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Cheap Auto Insurance Quotes in Greenville, SC (September 2022)

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Olivia Oksenhorn

By: Olivia Oksenhorn

Edited by Tanveen Vohra | Reviewed by Licensed Insurance Agent, Amber Benka

Updated February 4, 2022

With a population of roughly 70,000 residents, Greenville is nestled in the western part of South Carolina. The city can be a dangerous place to drive due to a range of traffic issues, including dangerous right turns, signals that are too close together, and congested roads in multiple areas of the region. While Greenville has been working to resolve these problems for years, it’s smart for drivers to carry adequate auto insurance coverage in the event of an accident.

Car Insurance in Greenville, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenville, SC to find you the cheapest quotes in the area.

Quick Facts

  • The average cost of car insurance in Greenville is $250 per month, or $3000 annually.
  • Car insurance in Greenville is $9 less than the average cost of car insurance in South Carolina.
  • The cheapest car insurance provider in Greenville on average is Kemper Preferred, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Direct Auto
$68
State Farm
$99
Progressive
$133
Nationwide
$144
American Family
$155

Cheapest Car Insurance in Greenville, SC

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in GreenvilleQuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Direct Auto$68 /mo
State Farm$99 /mo
Progressive$133 /mo
Nationwide$144 /mo
American Family$155 /mo

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Best Car Insurance in Greenville, SC

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Greenville. For the complete list, see Insurify's best car insurance companies.
Best CompaniesScoreThe Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews.QuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
American Family89$236 /mo
Safeco86$211 /mo
Liberty Mutual82$246 /mo
Travelers80$170 /mo

Average Car Insurance Cost

South Carolina Cities
Columbia$154/mo
Charleston$132/mo
North Charleston$125/mo
Mount Pleasant$139/mo
Greenville$129/mo
South Carolina$136/mo
North Charleston
$125
Greenville
$129
Charleston
$132
Average for SC
$136
Mount Pleasant
$139
Columbia
$154
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in South Carolina

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in South Carolina[1] are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. South Carolina is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured/underinsured motorist bodily injury
  • $50,000 per accident for uninsured/underinsured motorist bodily injury
  • $25,000 per accident for uninsured/underinsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In South Carolina, drivers are requred to purchase this coverage for both bodily injury and property damage.

Greenville Car Insurance Rates by Driver Age

While being young has its perks, it’s good to grow older in Greenville—at least as far as car insurance is concerned. While young drivers take more risks on the road, mature motorists are more likely to make sound driving decisions and receive lower rates. It costs twice as much to insure a teen driver in Greenville ($548) as it does to secure the same coverage for someone in their 30s ($263) in this city.

Driver's AgeAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
teens$549
20s$328
30s$264
40s$283
50s$284
60s$249
70s$222
80s$335

Greenville Car Insurance Rates by Driving and Accident History

Similar to a student report card, your driving record can reflect some of your biggest mistakes. While a clean record in Greenville can get your average insurance rate to $268, marks against you can push policy prices up. Drivers with just one speeding ticket on their record pay an average of $346. That’s a 30 percent increase over the perfect driver. Why so much? Risky driving behavior signals to the insurance company that you could be making a claim sometime in the future. They raise rates to make sure they will still be profitable after the fact.

Driving HistoryAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
No Violation$269
Speeding Ticket$347
At-Fault Accident$351
Failure to Stop for Red Light / Stop Sign$364

Greenville Car Insurance Rates by Credit Tier

If you aren’t already actively managing your credit score, you should. It’s one thing you can control when it comes to keeping your insurance rates low. Like other variables used to determine your insurance policy’s price, credit-based insurance scores help insurance companies visualize your risk and set rates. In the end, better credit scores mean better insurance rates. In Greenville, drivers with excellent credit can expect to pay an average of $294 in premiums monthly.

Credit TierAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$295
Good$312
Average$295
Poor$292

Find local Greenville agents

  • The Morgano Agency 

    206B Pine Knoll Drive,
    Greenville, SC 29609
  • Advisors Insurance Agency 

    494 Garlington Rd,
    Greenville, SC 29615
  • The Turner Agency, Inc. 

    623 Halton Road,
    Greenville, SC 29607
  • South Carolina Insurance Brokers 

    84 Villa Road,
    Greenville, SC 29615
  • Southern Insurance Group 

    301 Rutherford Street,
    Greenville, SC 29609
  • The Briles Company 

    3110 Augusta Street,
    Greenville, SC 29605
  • Countybanc Insurance, Inc-Greenville 

    3431 Pelham Rd,
    Greenville, SC 29615
  • Newton Insurance Solutions LLC 

    620 Howell Road,
    Suite 9, Greenville, SC 29615
  • AssuredPartners 

    55 Beattie Pl,
    Ste 910, Greenville, SC 29601-2165
  • Arthurs Insurance and Risk Management Services, LLC 

    601 Roper Creek Dr,
    Greenville, SC 29615-6935
View more

Greenville, SC DMV Information

The Greenville DMV is centrally located and open Monday through Friday from 8:30 a.m. to 5 p.m., with a 9:30 a.m. opening time every Wednesday. Despite only having one office to serve drivers in the area, the Greenville DMV often receives rave reviews for its level of organization and the friendliness of employees. As long as you have your paperwork in order, a visit to this office should be quick.

Public Transportation in Greenville, SC

Greenville’s Greenlink bus system provides 11 routes throughout the greater metropolitan area, making it easy to get around the city without a vehicle. If you’re planning on staying close to downtown, consider taking a ride on one of two vintage-inspired trolleys. Free to ride, the trolleys operate on Thursday and Friday from 6 to 11 p.m., Saturday from 10 a.m. to 11 p.m., and Sunday from 1 to 8 p.m.. If you’re headed outside city limits or require transportation during late-night hours, Uber or Lyft are wise choices.

How to get the best and cheapest car insurance in Greenville, SC

Small cities don’t always equate to an easy time on the road, as Greenville is home to some pretty dangerous intersections. While improvements have been made in recent years, it’s a good idea to familiarize yourself with any route you plan on driving and give yourself plenty of time to arrive at your destination.

Despite the fact that car insurance rates can be high in Greenville, many drivers who use Insurify find that they spend less than others. By answering a few questions, you can compare real-time quotes from multiple insurance companies and can enroll in your new policy online.

FAQs - Greenville, SC Car Insurance

  • South Carolina is very strict when it comes to auto insurance. Driving without coverage could land you in jail along with the suspension of your driver’s license and vehicle registration.
  • The state requires that drivers carry a certain variety of coverage types, and the more features your policy entails, the more expensive your premiums will be. Drivers who are looking to save money on car insurance can visit Insurify to compare quotes in a matter of minutes.
  • Yes, as South Carolina uses an at-fault system to determine responsibility in the event of a collision. If you are found to be at fault, your auto insurance would pay toward damages first.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Greenville Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Greenville, South Carolina below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Greenville drivers measure up to their fellow motorists across South Carolina in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Greenville

#59

City with the Most Speeding Tickets Rank in South Carolina

#53

City with the Most Moving Violations Rank in South Carolina

#83

City with the Most DUIs Rank in South Carolina

#33

City with the Most Suspended Licenses in South Carolina

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Greenville drivers rank 44 in the number of car accidents per driver across all cities in South Carolina.

    • Rank within state: #44
    • Percent of drivers in Greenville with an accident: 12.8%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Greenville drivers rank 83 in the number of DUI’s per driver across all cities in South Carolina.

    • Rank within state: #83
    • Percent of drivers in Greenville with a DUI: 0.9%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in South Carolina, Greenville drivers rank 61 in the number of reckless driving offenses per driver.

    • Rank within state: #61
    • Percent of drivers in Greenville with a reckless driving offense: 1%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in South Carolina, Greenville drivers rank 45 in rude driving infractions.

    • Rank within state: #45
    • Percent of drivers in Greenville with a reckless driving violation: 1.3%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Carolina, Greenville drivers rank 59 in the number of speeding infractions per driver.

    • Rank within state: #59
    • Percent of drivers in Greenville with a speeding ticket: 13.2%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Greenville drivers rank 89 in clean driving records across all cities in South Carolina.

    • Rank within state: #89
    • Percent of drivers in Greenville with clean record: 72.9%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Greenville drivers rank 35 in hybrid and electric vehicle ownership across all cities in South Carolina.

    • Rank within state: #35
    • Percent of drivers in Greenville with a hybrid/electric vehicle: 0.82%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Olivia Oksenhorn
Olivia Oksenhorn
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Insurance Writer

Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.

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Sources

  1. South Carolina Department of Insurance . "State Minimum Car Insurance Requirements." Accessed May 28, 2022