7+ years writing insurance and personal finance content
Certified financial education instructor (CFEI)
Choncé was a licensed life insurance agent before becoming a freelance personal finance writer. She’s passionate about helping people learn to protect themselves with insurance.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.
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When looking for car insurance in Greenville, South Carolina, it’s crucial to find an insurance company that marks every box on your checklist. The best insurance companies will offer the coverage you need at a rate that fits your budget.
Top-rated Greenville insurers will also have high customer service ratings, discounts to lower premium costs, and low average rates. In Greenville, the average monthly cost of insurance is $224 for liability coverage and $297 for full coverage.
Quick Facts
State Auto offers the cheapest average liability-only rates in Greenville, South Carolina, at $104 a month.
The average liability-only car insurance rate in Greenville is only 3% higher than South Carolina’s average rate.
Liberty Mutual is the best Greenville auto insurer for students and young drivers.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.
Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$87/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$130/mo
Travelers has been in business for more than 165 years. Today, the company sells auto insurance, homeowners, renters, flood, pet, and other types of insurance. In addition to liability and full-coverage car insurance, Travelers offers gap insurance, rental car reimbursement, roadside assistance, rideshare insurance, new car replacement coverage, and more. Policyholders can save with a number of discounts, including for bundling multiple policies, safe driving, paying in full, student discounts, and more. Travelers has fewer complaints than expected with the National Association of Insurance Commissioner’s Consumer Complaints Index. A.M. Best gives the company an A++ for financial strength.
Pros
Accident forgiveness available
Robust coverage selections and discount offerings
Cons
Rideshare coverage only available in Colorado and Illinois
High number of negative customer reviews with the Better Business Bureau
They have the lowest rates I could find.
Elise - September 11, 2023
Verified
They are one of the few companies writing policies for a full year. All these "discount companies " miss lead you by quoting 6 month policies.
Travelers offers several car insurance options in Greenville, including benefits like accident forgiveness after your first at-fault car accident. Travelers also has an Insurify Quality (IQ) Score of 4.3 out of 5 and offers new-car replacement coverage and roadside assistance as add-on options.
Pros
Discounts for bundling your policy
Offers accident forgiveness
Cons
Rideshare coverage only available in Colorado and Illinois
Below-average J.D. Power rating in the Southeast region[1]
Best cheap car insurance in Greenville: Progressive
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$100/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$156/mo
Although its founding in 1937 makes Progressive comparatively young, it is among the largest car insurers in the U.S. The company offers car, home, renters, commercial, and other types of insurance. Progressive customers can enjoy savings by bundling their car insurance with another type of Progressive policy – typically homeowners or renters. Available discounts range from multi-policy and multi-car discounts, to the Snapshot save driver discount. Progressive has an A.M. Best rating of A+ for financial stability. However, the company has a slightly higher-than-expected number of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.
Pros
Rewards for good drivers
Numerous coverage options and discounts available
Cons
Higher-than-expected amount of complaints
Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking
My premiums continue to increase. I have no tickets and no accidents.
Progressive may not have the cheapest ratesin Greenville, but this insurer does offer affordable coverage starting at just $122 per month for liability insurance. Progressive also offers the Snapshot program, which rewards safe drivers.
Progressive is known for its Name Your Price Tool, which allows you to customize coverage based on your budget, as well as its multi-policy, multi-car, long-term customer, and good student discounts.
Pros
Wide selection of coverage options
Telematics-based program may lower your premiums
Cons
No advertised discounts for vehicle safety equipment
Below-average J.D. Power rating in the Southeast region[1]
Most affordable car insurance in Greenville: State Auto
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$90/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$158/mo
Founded in 1921, State Auto is now a part of Liberty Mutual. The company sells policies in 33 states, although they don’t specify which ones on their website or Liberty Mutual’s site. State Auto offers three levels of protection with customizable coverages that can include roadside assistance, glass coverage, accident forgiveness, rideshare insurance, and more. Available discounts include one for safe driving (monitored by a telematics app) multiple policies, driver education and safety courses, anti-theft equipment, and for paying in full. State Auto has a slightly higher-than-expected number of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.
Pros
Ample options for customizing coverages
Numerous discounts available
Cons
Not available in all states
Online quotes and purchasing not available
Their customer service is horrible and slow, and they cost us hundreds of dollars extra in added rental car fees for their delays.
Brandon - June 22, 2023
Verified
No problems
Dave - April 12, 2022
Verified
Received a rate increase without notice on renewal
State Auto has the lowest auto insurance rates in Greenville, South Carolina, at just $104 for liability coverage. This insurer has been around for more than 100 years and has a 3.8 IQ Score. State Auto offers three main auto insurance plans — Standard, Protection Plus, and AutoXtendedPremier — to help meet various coverage needs.
Pros
Several discounts available
Save 10% or more with safe driver program
Cons
Some unresolved negative reviews and customer complaints on Better Business Bureau (BBB) website
A.M. Best rating of A- is lower than competing insurers[2]
Best car insurance in Greenville for drivers with multiple vehicles: Direct Auto
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$120/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$181/mo
For a little more than 20 years, Direct Auto has specialized in providing insurance for non-standard drivers who may struggle to find affordable coverage elsewhere, and to drivers who need SR-22 certification. Today, the company sells car, motorcycle, and term life insurance, car insurance in Mexico, roadside assistance, and vehicle protection plans. Direct operates in just 16 states. The company has an A+ rating from A.M. Best for financial and credit strength, but nearly 35 times the number of expected complaints in the National Association of Insurance Commissioners Customer Complaint Index.
Pros
Customers can bundle car insurance with other auto-related products
Direct Auto has been around since 1991 and has an IQ Score of 3.2. Direct Auto helps customize your insurance coverage based on your needs and offers discounts for savings of up to 25%.
For people with multiple vehicles in their home that need insurance, Direct Auto provides multi-policy discounts to help you insure your vehicles, a motorcycle, and commercial vehicles all under one policy.
Pros
Multi-policy and multi-car discounts available
Offers mobile app for account management
Cons
Higher average premiums than competing insurers
Gap or rideshare insurance not available
Best car insurance in Greenville for senior drivers: Nationwide
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
815
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$74/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$115/mo
In business since 1925, Nationwide is one of the largest insurers, and sells car, homeowners, life insurance, umbrella insurance, and more. In addition to liability, collision and comprehensive, Nationwide provides optional coverages such as towing and labor, rental car, and gap. The company also offers accident forgiveness, and a vanishing deductible that lowers your deductible for each year you drive safely. Nationwide has an A+ rating from A.M. Best for financial stability, and an only slightly higher-than-expected number of customer complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.
Pros
Numerous discount and savings opportunities
SmartRide (for safe drivers) and SmartMiles (for low-mileage drivers)
Cons
Not available in every state
Some discounts and programs not available in all states
Was very happy until I was told I would not be renewed as my agent was not with them anymore. I have to get a new agent and start as a new account after 50 years.
Nationwide helps you save money when you bundle your policy with other types of insurance coverage. This company also provides discounts for enrolling in the SmartRide program, allowing you to save up to 40% for driving safely.
Seniors who don’t drive as often could also save with the SmartMiles program, which gives you coverage at a flexible monthly rate based on how many miles you drive.
Pros
SmartMiles program can help lower premiums
Higher-than-average J.D. Power rating in Southeast region[1]
Cons
Lower customer rating with the BBB
Lower J.D. Power claims satisfaction rating than competing insurers[3]
Best car insurance in Greenville for high-risk drivers: Bristol West
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
2.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$186/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$312/mo
Florida-based Bristol West Insurance Company started selling car insurance in 1973. Farmers Insurance now owns the company, which provides private car insurance in 43 states. Bristol specializes in writing policies for difficult-to-insure drivers – for example, those who’ve had a DUI or a lapse in coverage. In addition to liability, collision and comprehensive, Bristol offers optional coverages like rideshare insurance, and rental car coverage. A.M. Best gives Bristol an A rating for financial strength and credit. However, the company has a higher-than average number of complaints in the National Association of Insurance Commissioners Consumer Complaint Index.
Pros
Provides coverage for difficult-to-insure drivers
Offers rideshare coverage as an extension of your personal policy
Cons
Drivers with moving violations pay very high rates
Lower than average customer satisfaction
Too expensive.
Gregory - August 26, 2023
Verified
The agents are nice, but the price seems high.
Ashley - March 17, 2023
Verified
It’s a great company, but the renewal fee went up too much.
Bristol West has been around for 45 years and provides drivers with coverage at a reasonable rate, even if they have bad credit or infractions on their driving record.
While its rates aren’t the lowest among the best auto insurers in Greenville, Bristol West can still be a solid option if you have DUIs, speeding tickets, or need an SR-22.
Pros
Coverage for high-risk drivers
Flexible payment options with low insurance down payments
Cons
Mobile app claims filing not available
Higher rates than other Greenville insurers
Best car insurance in Greenville for young drivers: Liberty Mutual
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$118/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$213/mo
In business for more than 100 years, Liberty Mutual offers auto, homeowners, condo, renters, flood, life and other insurance products. Policyholders have access to numerous discounts, including bundling, good student, military, student-away-at-school, claims-free, violation-free, and multi-car discounts. Liberty Mutual has an A rating for financial strength from A.M. Best and an A+ rating from the Better Business Bureau. However, the company has three times the expected rate of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index, and low ratings on consumer review sites Trustpilot and Sitejabber.
Pros
Wide range of available discounts
Accident forgiveness available
Cons
Many negative reviews and customer complaints
Premiums are relatively high compared to industry average
I don’t like talking to a computer. I’m a one-on-one kind of person.
Liberty Mutual offers customized auto insurance options. This insurer has an IQ Score of 3.8 and offers discounts to students who have a GPA equivalent of B or better. Liberty Mutual also provides discounts for not filing a claim or getting a violation.
Pros
Customizable insurance plans
Offers student-centric discounts
Cons
Higher full-coverage rates than other insurers
Mixed reviews on customer service and certain app features
How to shop for the best car insurance in Greenville
When shopping for car insurance in Greenville, South Carolina, you’ll need to consider several things:
Coverage amount: Decide how much coverage you need, starting with the state’s minimum requirements. South Carolina requires at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage liability. South Carolina also requires uninsured motorist coverage at the same liability limits.[4]
Customer satisfaction and reviews: Review credible customer satisfaction ratings, such as the IQ Score, as well as reviews and complaints with the Better Business Bureau. This will help you uncover any potential issues you could experience with an insurance company.
Rates: Use an insurance-comparison site to gather quotes from at least three different insurers. This will help you compare rates and coverage options to narrow down the best price for your needs.
Communication methods: Check the insurer’s various communication methods, whether you wish to talk to someone by phone, online chat feature, or email. You can also check whether the insurer has customer service agents available during flexible times.
Claims experience and process: Does the insurer have a clear claims process that you can start either online or by phone? Many insurers allow you to check the status of your claim online, which can be helpful during the process.
How to get the cheapest car insurance in Greenville
Finding the cheapest car insurance in Greenville will depend on factors outside your control, like your ZIP code, age, and gender.[5] However, you can control other factors to lower your insurance costs over time:
Ask your insurer about discounts and safe driver programs.
Choose a car that has safety and anti-theft features.
Shop around frequently, gather multiple quotes, and switch your car insurance when you can get a lower rate.
Liability-only vs. full-coverage insurance in Greenville
South Carolina requires minimum-liability auto insurance, which helps cover damage to the other person’s vehicle in an accident. Liability insurance also includes bodily injury coverage, which covers the other driver’s (and their passengers’) medical bills due to injuries from an accident.
Full-coverage insurance refers to a collection of coverages, which includes collision and comprehensive insurance. Collision insurance provides reimbursement for damages to your car after a collision-related event, like an accident, regardless of fault. Comprehensive insurance provides coverage for non-collision events, such as natural disasters, falling objects, theft, and vandalism.[6]
Choosing liability coverage may make sense if you drive an older car that’s worth less than the cost of major repairs. However, you may want a higher level of protection with full-coverage, collision, or comprehensive coverage if you drive a newer car, finance your vehicle with an auto loan, or have a lease agreement.
Here’s a look at the cheapest auto insurance in South Carolina by policy type.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
South Carolina car insurance rates by driving and accident history
Your driving history will greatly affect your car insurance rates. Drivers with a clean record are more likely to see lower car insurance rates because insurers consider drivers with violations on their records as higher risk.[5]
You can still find car insurance at reasonable rates even with infractions on your driving record, but you’ll likely pay more. Here’s a look at average monthly quotes for the cheapest car insurance in South Carolina based on driving and accident history.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Greenville car insurance quotes by credit tier
Many states allow insurers to factor in your credit score when calculating car insurance rates, and South Carolina is one of these states. Insurers in Greenville can use your credit score to determine the likelihood that you’ll file an insurance claim.[7]
Credit scores above 661 are “good,”and the higher your credit score, the better chance you’ll have of getting a lower car insurance rate.[8]
Insurers consider other factors in addition to credit, so a lower credit score doesn’t always mean you’ll get higher insurance premiums. Still, you can prioritize improving your credit score for a chance at better rates.
Greenville car insurance rates by driver age
Age also affects car insurance rates because insurance companies find that drivers younger than 25 have a higher risk of accidents than older drivers.[5] This added risk leads to increased prices for young drivers.
Here are the average insurance rates by driver age. While prices are higher for teens and young drivers, the rates start to go down once you turn 25.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance rates vary by city within South Carolina. Rates may vary by city due to factors such as the amount of traffic in the area or the number of accidents. Also, the cost of vehicle repairs in a particular city may vary, and this can affect car insurance rates.[5]
Car insurance in Greenville costs an average of $224 for liability-only coverage. This is more than insurance in other South Carolina cities, like Myrtle Beach and Rock Hill, but less than cities like Charleston. Here are the liability-only car insurance rates in different South Carolina cities and how these rates compare to Greenville.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Cheap Car Insurance in Greenville
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Based on 3,806+ reviews
4.8/5
Find Greenville agents
The Morgano Agency
206B Pine Knoll Drive, Greenville, SC 29609
Advisors Insurance Agency
494 Garlington Rd, Greenville, SC 29615
The Turner Agency, Inc.
623 Halton Road, Greenville, SC 29607
South Carolina Insurance Brokers
84 Villa Road, Greenville, SC 29615
Southern Insurance Group
301 Rutherford Street, Greenville, SC 29609
The Briles Company
3110 Augusta Street, Greenville, SC 29605
Countybanc Insurance, Inc-Greenville
3431 Pelham Rd, Greenville, SC 29615
Newton Insurance Solutions LLC
620 Howell Road, Suite 9, Greenville, SC 29615
AssuredPartners
55 Beattie Pl, Ste 910, Greenville, SC 29601-2165
Arthurs Insurance and Risk Management Services, LLC
The top three cheapest insurance companies in Greenville are State Auto, Safeco, and Travelers, with liability-only coverage amounts ranging from $104 to $163. However, each insurer won’t offer the exact same price to everyone. Comparing multiple quotes at once using your own personal information is one of the best ways to find the cheapest car insurance rate for your situation.
What are the minimum car insurance requirements in South Carolina?
In South Carolina, you must have at least $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability, and $25,000 per accident for property damage liability. You must also purchase these policy limits for uninsured motorist coverage.[4]
South Carolina requires insurers to offer underinsured motorist coverage, but you’re not required to purchase it.[4]
What are the best car insurance companies in Greenville?
Some of the best insurance companies in Greenville include Progressive and Travelers. These companies have a higher IQ Score and offer lower-than-average rates.
Is South Carolina a no-fault state?
No. South Carolina is an at-fault state. This means if you’re the at-fault driver in an accident, the other driver can file a claim against you for your insurance company to pay for the property and bodily damages.[9]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Choncé Maddox is a Certified Financial Education Instructor (CFEI) and personal finance freelance writer. She graduated from Northern Illinois University with a degree in Journalism and has been covering personal finance topics surrounding saving, debt payoff, credit, and home insurance for seven years. Chonce briefly held a life insurance license in Illinois where she developed a passion for helping people learn how to protect themselves and their property through insurance coverage. Her work has been featured on LendingTree, Business Insider, RateGenius and more.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.
Travelers
Progressive
State Auto
Direct Auto
Nationwide
Bristol West
Liberty Mutual
