Cheapest Auto Insurance in Lancaster, South Carolina (2025)

Lancaster drivers pay an overall average of $222 per month for car insurance — more than the statewide average of $215 per month and the nationwide monthly average of $151. South Carolina has the seventh-highest car insurance rates in the country, according to Insurify data, but Lancaster's costs may be higher because of its proximity to the much larger city of Charlotte, North Carolina.

A high accident rate in Lancaster county may also be a factor in the city of Lancaster's car insurance rates.

Here’s what you should know about comparing quotes and finding affordable coverage in Lancaster.

3 of the cheapest car insurance companies in Lancaster

In Lancaster, you can choose from a wide range of insurance companies to meet your coverage requirements. Whether it’s state-mandated liability insurance, full coverage, or optional coverages, you’ll be able to find what you need.

Cost differences can be notable between insurance companies, and your driving history and insurance needs also affect your rates. Below are the top three most affordable options for car insurance in Lancaster, South Carolina.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$107	$65	Discounts
USAA	9.1	$96	$59	Military members
Auto-Owners	8.2	$104	$63	Cheap rates

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for discounts: State Farm

Discounts

Compare Quotes

User Reviews	4.1 6,023 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$59/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$102/mo

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Driver Reviews

4.1

Best choiceBased on 11,208 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,023)

Connie

June 15, 2025

Verified Review

Lack of Communication and Unexplained Premium Increases

It seems like my monthly premium goes up every few months without any explanation. I have only had one minor accident with them almost three years ago. They did process the claim right away and let me take it to the place I requested, which was nice because they did a great job fixing it.

Mark

June 14, 2025

Verified Review

State Farm: Reliable and Fair

Auto premium spiked but it may be related to owning a Tesla, and it appears to be in line with other insurers.

Conrad

June 13, 2025

Verified Review

Good and Bad with State Farm

Long-term customer, great rates. Local agents are terrible with poor office management and poorly trained/motivated employees.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

842

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is a large insurer offering low liability-only and full-coverage rates in Lancaster. The company offers a variety of discounts, including good student and safe driving options. State Farm is the largest U.S. auto insurer by market share, and consistently earns higher-than-average scores for customer satisfaction in J.D. Power's Auto Insurance Studies.

Pros

• Many bundling options

• Personalized service via insurance agents 

• Provides insurance for many different cars and drivers

Cons

• Poor customer Better Business Bureau (BBB) ratings

• Doesn’t offer as many discounts as some competitors

• Doesn’t offer gap insurance

Best insurer for military members: USAA

Military Members

Compare Quotes

User Reviews	4.9 1,191 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$53/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$92/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,093 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,191)

Marlon

June 15, 2025

Verified Review

Don't let them hook you

Don't renew with USAA the first year. Go to another company for the first 6 months after your USAA policy expires. Then, when that one expires, check back with USAA for the following 6-month period. USAA will give a better rate when you come back than they would have if you had stayed with them all along.

Timothy

June 10, 2025

Verified Review

The Old Bait and Switch

There's no flexibility, and if you miss your first payment by a day, they will cancel your policy. Then, they make you get a new quote and double the price for half the coverage. It's unbelievable that they treat veterans and their families like that.

Norman

June 7, 2025

Verified Review

USAA Value

Expensive for coverage.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

880

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA has the most affordable liability coverage in Lancaster and offers a variety of discounts. But only active-duty military members, veterans, and their families qualify for coverage. 

Pros

• Low rates for both liability and full coverage

• Multiple discounts 

• Easy-to-use mobile app 

Cons

• Only available to military members, veterans, and their families

• Poor customer BBB ratings

• Doesn’t offer gap insurance

Best insurer for cheap rates: Auto-Owners

Cheap rates

Compare Quotes

User Reviews	3.9 119 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$57/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$99/mo

Show Details

Driver Reviews

3.9

A solid optionBased on 199 verified guest reviews and ratings

How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify

Best For

Cheap rates

Senior drivers

Ample discounts

How drivers feel about Auto-Owners

Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.

AI-generated from the text of verified reviews collected by Insurify

Best For

Cheap rates

Senior drivers

Ample discounts

Reviews (119)

Roy

June 5, 2025

Verified Review

I don't have anything to add

Good company, but I didn't care for their premiums going up this year just for liability and roadside service.

Ann

June 1, 2025

Verified Review

Satisfaction

I like paying all at one time.

Jason

May 8, 2025

Verified Review

Stay away from them if you have children. My policy jumped $540 a month, and they will not exclude my daughter from the policy even though she doesn't drive my truck.

Stay away from them if you have children. My policy jumped $540 a month, and they will not exclude my daughter from the policy even though she doesn't drive my truck.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

837

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.46

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

Civilian drivers looking for cheap car insurance in Lancaster may find what they need with Auto-Owners. The company offers the second-lowest rates in the city, but doesn't limit its membership to the military community, as USAA does. Auto-Owners list more than a dozen discounts on its website, including for students and teens, for having a car with safety features, and for a good claims history.

Pros

• Three different teen discounts

• Roadside assistance available

• Gap coverage available

Cons

• Poor customer ratings on BBB website

• Low rating on Trustpilot

• Not available in every state

How to get the cheapest car insurance in Lancaster

Shopping around for coverage is one of the best ways to get cheap car insurance. Lancaster drivers have plenty of companies to choose from, all with varying coverage options and discounts.

Consider the following ways to find the best policy that meets your needs and helps your budget:

• Apply for discounts. While many insurance companies offer discounts, some may offer more than others or ones tailored to you, such as a home and auto insurance bundle. Compare how much you could reduce your costs and review eligibility requirements, ask questions, and take notes.

• Bundle. Some companies offer major savings when you bundle auto insurance with homeowners insurance or life insurance policies.

• Drive safely. Take extra care to drive safely, as a clean record is the best way to keep your rates low. Even one infraction can cause your rates to increase. Consider taking a defensive driving course, as your insurer may offer better rates to drivers who complete one.

Find Cheap Car Insurance in Lancaster

Liability rates start at $53 per month

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4.8/5

Cheapest liability-only car insurance in Lancaster: USAA

Car insurance protections vary based on the type of coverage you purchase. The most basic form of auto insurance coverage most states require is liability coverage. It provides the minimum required to drive and has limited benefits.

Liability insurance covers just that — your liability in events like car accidents. Generally, you’ll have coverage for property damage and bodily injury. It’s important to note that this pays only for damages for the other driver.^[1]

On average, liability-only coverage costs $175 per month for Lancaster-based drivers. You may consider a liability-only policy if your car is paid for, and is older or less expensive to repair. Below are some of the best insurers for liability-only coverage in Lancaster.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
USAA	$53
Auto-Owners	$57
State Farm	$59
GEICO	$63
Nationwide	$87
Allstate	$92
Travelers	$99
Progressive	$105
State Auto	$120
Root	$138
Safeco	$149
Direct Auto	$160
National General	$162
Dairyland	$170
The General	$194
Liberty Mutual	$198
Bristol West	$238
GAINSCO	$246
AssuranceAmerica	$253

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Lancaster: USAA

Liability insurance covers the basics but can leave you vulnerable and exposed if there’s an incident. That’s where full-coverage car insurance can fill the gaps and provide more thorough protection.

Full coverage is an umbrella term that typically includes the necessary liability coverage, collision, and comprehensive coverage. It covers any repairs to your vehicle, whether it’s damaged in an accident or because of an errant rock hitting your windshield.^[1] It’s a great option for Lancaster drivers who want to protect their finances fully. And if you lease or finance your vehicle, your leasing company or lender will require you to buy full coverage to protect their investment in your car.

Lancaster drivers pay a monthly average of $268 for full-coverage policies. Here are the cheapest full-coverage car insurance options in Lancaster.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Average Monthly Quote
USAA	$92
Auto-Owners	$99
State Farm	$102
GEICO	$109
Nationwide	$150
Allstate	$159
Progressive	$166
Travelers	$171
Safeco	$193
State Auto	$208
Root	$221
National General	$241
Direct Auto	$255
Liberty Mutual	$309
Dairyland	$356
The General	$365
AssuranceAmerica	$380
Bristol West	$412
GAINSCO	$441

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in South Carolina

South Carolina law requires drivers to meet certain car insurance requirements mandated by the state. These include bodily injury liability, property damage liability, and uninsured motorist coverage, with the minimum limits stated below. South Carolina has a “tort system,” which means drivers are considered at fault or not.^[2]

Coverage	Minimum Requirements
Bodily injury liability	$25,000 per person / $50,000 per accident
Property damage liability	$25,000 per accident
Uninsured motorist coverage	Same as above, 25/50/25 with $200 deductible

These are just the basic coverage types you need to drive in Lancaster. Additional coverage options offer more thorough benefits and services, including:

• 

  Collision coverage

  If your vehicle is damaged due to a car accident or there’s a total loss, collision insurance will reimburse the costs to repair it after you pay your deductible.

• 

  Comprehensive coverage

  If your car is damaged from other types of incidents — like weather, fire, vandalism, or theft — comprehensive coverage pays for repairs, minus your deductible.^[1]

Cheapest car insurance for drivers with an incident

As safely as you might drive, incidents can still happen. These incidents might include getting a speeding ticket, getting into an at-fault accident, or driving under the influence (DUI).

Incidents like these on your driving record typically lead to higher rates since your insurer will consider you a higher risk. But you can still find affordable coverage with an incident on your driving record through some insurers in Lancaster.

Shop for Car Insurance in Lancaster, SC

Monthly rates start at $62 for drivers with an incident

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Based on 3,806+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: USAA

Getting a speeding ticket isn’t just inconvenient — it can lead to fines and higher premiums. Generally, how much extra you’ll pay is based on your speed and the difference in how fast you were going compared to the stated limit.

Lancaster drivers with a speeding ticket pay an average of $213 per month for liability-only coverage and $325 for full coverage. The following table compares how a speeding ticket affects car insurance rates for Lancaster drivers.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Speeding Ticket
USAA	$53	$64
Auto-Owners	$57	$70
State Farm	$59	$71
GEICO	$63	$77
Nationwide	$87	$107
Allstate	$92	$112
Travelers	$99	$122
Progressive	$105	$128
State Auto	$120	$148
Root	$138	$180
Safeco	$149	$186
Direct Auto	$160	$196
National General	$162	$197
Dairyland	$170	$207
The General	$194	$249
Liberty Mutual	$198	$248
Bristol West	$238	$293
GAINSCO	$246	$285
AssuranceAmerica	$253	$297

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: USAA

It takes just a second of distracted driving, speeding, or a lapse in judgment to cause an accident. And even after only one accident, your rates will likely increase, as insurers will consider you high risk.

In Lancaster, the average monthly cost of car insurance for drivers with at-fault accidents is $222 for liability insurance and $340 for full coverage. Below, you can compare rates for Lancaster motorists with clean driving records versus those with at-fault accidents.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With Accident
USAA	$53	$67
Auto-Owners	$57	$72
State Farm	$59	$74
GEICO	$63	$80
Nationwide	$87	$111
Allstate	$92	$116
Travelers	$99	$126
Progressive	$105	$136
State Auto	$120	$154
Root	$138	$180
Safeco	$149	$199
Direct Auto	$160	$209
National General	$162	$203
Dairyland	$170	$215
The General	$194	$256
Liberty Mutual	$198	$255
Bristol West	$238	$303
GAINSCO	$246	$303
AssuranceAmerica	$253	$304

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: USAA

Getting a DUI conviction in South Carolina can lead to fines, potential jail time, a suspended license, and increased insurance rates. If it’s your first time driving under the influence, you could be charged $400 and spend a minimum of 48 hours in jail. On top of that, your license will be revoked for six months.^[3]

For additional offenses, the consequences are more severe. When you can drive again, you may want to find more affordable coverage, especially if there have been policy changes.

For Lancaster drivers with a DUI, the average monthly quote for liability-only coverage is $219, and full coverage is $335. Below are the cheapest car insurance options if you have a DUI in Lancaster, South Carolina.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Clean Driving Record	With DUI
USAA	$53	$72
Auto-Owners	$57	$78
State Farm	$59	$80
GEICO	$63	$79
Nationwide	$87	$118
Allstate	$92	$125
Travelers	$99	$135
Progressive	$105	$143
State Auto	$120	$163
Root	$138	$188
Safeco	$149	$211
Direct Auto	$160	$218
National General	$162	$220
Dairyland	$170	$231
The General	$194	$264
Liberty Mutual	$198	$269
Bristol West	$238	$324
GAINSCO	$246	$335
AssuranceAmerica	$253	$344

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: USAA

Drivers tend to pay less for car insurance as they age, especially if they have clean records. But other considerations may affect your driving. Medical conditions, vision problems, or coordination issues can put some seniors at higher risk of getting into an accident.

In general, insurers start increasing rates for seniors around age 70. Lancaster seniors pay an average of $149 per month for liability-only car insurance coverage. To find the most competitive car insurance for seniors, review the insurance companies and rates below.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Full Coverage	Liability Only
USAA	$74	$43
Auto-Owners	$79	$46
State Farm	$80	$46
GEICO	$93	$54
Nationwide	$113	$66
Progressive	$121	$77
Allstate	$129	$74
Travelers	$134	$78
State Auto	$160	$92
Safeco	$167	$129
National General	$185	$125
Root	$188	$117
Direct Auto	$200	$126
Liberty Mutual	$258	$165
Dairyland	$290	$138
The General	$294	$156
AssuranceAmerica	$294	$196
Bristol West	$336	$194
GAINSCO	$367	$205

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: USAA

Young drivers pay the most for car insurance policies, as their lack of experience on the road puts them at greater risk for accidents. Fortunately, rates begin to fall around age 25.

Teens can lower insurance rates by looking for companies that provide a good student discount or staying on their parents’ policy. While teen drivers pay an overall average of $222 per month for coverage, the table below features some of the cheapest car insurance companies in Lancaster for teen drivers.

The below rates are estimated rates current as of: Monday, June 16 at 12:00 PM PDT. 

Insurance Company	Full Coverage	Liability Only
USAA	$176	$101
Auto-Owners	$186	$107
State Farm	$201	$116
GEICO	$222	$128
Nationwide	$302	$175
Progressive	$320	$203
Allstate	$325	$188
Travelers	$350	$203
Root	$397	$248
Safeco	$413	$319
National General	$513	$345
State Auto	$518	$299
Direct Auto	$526	$330
Liberty Mutual	$584	$374
Dairyland	$626	$299
The General	$656	$349
Bristol West	$777	$449
AssuranceAmerica	$785	$523
GAINSCO	$863	$482

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Lancaster car insurance quotes by credit tier

When an insurance company assesses risk, it considers many factors, including your credit history. Drivers with higher credit scores typically pay less and get the best rates. On the other hand, drivers with poor credit often pay more for coverage. Insurance companies associate lower credit profiles with higher levels of risk, leading to increased rates.^[4]

While some states have banned using credit histories when determining insurance premiums, South Carolina law permits insurance companies to do so.

Is car insurance more expensive in Lancaster?

The average cost of full-coverage car insurance in Lancaster is $268 per month, much higher than the national average of $195 and the state average of $255.

Location-based factors, such as population density and crime, affect whether rates are more or less expensive.

More cities in South Carolina

Explore the average monthly cost of car insurance for drivers in other South Carolina cities below.

City	Full Coverage	Liability Only
Charleston	$292	$195
Columbia	$297	$185
Greenville	$257	$166
Lexington	$259	$166
Myrtle Beach	$225	$164
North Charleston	$312	$204
Rock Hill	$263	$174
Summerville	$280	$199

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Lancaster car insurance FAQs