Cheap Auto Insurance Quotes in Greenville, SC (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Palmetto State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

With a population of roughly 70,000 residents, Greenville is nestled in the western part of South Carolina. The city can be a dangerous place to drive due to a range of traffic issues, including dangerous right turns, signals that are too close together, and congested roads in multiple areas of the region. While Greenville has been working to resolve these problems for years, it’s smart for drivers to carry adequate auto insurance coverage in the event of an accident.

Car Insurance in Greenville, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenville, SC to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$68
$99
$133
$144
$155
Direct AutoState FarmProgressiveNationwideAmerican Family
Monthly $

Cheapest Car Insurance in Greenville, SC

Here are the cheapest carriers in Greenville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Greenville, SC

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Greenville. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$136
$154
$132
$125
$139
$129
South CarolinaColumbiaCharlestonNorth CharlestonMount PleasantGreenville
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Greenville, SC Driving Facts

south-carolina

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury
  • $25,000 per accident for Property Damage

Greenville Car Insurance Rates by Driver Age

While being young has its perks, it’s good to grow older in Greenville—at least as far as car insurance is concerned. While young drivers take more risks on the road, mature motorists are more likely to make sound driving decisions and receive lower rates. It costs twice as much to insure a teen driver in Greenville ($548) as it does to secure the same coverage for someone in their 30s ($263) in this city.

Driving History
No Violation$269
Speeding Ticket$347
At-Fault Accident$351
Failure to Stop for Red Light / Stop Sign$364

Greenville Car Insurance Rates by Driving and Accident History

Similar to a student report card, your driving record can reflect some of your biggest mistakes. While a clean record in Greenville can get your average insurance rate to $268, marks against you can push policy prices up. Drivers with just one speeding ticket on their record pay an average of $346. That’s a 30 percent increase over the perfect driver. Why so much? Risky driving behavior signals to the insurance company that you could be making a claim sometime in the future. They raise rates to make sure they will still be profitable after the fact.

Greenville Car Insurance Rates by Credit Tier

If you aren’t already actively managing your credit score, you should. It’s one thing you can control when it comes to keeping your insurance rates low. Like other variables used to determine your insurance policy’s price, credit-based insurance scores help insurance companies visualize your risk and set rates. In the end, better credit scores mean better insurance rates. In Greenville, drivers with excellent credit can expect to pay an average of $294 in premiums monthly.

Greenville, SC DMV Information

The Greenville DMV is centrally located and open Monday through Friday from 8:30 a.m. to 5 p.m., with a 9:30 a.m. opening time every Wednesday. Despite only having one office to serve drivers in the area, the Greenville DMV often receives rave reviews for its level of organization and the friendliness of employees. As long as you have your paperwork in order, a visit to this office should be quick.

Public Transportation in Greenville, SC

Greenville’s Greenlink bus system provides 11 routes throughout the greater metropolitan area, making it easy to get around the city without a vehicle. If you’re planning on staying close to downtown, consider taking a ride on one of two vintage-inspired trolleys. Free to ride, the trolleys operate on Thursday and Friday from 6 to 11 p.m., Saturday from 10 a.m. to 11 p.m., and Sunday from 1 to 8 p.m.. If you’re headed outside city limits or require transportation during late-night hours, Uber or Lyft are wise choices.

Conclusion: How to get the best and cheapest car insurance in Greenville, SC

Small cities don’t always equate to an easy time on the road, as Greenville is home to some pretty dangerous intersections. While improvements have been made in recent years, it’s a good idea to familiarize yourself with any route you plan on driving and give yourself plenty of time to arrive at your destination.

Despite the fact that car insurance rates can be high in Greenville, many drivers who use Insurify find that they spend less than others. By answering a few questions, you can compare real-time quotes from multiple insurance companies and can enroll in your new policy online.

Find local Greenville agents

The Morgano Agency 
206B Pine Knoll Drive, Greenville, SC 29609
Advisors Insurance Agency 
494 Garlington Rd, Greenville, SC 29615
The Turner Agency, Inc. 
623 Halton Road, Greenville, SC 29607
South Carolina Insurance Brokers 
84 Villa Road, Greenville, SC 29615
Southern Insurance Group 
301 Rutherford Street, Greenville, SC 29609
The Briles Company 
3110 Augusta Street, Greenville, SC 29605
Countybanc Insurance, Inc-Greenville 
3431 Pelham Rd, Greenville, SC 29615
Newton Insurance Solutions LLC 
620 Howell Road, Suite 9, Greenville, SC 29615
AssuredPartners 
55 Beattie Pl, Ste 910, Greenville, SC 29601-2165
Arthurs Insurance and Risk Management Services, LLC 
601 Roper Creek Dr, Greenville, SC 29615-6935

Insurify Insights: How Greenville Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Greenville, SC
suspended licenses
#18
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Greenville drivers measure up to their fellow South Carolina motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Greenville

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Greenville drivers rank 24 in the number of car accidents per driver across all cities in South Carolina.

  • Rank within state: #24
  • Percent of drivers in Greenville with an accident: 14.46%
  • Drivers in Greenville, SC with an accident in their driving history paid on average 47.44% more than drivers with a clean record

Speeding Greenville

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Carolina, Greenville drivers rank 24 in the number of speeding infractions per driver.

  • Rank within state: #24
  • Percent of drivers in Greenville with a speeding ticket: 14.68%
  • Drivers in Greenville, SC with a speeding ticket in their driving history paid on average 41.03% more than drivers with a clean record

DUI/DWIs Greenville

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Greenville drivers rank 21 in the number of DUI’s per driver across all cities in South Carolina.

  • Rank within state: #21
  • Percent of drivers in Greenville with a DUI: 1.52%
  • Drivers in Greenville, SC with a DUI in their driving history paid on average 9.4% more than drivers with a clean record

Rude Greenville

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in South Carolina, Greenville drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Greenville with a reckless driving violation: 2.18%
  • Drivers in Greenville, SC with a reckless driving violation in their driving history paid on average 36.75% more than drivers with a clean record.

Safest Drivers Greenville

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Greenville drivers rank 24 in clean driving records across all cities in South Carolina.

  • Rank within state: #24
  • Percent of drivers in Greenville with clean record: 74.15%

Failure to Yield the Right of Way Greenville

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Greenville drivers rank 9 in failure to yield violations per driver across all cities in South Carolina.

  • Rank within state: #9
  • Percent of drivers in Greenville with a failure to yield violation: 0.68%
  • Drivers in Greenville, SC with a failure to yield violation in their driving history paid on average 1600% more than drivers with a clean record

Reckless Drivers Greenville

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in South Carolina, Greenville drivers rank 15 in the number of reckless driving offenses per driver.

  • Rank within state: #15
  • Percent of drivers in Greenville with a reckless driving offense: 0.22%

Most Popular Vehicle Greenville

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Greenville is the Honda Accord.


FAQs - Greenville, SC Car Insurance

What happens if I drive in Greenville without car insurance?

South Carolina is very strict when it comes to auto insurance. Driving without coverage could land you in jail along with the suspension of your driver’s license and vehicle registration.

Why is car insurance expensive in Greenville?

The state requires that drivers carry a certain variety of coverage types, and the more features your policy entails, the more expensive your premiums will be. Drivers who are looking to save money on car insurance can visit Insurify to compare quotes in a matter of minutes.

If I get in an accident in Greenville, does it matter who is at fault?

Yes, as South Carolina uses an at-fault system to determine responsibility in the event of a collision. If you are found to be at fault, your auto insurance would pay toward damages first.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.