Cheap Auto Insurance Quotes in Greenville, SC (September 2022)

With a population of roughly 70,000 residents, Greenville is nestled in the western part of South Carolina. The city can be a dangerous place to drive due to a range of traffic issues, including dangerous right turns, signals that are too close together, and congested roads in multiple areas of the region. While Greenville has been working to resolve these problems for years, it’s smart for drivers to carry adequate auto insurance coverage in the event of an accident.

Minimum Car Insurance Requirements in South Carolina

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement
• Renewing vehicle registration
• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in South Carolina^[1] are:

• $25,000 per person for bodily injury
• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. South Carolina is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

• $25,000 per person for uninsured/underinsured motorist bodily injury
• $50,000 per accident for uninsured/underinsured motorist bodily injury
• $25,000 per accident for uninsured/underinsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In South Carolina, drivers are requred to purchase this coverage for both bodily injury and property damage.

Greenville, SC DMV Information

The Greenville DMV is centrally located and open Monday through Friday from 8:30 a.m. to 5 p.m., with a 9:30 a.m. opening time every Wednesday. Despite only having one office to serve drivers in the area, the Greenville DMV often receives rave reviews for its level of organization and the friendliness of employees. As long as you have your paperwork in order, a visit to this office should be quick.

Public Transportation in Greenville, SC

Greenville’s Greenlink bus system provides 11 routes throughout the greater metropolitan area, making it easy to get around the city without a vehicle. If you’re planning on staying close to downtown, consider taking a ride on one of two vintage-inspired trolleys. Free to ride, the trolleys operate on Thursday and Friday from 6 to 11 p.m., Saturday from 10 a.m. to 11 p.m., and Sunday from 1 to 8 p.m.. If you’re headed outside city limits or require transportation during late-night hours, Uber or Lyft are wise choices.

How to get the best and cheapest car insurance in Greenville, SC

Small cities don’t always equate to an easy time on the road, as Greenville is home to some pretty dangerous intersections. While improvements have been made in recent years, it’s a good idea to familiarize yourself with any route you plan on driving and give yourself plenty of time to arrive at your destination.

Despite the fact that car insurance rates can be high in Greenville, many drivers who use Insurify find that they spend less than others. By answering a few questions, you can compare real-time quotes from multiple insurance companies and can enroll in your new policy online.