Cheap Auto Insurance Quotes in Aiken, SC (2021)

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Car Insurance in Aiken, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Aiken, SC to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$73
$85
$93
$134
$149
Direct AutoState FarmAllstateNationwideAmerican Family
Monthly $

Cheapest Car Insurance in Aiken, SC

Here are the cheapest carriers in Aiken for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$134
$154
$132
$125
$139
$120
South CarolinaColumbiaCharlestonNorth CharlestonMount PleasantAiken
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Aiken, SC Driving Facts

south-carolina

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury
  • $25,000 per accident for Property Damage

Find local Aiken agents

Hutson-Etherredge Companies 
129 Park Ave SW, Aiken, SC 29801
Austin Taylor Insurance Agency - Aiken 
705 Silver Bluff Rd, Aiken, SC 29803-6069
Anderson Insurance Associates 
228 Richland Ave W Ste 4, Aiken, SC 29801-4197
Cummings Insurance Agency Inc. 
6253 Hiwassee Run, Aiken, SC 29803
'Durban Laird''s Inc '
155 Laurens St SW, Aiken, SC 29801-3847
Direct Auto Insurance
3555 Richland Ave W #182, Aiken, SC 29801
Lambert Insurance
217 Silver Bluff Rd, Aiken, SC 29803
Affordable Insurance Agency, Inc.
212 Richland Ave W, Aiken, SC 29801
Bates, Smith, and Strickland Insurance
117 Waterloo St SW, Aiken, SC 29801
The Wills Agency LLC
209 Richland Ave W, Aiken, SC 29801

Insurify Insights: How Aiken Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Aiken, SC
suspended licenses
#33
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Aiken drivers measure up to their fellow South Carolina motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Aiken

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Aiken drivers rank 49 in the number of car accidents per driver across all cities in South Carolina.

  • Rank within state: #49
  • Percent of drivers in Aiken with an accident: 11.86%
  • Drivers in Aiken, SC with an accident in their driving history paid on average 54.23% more than drivers with a clean record

Speeding Aiken

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Carolina, Aiken drivers rank 20 in the number of speeding infractions per driver.

  • Rank within state: #20
  • Percent of drivers in Aiken with a speeding ticket: 14.88%
  • Drivers in Aiken, SC with a speeding ticket in their driving history paid on average 39.3% more than drivers with a clean record

DUI/DWIs Aiken

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Aiken drivers rank 18 in the number of DUI’s per driver across all cities in South Carolina.

  • Rank within state: #18
  • Percent of drivers in Aiken with a DUI: 1.63%
  • Drivers in Aiken, SC with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude Aiken

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in South Carolina, Aiken drivers rank 23 in rude driving infractions.

  • Rank within state: #23
  • Percent of drivers in Aiken with a reckless driving violation: 1.4%
  • Drivers in Aiken, SC with a reckless driving violation in their driving history paid on average 78.11% more than drivers with a clean record.

Safest Drivers Aiken

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Aiken drivers rank 12 in clean driving records across all cities in South Carolina.

  • Rank within state: #12
  • Percent of drivers in Aiken with clean record: 76.05%

Failure to Yield the Right of Way Aiken

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Aiken drivers rank 12 in failure to yield violations per driver across all cities in South Carolina.

  • Rank within state: #12
  • Percent of drivers in Aiken with a failure to yield violation: 0.58%
  • Drivers in Aiken, SC with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Aiken

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in South Carolina, Aiken drivers rank 3 in the number of reckless driving offenses per driver.

  • Rank within state: #3
  • Percent of drivers in Aiken with a reckless driving offense: 0.47%

Most Popular Vehicle Aiken

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Aiken is the Honda Accord.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.