Cheap Auto Insurance Quotes in Greenville, SC (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

With a population of roughly 70,000 residents, Greenville is nestled in the western part of South Carolina. The city can be a dangerous place to drive due to a range of traffic issues, including dangerous right turns, signals that are too close together, and congested roads in multiple areas of the region. While Greenville has been working to resolve these problems for years, it’s smart for drivers to carry adequate auto insurance coverage in the event of an accident.

Car Insurance in Greenville, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenville, SC to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Greenville, SC

Here are the cheapest carriers in Greenville for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Greenville, SC

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Greenville. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Greenville, SC Driving Facts

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury
  • $25,000 per accident for Property Damage
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Greenville, SC DMV Information

The Greenville DMV is centrally located and open Monday through Friday from 8:30 a.m. to 5 p.m., with a 9:30 a.m. opening time every Wednesday. Despite only having one office to serve drivers in the area, the Greenville DMV often receives rave reviews for its level of organization and the friendliness of employees. As long as you have your paperwork in order, a visit to this office should be quick.

Public Transportation in Greenville, SC

Greenville’s Greenlink bus system provides 11 routes throughout the greater metropolitan area, making it easy to get around the city without a vehicle. If you’re planning on staying close to downtown, consider taking a ride on one of two vintage-inspired trolleys. Free to ride, the trolleys operate on Thursday and Friday from 6 to 11 p.m., Saturday from 10 a.m. to 11 p.m., and Sunday from 1 to 8 p.m.. If you’re headed outside city limits or require transportation during late-night hours, Uber or Lyft are wise choices.

Conclusion: How to get the best and cheapest car insurance in Greenville, SC

Small cities don’t always equate to an easy time on the road, as Greenville is home to some pretty dangerous intersections. While improvements have been made in recent years, it’s a good idea to familiarize yourself with any route you plan on driving and give yourself plenty of time to arrive at your destination.

Despite the fact that car insurance rates can be high in Greenville, many drivers who use Insurify find that they spend less than others. By answering a few questions, you can compare real-time quotes from multiple insurance companies and can enroll in your new policy online.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Greenville stacks up for the state of South Carolina:


FAQs - Greenville, SC Car Insurance

What happens if I drive in Greenville without car insurance?

South Carolina is very strict when it comes to auto insurance. Driving without coverage could land you in jail along with the suspension of your driver’s license and vehicle registration.

Why is car insurance expensive in Greenville?

The state requires that drivers carry a certain variety of coverage types, and the more features your policy entails, the more expensive your premiums will be. Drivers who are looking to save money on car insurance can visit Insurify to compare quotes in a matter of minutes.

If I get in an accident in Greenville, does it matter who is at fault?

Yes, as South Carolina uses an at-fault system to determine responsibility in the event of a collision. If you are found to be at fault, your auto insurance would pay toward damages first.