest insurers, Auto-Owners and State Farm, which have liability-only rates as low as $42 and $44, respectively.
What are the best car insurance companies in Myrtle Beach?
The best car insurance company in Myrtle Beach is State Farm. That’s based on the company’s IQ Score, J.D. Power rankings, financial strength ratings from independent rating agencies like A.M. Best, NAIC complaint index, and more.
USAA beats State Farm in most categories but is only available to military members and their families. GEICO and Travelers are also highly rated companies in Myrtle Beach, though Travelers has some issues with customer satisfaction. Both Travelers and Nationwide are good options for people seeking the best value.
Is car insurance expensive in Myrtle Beach?
Car insurance in Myrtle Beach is more expensive than the national average, but lower than the South Carolina state averages. Comparing quotes from top companies is a great way to find affordable car insurance in Myrtle Beach.
Would insurance pay for a beached car in Myrtle Beach?
Usually not. Most full-coverage car insurance policies won’t pay for damage sustained during off-road driving. If you take your car off-road and get water damage as a result, your car insurance likely won’t cover the repairs. However, if your car gets stuck in the mud or sand and you have roadside assistance, the coverage may pay to winch your vehicle, depending on the policy. Ask your insurance agent for details.
Is Myrtle Beach within a no-fault state?
No. South Carolina isn’t a no-fault state. South Carolina uses a tort liability system, which means that the driver who causes the crash is responsible for paying for the other party’s losses.[10]
Lindsay Frankel is a content writer specializing in personal finance and auto insurance topics. Her work has been featured in publications such as LendingTree, The Balance, Coverage.com, Bankrate, NextAdvisor, and FinanceBuzz.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Mark FriedlanderDirector, Corporate Communications
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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