Car Insurance in Charleston, SC

Auto insurance costs vary from location to location and between insurance carriers. Insurify analyzed the latest data for Charleston insurance rates to find you the cheapest quotes in each of these metropolitan areas.

Cheapest Car Insurance in Charleston, SC

Here are the cheapest carriers in Charleston for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Companies Quotes
Direct General

Direct General

$85 /mo
State Farm

State Farm

$109 /mo
Allstate

Allstate

$117 /mo
Progressive

Progressive

$133 /mo
Nationwide

Nationwide

$138 /mo

Best Car Insurance in Charleston, SC

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Charleston.

Companies Insurify
Composite Score
Quotes

American Family

91
$165 /mo

Allstate

88
$117 /mo

Nationwide

85
$138 /mo

State Farm

84
$109 /mo

Progressive

81
$133 /mo

Average Quotes

Charleston

$132/mo

South Carolina Cities
Columbia
$154/mo
North Charleston
$125/mo
Mount Pleasant
$139/mo
Rock Hill
$139/mo
South Carolina

$138/mo

Charleston, SC Driving Facts

South Carolina legislators are currently considering to bring into effect a "hands-free" bill, making it illegal for drivers to hold phones will operating a moving vehicle. Such a law would follow the state of Georgia's lead. The state's police forces are also trying to crack down on speeders through participation in Operation Southern Shield, which hopes to reduce speed-related fatalities in the speedy state.

South Carolina's minimum liability car insurance limits are as follows:

  • $25,000 for bodily injury or death per person
  • $50,000 total for bodily injury or death per accident
  • $25,000 for property damage

Insurify Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

popular car
Honda Accord
Most Popular Car in
Charleston, SC
suspended licenses
#28
Cities with Most
Suspended Licenses Rank